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Explore North America Plus Insurance Reviews for Covid19

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Explore North America Plus Insurance Review

Liaison Travel Choice
Insurance provider
Seven Corners
Plan life
5 days to 364 days

Explore North America Plan Underwriter
Underwritten by Lloyd's of London
Explore North America Plan Rating
AM Best Rating: "A" (Excellent)
Policy maximum?
Up to age 69: $50,000, $100,000, $500,000, $1,000,000, $2,000,000, $5,000,000; Age 70 to 79: $50,000, $100,000; Age 80+: 15,000
Deductible options?
$0, $100, $250, $500, $1,000 per period of coverage

Explore North America Plus Travel Links

  • Brochure
  • Detail Description
  • Advantages
  • Disadvantages
  • Claims
  • Renewal
  • Provider Network
  • Cancellation

Explore North America Plus Insurance

  • Explore North America Plus insurance offers coverage for overseas medical expenses arising from Covid19 infection while the travellers are outside their home country.
  • The Covid19 treatment benefit is available for COVID-19 (the disease); SARS-Cov-2 (the virus); and Any mutation or variation of SARS-CoV-2.
  • AM Best Rating: "A" (Excellent)
  • Underwritten by Certain Underwriters at Lloyd's of London.
Explore North America Plus
Schengen Visa Letter
Seven Corners Explore North America Plus Insurance satisfies Schengen requirements. Choose a $0 deductible to be sure you meet Schengen visa travel insurance requirements. Travelers who are 65 years and older will not meet the minimum requirements for a Schengen visa on the Explore North America Plus Insurance. To download the visa letter for Explore North America Plus insurance, please refer the payment confirmation email that provides you a link "View Coverage Letter" under Summary of Benefits. List of nationalities who need Schengen Visa.

Seven corners travel medical insurance coverage for Coronavirus (Covid 19)

  • If you become ill with Coronavirus and see a doctor and/or go to the hospital during a trip, your medical expenses can be covered.
  • If you require an emergency medical evacuation and repatriation* due to Coronavirus, this can be covered.
  • If you reside in New York, Colorado, Maryland, or South Dakota, benefits on your plan may include coverage for a Missed Connection related to COVID-19.
    • To trigger this coverage, you must miss a cruise or tour departure due to a delay for the required time length (stated in the plan document) if the delay is caused by a covered reason.
    • Covered reasons that could apply for COVID-19 include:
      • Any delay of a common carrier (the delay must be certified by the common carrier)
      • Quarantine

*Note: The ability for Seven Corners to execute an emergency medical evacuation and/or repatriation may be limited due to travel and other restrictions. Some emergency evacuation providers and airlines have restricted and eliminated their services in specific areas.

A working example of using Explore North America Plus travel insurance (Offered by Seven Corners)
Consider an Explore North America Plus Plan A example where your:
  • Insurance coverage is $50,000
  • Deductible is $100 per certificate period
  • Your claims for medical expenses is $3,100
Below is a simple calculation showing how much the plan/insurance company pays you:
  1. Subtract the deductible from claims amount - $3,100 minus $100 equals $3,000. Insured bears $100.
  2. The insurance provider pays fixed amounts based on the schedule of benefits (as shown in the table) and you have to pay the remaining balance.
Explore North America Plus

