Europe Travel Insurance
Travel insurance for Schengen visa from India
Europe has been the most preferred international destination for Indian travellers for many years now. Europe offers wide array of experiences for tourists, business men, professionals and students. The combination of historical monuments, sunshine, night life, shopping, culinary delights, beaches, hiking in the Alps and many more are breath-taking experiences.
Europe has also become attractive as many Bollywood hits were filmed in Europe adding a sense of both curiosity and familiarity for Indians. Thanks to all these factors coupled with Europe’s many world-renowned cities, it attracts a large number of Indian visitors each year.
Indians need to apply for the Schengen visa to travel to Europe. One of the requirements for the Schengen visa is to have adequate travel insurance as mandated by the Schengen state consulates. The travel insurance options offered here satisfy the Schengen consulate requirements. Irrespective of the mandatory need for travel insurance, Indians while travelling to the Europe for an adventurous time, keep in mind the risks involved while traveling overseas.
Traveling to Europe involves long travel hours, changed weather and food often increases travel related risks. International travel insurance provides coverage for unexpected travel and medical emergencies along with insuring the trip costs.
American visitor insurance has best travel insurance Europe from India options for all travelers and offer some of the most popular travel insurance plans at best prices. Indian travelers to Europe can compare Europe visa cost from India for prices and benefits and get answers to FAQ's from the 24/7 customer support. On buying the Schengen visa insurance, a required visa letter will be emailed to the customer or can be downloaded online. For more details call the customer service or email and one of the licensed agents will be glad to help.
Popular tourist destinations in Europe
Venice
Venice may conjure up images of romantic gondola rides down the Grand Canal, but this European city isn't only for swooning lovebirds.
Paris
Paris, France's capital, is a major European city and a global center for art, fashion, gastronomy and culture.
Amsterdam
There's more to Amsterdam than its notorious coffee shop culture and Red Light District. Spend the day biking along the city's canals and stylish streets.
Athens
Athens was made for history buffs and architecture aficionados, but it also serves as a great European getaway for the everyday travel.
Get instant Schengen visa letter required by the European consulates
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- Schengen travel insurance can be purchased online both quickly and with ease.
- Provide relevant information (age, travel dates, total amount of coverage desired) to compare prices of Schengen travel insurance. A list of cheap Schengen travel insurance with the cost and medical coverage details will be displayed.
- Compare Schengen health insurance quotes for travelers to Europe and find best travel insurance for Schengen visa.
- The Schengen Visa applicant can buy the best Schengen visa insurance they like by completing the application and payment using a credit card.
- On purchasing the Europe travel insurance, a traveler will be provided with the insurance details that include a toll free number, a virtual ID card, and an instant Schengen visa letter for visa that may be presented to the consulate as proof of coverage.
Satisfy mandatory Schengen insurance requirements
Procedure to get the Schengen visa application letter!
Is travel insurance necessary for Indians to Schengen countries?
Yes, Schengen travel insurance is necessary for applying for the Schengen visa. The travel insurance requirement is a minimum coverage of 30,000 Euros.
What are the benefits of having Schengen visa for Indians?
The benefits of having cheapest travel insurance Europe from India
- Satisfy Schengen visa insurance requirements
- Hospitalization expenses dues of sickness of injuries
- Emergency medical evacuation
- Repatriation of remains
- Acute onset of pre-existing conditions
What does Schengen visa travel insurance cover?
Satisfies Visa requirements
Schengen visa insurance satisfies consulate requirements.
Schengen travel insurance covers Doctor visits in case of sudden injury or sickness.
Emergency medical evacuation expenses to nearest available facility if needed.
Health care expenses
Covers emergency medical expenses for accidental injury or illness.
Offers coverage for repatriation of remains expenses to home country in case of death.
Travel insurance offers coverage for acute onset of pre-existing conditions.
Testimonials - From Our Customers
I had a no-problem trip but Seven corners was easy to deal with in the securing of the travel insurance and dealing with a few issues prior to departure.
Karen
I have always gotten a quick response with a live person. I placed a claim, we will see it their payment to me is as good as their customer service is.
Margaret
Good policy options and pricing. Like to purchase high coverage for medical without covering full cost of trips - like the options Seven Corners provides.
Connie
Why buy Schengen insurance on American visitor insurance
Satisfy Schengen visa requirements to apply for visa
Compare several plans to find what fits your needs best
Travel medical insurance protection for health emergency
Travel to Europe in peace with good insurance coverage
What are the types of Schengen visas?
