/* ── HMC Trigger Button ── */
.hmc-btn {
  display: inline-flex; align-items: center; gap: 9px;
  background: linear-gradient(135deg, #0d4fa3, #1976d2);
  color: #fff; border: none; border-radius: 40px; padding: 10px 22px;
  font-family: 'Nunito', sans-serif; font-size: 14px; font-weight: 800;
  letter-spacing: .3px; cursor: pointer;
  box-shadow: 0 6px 22px rgba(13,79,163,.32);
  transition: transform .2s, box-shadow .2s;
  vertical-align: middle;
}
.hmc-btn:hover { transform: translateY(-2px); box-shadow: 0 10px 28px rgba(13,79,163,.42); }

/* ── HMC Nudge Banner ── */
.hmc-nudge {
  display: flex; align-items: center; justify-content: space-between;
  flex-wrap: wrap; gap: 12px;
  background: #fef3c7; border: 2px solid #fbbf24;
  border-radius: 14px; padding: 14px 20px; margin: 12px 0;
}
.hmc-nudge span { font-size: 14px; font-weight: 700; color: #78350f; }
.hmc-nudge button {
  background: #d97706; color: #fff; border: none; border-radius: 30px;
  padding: 8px 20px; font-family: 'Nunito', sans-serif; font-size: 14px;
  font-weight: 800; cursor: pointer; transition: background .2s;
}
.hmc-nudge button:hover { background: #b45309; }

/* ── HMC Overlay / Backdrop ── */
.hmc-overlay {
  display: none; position: fixed; inset: 0;
  background: rgba(8,20,50,.62); backdrop-filter: blur(5px);
  z-index: 99999; align-items: center; justify-content: center; padding: 16px;
}
.hmc-overlay.open { display: flex; animation: hmcFadeIn .22s ease; }
@keyframes hmcFadeIn { from { opacity:0 } to { opacity:1 } }

/* ── HMC Modal Shell ── */
.hmc-modal {
  background: #fff; width: 100%; max-width: 560px; max-height: 92vh;
  border-radius: 18px; box-shadow: 0 12px 48px rgba(13,79,163,.18);
  display: flex; flex-direction: column; overflow: hidden;
  animation: hmcPopUp .28s cubic-bezier(.34,1.56,.64,1);
}
@keyframes hmcPopUp {
  from { opacity:0; transform:scale(.93) translateY(18px) }
  to   { opacity:1; transform:scale(1) translateY(0) }
}

/* ── HMC Modal Header ── */
.hmc-head { background: linear-gradient(135deg,#0d4fa3,#1976d2); padding: 22px 24px 0; flex-shrink:0; }
.hmc-head-row { display:flex; align-items:flex-start; justify-content:space-between; }
.hmc-head h2 { color:#fff; font-size:20px; font-weight:900; line-height:1.25; font-family:'Nunito',sans-serif; margin:0; }
.hmc-head p  { color:rgba(255,255,255,.78); font-size:13px; margin-top:4px; font-weight:600; font-family:'Nunito',sans-serif; }
.hmc-x {
  background:rgba(255,255,255,.18); border:none; color:#fff;
  width:34px; height:34px; border-radius:50%; font-size:19px; cursor:pointer;
  display:flex; align-items:center; justify-content:center;
  flex-shrink:0; margin-left:10px; transition:background .2s;
}
.hmc-x:hover { background:rgba(255,255,255,.32); }

/* ── Progress Dots ── */
.hmc-dots { display:flex; gap:7px; margin-top:16px; padding-bottom:2px; }
.hmc-dot  { height:5px; border-radius:5px; background:rgba(255,255,255,.28); flex:1; transition:background .35s, flex .35s; }
.hmc-dot.hmc-done   { background:rgba(255,255,255,.65); }
.hmc-dot.hmc-active { background:#fbbf24; flex:1.6; }

/* ── Modal Body / Scroll ── */
.hmc-body { flex:1; overflow-y:auto; padding:24px 24px 20px; scroll-behavior:smooth; }
.hmc-body::-webkit-scrollbar { width:4px; }
.hmc-body::-webkit-scrollbar-thumb { background:#c5d7ee; border-radius:4px; }

