Best Group Travel Insurance

Compare the best group travel insurance plans for students, families, corporate teams, churches, mission trips and vacation groups. American Visitor Insurance helps you compare affordable group travel medical insurance, international group travel insurance, and group trip insurance from top-rated providers. Get a free group travel insurance quote for groups of five or more travelers.

Group Travel Insurance Quotes

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Travel Insurance for Groups

Here at American Visitor Insurance, we have extensive experience setting travel insurance for Groups! No matter the size, be it 5 travelers to over 200 travelers, we have a solution for you. Setting up insurance for a large Group can be cumbersome and difficult.

Let us help you with Group travel health insurance! We can often set up the whole Group to be paid by credit card and all ID cards issued to a single email address. Do you need to satisfy certain requirements? Not a problem! We have an array of cheapest Group travel insurance that should meet most requirements and furthermore, can set up personalized plans for larger Groups to meet your needs.

For very large Groups (200+), we can ask companies to bid for your business and get you the best possible rate and deal on insurance plans that cover a large Group of individuals! For more information, submit the US Group travel insurance form below.

International Group Travel Insurance

Whether your group is traveling to Europe, Asia, Canada, Australia, or anywhere else in the world, international group travel insurance provides emergency medical coverage, evacuation benefits, trip interruption protection, and optional trip cancellation coverage for groups traveling together.

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Plan finder

Cheap Group Travel Medical Insurance

Our licensed agents help travelers compare group travel insurance plans from leading insurance providers. Whether you need affordable group travel medical insurance or comprehensive group trip insurance, we'll help you choose the right policy.

Patriot America Plus Group
  • check_circle Short-term medical coverage designed specifically to meet the requirements of five or more travelers, student Groups and vacationers.
  • check_circle Available for non-US citizens outside their home country.
  • check_circle Offers coverage for acute onset of pre-existing conditions up to 70 years of age.
  • check_circle Policy Maximums of $50k; $1M; $5M.
Patriot Group Travel
  • check_circle Short-term medical coverage designed specifically to meet the requirements of five or more travelers, student Groups and missionaries.
  • check_circle Available for US and non-US citizens.
  • check_circle Policy Maximums of $50k; $500k; $1M; $2M ($2M is only available to U.S. citizens).
  • check_circle Patriot International Lite Group offers coverage for acute onset of pre-existing conditions up to 70 years of age.
Atlas Group Travel
  • check_circle Offers coverage to meet the needs of Groups of five or more individuals travelling outside their home country.
  • check_circle Maximum coverage from $50k to $1M.
  • check_circle 10% discount available for Groups, making it a leading plan for students, corporate travelers and families.
  • check_circle It provides coverage for pre-existing conditions for travelers in the Group up to 70 years.
Patriot Platinum Group
  • check_circle IMG Patriot Platinum international Group provides coverage for Groups of U.S. citizens traveling outside the U.S. with coverage for brief returns to the U.S.
  • check_circle Patriot Platinum Group plans offer a complete package of international benefits available 24 hours a day.
  • check_circle Policy maximum of $2M, $5M and $8M per illness or injury.
Blue Cross Blue Shield Global
BCBS Single Trip Gold Travel Insurance
  • check_circle Comprehensive single-trip travel medical coverage for international travelers.
  • check_circle Emergency medical treatment, evacuation and repatriation benefits.
  • check_circle Coverage for trips outside your home country with access to a global provider network.
  • check_circle Ideal for leisure, business and family vacations.
Blue Cross Blue Shield Global
BCBS Single Trip Platinum Travel Insurance
  • check_circle Premium international travel medical insurance with higher coverage limits.
  • check_circle Includes emergency medical care, evacuation and travel assistance services.
  • check_circle Access to the Blue Cross Blue Shield global healthcare network.
  • check_circle Recommended for travelers seeking enhanced protection during international trips.

Student Group Travel Insurance

Student group travel insurance is designed for schools, universities, study abroad programs, educational tours, exchange students, and academic organizations traveling together.

