J Visa insurance for exchange scholars to the US is mandatory to satisfy visa requirements. You can buy short term medical insurance for the duration of your stay in USA to satisfy J Visa exchange scholar insurance. This short term medical insurance will cover you for accident and sickness which includes medical care expenses such as Doctors visits, Hospital fees and Medicines.

At American Visitor Insurance, prominent insurers who offer medical insurance for J visa holders are displayed in an unbiased manner so that you can select the best plan for your needs amongst all the available plans. Comparison of J visa insurance plans at American Visitor Insurance enables you to save your time, energy and money. J visa medical insurance can be purchased conveniently at American Visitor Insurance online.

J Visa Insurance is necessary to fulfill the government regulations that J-1 exchange visitors in the US and J-2 dependents must carry health insurance. Those visitors in the US with J1 exchange visa can purchase J1 Visa Insurance and stay secure from financial shortcomings in case of a medical emergency. Exchange scholars on the J1 visa can use the compare J1 Visa Insurance tool at American Visitor Insurance and choose the right policy that suits their requirements. J1 Visa insurance compare facility helps the customers to save money on the purchase by showing all the available options, and the exchange scholar can choose the policy that suits their custom needs well.

There are several insurers who have designed J1 Visa Insurance plans to provide medical coverage for the J visa holders while they are in the USA. Insurance customers need to evaluate various J1 Visa insurance plans before making a purchase. Internet is the best place where one can shop for J1 Visa insurance policies. It is very easy to compare J1 Visa insurance plans at American Visitor Insurance and make a purchase. Customers can use a credit card to complete the online transaction while buying J1 Visa insurance policy.

J1 visa insurance compare tool designed by American Visitor Insurance saves time, energy and money of the customers while making a purchase. J1 visa insurance compare tool is designed in such a way that customers can get quote of various plans by entering their age and duration of stay in the USA with J1 visa. J1 Visa insurance compare tool helps insurance customers choose the right insurer who is offering affordable plan. J1 Visa insurance compare facility also helps the customers to go through the benefits and exclusions of various J1 visa insurance policies.

Are you a researcher with a J1 visa looking for insurance for your time in the US? Here at American Visitor Insurance, we have a range of policies that are specifically suited to meet the J1 visa requirements for you and your dependents (J2 visa). Just visit our convenient J visa insurance compare engine to compare quotes for your and your family today. If you still have questions, please call us toll free at 1-877-340-7910 or email us at info@ americanvisitorinsurance.com today!

My husband is a J1 visa holder who lives and works in Texas. I live with our child in India but I will be travelling to Texas to spend 4 months there with him. My husband gets his medical insurance from the company he is working for. However the company would not cover me and my 8-year daughter. I was very concerned about this because I was travelling with a child and wanted to make that she and I were covered in case of illnesses and any other emergency. With the cost of healthcare in the USA I was afraid of what would happen if we did not get coverage.

I just wanted something basic with a policy maximum of $50,000 and a low deductible. I also needed a policy that would cover repatriation of remains in the amount of $7,500 and medical evacuation in the amount of $10,000. I searched the internet and found this website: American Visitor Insurance
The website provided me with a really easy to use search engine that helped me find many different policies that fit both my requirements and my budget. Some of the policies even cover my child for free if she and I are on the same policy!

Typically the plan cost (or premium) will depend on the traveler’s age, the maximum coverage requested, the deductible selected and the type of coverage (Fixed versus Comprehensive). There are many J visa insurance plans with various maximum coverage limits for medical expenses ranging from $25,000 to $1,000,000 and deductibles ranging from $0 to $2500. And the best part is you can buy these policies online with the help of a well qualified insurance agent.

The J-1 visa is intended for scholars who want to come to the USA temporarily to either teach or do research in a college or university. The broad term “visiting foreign scholar” encompasses, for example, Fulbright scholars who come to teach, post doctoral research fellows, and visiting professors. Some foreign scholars are at the university for only a few days; others remain for three years. Visiting foreign scholars come to the University for academic enterprises, not for non-academic employment.

Visiting foreign scholars normally hold a visa known as a J-1 or exchange-visitor visa. Some people who acquire J-1 status are subject to what is known as the two-year, home-country physical presence requirement. Dependents (spouses and children below the age of 21 of J1 visa holder) are in a status called J-2.

To obtain a J-1 visa from an American embassy or consular post abroad, the prospective scholar must have a Form DS-2019 from the American institute inviting the scholar.

The main requirements specified by the US department of state to maintain the J visa status are as follows :

J1 Scholar (Exchange Visitor Visa) Health Insurance policy which is also called as J1 visa insurance must provide “medical benefits of at least $50,000 for each accident or illness.” It means that an acceptable policy couldn’t set a maximum lower than $50,000 in benefits for each accident or illness.

If a J visa holder dies in the U.S., then the policy must provide at least $7,500 in repatriation benefits to send the remains to the home country for burial.

The deductible should not exceed $500 per accident or illness.

The co-payment of medical expenses (the portion not covered by insurance that the insured pays him or herself) should be of no more than 25%.

If, because of a serious illness or injury, you must be sent home on the advice of a doctor, the policy must pay up to $10,000 for the expenses of your travel.

J1 Scholar (Exchange Visitor Visa) Health Insurance policy may establish a waiting period before it covers pre-existing conditions (that is, health problems you had before you bought the insurance), as long as the waiting period is reasonable by current standards in the insurance business.

If you elect to satisfy the insurance requirement through a policy issued in your home country, the policy must be backed by the full faith and credit of your government. Otherwise, the company providing the insurance must meet minimum rating requirements established by Department of State (an A.M. Best rating of “A-” or better, an Insurance Solvency International, Ltd. (ISI) rating of “A-1″ or better, a Standard & Poor’s Claims-Paying Ability rating of “A-” or better, or a Weiss Research, Inc. rating of “B+” or better).

These requirements apply to both J-1 students and scholars and to their J-2 dependent spouses and children.

To underscore the seriousness with which the Department of State views health insurance, the regulations require the J program sponsor to terminate your status in the U.S. if you willfully fail to comply with the insurance requirement.

It is advisable that you compare J1 visa insurance by various providers and make an informed decision while buying.