/* ── Quiz Steps ── */
.hmc-step { display:none; }
.hmc-step.hmc-active { display:block; animation:hmcFadeIn .2s ease; }
.hmc-step-tag  { font-size:11px; font-weight:800; text-transform:uppercase; letter-spacing:1.1px; color:#d97706; margin-bottom:5px; font-family:'Nunito',sans-serif; }
.hmc-step-q    { font-size:18px; font-weight:900; color:#0d4fa3; margin-bottom:4px; line-height:1.3; font-family:'Nunito',sans-serif; }
.hmc-step-hint { font-size:12.5px; color:#6b7a99; font-weight:600; margin-bottom:18px; line-height:1.5; font-family:'Nunito',sans-serif; }

/* ── Answer Option Cards ── */
.hmc-opts { display:grid; grid-template-columns:1fr 1fr; gap:10px; }
.hmc-opts.hmc-cols3 { grid-template-columns:repeat(3,1fr); }
.hmc-opt {
  border:2.5px solid #d3e4f7; border-radius:14px; padding:14px 10px;
  text-align:center; cursor:pointer; background:#f4f8ff;
  transition:border-color .18s, background .18s, transform .18s, box-shadow .18s;
  user-select:none;
}
.hmc-opt:hover { border-color:#1565c0; background:#eaf2ff; transform:translateY(-2px); box-shadow:0 5px 18px rgba(21,101,192,.14); }
.hmc-opt.hmc-sel {
  border-color:#0d4fa3; background:linear-gradient(135deg,#0d4fa3,#1976d2);
  transform:translateY(-2px); box-shadow:0 7px 22px rgba(13,79,163,.28);
}
.hmc-opt .hmc-ico { font-size:26px; display:block; margin-bottom:7px; }
.hmc-opt .hmc-lbl { font-size:13.5px; font-weight:800; color:#0d4fa3; display:block; margin-bottom:2px; font-family:'Nunito',sans-serif; }
.hmc-opt .hmc-sub { font-size:11.5px; color:#6b7a99; font-weight:600; display:block; line-height:1.4; font-family:'Nunito',sans-serif; }
.hmc-opt.hmc-sel .hmc-lbl { color:#fff; }
.hmc-opt.hmc-sel .hmc-sub { color:rgba(255,255,255,.78); }

/* ── Nav Buttons ── */
.hmc-nav-row { display:flex; justify-content:space-between; align-items:center; margin-top:22px; padding-top:16px; border-top:1.5px solid #d3e4f7; }
.hmc-btn-back {
  background:none; border:2px solid #d3e4f7; color:#6b7a99;
  border-radius:10px; padding:9px 18px; font-family:'Nunito',sans-serif;
  font-size:13.5px; font-weight:700; cursor:pointer; transition:border-color .2s, color .2s;
}
.hmc-btn-back:hover { border-color:#0d4fa3; color:#0d4fa3; }
.hmc-btn-next, .hmc-btn-find {
  border:none; border-radius:10px; padding:11px 26px;
  font-family:'Nunito',sans-serif; font-size:14px; font-weight:800; cursor:pointer;
  transition:opacity .2s, transform .2s, box-shadow .2s;
}
.hmc-btn-next { background:linear-gradient(135deg,#0d4fa3,#1976d2); color:#fff; box-shadow:0 4px 14px rgba(13,79,163,.28); }
.hmc-btn-find { background:linear-gradient(135deg,#1b7a48,#22a05e); color:#fff; box-shadow:0 4px 14px rgba(27,122,72,.28); }
.hmc-btn-next:disabled, .hmc-btn-find:disabled { opacity:.35; cursor:not-allowed; transform:none; box-shadow:none; }
.hmc-btn-next:not(:disabled):hover, .hmc-btn-find:not(:disabled):hover { transform:translateY(-1px); }

/* ── Results Panel ── */
.hmc-results { display:none; }
.hmc-results.hmc-active { display:block; }
.hmc-res-intro { text-align:center; margin-bottom:18px; }
.hmc-res-intro h3 { font-size:17px; font-weight:900; color:#0d4fa3; margin-bottom:4px; font-family:'Nunito',sans-serif; }
.hmc-res-intro p  { font-size:12.5px; color:#6b7a99; font-weight:600; font-family:'Nunito',sans-serif; }