Student Health Advantage Group
  • check_circle For Groups of five or more students, scholars, who desire an annually renewable medical plan.
  • check_circle Offers two plans: Student Health Advantage Standard Group and Student Health Advantage Platinum Group. Ideal for J1/J2, F1/F2, M1/M2 or A1/A2 visa holders.
  • check_circle Pre-existing conditions are covered after a waiting period of 12 months.
Patriot Exchange Group
  • check_circle Policy maximum of $50k, $250k, $500k or $1M per illness or injury.
  • check_circle Lifetime maximum of $5M.
  • check_circle No coinsurance.
  • check_circle For students studying or engaged in cultural exchange.
  • check_circle Pre-existing conditions are covered after 12 months of waiting period.
Student Health Advantage Platinum Group
  • check_circle For Groups of five or more students, scholars, who desire an annually renewable medical plan.
  • check_circle Offers policy maximum up to $5M with $100 deductible.
  • check_circle Ideal for J1/J2, F1/F2, M1/M2 or A1/A2 visa holders.
  • check_circle Covers pre-existing conditions after a waiting period of 6 months.
Trip Protection Choice Group
  • check_circle Covers U.S. residents and U.S. citizens who wish to travel within the U.S or overseas / internationally.
  • check_circle Plans can be purchased for travelers of 14 days for up to the age of 99 years.
  • check_circle Our Cancel for Any Reason option can help make our Trip Protection Group plan is the best travel insurance for Groups covers trips up to 180 days.
  • check_circle Pre-existing Medical Conditions Waiver covered if you meet the requirements.
Trip Protection Elite Group
  • check_circle Coverage for residents of Missouri, New York, Pennsylvania and Washington travelling in the United States/internationally. Covers trips up to 90 days.
  • check_circle Cover can be purchased for travelers of 14 days for up to the age of 99 years.
  • check_circle Our Cancel for Any Reason option can help make our Trip Protection Group plan is the best travel insurance for Groups.
  • check_circle Pre-existing Medical Conditions Waiver covered if you meet the requirements.
Patriot Multitrip Group
  • check_circle Ideal for Groups of people travelling frequently outside their home country.
  • check_circle Lifetime maximum of $1M.
  • check_circle Annual premium.
  • check_circle Sudden and unexpected recurrence of pre-existing condition-medical is covered up to $5,000 per period of coverage.
Pricing Guide

Best Group Travel Insurance Cost

Compare Group Travel Insurance

Compare group travel insurance plans based on policy maximums, deductibles, medical coverage, trip cancellation benefits, and pricing. Comparing plans helps organizations choose the best group travel insurance for their travelers.

Group plans for USA

Insurance PlansPlan MaximumDeductibleCost #
Atlas Group
WorldTrips
$50,000$250$80
Patriot America Plus group
IMG
$50,000$250$84
Patriot America Lite Group
IMG
$50,000$250$84
Patriot Platinum America Group
IMG
$2,000,000$250$190

*The average cost of travel medical group insurance plans in the USA is based on quotes for 5 travelers with age range from 40-49 years with a duration of 7 days.

Group plans for Outside USA

Insurance PlansPlan MaximumDeductibleCost *
Atlas Group
WorldTrips
$50,000$250$55
Patriot International Lite Group
IMG
$50,000$250$59
BCBS Single Trip Gold Travel Insurance
BCBS
$50,000$500$61
BCBS Single Trip Platinum Travel Insurance
BCBS
$50,000$500$68
Patriot Platinum International Group
IMG
$2,000,000$250$125

*The average cost of travel medical group insurance plans for outside USA is based on quotes for 5 travelers with age range from 40-49 years with a duration of 7 days.

Do You Need Travel Insurance for Large Groups?

Quite often Groups travel overseas together, and the right group trip insurance depends on why the Group is traveling. Employees on a work trip may need corporate group travel insurance, families and relatives on a group vacation travel insurance plan may be looking for family group travel insurance, church groups and mission teams typically need church group travel insurance or mission trip travel insurance, and students attending a sporting or academic event usually need educational travel insurance. Use the plan comparison below to compare group travel insurance options and buy group travel insurance online in a few minutes.

Since the regular domestic health insurance will usually not cover you outside your home country you can buy cheap Group travel insurance. International travel insurance is necessary since:

  • A member can fall sick or get hurt.
  • There may be a sudden need for emergency evacuation to a safer location or better medical facility.
  • Experience a loss of baggage or miss a flight during the travel.
Why large groups need coverage:
check_circle Illness or injury during travel
check_circle Emergency evacuation to a better facility
check_circle Lost baggage or missed flights

All of these situations can be expensive and logistically difficult when you are in a foreign country. It is important to have the support system provided by a reputed insurance plan. Best travel insurance for Groups are very affordable in the context of the overall international travel expense and should be purchased when traveling overseas.

Whether you call it group trip insurance, group vacation travel insurance, or simply travel insurance for groups, the goal is the same: one policy that protects every traveler in your party. Families planning a group vacation, churches organizing a mission trip, businesses sending employees overseas, and schools arranging educational tours can compare group travel insurance plans side by side and buy group travel insurance online through a single application instead of enrolling each traveler separately. This simplifies administration while ensuring everyone has the same travel medical coverage for the entire trip.

Requirements

How Can I Know My Eligibility for a Group Travel Insurance Policy?

You must be traveling with a Group of minimum of 5 travelers.

Available for both US and Non-US residents.

Travelers may have different travel dates (start and end date of travel), but all Group holiday insurance policies should be purchased at one time.