Explore North America Plus

Expense Amount billed Amount Insurance Pays Amount Insured Owes
Deductible $100 $0 $100
Hospital Indemnity $1000/night for 3 days Up to $150/night, 3 day maximum $2,550
Total: $3,100 $450 $2,650
  • Restrictions
  • Exclusions
  • Claims
special-coverage Which are the geographic restrictions for Explore North America Plus travel insurance?
Explore North America Plus travel insurance Restrictions
  • State Restrictions: The plan will not accept an address in Maryland, Washington, New York, South Dakota, and Colorado.
  • Country Restrictions: The plan will not accept an address in Cuba, Islamic Republic of Iran, Syrian Arab Republic, United States Virgin Islands, Gambia, Ghana, Nigeria, and Sierra Leone.
  • Destination Restrictions: The plan does not cover trips to Cuba.
exclusion-icon ExploreNorth America travel insurance Exclusions
  1. Pre-Existing Condition(s) except as waived under Waiver of Pre-Existing Conditions and Acute Onset of Pre-Existing Conditions.
  2. Claims not received by the Company or Administrator within ninety (90) days of the date of service:
  3. Treatment that (i) exceeds Usual, Reasonable, and Customary Expenses; (ii) is Investigational, Experimental, or for research purposes; or (iii) received in a Hospital emergency room visit that is not a Medical Emergency;
  4. Treatment, services, or supplies that are not administered by or under the supervision of a Physician or Surgeon and products that can be purchased without a Physician’s or Surgeon’s prescription;
  5. Routine physicals, inoculations, or other examinations or tests conducted when there is no objective indications or impairments in normal health;
  6. Chiropractic care or acupuncture;
  7. Services, supplies, medications, testing, or Treatment prescribed, performed, or provided by a Relative or Immediate Family Member;
  8. Durable medical equipment;
  9. False teeth, dentures, dental appliances, dental expenses, normal ear or hearing tests, hearing aids, hearing implants, eye refractions, eye examinations for prescribing corrective lenses or eye- glasses unless caused by Accidental Injury, eyeglasses, contact lenses, or eye surgery when the primary purpose is to correct nearsightedness, farsightedness, or astigmatism;
  10. Replacement of artificial limbs, eyes, larynx, and orthotic appliances;
  11. Custodial Care, Educational or Rehabilitative Care, or any Treatment in any establishment for the care of the aged;
  12. Vocational, occupational, sleep, speech, recreational, or music therapy;
  13. PPregnancy, Illness or complications from Pregnancy, childbirth, abortion, miscarriage including that resulting from an Accident, postnatal care, preventing conception or childbirth, artificial insemination, infertility, impotency, sexual dysfunction, or sterilization or reversal thereof;
  14. Sleep apnea or other sleep disorders;
  15. Mental and Nervous Disorder, Rest Cures, learning disabilities, attitudinal disorders, or disciplinary problems;
  16. Congenital abnormalities and conditions arising out of or resulting therefrom;
  17. Temporomandibular joint;
  18. Occupational Diseases;
  19. Exposure to non-medical nuclear radiation or radioactive materials;
  20. Sexually-transmitted diseases, venereal diseases, and conditions and any consequences thereof;
  21. Acquired Immune Deficiency Syndrome (AIDS), AIDS-Related Complex (ARC), or the Human Immunodeficiency Virus (HIV);
  22. Human organ or tissue transplants;
  23. Exercise programs whether prescribed or recommended by a Physician or therapist;
  24. Weight reduction programs or the surgical Treatment of obesity including, but not limited to, wiring of the teeth and all forms of intestinal bypass Surgery;
  25. Cosmetic or plastic Surgery including deviated nasal septum; modifications of Your physical body intended to improve Your psychological, mental, or emotional well-being including, but not limited to, sex-change Surgery;
  26. Acne, moles, skin tags, disease of sebaceous glands, seborrhea, sebaceous cyst, unspecified disease of the sebaceous glands, hypertrophic and atrophic conditions of skin, nevus;
  27. Hazardous Activities unless You purchase optional hazardous activities coverage and then only for the activities covered under that option under Optional Coverage – Hazardous Activities;
  28. Injuries sustain while participating in professional Athletics, amateur Athletics, or interscholastic Athletics including, but not limited to, events, games, matches, practice, training camps, sport camps, conditioning, and any other activity related thereto but excluding non-competitive, recreational, or intramural activities;
  29. Abuse, misuse, illegal use, overuse, dependency upon, or being under the influence of alcohol, drugs, chemicals, or narcotic agents unless administered under the advice of a Physician and taken in accordance with the proper dosing as directed by the Physician;
  30. Suicide or any attempt thereof; self-destruction or any attempt thereof; or any intentionally self- inflicted Injury or Illness;
  31. Terrorist Activity except as provided under Terrorist Activity; War, Hostilities, or War-Like Operations;
  32. Commission of a criminal offense or any other criminal or illegal activity as defined by the local governing body;
  33. You unreasonably fail or refuse to depart a country or location following the date a warning to leave that country or location is issued by the United States government or similar warnings issued by other appropriate authorities of either Your Host Country or Your Home Country;
  34. Service in the military, naval, coast guard, or air service of any country or while on duty as a member of a police force or unit;
  35. Treatment paid for or furnished under any other individual, government, or group policy or Expenses incurred at no cost to You;
  36. You while in Your Home Country unless covered under Extension of Benefits in Home Country or Incidental Trips to Home Country;
  37. Conditions for which travel was undertaken to seek Treatment after Your Physician has limited or restricted travel; Travel accommodations;
  38. Injury sustained while You are riding as a pilot, student pilot, operator, or crew member, in or on, boarding or alighting, from any type of aircraft;
  39. Injury sustained while You are riding as a passenger in any aircraft (i) not having a current and valid Airworthy Certificate and (i) not piloted by a person who holds a valid and current certificate of competency for piloting such aircraft;
  40. Flying in any aircraft being used for acrobatic or stunt flying, racing, endurance tests, rocket- propelled aircraft, crop dusting or seeding or spraying, firefighting, exploration, pipe or power line inspection, any form of hunting or herding, aerial photography, banner towing, or any experimental purpose; and
  41. Participating in contests of speed or riding or driving in any type of competition;
  42. Loss of life;
  43. Long-term disability; or
  44. Financial guarantee, financial default, bankruptcy, or insolvency risks.
claims-icon How are Explore North America Plus travel insurance claims settled?
Explore North America Plus travel insurance Claims
  • Medical Claim
  • Baggage Claim
  • Missed Connection, Baggage Delay, Change fee for CO, NY, MD, SD
Please visit: : Seven Corners Claims Forms
Toll Free Number: 1.800.335.0477
Claims Department:
Email: claims@sevencorners.com
Fax: (+1) 317-575-2256
Seven Corners, Inc
. Attn: Claims
303 Congressional Boulevard
Carmel, IN 46032 USA

