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Travelex Travel Med Go Insurance

Flexible last-minute travel insurance with essential medical and on-trip protection for spontaneous getaways.

What is Travelex Travel Med Go Insurance?

Travelex Travel Med Go is a last-minute travel insurance plan designed for travelers who have already booked their trip and only need on-trip coverage rather than pre-trip cancellation protection. This plan provides up to $50,000 in emergency medical expenses, $250,000 in emergency medical evacuation, primary medical coverage, and up to $10,000 accidental death and dismemberment coverage.

In addition to medical protection, Travel Med Go also covers travel delays, missed connections, and lost or delayed luggage, making it a smart choice for spontaneous travelers or those buying cheap last-minute travel insurance. Travelers can also customize their coverage with up to seven optional upgrades, and every plan includes 24/7 travel assistance for extra peace of mind while on your trip.

Travelex Travelex Travel Med Go insurance reviews

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Trip Interruption
Coverage up to $1,000
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Trip Duration
60 days
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Coverage type help
Primary
local_hospital
Medical coverage
Up to $50,000 per person
ambulance
Medical Evacaution help
Up to $250,000 per person
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Underwriter
Zurich American Insurance Company
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Best for
  • Those needing only on-trip medical coverage
  • Last-minute travelers who don’t need pre-trip cancellation coverage

Why choose Travelex Travel Med Go travel insurance?

The Travelex Travel Med Go Plan is the perfect choice for travelers booking last-minute trips or those who only need on-trip protection. It offers affordable, medical-focused travel coverage without pre-trip cancellation benefits, making it ideal for spontaneous or budget-friendly getaways.

  • Emergency medical expenses:#1 Up to $50,000 for medical expenses.
  • Affordable coverage: Travel Med Go plans start at just $29#2
  • Travel protection on-the-go: Includes coverage for travel delays, missed connections, and lost or delayed baggage.
  • Flexible purchase: Can be bought anytime before you leave home.
  • Optional upgrades:#3 Enhance your plan with up to seven add-ons.
  • Primary coverage: Claims are filed directly with Travelex first, so you receive reimbursement faster without needing to go through other insurance providers first.
  • 24/7 global travel assistance: Access to real-time support, medical coordination, and travel help anywhere in the world.
#1. $50 deductible for residents of CT, IN, KS, MO, MT, VT, and WA
#2. Rates, coverages, and maximum trip length may vary by state.
#3. Additional benefits not available for some states.

Who is eligible to buy Travelex Travel Med Go trip insurance?

  • US residents on domestic and worldwide trips.
  • Available for travelers up to 110 years.
  • Maximum trip duration is 60 days.
  • Eligible destinations: All domestic and international locations without OFAC sanctions, and excluding Russia, Ukraine, Belarus, Israel, Palestinian Territories, Haiti, South Sudan, Sudan, Afghanistan, Myanmar, and Yemen; Cuba requires approval.

What are the plan benefits of Travelex Travel Med Go insurance?

  • Trip Interruption Up to $1,000 maximum
    Travel Delay $500 (with daily limit of $200 and a minimum delay of 5 hours)
    Missed connection (air and cruise only) $300 (with a minimum delay of 3 hours)
    Emergency medical evacuation & repatriation of remains $250,000
    Baggage and Personal Effects $1,000 (item sublimits apply)
    Baggage Delay $500 (with a minimum delay of 12 hours)
  • Emergency medical expense $50,000
    Emergency dental expense $500
    Pre-existing medical condition look-back period 180 days (Does not apply to NH residents)
  • Accidental death & dismemberment (AD&D) $10,000
    Exposure and disappearance $10,000
  • 24/7 emergency assistance Included
    Kids-included pricing Included
    Maximum trip length Up to 60 days
    Review period 21 days
    Sports and activities Included, but limited to eligible activities (optional upgrade available for additional activities)
  • Rental car damage Up to $50,000 with a $100 deductible
    Additional medical coverage – additional emergency medical expense Up to $250,000, not available to NH residents
    Adventure activities Available (waives exclusions on certain activities); includes Search and Rescue: $10,000 and Security Evacuation: $100,000; not available to IL residents.
    Accidental death for air travel Available up to ($200,000, $500,000, or $1,000,000); not available to NH residents.
    Pet care Pet Care: $250, Pet Veterinarian Expense: $2,500; not available to NY or VA residents.
    Rental property security deposit Up to $2,000
    Additional baggage Up to $4,000 ; Per item limit: $1,500, Electronics/professional equipment: $2,000, Sporting equipment delay: $1,500, Rental: $2,000.

