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Visitors Medical Insurance
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Visitor Medical Insurance & Travel Health Insurance
Visitor insurance is necessary in todays global village where people often travel across borders. In the America's (US and Canada), medical care is not cheap and even small ailments can result in huge medical expenses, more serious medical problems can have catastrophic financial implications without visitor insurance. Visitors Insurance is ideal when you have parents, relatives and family / friends visiting the United States. It is very popular with new immigrant communities in the United States such as from India, China, Russia, Eastern Europe, Mexico and South America.
Visitor's insurance are short term travelers medical insurance plans for the duration of travel. These plans will provide coverage for accident and illness expenses during travel as well as the travelers stay overseas. Visitors Travel Insurance plans, also known as Visitors Medical Insurance or Visitors Health insurance plans can be purchased prior to start of journey or even during your travel. Visitor insurance plans can be purchased for durations from five days to three years, and provide coverage ranging from $25,000 to $1,000,000. Visitors insurance plans can be either comprehensive plans or fixed benefits (more affordable but with limited coverage) plans. The cost or premiums for these plans will vary depending on the type of insurance plan purchased.
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Global Health Insurance
Global Medical Health Insurance also known as expatriate insurance provide excellent health care coverage anywhere in the world. These plans are designed for US expatriates, foreign nationals in the US, residents of Canada and Mexico looking for US healthcare coverage, regular overseas travelers, international sailors and cruisers. US citizens who have retired and settled outside the country find these plans popular as their medicare coverage does not extend outside the USA.
Global health plans offer worldwide coverage and are long term major medical plans with no limit on renewals. Pre-existing conditions can be covered after an initial period of coverage. Global medical insurance plans can be purchased on monthly, quarterly, semi annual or annual basis. The maximum coverage is upwards of $1million.
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Student Medical Insurance
International Students (F1 American visa holders), their spouses and children (F2 dependents) need good medical insurance while in the United States. This is often a requirement of the University. International Students medical insurance plans cover emergency medical evacuation and repatriation, accident and sickness medical expenses (pre-existing conditions & pregnancy may be covered) and prescription drugs expenses.
Student insurance along with making the American university experience trouble free, is also required by most US Universities. If the student in on a American J visa (exchange scholar visa), then the insurance is required by the US government.
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US Immigrant Insurance
Immigrant Insurance plans are designed for new immigrants to the US and potential immigrants (H4 & F2 American visa holders). The immigrant insurance plans are designed for longer periods and cover medical expenses resulting from accidents, sudden illness or injuries during their period of coverage.
New Immigrant to the USA are not immediately eligible for US medicare. The immigrant insurance plans are designed for new immigrants for longer duration, and till the time that they become eligible for domestic US insurance plans.
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J1 Visa Insurance
J-1 exchange visitors in the US and J-2 dependents must carry health insurance. Government regulations stipulate that if one willfully fails to carry health insurance, then the J-1 sponsor must terminate the exchange visitor program and inform the US Department of State. Benefits include coverage for medical expenses (pre-existing conditions may be covered), prescription drugs expenses, emergency medical evacuation and accidental death & dismemberment.
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Travel / Trip Insurance
Travel / Trip Insurance plans are solutions designed for short term travel, vacations and tours. These traveller's insurance plans offer good coverage at affordable prices. Benefits include coverage for medical expenses (pre-existing conditions may be covered), dental expenses, prescription drugs expenses, emergency medical evacuation. Cruise Vacation, travel medical insurance plans can also cover your losses (non refundable ticket costs) due to a trip cancellation, trip interruption, lost baggage etc.
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Europe / Schengen Visa Insurance
Europe / Schengen Visa Insurance has been made convenient with the Schengen Visa. Europe Travel Insurance common visa allows you to travel to 24 schengen countries. However Schengen visa countries require visitors to have health insurance coverage. Schengen Visa insurance requirements are specified by the consulates. Answers the 'Quick quote' questions below and click on 'Get Quote' to find plans which satisfy Schengen consulate requirements.
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1. American visitor insurance empowers the customer
Our services are aimed to empower 'you' the customer with resourceful tools and relevant information to help you can make an informed choice while purchasing insurance. There are several insurance plans available each with considerable fine print, most of which is confusing to customers. Some of the tools that American visitor insurance has provided to empower you are.
- Travel medical insurance quote comparison utility: After providing basic information about the traveler, you will be able to compare visitor insurance quotes of different insurance providers. Along with the premium rates, you can also compare the benefits of the different travel insurance plans.
- Travel health insurance FAQ:Here is a list of frequent questions along with answers that travelers often have.
- Visitors Insurance Guide:
Resourceful guide with detailed information about visitor insurance.
- Visitor travel Insurance glossary: The glossary explains common insurance terms.
2. American visitor insurance provides wide range of options to the customer
American visitor insurance does not limit your choice to any one insurance provider. We work with all reputed (A and A++ ratings only) insurers so that you have a wide range of insurance plan to choose from. We help you find the insurance policy that suits your specific requirements best.
3. American visitor insurance provides superior customer service
American visitor insurance takes a lot of pride in our customer service. We have put a lot of our energy to build a reputation of trust and superior customer service. Our licensed agents go the extra mile to ensure that all our visitors are given resourceful authentic information. When you buy through us, along with the insurer, American Visitor Insurance will also support you. Many of the insurers do not market their products directly, they only work through licensed agents like us.
4. Best prices assured on American visitor insurance
The insurance industry in the United States is highly regulated, and we can guarantee that our prices are the cheapest for a given plan. You will not be able to buy the same insurance plans on the American visitor insurance at a lower price. If you are looking at a lower price, then the coverage will also be less.
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- Visitor Medical Insurance
Tourists, parents, relatives traveling outside the home country for coverage anywhere in the world)
- Global Health Insurance
Coverage around the world for expatriates, renewable long term major medical insurance
- Schengen Visa Insurance
Insurance to satisfy Schengen state consulate requirements, France, Spain, Germany
- Student Medical Insurance
International students to US / Canada and American students traveling abroad
- US Immigrant Health Insurance
Green card holders, H1B, H4, F2 Visa holders and new immigrants
- J visa Insurance
J1 and J2 Visa holders insurance to satisfy consular requirements
- Vacation travel Insurance
Trip cancellation, baggage delay, baggage loss
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