Why go group

Advantages of Group Travel Insurance vs Individual Travel Insurance

  • Cheaper and more convenient than buying individual policies for each member of your group.
  • Travel insurance for a Group can ensure that everyone in your Group has the same level of coverage and benefits. You don't have to worry about comparing different policies or finding out that someone in your Group has inadequate or no coverage at all.
  • Offer coverage for medical emergencies, including hospitalization costs, medical evacuation, and repatriation. This ensures that all members of the Group receive necessary medical care without worrying about expensive bills.
  • It can offer coverage for unforeseen events like holiday cancellation or lost baggage. This prevents you from incurring extra expenses due to a flight cancellation or losing your valuables during your trip.
  • There is usually a discount of about 10% or more in Group travel policies when compared to individual travel insurance for the same destination.
  • A single compare Group travel insurance application form for all members of the Group instead of individually filling application forms.
  • There is a master policy for the whole Group with individual ID cards for individual travelers.

What Does Group International Travel Insurance Cover?

local_hospital

Covers emergency medical treatment, hospitalization, physician visits, and prescription medications for group members traveling together internationally.

ambulance

Pays for emergency transportation to the nearest appropriate medical facility or back to your home country when medically necessary.

airplanemode_inactive

Reimburses prepaid, non-refundable group trip expenses if travel is canceled or interrupted due to covered reasons such as illness, injury, or emergencies.

flight

Covers the cost of returning mortal remains to the home country in the unfortunate event of death during the group trip.

cancel

Eligible travelers may cancel for reasons beyond standard policy coverage and receive partial reimbursement of prepaid, non-refundable trip costs when policy requirements are met.

ecg_heart

Some group travel insurance plans cover the acute onset of pre-existing conditions, subject to eligibility, age limits, and policy terms.

paragliding

Optional coverage is available for groups participating in adventure activities such as hiking, skiing, scuba diving, ziplining, and other eligible sports.

luggage

Provides benefits for baggage loss, baggage delay, trip delays, missed connections, and accidental death and dismemberment during the group journey.

luggage

A convenient option for organizations, business teams, and frequent travelers taking multiple group trips throughout the year.

Head to head

Group Travel Insurance vs Individual Travel Insurance

Group travel insurance
Individual travel insurance

Coverage

Allow Groups of 5 or more travelers to purchase one policy.

Covers one person or one family.

Cost

Often cost-effective when covering multiple travelers under one policy, potentially offering discounts for Group bookings.

Generally priced per person and may vary based on factors like age, destination, and coverage level.

Customization

Limited customization options as policies are usually standardized for the group.

Offers flexibility to customize coverage to suit an individual's specific needs.

Coverage Duration

May have restrictions on the maximum trip duration and the number of trips covered within a specified time frame.

Offers flexibility in trip duration and may cover multiple trips under a single policy.

Benefit Limits

Benefit limits may be shared among Group members, potentially affecting coverage availability for individuals.

Benefit limits are specific to each person, ensuring full coverage for each traveler.

Cancellation

Group policies may have restrictions on changes or cancellations by individual members.

Provides greater flexibility for changes or cancellations based on an individual's needs.

Pre-Existing Conditions

Coverage for pre-existing medical conditions may vary among Group members.

Allows individuals to specify coverage for their pre-existing conditions.

Frequently Asked Questions

Group Travel Insurance FAQs

Yes, Individuals can buy Group travel insurance, as long as they satisfy the eligibility criteria.

Some Group travel insurance plans offer coverage for pre-existing conditions, these are Patriot America Plus group, Patriot Platinum group while these may have some restrictions. Travelers should check the policy details.

The cost is influenced by factors such as the number of travelers, trip duration, coverage options, and the age of participants. There is usually a discount of about 10% or more in Group travel policies for the same destination.

Yes. You can compare group travel insurance plans side by side and buy group travel insurance online through a single group application, with ID cards issued to one email address for the whole group.

Yes. Church group travel insurance and mission trip travel insurance are available for churches, faith-based organizations, ministries, and volunteer teams traveling together. Many group travel medical insurance plans provide coverage for emergency medical expenses, evacuation, trip interruption, and other eligible travel-related benefits for groups of five or more travelers. Whether your group includes pastors, missionaries, chaperones, or volunteers, you can compare group travel insurance plans and choose the coverage that best fits your destination, trip duration, and budget. Larger groups can also request a customized group travel insurance quote for tailored coverage.

Yes. You can compare multiple group travel insurance plans on American Visitor Insurance to find the coverage that best fits your group's needs. After selecting a plan, you can complete one group application for all travelers, with policy documents and ID cards conveniently issued for the entire group.

Group trip insurance is a broad term for any policy covering 5 or more travelers on the same trip, while family group travel insurance refers specifically to relatives traveling together. Both use the same underlying Group plans and eligibility rules on this page.