What are the optional upgrades of Travelex Travel Med Go plan?

The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.

1. Rental car damage

Up to $50,000 with $250 deductible
Covers rental car damage from covered events like collision or theft while the vehicle is in your possession.

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2. Additional Medical Coverage

Up to additional $250,000 emergency medical expense coverage
This upgrade increases your maximum coverage limit for emergency medical treatment if you become sick or injured during your trip. Ideal for travelers seeking enhanced protection beyond the standard plan benefits.

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3. Accidental death of air travel

Up to $200,000 ,$500,000 , $1 million
Provides a benefit in the event of loss of life due to a covered injury during air travel. Coverage applies if the insured is injured while boarding, flying as a passenger, or exiting a licensed commercial airline or air charter during the trip.

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4. Adventure sports coverage

Search & Rescue: $10,000, Security Evacuation: $100,000

Provides coverage for participation in typically excluded activities such as skiing, scuba diving below 75 feet, mountain climbing, bungee jumping, BASE jumping, parasailing, hot-air ballooning, and more.

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5. Security deposit

Up to $2,000

Reimbursement for expenses, such as the cost of repairs, should you cause accidental damage to your accommodations. Does not cover damage from pets, and other exclusions may apply.

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6. Pet care

Pet care benefit ($250), Pet veterinarian expense($2,500)

The Pet Care benefit covers kennel expenses if a covered travel delay prevents you from returning home on time, requiring your dog or cat to stay longer in a licensed kennel. The Pet Veterinarian Expense benefit provides reimbursement for veterinary care if your pet becomes sick or injured while traveling with you.

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7. Additional baggage

Baggage Upgrade – Additional $4,000; Per-Item Limit: $1,500; Electronics: $2,000; Sporting Equipment Delay (8 hrs): $1,500; Rental: $2,000.

Enhances your coverage for lost or stolen baggage by increasing the maximum benefit limit. This upgrade also adds protection for lost or stolen electronics and professional equipment, as well as coverage for sporting equipment delays or rentals if your baggage is delayed by a common carrier.

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Travelex Travel Med Go Insurance - FAQ's

1. Who can buy the Travel Med Go Plan

This plan is ideal for last-minute or spontaneous travelers who only need on-trip medical and travel protection.

2. Does the Travel Med Go Plan include trip cancellation coverage?

No, this plan is focused on on-trip protection only, which helps keep it affordable.

3. What does the Travel Med Go Plan cover?

Key benefits of the Travelex Travel Med Go Plan include up to $50,000 in emergency medical expenses and up to $250,000 for emergency medical evacuation, providing essential protection if you become sick or injured during your trip. The plan also covers travel delays, missed connections, and lost or delayed baggage, along with up to $10,000 in accidental death and dismemberment coverage, offering peace of mind for last-minute travelers.

4. Are optional upgrades available for the Travel Med Go Plan?

Yes, you can customize your coverage with up to seven optional add-ons to suit your trip.

5. Is the Travelex Travel Med Go Plan good for international travel?

Yes, the Travelex Travel Med Go Plan is suitable for both domestic and international trips, making it a versatile choice for any last-minute getaway.

6. Will Travel Med Go travel insurance cover pre-existing medical conditions#4?

The Travel Med Go plan does not offer coverage for pre-existing medical conditions that would have prompted a reasonable person to seek diagnosis, care or treatment within the 180 days#5 prior to your plan purchase date. If you would like to receive coverage for a pre-existing medical condition, consider the Ultimate plan.

#4. Pre-existing medical condition exclusions do not apply to residents of NH.
#5. State variations apply.