Comprehensive plan provides exhaustive coverage when compared to fixed or scheduled benefit plans. The plan pays for all expenses after the deductible and co-insurance component. The plan is recommended given the high costs of health care arouond the world. The plan is worth every penny of premium paid in the event of catastrophic medical emergencies.
These plans do not have benefit limits based on the type of medical expense.
Benefits for covered medical expenses go all the way up to the plan maximum (less deductible and co-insurance)
Student Guard Insurance, Student Guard Insurance is administered by Travel Guard and underwritten by National Union Fire Insurance Company.
Pre-Existing Condition Exclusion: The Insurer will not pay for loss or expense incurred as the result of Injury or Sickness of an Insured or Immediate Family Member which manifests itself during the 60 days immediately preceding the Insured's coverage effective date, unless the condition is controlled through the taking of prescription drugs or medication and remains controlled throughout the 60-day period. A Sickness has manifested itself when medical care, treatment, or diagnosis has been given.
Trip Cancellation: Up to the amount purchased
Trip Interruption: Up to the amount purchased
Missed Connection: $500
Travel Delay: $600
Baggage delay: $100
Baggage and personal effects: $500
Medical expenses: $5,000
Emergency Medical Transportation: $20,000
Underwriter: Underwritten by National Union Fire Insurance Company of Pittsburgh, PA, a Pennsylvania Insurance Company.