Visitor insurance reviews, Travel insurance USA reviews

  • Visitors
  • Global
  • Students
  • Schengen Visa

IMG

International Medical Group Insurance Plans Review

Fixed Benefit visitor insurance Review

  • Visitors Care Insurance
    Visitors Care Insurance is an ideal plan for tourists and visitors to the USA. It provides coverage for pre-existing conditions up to plan maximum.

Comprehensive travel insurance Review

  • Patriot America Insurance
    Patriot America Insurance provides coverage for people travelling outside their home country whose destination includes US and its territories. It is renewable up to 2 years.
  • Patriot America Plus Insurance
    Patriot America Plus Insurance provides coverage for Non US citizens travelling to the USA. It is renewable up to 2 years.
  • Patriot GoTravel Insurance
    Patriot GoTravel Insurance plan provides coverage for US citizens travelling outside the USA or parents visiting the US from any country.
  • Patriot Platinum Insurance
    Patriot Platinum Insurance plan is an ideal visitor medical insurance for parents visiting USA and tourists to the United States. It provides a premium coverage for in-patient and out-patient medical expenses. It offers maximum coverage of $8 million.
HCCMIS

TokioMarine HCC (formerly known as HCCMIS Insurance) Insurance Plans Review

Fixed Benefit Visitor insurance Review

  • Visitor Secure Insurance
    Visitor Secure is a cheap and affordable scheduled or fixed benefits plan for visitors to USA. It offers coverage for pre-existing conditions.

Comprehensive Travel insurance Review

  • Atlas America Insurance
    Atlas America Insurance Plan provides coverage for pre-existing conditions up to the chosen plan maximum for travelers below the age of 79 years and can be extended up to 12 months. A new plan can be purchased after 12 months
SevenCorners

Seven Corners Insurance Plans Review

Fixed Benefit visitor insurance Review

  • Inbound USA Basic Insurance
    Inbound USA Basic is available to non US citizens who come to the US for business, pleasure or to study. Inbound USA Basic can be renewed up to 364 days and offers coverage for acute onset of pre-existing conditions for travelers up to 79 years.
  • Inbound USA Choice Insurance
    Inbound USA Choice is available to non US citizens who come to the US for business, pleasure, to study or to immigrant. Inbound USA Choice can be renewed up to 1,092 days and offers coverage for acute onset of pre-existing conditions for travelers up to 79 years.
  • Inbound USA Elite Insurance
    Inbound USA Elite is available to non US citizens who come to the US for business, pleasure, to study or to immigrant. Inbound USA Elite can be renewed up to 364 days and offers coverage for acute onset of pre-existing conditions for travelers up to 69 years.

Comprehensive travel insurance Review

  • Liaison Economy Insurance
    Liaison Economy Insurance is not a general health insurance policy, but an interim, limited benefit period, travel medical plan intended for use while away from your Home Country
  • Liaison Choice Insurance
    Liaison Choice Insurance is ideal for a US or Canadian citizen traveling outside the United States or Non US citizens traveling to the United States
  • Liaison Elite Insurance
    Liaison Elite Insurance coverage is available for Non US citizens visiting the USA and US citizens travelling outside of America. It can be renewed up to 3 years.
Global Underwriters

Global Underwriters Insurance Plans Review

Comprehensive travel insurance Review

  • Diplomat America Insurance
    The coverage is available for foreign nationals while visiting the United States. Visiting Canada or any foreign country from the USA is not covered.
  • Diplomat International Insurance
    Diplomat International Insurance provides coverage for Medical and Travel Assistance to individuals while traveling outside their Home Country, but not to the United States. Travelers visiting Canada from the USA can purchase this plan.
  • Diplomat Long Term Insurance
    Diplomat Long Term Insurance plan can be purchased for a minimum of 3 months to maximum 12 months. Additional coverage may be available for up to 12 months at a time, to a maximum of 36 consecutive months.
Travel Insure

Travel Insure Insurance Plans Review

Comprehensive visitor insurance Review

  • Visit USA Insurance
    Visit USA Insurance is ideal for tourists and New Immigrants, visiting scholars to the US.
  • Worldmed Insurance
    WorldMed Medical Insurance has 2 plans like: Worldmed Inbound and Worldmed Outbound. It is an ideal visitor health insurance for parents visiting usa and tourists to the United States.
trawick logo

Trawick International Insurance Plans Review

Fixed Benefit travel insurance Review

Comprehensive visitor insurance Review

  • Safe Travels USA Insurance
    Safe Travels USA is ideal for foreign residents visiting USA and then other countries worldwide.
  • Safe Travels USA Comprehensive
    Safe Travels USA Comprehensive is an ideal plan for foreign residents visiting USA and worldwide
  • Safe Travels USA Cost Saver
    Safe Travels USA Cost Saver offer excess medical coverage. This plan includes emergency medical evacuation, repatriation and security evacuation benefits.
  • Safe Travels International
    Safe Travels International offer medical coverage for travelers who are Non-US citizens and Non-US residents traveling outside their home country, but not to USA.
  • Safe Travels International Cost Saver
    Safe Travels International Cost Saver is an ideal plan for visiting Schengen countries as it satisfies the Schengen visa insurance requirements when $0 deductible is chosen.

