Cruise Tours Travel Insurance, Travel Guard administered Cruise Tours Travel Insurance covers travel, baggage, medical and travel accident

Plan Summary

Cruise Tours Travel Insurance is an ideal package plan for travelers who want comprehensive coverage and services when they travel. Cruise Tours Travel Insurance provides highest limits of medical coverage plus additional benefits when purchased within 15 days of your initial trip deposit, including coverage for pre-existing medical conditions, bankruptcy and "Change Of Mind."

Pre-Existing Condition Definition	Pre-Existing Condition means any injury, sickness or condition of the Insured, Traveling Companion, Family Member booked to travel with the Insured for which medical advice, diagnosis, care or treatment was recommended or received within the 60 day period ending on the Effective Date. Conditions are not considered pre-existing if the condition for which prescribed drugs or medicine is taken remains controlled without any change in the required prescription.
Underwriter	Underwritten by National Union Fire Insurance Company of Pittsburgh, PA, a Pennsylvania Insurance Company.
Buy - Online	Apply & purchase online Cruise Tours Travel Insurance
Brochure	Complete, mail/fax the Cruise Tours Travel Insurance Brochure along with payment

Cruise Tours Travel Insurance Benefits

Schedule of Coverages & Services	Maximum Benefits Per Person
Part A - Travel Protection
Trip Cancellation	Total Trip Cost*
Trip Interruption	125% of Trip Cost*
Missed Connection	$500
Trip Delay	.$1,000 ( $200/day)
*Coverage only included if the required cost has been paid.
Part B - Medical Protection
Accident and Sickness Medical Expense	$50,000
Emergency Evacuation and Repatriation of Remains	$1,000,000
Escort Expense Limit	$10,000
Part C - Baggage Protection
Baggage and Personal Effects	$1,000
Baggage Delay	$200
Part D - Travel Accident Protection
Accidental Death & Dismemberment	$25,000
Part E - Optional Coverages(for which the appropriate cost has been paid)
Flight Guard	Amount Selected max. $500,000)
Collision Damage Waiver	$25,000

SUMMARY OF EXCLUSIONS

We will not pay for any Illness, Injury or loss caused by or as a result of:

Pre-Existing Conditions (This exclusion does not apply if coverage was purchased within 15 days of initial Trip deposit and You are not disabled at the time You pay Your premium.)
Suicide or attempted suicide or intentionally self-inflicted injuries
War, invasion, acts of foreign enemies, hostilities between nations (whether declared or not), civil war
Participation in any military maneuver or training exercise
Piloting or learning to pilot or acting as a member of the crew of any aircraft
Mental or emotional disorders
Dental treatment except as a result of Accidental Injury to sound, natural teeth within twelve (12) months of the Accidental Injury
Any non-emergency treatment or surgery (does not apply to Part B), routine physical examinations, hearing aids, eyeglasses, or contact lenses
Pregnancy and childbirth (except for Complication of Pregnancy)
Riot or insurrection
A loss that results from an illness, disease, or other condition, event, or circumstance which occurs at a time when the coverage is not in effect for You
Traveling for the purpose of securing medical treatment (applies to Part A only)
Participation as a professional in athletics (applies to Part A only)
Participating in bodily contact sports; skydiving; hanggliding; parachuting; mountaineering; any race; bungee cord jumping; and speed contest (applies to Part A only).