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Travelex Advantage Insurance

A more affordable trip protection insurance for both domestic and international trips

What is Travelex Advantage travel insurance?

The Travelex Advantage Plan is an affordable, mid-level travel insurance option perfect for travelers who want more than basic coverage at a budget-friendly price.The plan includes essential benefits like trip cancellation and interruption, travel delays, missed connections, emergency medical expenses, medical evacuation, and baggage loss or damage.

The Travelex Advantage trip protection plan includes primary coverage, which means eligible claims are processed by Travelex first, allowing for quicker reimbursement with less administrative hassle. The Advantage plan provides offers all of the essentials for an affordable price. The Advantage plan also offers travelers three travel supplier financial insolvency coverage as an early purchase benefit when the plan is purchased within 21 days#1 of intial depost.


#1. State variations apply.

Travelex Ultimate insurance reviews

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Trip Cost
Coverage up to $10,000
calendar_month
Trip Duration
30 days
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Coverage type help
Primary
local_hospital
Medical coverage
Up to $50,000 per person
ambulance
Medical Evacaution help
Up to $250,000 per person
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Underwriter
Zurich American Insurance Company
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Best for
  • Budget-conscious travelers seeking more than basic coverage
  • Families and individuals wanting customizable protection
  • Travelers looking for primary coverage for faster claims

Why choose Travelex Advantage travel insurance?

The Travelex Advantage Plan offers budget-friendly travel insurance with essential coverage benefits. Ideal for travelers seeking reliable protection at a lower cost, it goes beyond basic coverage with valuable benefits like trip cancellation, trip interruption, emergency medical expenses, evacuation, and baggage protection.

  • Comprehensive coverage: Includes up to $10,000 for trip cancellation, $12,500 for trip interruption, $1,000 for lost or delayed baggage, and more.
  • Budget-friendly option: Advantage Plan travel protection starts at just $24#2
  • Emergency medical coverage: #3 Get up to $50,000 for medical expenses and $500 for dental emergencies during your trip.
  • Evacuation coverage: Includes up to $250,000 for emergency evacuation services.
  • Primary coverage: Claims are filed directly with Travelex first, so you receive reimbursement faster without needing to go through other insurance providers first.
  • Customizable with optional upgrades: Choose from six optional add-ons, including coverage for adventure activities, pet care, rental cars, and more.
  • 24/7 Global Travel Assistance: Access round-the-clock help for medical coordination, travel issues, and more.
#2. Rates, coverages, and maximum trip length may vary by state.
#3. $50 deductible for residents of CT, IN, KS, MO, MT, VT, and WA.

Who is eligible to buy Travelex Advantage trip protection insurance?

  • US residents on domestic and worldwide trips.
  • Available for travelers up to 110 years.
  • Maximum trip duration is 30 days.
  • Eligible destinations: All domestic and international locations without OFAC sanctions, and excluding Russia, Ukraine, Belarus, Israel, Palestinian Territories, Haiti, South Sudan, Sudan, Afghanistan, Myanmar, and Yemen; Cuba requires approval.

What are the plan benefits of Travelex Advantage insurance?

  • Trip Cancellation 100% of insured trip cost (up to $10,000)
    Trip Interruption 150% of insured trip cost (up to $12,500)
    Travel Delay $1,000 (with a daily sublimit of $250 and a minimum delay of 5 hours)
    Missed connection (air and cruise only) $500 (with a minimum delay of 3 hours)
    Emergency medical evacuation & repatriation of remains $250,000
    Baggage and Personal Effects $1,000 (item sublimits apply)
    Baggage Delay $200 (with a minimum delay of 12 hours)
  • Emergency medical expense $50,000
    Emergency dental expense $500
  • Accidental death & dismemberment (AD&D) $20,000
    Exposure and disappearance $20,000
  • 24/7 emergency assistance Included
    Review period 21 days
    Sports and activities Included, but limited to eligible activities (optional upgrade available for additional activities)
  • Rental car damage Up to $50,000 with a $100 deductible
    (Not available if traveling to the following countries: Costa Rica, Ireland, Jamaica, and Mexico.)
    Adventure activities Available (waives exclusions on certain activities); includes Search and Rescue: $10,000 and Security Evacuation: $100,000.
    (Not available to IL residents.)
    Accidental death for air travel Available up to ($200,000, $500,000, or $1,000,000).
    (Not available to NH residents.)
    Pet care Pet Care: $250, Pet Veterinarian Expense: $2,500.
    (Not available to NY or VA residents.)
    Rental property security deposit Up to $2,000
    Additional baggage Up to $4,000 ; Per item limit: $1,500, Electronics/professional equipment: $2,000, Sporting equipment delay: $1,500, Rental: $2,000.

