Travelex Advantage Insurance
A more affordable trip protection insurance for both domestic and international trips
A more affordable trip protection insurance for both domestic and international trips
The Travelex Advantage Plan is an affordable, mid-level travel insurance option perfect for travelers who want more than basic coverage at a budget-friendly price.The plan offers essential benefits like trip cancellation and interruption, travel delays, missed connections, emergency medical expenses, medical evacuation, and baggage loss or damage.
The Travelex Advantage trip protection plan includes primary coverage, which means eligible claims are processed by Travelex first, allowing for quicker reimbursement with less administrative hassle. The Advantage plan offers all of the essentials for an affordable price. The Advantage plan also offers travelers travel supplier financial insolvency coverage as an early purchase benefit when the plan is purchased within 21 days#1 of intial depost.
#1. State variations apply.
The Travelex Advantage Plan offers budget-friendly primary travel insurance with essential coverage benefits. Ideal for travelers seeking reliable protection at a lower cost, it goes beyond basic coverage with valuable benefits like trip cancellation, trip interruption, emergency medical expenses, evacuation, and baggage protection.
Travelex Advantage is a great choice if you’re looking for affordable primary travel insurance. On American Visitor Insurance, it starts at just $24, making it one of the lowest-cost options for U.S. travelers who still want strong coverage.
As a primary plan, it pays eligible medical expenses directly, so you don’t have to wait for your regular health insurance to process claims. This is especially useful for travelers with high-deductible health plans (HDHPs) because it helps avoid large out-of-pocket expenses.
The plan covers key travel risks, including:
You can also add optional upgrades like adventure sports, rental car coverage, or pet care. Plus, you get 24/7 global travel assistance whenever you need help. All of this makes Travelex Advantage a reliable, budget-friendly primary travel insurance plan for U.S. travelers.
| 24/7 emergency assistance | Included |
| Review period | 21 days |
| Sports and activities | Included, but limited to eligible activities (optional upgrade available for additional activities) |
The Traveler can purchase optional upgrades at the time of application. The optional upgrades provide additional coverage for a minimal charge.
Up to $50,000 with $100 deductible
Offers coverage for rental car damage from covered events like collision or theft while the vehicle is in your possession. (Not available if traveling to the following countries: Costa Rica, Ireland, Jamaica, and Mexico.)
Up to $200,000 ,$500,000 , $1 million
Provides a benefit in the event of loss of life due to a covered injury during air travel. Coverage applies if the insured is injured while boarding, flying as a passenger, or exiting a licensed commercial airline or air charter during the trip. (Not available to NH residents.)
Search & Rescue: $10,000, Security Evacuation: $100,000
Offers coverage for participation in typically excluded activities such as skiing, scuba diving below 75 feet, mountain climbing, bungee jumping, BASE jumping, parasailing, hot-air ballooning, and more. (Adventure activities exclusions do not apply to IL residents.)
Up to $2,000
Reimbursement for expenses, such as the cost of repairs, should you cause accidental damage to your accommodations. Does not cover damage from pets, and other exclusions may apply.
Pet care benefit ($250), Pet veterinarian expense($2,500)
The Pet Care benefit offers coverage for kennel expenses if a covered travel delay prevents you from returning home on time, requiring your dog or cat to stay longer in a licensed kennel. The Pet Veterinarian Expense benefit offers coverage for reimbursement for veterinary care if your pet becomes sick or injured while traveling with you. (Not available to NY or VA residents.)
Baggage Upgrade – Additional $4,000; Per-Item Limit: $1,500; Electronics: $2,000; Sporting Equipment Delay (8 hrs): $1,500; Rental: $2,000.
Enhances your coverage for lost or stolen baggage by increasing the maximum benefit limit. This upgrade also adds protection for lost or stolen electronics and professional equipment, as well as coverage for sporting equipment delays or rentals if your baggage is delayed by a common carrier.
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It’s ideal for travelers seeking reliable, cost-effective protection for domestic or international trips, including families, budget-conscious travelers, and those wanting optional upgrade flexibility.
It offers coverage for trip cancellation, trip interruption, travel delays, missed connections, emergency medical expenses, medical evacuation, accidental death (with upgrade), and baggage loss or delay.
The Advantage plan does not offer coverage for pre-existing medical conditions that would have prompted a reasonable person to seek diagnosis, care or treatment within the 120 days1 prior to your plan purchase date. If you would like to receive coverage for a pre-existing medical condition, consider the Ultimate plan.
#4. Pre-existing medical condition exclusions do not apply to residents of NH.
The Travelex Advantage Plan offers six optional upgrades to enhance your coverage and tailor the plan to your specific travel needs. These include: Adventure Activities Coverage for high-risk activities, Additional Baggage protection for increased limits and specialty gear, Rental Car Damage coverage, a Pet Care Upgrade to cover kennel or vet costs, Accidental Death (Air Travel Only) for protection for certain eligible accidents during your flight, and Rental Property Security Deposit protection for accidental damage to vacation rentals.
You can purchase the Travelex Advantage Plan directly through trusted insurance platforms like American Visitor Insurance. For a quick comparison, expert assistance, and secure checkout, you can purchase the Travelex Advantage Plan easily through American Visitor Insurance.
The Travelex Advantage Plan includes up to $50,000 for emergency medical expenses and up to $250,000 for emergency medical evacuation.
The Travelex Advantage Plan offers up to $10,000 per person in trip cancellation coverage for eligible reasons.
The main difference lies in the level of coverage, maximum benefits, and trip cost limits. Ultimate is a premium plan offering higher trip cancellation, interruption, medical, and evacuation limits, along with more optional upgrades. It covers trip costs up to $50,000, making it ideal for luxury or high-value trips. Advantage is a budget-friendly plan with essential coverage, lower benefit limits, and covers trip costs up to $10,000, making it better suited for smaller or more affordable trips.
Yes, even if you have domestic health insurance, primary travel insurance is highly recommended for trips outside your network or abroad. Domestic plans often have high deductibles and limited international coverage, which can leave you with large out-of-pocket costs.
Example: With Travelex Ultimate, a primary travel insurance plan, eligible medical expenses are paid directly by the insurer, so you don’t have to wait for your regular health plan to process the claim. This ensures faster reimbursements, less paperwork, and peace of mind while traveling.
The Travelex Advantage Plan is one of the cheapest primary travel insurance options available on American Visitor Insurance. Starting at just $24, it provides travelers with strong protection, including up to $10,000 for trip cancellation, $12,500 for trip interruption, and $1,000 for lost or delayed baggage.
The plan also offers primary medical coverage, allowing claims to be processed directly through Travelex for faster reimbursement and less hassle perfect for travelers with high-deductible health plans (HDHPs). Coverage includes up to $50,000 in emergency medical expenses, $500 for dental emergencies, and $250,000 for emergency evacuation, giving peace of mind for unexpected situations. Optional upgrades such as adventure sports, rental car protection, and pet care add flexibility, while 24/7 global travel assistance ensures help is available whenever it’s needed.