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Schengen visa travel insurance cost

Schengen travel insurance - Quotes

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How much does Schengen Visa health insurance cost?

Europe Schengen travel insurance Cost

  • IMG Patriot International Lite insurance for Schengen visa is very popular among travelers visiting European countries and applying for Schengen Visa.
  • Covers acute onset of pre-existing condition covers up to the period of coverage limit or $1,000,000 (whichever is lower) Covers Covid19 as any other Illness or Injury.
  • Does not cover Quarantine.
Estimate Plan Cost
Price range $63 - $105
Coverage range$50,000 - $1,000,000
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  • Available for Non US Citizens and Non US Residents applying for Schengen visa.
  • Covers unexpected recurrence of a pre-existing medical condition.
Estimate Plan Cost
Price range $63 - $105
Coverage range$50,000 - $1,000,000
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  • Available for Non US Citizens and Non US Residents applying for Schengen visa.
  • Safe Travels International offers primary comprehensive travel medical insurance coverage in Europe.
  • Covers unexpected recurrence of a pre-existing medical condition up to $20,000 of covered expenses up to age 65 or the first $10,000 for age 65 or over
  • Offers coverage for Covid-19 as any other sickness.
  • Offers Schengen visa Quarantine coverage for accommodations due to a covered Trip Delay $2,000/$150 per person per day (12 hours).
Estimate Plan Cost
Price range $70 - $104
Coverage range$50,000 - $1,000,000
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  • Atlas International Insurance satisfies Schengen visa requirements and offers comprehensive Europe medical insurance for travelers.
  • Covers acute onset of pre-existing condition covers up to overall maximum limit, under age 80.(excludes chronic and congenital conditions)
  • Covers Covid19 sickness
Estimate Plan Cost
Price range $65 - $103
Coverage range$50,000 - $2,000,000
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  • Travel Medical Choice satisfies Schengen visa insurance requirements
  • Acute onset of pre-existing conditions are covered up to $50,000 up to the age of 64 years and a coverage of $10,000 is available for people above the age 65 to 79 years
  • Covers Covid19 illness
Estimate Plan Cost
Price range $76 - $140
Coverage range$50,000 - $5,000,000
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Schengen visa travel insurance cost

The cost of travel insurance to satisfy Schengen visa requirements vary depending on factors like the insurance provider, the age of the traveler, the duration of the trip and the coverage limits that are set by the Schengen Area authorities. When applying for a Schengen visa, you are required to provide proof of travel insurance that meets specific criteria.

  • Coverage Limits: Schengen visa requirements typically specify minimum coverage limits (30,000 euros or about 50,000 Dollars). These limits are for medical expenses, including emergency medical repatriation and hospitalization and should also provide coverage for repatriation of remains in case of death.
  • Duration of Coverage: The cost of insurance will depend on the duration of your trip. You will need coverage for the entire duration of your stay in the Schengen Area.
  • Age of the Insured: The age of the traveler will impact the cost of insurance. Older travelers must pay more for their insurance.
  • Insurance Provider: Different insurance companies offer varying prices for similar coverage. It is important to compare quotes from different providers on American Visitor Insurance to find the best deal.
  • Policy Maximum#1 
  • Deductible#2 
  • Schengen visa letter
    Sent immediately after purchase
  •  COVID19 coverage
  • Policy Maximum#1 
  • Deductible#2 
  • Schengen visa letter
    Available from client zone
  •  COVID19 coverage
  • Policy Maximum#1 
  • Deductible#2 
  • Europe visa letter
    Sent immediately after purchase
  •  COVID19 coverage
  • Policy Maximum#1 
  • Deductible#2 
  • Europe visa letter
    Sent immediately after purchase
  •  COVID19 coverage

#1  Policy Maximum is the maximum eligible medical expenses that the plan will cover.

#2  Deductible is the amount of expenses that must be paid out of pocket before an insurer will pay any expenses.

#3  Travel Medical Choice for Schengen visa are not available for residents of Maryland, Washington, New York, South Dakota, Colorado, Cuba, Islamic Republic of Iran, Syrian Arab Republic, United States Virgin Islands, Gambia, Ghana, Nigeria, Sierra Leone and Democratic People's Republic of Korea (North Korea).
#4  Europe travel insurance for US residents Click here to read more »

Europe travel insurance – FAQ’s

01. What is travel insurance for a Schengen visa?

Travel insurance for a Schengen visa provides coverage during your visit to the Schengen Area, a group of European countries. It is a compulsory requirement for Schengen visa applications and is designed to cover various unforeseen expenses during your trip.

02. Why is travel insurance required for a Schengen visa?

Schengen visa authorities require travel insurance to ensure that travelers have financial protection in case of unexpected events, such as medical emergencies that may occur during their stay in the Schengen Area. It helps mitigate the financial risk for both travelers and the host country.

03. What factors affect the price of Schengen travel insurance?

The price of Schengen visa travel insurance can vary based on the duration of the stay, the age of the travelers, the type of coverage required and the insurance provider. Longer trips, older travelers, and additional coverage options can increase the cost.

04. What is the coverage limit required for Schengen visa insurance?

The Schengen Area typically requires a minimum coverage limit of 30,000 euros for medical expenses, including emergency medical repatriation and hospitalization. Additionally, there should be coverage for repatriation of remains in case of death.

05. Can I buy Schengen visa travel insurance from any provider?

While you can purchase travel insurance from various providers, it is easiest and safe to buy on American Visitor Insurance as it is important to ensure that the policy you choose meets the specific requirements set by the Schengen Area authorities.

06. Do I need to pay for Schengen visa travel insurance upfront?

Yes, you will need to pay for Schengen visa travel insurance before your visa application. The cost of insurance is typically paid as a premium, and you will receive a policy document as proof of coverage.

07. Can I cancel my Schengen visa travel insurance and get a refund?

Yes, you can cancel and receive a refund for your Schengen visa travel insurance for policies bought on American Visitor Insurance.

08. How can I compare prices for Schengen travel insurance?

You can compare prices of multiple US insurance providers easily on American Visitor Insurance.

09. Is there a specific age limit for Schengen visa insurance?

There is no specific age limit for purchasing Schengen visa travel insurance; however, the age of the traveler can affect the cost of the insurance premium. Older travelers may have higher premiums.

10. What happens if I don't have Schengen visa travel insurance when applying for a Schengen visa?

If you do not provide proof of adequate travel insurance when applying for a Schengen visa, your visa application will be rejected. It is a mandatory requirement, and failure to comply with it can result in visa denial.

When buying Schengen visa travel insurance, it's crucial to compare different Schengen visas insurance plans for quotes and coverage details on American Visitor Insurance to find a policy that offers the best value for your specific trip.

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Europe travel medical insurance


Expertise in offering travel insurance
20+ years!

Customers from
All U.S. states!

Customers from over
180 countries!

Popular Schengen Visa insurance providers

You can find reliable Schengen visa insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Trawick International insurance.


Expertise in offering travel insurance
20+ years!

Customers from
All U.S. states!

Customers from over
180 countries!