1 Schengen visa Type A
Non Schengen country citizens who are transiting through or waiting from a connecting flight in the international terminal in a Schengen nation airport is issued an A visa. It is also commonly known as the airport transit visa
2 Schengen visa Type B
The Schengen type B visa is for trips of less than five days and is with the qualifier “transit”.
3 Schengen visa Type C
- A single-entry visa which entitles the visa holder to a single entry into the Schengen region.
- A double-entry visa entitles the visa holder to two entries to the Schengen region during the visa’s periods validity.
- A multiple-entry visa entitles the visa holder to as many entries and exits from the Schengen region as desired.
4 Long Stay visa or Type D Schengen visa
The following are valid reasons for the Type D Schengen visa : vacations or personal visits, work-related travel, study related travel, to participate in a training program, to complete an internship
How much does Schengen Visa health insurance cost?
There is no single travel insurance cost for travelers from India to Europe. The cost of best travel insurance for Indian visitors to Europe varies based on several factors such as the age of the travelers, duration of coverage, medical maximum coverage, deductible for the plan, type of health insurance and the cost of travel insurance for pre-existing conditions. For an average traveler, there are cheap travel insurance plans at less than a dollar a day. Understandably, the more expensive the travel insurance, the better and more comprehensive will be the travel insurance coverage.
- Available for US and Non-US citizens traveling outside home country & outside USA.
- For ages 14 days to 99 years.
- Coinsurance is available 100% up to the maximum limit.
- Covers acute onset of pre-existing conditions up to 70 years of age.
- This plan can be renewed upto 2 years.
- Available for non-U.S. citizens/residents traveling outside home country & outside USA.
- For ages 14 days to 89+ years.
- Covers unexpected recurrence of a pre-existing medical condition up to $20,000 of covered expenses up to age 65 or the first $10,000 for age 65 or over.
- Co-insurance percentage is 100% up to the policy maximum after the deductible is met.
- Available for non-U.S. citizens/residents traveling outside home country & outside USA.
- For ages 14 days to 89+ years.
- Covers unexpected recurrence of a pre-existing condition up to $2500 per policy period.
- Co-insurance percentage is 100% up to the policy maximum after the deductible is met.
- Coverage for non-U.S. Residents/Citizens while traveling outside home country.
- For ages 14 days to 99 years.
- Covers Acute onset of pre-existing conditions are covered up to $50k for age under 64 years and a coverage of $10k for age of 65-79.
- The plan pays 100% for co-insurance.
- The Benefit period is 180 days to receive treatment from the date of an injury or illness. Initial treatment must occur within 30 days.
- Available for US and Non-US citizens traveling outside home country & outside USA.
- For ages 14 days to 99 years.
- Coinsurance is available 100% up to the maximum limit.
- Covers acute onset of pre-existing conditions up to 79 years of age.
- 79 years old turing 80 during the coverage period, Atlas International plan does not affect coverage as long plan is purchased at age 79.
- Covers complications of pregnancy.
Schengen visa insurance plans for seniors
NEED HELP for Schengen insurance?
Contact our customer service team
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Steps to buy
Travel insurance for Europe from India
Complete the travel insurance quote request form by providing details of the traveller and insurance requirements.
Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.
Purchase the plan that fits your needs and budget best by using a credit card and completing the online application.
Review the 30,000 euro travel insurance cost documents received by email closely for coverage details and relevant contact numbers.
Factors for cost of travel insurance from India to Europe
The cost of cheap Schengen visa insurance plan depends on the following:
- The age of the traveler: The older the Schengen visa holder, the more expensive the monthly plan cost.
- The maximum medical coverage selected: The options range from $50,000, up to $1,000,000, the higher the coverage amount, the higher the premium.
- The selected deductible: A 'deductible' is the amount of the medical costs the customer pays before the insurance plan provides any coverage. Most plans provide several options ranging form $0 to $2500 (travelers over age 60 years may not have the $0 deductible option). The lower the deductible, the higher the premium.
- The co-insurance on the plan: 'Co-insurance' is the percentage on medical expenses borne by the customer AFTER the deductible is paid. The cheapest travel health insurance for schengen visa will have the highest co-insurance.
- The insurance underwriter: There are different underwriters such as AIG, Lloyds, Nationwide, etc. Premium will vary for different underwriter.