/* ── Answer Summary Chips ── */
.hmc-chips { display:flex; flex-wrap:wrap; gap:6px; margin-bottom:18px; }
.hmc-chip  { background:#dbeafe; color:#0d4fa3; font-size:11.5px; font-weight:800; padding:4px 11px; border-radius:20px; font-family:'Nunito',sans-serif; }

/* ── Result Plan Cards ── */
.hmc-rcard {
  border:2.5px solid #d3e4f7; border-radius:16px; padding:18px;
  margin-bottom:12px; background:#fff; position:relative;
  transition:border-color .2s, box-shadow .2s, transform .2s;
}
.hmc-rcard:hover { border-color:#1565c0; box-shadow:0 8px 28px rgba(13,79,163,.12); transform:translateY(-2px); }
.hmc-rcard.hmc-top { border-color:#fbbf24; background:linear-gradient(160deg,#fffdf5,#fff8e8); }
.hmc-top-badge {
  position:absolute; top:-12px; left:16px;
  background:#d97706; color:#fff; font-size:11px; font-weight:800;
  padding:3px 13px; border-radius:20px; text-transform:uppercase; letter-spacing:.6px;
  font-family:'Nunito',sans-serif;
}
.hmc-rcard-name     { font-size:16px; font-weight:900; color:#0d4fa3; margin:4px 0 2px; font-family:'Nunito',sans-serif; }
.hmc-rcard-provider { font-size:12px; font-weight:700; color:#6b7a99; margin-bottom:9px; font-family:'Nunito',sans-serif; }
.hmc-why-box {
  background:#edf7f2; border-left:3.5px solid #1b7a48;
  border-radius:0 8px 8px 0; padding:8px 12px;
  font-size:12.5px; font-weight:700; color:#1b7a48; margin-bottom:10px; line-height:1.45;
  font-family:'Nunito',sans-serif;
}
.hmc-rcard-note {
  background:#fff7ed; border-left:3px solid #fb923c;
  padding:7px 11px; font-size:11.5px; font-weight:700; color:#7c2d12;
  border-radius:0 6px 6px 0; margin-bottom:11px; line-height:1.4;
  font-family:'Nunito',sans-serif;
}

/* ── Fact Tags ── */
.hmc-facts  { display:flex; flex-wrap:wrap; gap:6px; margin-bottom:13px; }
.hmc-fact   { font-size:11.5px; font-weight:700; padding:3px 10px; border-radius:20px; font-family:'Nunito',sans-serif; }
.hmc-fact-g { background:#d1fae5; color:#065f46; }
.hmc-fact-b { background:#dbeafe; color:#1e40af; }
.hmc-fact-y { background:#fef3c7; color:#92400e; }
.hmc-fact-r { background:#fee2e2; color:#991b1b; }

/* ── Card Action Buttons ── */
.hmc-rcard-actions { display:flex; gap:8px; align-items:stretch; }
.hmc-view-btn {
  flex:1; background:linear-gradient(135deg,#0d4fa3,#1976d2);
  color:#fff; border:none; border-radius:10px; padding:11px;
  font-family:'Nunito',sans-serif; font-size:13px; font-weight:800;
  cursor:pointer; text-align:center; transition:opacity .2s, transform .2s;
}
.hmc-view-btn:hover { opacity:.9; transform:translateY(-1px); }

/* ── Compare Toggle Button on each card ── */
.hmc-compare-label {
  display:flex; align-items:center; gap:6px;
  border:2px solid #d3e4f7; border-radius:10px; padding:9px 14px;
  cursor:pointer; font-family:'Nunito',sans-serif; font-size:12.5px;
  font-weight:800; color:#6b7a99; background:#f4f8ff;
  transition:border-color .18s, background .18s, color .18s;
  white-space:nowrap; user-select:none;
}
.hmc-compare-label:hover { border-color:#1565c0; color:#0d4fa3; background:#eaf2ff; }
.hmc-compare-label input[type="checkbox"] { display:none; }
.hmc-compare-label.hmc-checked { border-color:#1b7a48; background:#d1fae5; color:#065f46; }
.hmc-check-icon {
  width:16px; height:16px; border:2px solid currentColor; border-radius:4px;
  display:flex; align-items:center; justify-content:center; font-size:11px; flex-shrink:0;
}
.hmc-compare-label.hmc-checked .hmc-check-icon { background:#1b7a48; border-color:#1b7a48; color:#fff; }

