Insurance for traveling to Europe (Insurance for Schengen visa requirements)
My husband and I had planned a two week vacation in France for the summer. As Indian citizens we needed to provide the French Consulate with proof of medical coverage before they issued us the Schenghen Visa. The medical insurance policy had to cover hospitalization and it had to have an evacuation and repatriation benefit attached. I realized all this at the very last moment. Our appointment with the French consulate was in 24 hours and I had no medical coverage.
Luckily for me I was able to find this website American Visitor Insurance , which provided me with a really easy to use search engine that helped me find three different policies that fit both my budget and the Schenghen visa requirements. The cost of the plan was dependent on the traveler’s age, the maximum coverage requested, the deductible selected and the type of coverage (Fixed versus Comprehensive). There were options with various maximum coverage limits for medical expenses ranging from $25,000 up to $1,000,000. For the Schenghen visa we had to buy a minimum of $50,000.
The site has a 24-hour customer care line so I was able to speak to someone after work. And because I made my purchase online I was able to receive all of the policy documents via email, including a visa letter that outlined all the policy details. I printed them all out and carried them with me to the consulate for my appointment the next day.