Best travel insurance for schengen visa – FAQ’s
Yes, Indian citizens must have a valid Schengen visa to enter any country in the Schengen Zone.
The following are some categories of people living in India that are exempt from the Schengen visa requirement:
- Citizens of countries living in India who do not need a Schengen visa for short travel (usually up to 90 days)
- Indian citizens who have a dual citizenship in one of the Schengen nations
Indian citizens traveling to the Schengen region will need to carry the following documents:
- A valid passport: The passport must be valid for at least three more beyond the departure date from the Schengen Area.
- A valid Schengen Visa: The Schengen visa must be valid for the entire length of travel to the Schengen region.
- Proof of finances: Documents reflecting adequate financial means to visit the Schengen region.
Travel insurance for a Schengen visa application in India must satisfy the following conditions:
- A minimum coverage of at least €30,000.00 (equivalent coverage of about 50,000 US Dollars).
- Coverage should be available across all Schengen member states.
- Coverage should to valid for the entire length of one’s stay in the Schengen region.
Yes, one can enter the Schengen Area on a land border crossing.
Yes, one can travel to many Schengen countries with a single entry visa, as long as all the travel is done within one trip and without exiting from the Schengen region. A single entry visa allows a traveler to enter the Schengen Zone only once for the period that it is issued. Once the traveler leaves the Schengen Zone, he or she cannot enter again to the Schengen region with a single entry visa. However once the traveler has entered the Schengen region, he/she can travel to different countries within the Schengen zone.
Yes, business travelers can buy best travel insurance for Schengen visa from India for their business trips. And if you are a frequent traveler, you can buy Annual multi-trip travel insurance plans.
Schengen travel insurance while satisfying Schengen visa insurance requirements typically provides coverage for injury, sickness and unplanned medical expenses, emergency medical evacuation, and repatriation of remains in case of death. However, there are certain situations and items that are not covered by Schengen Visa travel insurance. These include:
- Pre-existing medical conditions: Usually excludes or provides limited coverage for any medical conditions that existed prior to the start of the policy. This means that if you have a pre-existing medical condition, any medical treatment related to that condition may not be covered by your Schengen insurance.
- Treatment for chronic illnesses: Most Schengen Visa insurance plans do not cover ongoing treatment for chronic illnesses, such as diabetes or heart disease. These conditions are generally excluded from coverage, so if you require ongoing treatment for a chronic illness, you may need to look for a specialized insurance policy.
- Non-emergency medical treatment: Schengen Visa travel insurance is designed to cover medical emergencies and unexpected illnesses. It typically does not cover preventive care such as routine medical check-ups, vaccinations, or elective treatments.
- Extreme sports and adventure activities: Many Schengen travel insurance policies exclude coverage for extreme sports and adventure activities, such as bungee jumping, skydiving, or scuba diving. If you plan to participate in these activities during your trip, you may need to buy additional coverage.
- Mental health conditions: Policies generally do not cover mental health conditions, such as depression or anxiety. If you require treatment for a mental health condition during your trip, you may need to seek out specialized coverage.
International travel insurance is a mandatory requirement for obtaining a Schengen visa from India. Below are the key requirements include:
- Coverage Amount: The Schengen visa requirements specify a minimum coverage amount. Travel insurance must provide coverage of at least €30,000 for medical expenses, including emergency medical treatment and repatriation.
- Financial Protection: Travel insurance provides financial protection by covering medical expenses, hospitalization costs, and emergency medical evacuation. This helps prevent travelers from incurring significant out-of-pocket expenses.
- Repatriation of Remains: In the unfortunate event of a traveler's death, international travel insurance ensures coverage for the repatriation of remains to the home country.
- Schengen Area Regulations: Schengen countries have established these insurance requirements to ensure that visitors have access to necessary medical services without burdening the local healthcare system.
- Risk Mitigation: Insurance helps mitigate financial risks associated with unexpected events, such as illness or accidents, allowing travelers to focus on their trip without worrying about potential healthcare costs.
- Compliance with Visa Requirements: Failure to provide proof of valid travel insurance meeting Schengen requirements may result in the visa application being rejected. Therefore, having appropriate insurance is crucial for visa approval.
- Entry Requirement: : It is necessary for obtaining a Schengen visa. Without valid travel insurance, the visa application may be deemed incomplete or rejected.
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