Explore North America Plus Insurance Advantages

Explore North America Plus Insurance Insurance Covid19 travel insurance by Seven Corners for coronavirus will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2.

Does Explore North America Plus Insurance cover covid illness?

Seven Corners Covid19 travel insurance by Explore North America Plus travel insurance for coronavirus coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.


What are some insurance terms important in Explore North America Plus travel insurance reviews?

Review Explore North America Plus travel insurance to know these important aspects of international visitor insurance for USA:
  • Plan Maximum coverage of Explore North America Plus travel insurance:
    This the maximum coverage that the plan would offer for the medical expenses. Explore North America travel insurance offers maximum coverage up to $5 million.The coverage may vary for older travelers with reduced plan maximum.
  • What is a deductible in Explore North America Plus visitors insurance?
    This is the initial amount the traveler needs to pay before the insurance actually start paying. Remember higher deductible have less premium than a plan with lower deductible. Explore North America travel insurance offer a set of deductible options for the travelers to choose from. Explore North America travel insurance has a range of deductible option from options of $0, $100, $250, $500 and $1,000 per period of coverage.
  • What is a provider network of Explore North America Plus Medical Insurance?
    It is a network of health care providers. Insurance companies form these in order to control the costs of health care. An insurance plan would pay 100% of the eligible expenses if the insured is admitted to hospital or health care center within the provider network.
  • Renewability of Explore North America Plus Travel health insurance
    Sometime the travel plans may change and a US visitor may be required to extend their period of stay.Explore North America travel insurance can be renewed up to 364 days.
  • Eligibility to buy Explore North America Plus travel insurance Online
    It provides coverage for any non US citizen and non US resident who is travelling to the United States. And this plan also provides coverage for their Spouse, Traveling Companions, and Child(ren).
  • Explore North America Plus Pre-existing conditions Visitors Insurance for international travelers
    It offer coverage for acute onset of pre-existing conditions for travelers under 99 years of age.
  • This plan Underwritten by Certain Underwriters at Lloyd's of London

Seven Corners international travel insurance - Resourceful links

Claims

PPO Network

Client Zone

FAQs

Medical Assist

Renewal