Visitor Secure Insurance Reviews, WorldTrips insurance Reviews, Popular Visitor Secure Insurance unique plan highlights

VisitorSecure Insurance summary, VisitorSecure Insurance Reviews

VisitorSecure rating
A++ (Superior) Standard & Poor’s Rating: AA-

VisitorSecure insurance underwriter
Underwritten by Lloyds, London.

Ideal for Cheap visitor insuranceAcute onset of pre-existing conditions

VisitorSecure insurance review

WorldTrips has designed VisitorSecure insurance as an affordable scheduled benefit plan for visitors to USA. VisitorSecure US health insurance is ideal for parents and older travelers traveling to the US. VisitorSecure insurance for visitors to USA offers coverage up to chosen plan maximum for acute onset of pre-existing conditions.

Key benefits of VisitorSecure Insurance for USA Visitors

Acute onset of a pre-existing condition

Fixed Benefit plan

Emergency medical evacuation

Dental Treatment

Physician visits

Prescription Drugs

VisitorSecure travel Insurance - Key Highlights

VisitorSecure is available for people traveling to the US and abroad.
VisitorSecure plan has four types of plans namely Plan A, Plan B, Plan C and Plan D.
The plan has the following deductible options and overall policy maximum options for people of different age groups:

Deductible options	Plan A	Plan B	Plan C	Plan D
Age 14 days to 59 years	$0, $50, $100	$0, $50, $100	$0, $50, $100	$0, $50, $100
Age 60 to 69 years	$0, $50, $100	$0, $50, $100	$0, $50, $100	NA
Age 70 to 79 years	$100 or $200	$100 or $200	NA	NA
Age 80 and above	$100 or $200	NA	NA	NA

Overall policy maximum options	Plan A	Plan B	Plan C	Plan D
Age 14 days to 59 years	$50K	$75K	$100K	$130K
Age 60 to 69 years	$50K	$75K	$100K	NA
Age 70 to 79 years	$50K	$75K	NA	NA
Age 80 and above	$10K	NA	NA	NA

VisitorSecure plan provides coverage for hospital room and board including miscellaneous. The price varies depending on the type of plan.
The plan covers Inpatient Intensive Care Unit, Private Duty Nurse, Physician visits, Consultant physician, Surgery and price varies between the types of plans.
Outpatient treatment facilities such as surgical facility, pre admission testing, diagnostic x-ray and labs,prescription drugs, Urgent Care are covered with this plan.
This Plan provides coverage for acute onset of pre-existing conditions up to the age of 70.
Emergency medical evacuation available for up to $50K lifetime maximum for age below 70.
Repatriation of remains is covered upt o $25K per member.

Customer Reviews

Reviews, Ratings and Experiences

I got a really great deal using World Trips Atlas insurance for my son. They found me the quote within minutes and it was by far the best on the market. Thank you!

| Steve E

Have not been on our trip yet but obtaining the insurance based on the different services provided was outstanding and made the decision easy on which plan to purchase.

| Joan

Easy to review plans and was very reasonably priced despite my husband having a preexisting medical condition. Customer service was extremely patient and helpful.

| Kelli M

NEED HELP?

Contact our customer service team, we are here to help you!

(877)-340-7910 Click to send an email

Advantages and Disadvantages of VisitorSecure insurance

VisitorSecure Insurance Advantages
- Covers Acute on set of pre-existing conditions
- Covers Emergency medical evacuation up to $50,000
VisitorSecure Insurance Disadvantages
- It is a fixed benefit plan.
- Only $10K coverage for 80+ travelers.
- Any medical expenses should be pre-certified to avoid 50% reduction in the benefits.

An Overview of Atlas America Insurance

Eligibility

Non-US Citizens traveling outside their home country
79 years old turing 80 during the coverage period, Atlas America plan does not affect coverage as long plan is purchased at age 79.

Renewability

Coverage is available from 5 days to 12 months.
This plan can be renewed online.

Pre-existing condition

Offers Acute onset of pre-existing coverage under age 80 years.
$25,000 maximum limit for emergency medical evacuation.

