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Archive for April, 2009

Insurance for overseas travel in time of epidemics

Thursday, April 30th, 2009

Visitor medical insurance is always a necessity when traveling outside ones country. Its importance is further stressed during times of medical crisis such as the ongoing Swine Flu. It is the popular time of the year to have family members visit the USA and Canada, unfortunately, countries in North America have been impacted by the Swine Flu. Reduce chances of increased medical expenses, ensure that your overseas travelers have visitor medical insurance. Choose from the several plans available on American visitor insurance.

Visitor medical insurance comparisonwill enable the consumers to learn more and decide productively. Enter you age and access different visitor medical insurance quotes by various providers in American Visitor Insurance. Visitor insurance plans are designed to suit the requirements according to different age groups.

Visitor medical insurance for overseas visitors

Sunday, April 19th, 2009

This i s the time of the year for visitors from overseas. Make sure that you purchase visitor medical insurance, it is too risky not to do so. Health care costs in USA are very expensive, and even though it is tempting not to purchase visitor health insurance, it is dangerous not to do so. There are several options for visitor insurance, and some of the affordable plans start at less than a dollar a day. The insurance costs depend on the age of the traveler, the type of insurance coverage, the deductible chosen and the insurance plan maximum coverage. Insurance can be purchased prior to start of travel or even after the journey has started. It is recommended to purcahse different plans for different individuals, this gives the flexibility of being able to customise the insurance for each individual needs, this also helps in the event of changing travel plans for different travelers. Make sure that you do not have to worry about medical expenses when you have parents or family visiting by purchasing visitor medical insurance.

US visitor medical insurance

Saturday, April 11th, 2009

The United States offers the most comprehensive medical care, however because of the several custom plans available, visitor medical insurance is often complicated and finding the plan that suits your needs best can be difficult. American visitor insurance has developed tools to help you understand these different insurance plans. You can use our visitor medical insurance comparison tool to get highlights of the different plans available and compare their premium rates. Along with the comparison tool, you can get more information from the frequently asked questions section, as well as from the insurance glossary section.

Visitor travel insurance

Tuesday, April 7th, 2009

If you are having family visit you in American this summer, then getting visitor travel insurance is a necessity. Given the current economic downturn, some visitors are not purchasing travel insurance and leaving their health coverage while in the USA to chance. A serious illness or injury while in America can lead to hundreds of thousands of dollars in medical bills which can wipe out a person’s savings.

American visitor insurance is a key resource for immigrant communities in American who need visitor travel insurance for family members who are visiting them in USA and even when they travel around the world outside of their country of citizenship. Our travel insurance plans are provided up by several different insurance suppliers backed up by very secure and respected underwriting insurance companies based in the United States and Europe.

The site also offers international expatriate and visitor health insurance plans from well respected and secure insurance suppliers. The global medical insurance plans are great for expatriates living overseas plus local nationals outside of the United States and Canada who want an international health plan that allows them to seek first class medical care anywhere in the world.

Visitors and Students Maternity and Pregnancy Health Insurance

Wednesday, April 1st, 2009

The news of a pregnancy should be a joyous and momentous occasion. For some that are without health insurance, it may also bring some additional stress. If you are already pregnant and don’t have health coverage, unfortunately, there is NO insurance that is available for you that will pay for the costs of delivery. Remember, that insurance companies take a risk with many people (each paying a premium) only a few will actually need to dip into the money they put up front for their insurance. If insurance companies paid for people already pregnant, or dental insurance for those with a toothache, they would seriously lose money! The only possibility available will cover complications within the first 26 weeks of gestation.

So, the best thing is if you are THINKING about getting pregnant while traveling from home overseas or this is a remote POSSIBILITY, then get insurance NOW!! Some of the best plans are for international students. The shortest waiting time for pregnancy coverage (and it’s minimal) is 3 months (pre-conception). The standard time for good major medical coverage is 12 months (10 months for partial coverage). Please visit us at American visitor insurance or call us to review what options might be best for you. We have a complete article available at: Maternity insurance options

If you are already pregnant and covering the birth is not an option, you should still consider getting some kind of insurance that can cover sudden illness or accident that may befall you – remember, you should never put off taking care of your health and that is especially true now that you are expecting.

How can you cover your pregnancy? Well, you can negotiate with your doctors and hospital. Tell them you do not have insurance and they may well cut their bills in half for you (after all, they do that for medicare and insurance companies, so why not you too?). You can shop around for economical care. Also, you can check out local churches and charities to see if you can get any help with those bills and even pre-natal care. Once the little one is born, be sure you have coverage for him or her at the very least in case of accident or illness. You’ll have lots of post-natal visits with your pediatrician, so you should find a doctor and negotiate the cost of those visits. Don’t forget that local county or city government may have immunization clinics at low or no cost to you! Congratulations and good luck!