What are the optional upgrades of Travelex Advantage plan?

The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.

1. Rental car damage

Up to $50,000 with $250 deductible
Covers rental car damage from covered events like collision or theft while the vehicle is in your possession. (Not available if traveling to the following countries: Costa Rica, Ireland, Jamaica, and Mexico.)

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2. Accidental death of air travel

Up to $200,000 ,$500,000 , $1 million
Provides a benefit in the event of loss of life due to a covered injury during air travel. Coverage applies if the insured is injured while boarding, flying as a passenger, or exiting a licensed commercial airline or air charter during the trip. (Not available to NH residents.)

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3. Adventure sports coverage

Search & Rescue: $10,000, Security Evacuation: $100,000

Provides coverage for participation in typically excluded activities such as skiing, scuba diving below 75 feet, mountain climbing, bungee jumping, BASE jumping, parasailing, hot-air ballooning, and more. (Not available to NH residents.)

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4. Security deposit

Up to $2,000

Reimbursement for expenses, such as the cost of repairs, should you cause accidental damage to your accommodations. Does not cover damage from pets, and other exclusions may apply.

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5. Pet care

Pet care benefit ($250), Pet veterinarian expense($2,500)

The Pet Care benefit covers kennel expenses if a covered travel delay prevents you from returning home on time, requiring your dog or cat to stay longer in a licensed kennel. The Pet Veterinarian Expense benefit provides reimbursement for veterinary care if your pet becomes sick or injured while traveling with you. (Not available to NY or VA residents.)

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6. Additional baggage

Baggage Upgrade – Additional $4,000; Per-Item Limit: $1,500; Electronics: $2,000; Sporting Equipment Delay (8 hrs): $1,500; Rental: $2,000.

Enhances your coverage for lost or stolen baggage by increasing the maximum benefit limit. This upgrade also adds protection for lost or stolen electronics and professional equipment, as well as coverage for sporting equipment delays or rentals if your baggage is delayed by a common carrier.

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Travelex Travel Basic Insurance - FAQ's

1. Who can buy the Travelex Advantage Plan?

It’s ideal for travelers seeking reliable, cost-effective protection for domestic or international trips, including families, budget-conscious travelers, and those wanting optional upgrade flexibility.

2. What does the Travelex Advantage trip plan cover?

It includes coverage for trip cancellation, trip interruption, travel delays, missed connections, emergency medical expenses, medical evacuation, accidental death (with upgrade), and baggage loss or delay.

3. Does Advantage insurance cover offer a pre-existing waiver4?<

The Advantage plan does not offer coverage for pre-existing medical conditions that would have prompted a reasonable person to seek diagnosis, care or treatment within the 120 days1 prior to your plan purchase date. If you would like to receive coverage for a pre-existing medical condition, consider the Ultimate plan.

#4. Pre-existing medical condition exclusions do not apply to residents of NH.

4. What are the optional upgrades available with the Advantage Plan?

The Travelex Advantage Plan offers six optional upgrades to enhance your coverage and tailor the plan to your specific travel needs. These include: Adventure Sports Coverage for high-risk activities, Additional Baggage protection for increased limits and specialty gear, Rental Car Damage coverage, a Pet Care Upgrade to cover kennel or vet costs, Accidental Death (Air Travel Only) for added peace of mind during flights, and Rental Property Security Deposit protection for accidental damage to vacation rentals.

5. How do I purchase the Travelex Advantage Plan?

You can purchase the Travelex Advantage Plan directly through trusted insurance platforms like American Visitor Insurance. For a quick comparison, expert assistance, and secure checkout, you can purchase the Travelex Advantage Plan easily through American Visitor Insurance.

6. How much emergency medical coverage is included in the Travelex Advantage Plan?

The Travelex Advantage Plan includes up to $50,000 for emergency medical expenses and up to $250,000 for emergency medical evacuation.

7. What is the trip cancellation benefit under the Travelex Advantage Plan?

The Travelex Advantage Plan offers up to $10,000 per person in trip cancellation coverage for eligible reasons.