Cancellation

Before effective date: Full refund of premium is available.
After effective date: Only premium for unused whole-months, if paying in monthly installments, or unused days, if paid in full, of the premium will be refunded; and
You cannot have filed any claims to be eligible for a premium refund.

Coinsurance

For coverage inside USA Atlas America insurance pays:

Plan pay 100% of eligible expenses after the deductible up to the overall maximum limit.

Restrictions

Plan excludes coverage to individuals who are physically located in the states of New York, Maryland, or Washington; or in the countries of Canada or Australia at time of purchase.

A working example of using VisitorSecure insurance*

Let us take an example of Plan-A: The medical bill is $25K; Deductible is $100 and choosen Policy Maximum is $50K

Insurance coverage is $50K
Deductible is $100 per certificate period
Total medical expenses is $25,100

The VisitorSecure plan covers clearly defined amounts for different medical situations up to a medical maximum coverage ($50K). The insured must pay the deductible ($100). After that, the insurance plan pays fixed amount as defined in the policy for specific treatment. In this hypothetical example described in the table, the insured has to pay$16,950. This is the difference between the fixed amount the insurance pays and the actual billed amount.

Expense	Amount billed	Amount Insurance Pays	Amount Insured Owes
Deductible	$100	$0	$100
Hospital Room Rent	$9K (3K * 3 for 3 days)	$4,350 (1,450 * 3 for 3 days)	$4,650
Surgery	$15K	$3.3K	$11,700
X Ray	$1K	$500	$500
Total	$25,100	$8,150	$16,950

* Disclaimer: We have done everything to the best of our ability to make the insurance information up-to-date and accurate. However this information does change periodically and we cannot guarantee 100% accuracy.

Plan details of VisitorSecure insurance

Click here to read more »

Visitors Care Travel Insurance - FAQ's

VisitorSecure U.S. Visitor Health Insurance is budget friendly visitor insurance plan for visitors traveling outside their home country. It provides coverage for medical expenses and other unforeseen health or accident related events during the visit. This plan also covers acute on set of pre-Existing Conditions up to 70 years.

International travelers visiting a foreign country for a short duration, such as tourists, business travellers or family visitors, are eligible for VisitorSecure Insurance.

VisitorSecure insurance coverage includes emergency medical expenses, hospitalization, prescription drugs, emergency medical evacuation, trip interruption and other benefits depending on the specific policy.

The Worldtrips VisitorSecure fixed benefit insurance cost will vary depending on the age of the traveler, the length of insurance coverage, The Plan Limit and the deductible. The higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers can choose maximum limits of $50k, $75k, $100k, $130K depending on the age of traveler.

Yes.VisitorSecure insurance offers coverage for acute onset of pre-existing conditions up to 70 years and $25,000 lifetime maximum for emergency medical evacuation

VisitorSecure is a fixed benefit plan and this plan have specific benefit limits for different covered medical expenses. The individual fixed limits are clearly mentioned in the policy brochure. This plan is a scheduled Benefit or limited coverage Insurance Plan. Typically this plan is a cheaper but have limited benefits when compared to other Insurance Plans.

Yes, you can buy the VisitorSecure insurance for visiting family members. Check with American Visitor Insurance agents at (877)-340-7910 or read the brochure to understand the eligibility and coverage for family members.

VisitorSecure Insurance plans may offer coverage for a short period, such as a few days to several months. The duration of coverage can vary, you can get this information on American Visitor Insurance.

In case of a medical emergency, policyholders usually need to contact the insurance provider, WorldTrips as soon as possible. The contact information is provided in the policy documents, and they will provide instructions on seeking medical care and filing a claim.

VisitorSecure can be renewed before the initial coverage period expires. It is important to check the specific terms and conditions of the policy.

You will need to contact the WorldTrips claims department and provide necessary documentation, such as medical records and receipts, to file your claim.

VisitorSecure - PPO network

VisitorSecure - Provider network and how to find hospital or doctor? WorldTrips maintains a wide network of health care providers.
Outside US: There is no preferred provider organization (PPO) outside the US. To find doctors and hospitals outside the US, then click here
Find Provider Network