Review Popular Visitor Insurance USA Plans

IMG

International Medical Group (IMG) Insurance Plans Review

Comprehensive visitor travel insurance Plans Review

  • Global Medical Platinum Insurance
    Global Medical Platinum Insurance is a long term plan which can be renewed annually and provides worldwide coverage for people of all nationalities.
  • Global Medical Gold Insurance
    Global Medical Gold Insurance is an ideal expatriate health insurance plan for travelers who need full range of medical benefits.
GeoBlue logo

GeoBlue Insurance Plans Review

Comprehensive Insurance Plans Review

  • GeoBlue Xplorer Premier
    Xplorer Premier Insurance provides unlimited annual and lifetime medical maximum. The plan offers comprehensive coverage across the world.
  • GeoBlue Xplorer Essential
    Xplorer Essential Insurance provides unlimited annual and lifetime medical maximum. The plan offers worldwide coverage excluding US thereby saving 50% of the expenses.
hth logo

HTH Worldwide Insurance Plans Review

Comprehensive Insurance Plans Review

  • Global Citizen Insurance
    Global Citizen Insurance is an ideal expatriate health insurance plan for international citizens staying in the US and want to stay covered by an insurance while travelling across the world

SevenCorners

Seven Corners Student Insurance Plans Review

IMG

IMG Student Insurance Plans Review

  • Patriot Exchange Insurance
    Patriot Exchange Insurance provides coverage for pre-existing conditions for sudden recurrence of a pre-existing condition for up to $5,000 of eligible expenses.
  • Student Health Advantage Insurance
    Student Health Advantage plan is a long term worldwide medical insurance. This Insurance provides a maximum coverage of $500,000 or $1,000,000 for Primary Insured and $100,000 for Spouse/Child.
HCCMIS

Tokio Marine HCC (formerly known as HCCMIS Insurance) Student Insurance Plans Review

  • Student Secure Insurance
    Student Secure Insurance plan provides coverage for pre-existing conditions after a 12 month waiting period.
Travel Insure

Travel Insure Student Insurance Plans Review

  • Study USA Insurance
    Study USA Insurance plan provides coverage for pre-existing conditions after 6 months of waiting period for Preferred 500 plan and 12 months of waiting period for Standard and Preferred 300 plan

HCCMIS

Tokia Marine HCC (formerly known as HCCMIS Insurance) Schengen Visa Insurance Plans Review

  • Atlas International Insurance
    Atlas International Insurance Plan are open to US citizens travelling overseas mainly to European Countries. Atlas International Insurance can be extended upto 3 years
IMG

IMG Schengen Visa Insurance Plans Review

  • Patriot International Insurance
    Patriot International Insurance for travel outside home country whose destination excludes US and its territories. It offers pre-existing conditions coverage for US and Non US citizens.
SevenCorners

Seven Corners Schengen Visa Insurance Plans Review

trawick logo

Trawick International Schengen Visa Insurance Plans Review

  • Safe Travels International
    Safe Travels International offer medical coverage for travelling outside their home country but not to USA.
  • Safe Travels Schengen Visa
    Safe Travels International offer medical coverage for non US Citizens traveling to schengen countries.

There is no single international travel insurance that works as the best one for all travelers. The best international travel insurance will vary from traveler to traveler depending on their unique needs. While some overseas travelers will look for the cheapest travel insurance plan (sometimes purely for Visa purposes), others will look for the most comprehensive international visitor travel insurance coverage which will be more expensive. The price will also be higher if you need health insurance for travelers with pre-existing conditions. It is recommended to compare different overseas travel insurance plans based on price as well as the different benefits coverage options. Travelers should read visitors insurance usa reviews if available before buying an American travel insurance plan.

American visitors medical insurance is should be considered a requirement given the cost of health care in countries like the United States, where not having travel health insurance for USA can be financially catastrophic. Adequate visitors health insurance is a huge relief which is invaluable during any unexpected sickness or injury in a foreign country. International visitors are urged to buy tourist insurance to have a safe stay outside their home country.

The cost of visitor travel insurance depends largely on the following; The visitor’s age, the length of travel insurance, type of US visitors insurance (fixed benefit vs comprehensive coverage) and any additional coverage requirements like coverage for maternity, pre-existing conditions, sports coverage, preventive care.

Query regarding Co-insurance, PPO network ,Hospitals

question
Dear Madam,
I want to know how the co-insurance works? Is it similar to a deductible, except that it is a percentage (20%) of the first $5000 costs, and only applies if I use a hospital outside of their PPO network of hospitals, is that correct? Sounds to me like the deductible is $1250 rather than $250 in that situation.
Do you have information about their PPO network, do they have hospitals throughout US?
Regards,
Mark

question
Dear Mark,
Thank you for contacting us at American Visitor Insurance for your visitor medical insurance needs!
Yes. The 20% co-insurance depends on the visitors insurance plan you buy. In some plans, there is a 10% Co-insurance while in others there is a 20% co-insurance. In some plans the entire 20% co-insurance is waived if you use a facility within the PPO network, and is charged only when you use a facility that is outside the PPO network. Details of the co-insurance can be reviewed by using our quote comparison tool.
This is applicable for the first $5,000 of the expense incurred by you.
For Example: If you incur an expense of $3,000, this is how the co-insurance and deductible apply:
Expense = $3,000
Deductible(This is the amount that you pay) = $250
Final Expense amount that the Insurance Company will pay = $3,000 - $250 = $2,750. Now, the 20% co- insurance will be applied on $2,750 when you receive treatment outside of PPO. So, 20% of $2,750 is 550.
Final expense that Insurance company pays = $2,200
The amount that you pay = $800
The PPO network links for both the plans are as below:
ATLAS AMERICA PROVIDER NETWORK
PATRIOT AMERICA PROVIDER NETWORK
You can also buy Atlas America Insurance and Patriot America Insurance online.
Please let us know in case you have any questions

Regards,
www.americanvisitorinsurance.com
Customer care
+1 (877) 340 7910

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