/* ── Sticky Compare Bar at bottom of results ── */
.hmc-compare-bar {
  display:none; position:sticky; bottom:0; left:0; right:0;
  background:linear-gradient(135deg,#0d4fa3,#1565c0);
  border-top:3px solid #fbbf24; padding:12px 16px; z-index:10;
  margin:0 -24px -20px;
}
.hmc-compare-bar.hmc-bar-active { display:block; animation:hmcSlideUp .25s ease; }
@keyframes hmcSlideUp { from { opacity:0; transform:translateY(20px); } to { opacity:1; transform:translateY(0); } }
.hmc-compare-bar-inner { display:flex; align-items:center; justify-content:space-between; gap:10px; flex-wrap:wrap; }
.hmc-compare-bar-plans { display:flex; gap:6px; flex-wrap:wrap; flex:1; }
.hmc-plan-chip {
  background:rgba(255,255,255,.18); color:#fff; font-size:11px; font-weight:800;
  padding:4px 10px; border-radius:20px; display:flex; align-items:center; gap:5px;
  font-family:'Nunito',sans-serif;
}
.hmc-plan-chip button { background:none; border:none; color:rgba(255,255,255,.7); cursor:pointer; font-size:13px; padding:0; line-height:1; transition:color .15s; }
.hmc-plan-chip button:hover { color:#fff; }
.hmc-btn-compare-now {
  background:#fbbf24; color:#1a2a44; border:none; border-radius:10px;
  padding:10px 20px; font-family:'Nunito',sans-serif; font-size:13.5px; font-weight:900;
  cursor:pointer; white-space:nowrap; transition:background .2s, transform .2s;
  box-shadow:0 3px 12px rgba(0,0,0,.2);
}
.hmc-btn-compare-now:hover    { background:#f59e0b; transform:translateY(-1px); }
.hmc-btn-compare-now:disabled { opacity:.4; cursor:not-allowed; transform:none; }
.hmc-bar-hint { color:rgba(255,255,255,.75); font-size:11.5px; font-weight:700; text-align:center; width:100%; margin-top:2px; font-family:'Nunito',sans-serif; }

/* ── Restart / Disclaimer ── */
.hmc-restart-row { text-align:center; margin-top:14px; }
.hmc-btn-restart {
  background:none; border:none; font-family:'Nunito',sans-serif; font-size:13px;
  font-weight:700; color:#6b7a99; cursor:pointer; text-decoration:underline; transition:color .2s;
}
.hmc-btn-restart:hover { color:#0d4fa3; }
.hmc-disclaimer {
  margin-top:14px; padding:10px 14px; background:#f8faff; border:1px solid #d3e4f7;
  border-radius:10px; font-size:11px; color:#6b7a99; font-weight:600; line-height:1.5;
  font-family:'Nunito',sans-serif;
}

/* ── Mobile ── */
@media (max-width:480px) {
  .hmc-opts { grid-template-columns:1fr 1fr; }
  .hmc-opts.hmc-cols3 { grid-template-columns:1fr 1fr; }
  .hmc-body { padding:18px 16px 16px; }
  .hmc-rcard-actions { flex-direction:column; }
  .hmc-compare-bar { margin:0 -16px -16px; }
}
.hmc-coverage-badge {
  position: absolute;
  top: 14px;
  right: 14px;
  font-size: 11px;
  font-weight: 800;
  padding: 3px 11px;
  border-radius: 20px;
  letter-spacing: 0.4px;
  font-family: 'Nunito', sans-serif;
}
.hmc-cov-primary   { background: #d1fae5; color: #065f46; border: 1px solid #6ee7b7; }
.hmc-cov-secondary { background: #fef3c7; color: #92400e; border: 1px solid #fcd34d; }