Yes, Group travel insurance provides coverage for both domestic and international trips. It often includes benefits like emergency medical coverage and assistance while abroad.

Coverage can include trip cancellation, trip interruption, medical expenses, emergency evacuation, baggage loss, and more. The specific coverage can vary by policy.

Yes. Group travel insurance is an excellent choice for church groups, mission teams, and religious organizations traveling internationally. A single group policy can provide coverage for emergency medical expenses, emergency medical evacuation, trip interruptions, and other eligible travel-related risks. Team members can also be added or updated as travel plans are finalized, making it easy to manage changing group rosters.

Yes. Schools, colleges, universities, and educational organizations frequently purchase group travel insurance for study abroad programs, educational tours, field trips, and other sponsored travel. A single school educational tour group insurance simplifies administration by covering all eligible participants under one application while providing protection for unexpected medical emergencies and travel disruptions.

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Group Travel Insurance Types

When you are traveling in a Group of five or more, it is economical to buy International Group travel insurance. Group travel plans are often more economical when compared to individual plans, they are also easier to manage as one common application is sufficient as opposed to individual insurance applications.

The requirement for a Group policy beyond having Five travelers is that all travellers have the same start and end date and that all travellers are eligible for the policy being purchased.

We work with several travel insurance providers and have experience in customising the insurance plan for your specific needs. Again since we work with many providers and given the volume of business we generate we can get very competitive prices for your Group travel medical insurance.

Cruise Group Travel Insurance

When a family, club, tour group, or organization is sailing together, American Visitor Insurance makes it easy to compare and buy cruise group travel insurance designed for the unique risks of cruising.

Coverage can include emergency medical treatment, medical evacuation from the ship to the nearest port or hospital, reimbursement for missed port departures, cabin confinement due to illness, and benefits if the cruise line cancels or significantly delays the sailing.

Since a single missed connection or unexpected illness can disrupt the entire group's itinerary, purchasing group travel insurance for cruise through American Visitor Insurance helps keep every traveler protected while simplifying the process of comparing plans and accessing support if something goes wrong during the voyage. Compare cruise group travel insurance plans with American Visitor Insurance.

Church & Mission Group Travel Insurance

Group travel insurance is designed to protect church groups, mission teams, and religious outreach organizations traveling together internationally. A group insurance for missionaries simplifies coverage for the entire group while helping protect members against unexpected medical emergencies and other covered travel risks.

Church Group Travel Insurance benefits are:
Emergency medical and emergency medical evacuation coverage One policy covering the entire mission or church group Flexible traveler roster updates before departure Simple online application and group policy management

Whether you're organizing a short-term mission trip, humanitarian outreach, or an international church conference, group travel insurance provides an easy and cost-effective way to protect everyone traveling together.

Group vacation travel insurance covers your entire traveling group. Families, churches, schools, nonprofits, and tour organizers can compare travel insurance for missionary groups on American Visitor Insurance, choose the coverage that best meets their needs, and purchase one policy instead of enrolling each traveler individually.

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Where Can I Buy the Best Group Travel Insurance?

American Visitor Insurance makes it easy for families, student groups, corporate teams, religious organizations, clubs, and tour groups to compare and purchase comprehensive group travel insurance. Compare leading travel insurance plans from top-rated providers, review benefits side by side, and choose coverage that best fits your group's travel needs.

Why Buy Group Travel Insurance Through American Visitor Insurance?

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Compare Top Group Insurance Plans

Quickly compare travel insurance plans from leading insurance companies, including medical coverage, trip protection benefits, policy limits, deductibles, and pricing to find the best option for your group.

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Coverage for Every Type of Group

Whether you're organizing a family vacation, student trip, business conference, mission trip, cruise, sports tournament, or guided tour, you can find travel insurance designed to meet the needs of your entire group.

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Trusted & Licensed Insurance Marketplace

American Visitor Insurance is a licensed U.S.-based insurance agency (NJ License #1181604), trusted by travelers worldwide for comparing and purchasing quality travel medical insurance from leading providers.

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Competitive Pricing

Receive competitive rates directly from trusted insurance providers with no hidden fees. Compare multiple plans instantly and purchase your group's coverage securely online.

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Support Before and During Your Trip

Our customer support team is available to assist with plan selection, policy questions, and claims guidance, helping group leaders and travelers throughout their journey.

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Expert Travel Insurance Assistance

With more than 20 years of experience, our licensed travel insurance specialists help group organizers understand coverage options, compare plans, and select the most suitable policy for their travelers.

public Overall: American Visitor Insurance provides a simple, secure, and reliable way to compare and buy the best group travel insurance, giving every traveler in your group peace of mind before and during the trip.

Resources

Tourist Health Insurance USA Resources

Find the Best Travel Insurance

Compare visitor insurance plans to find suitable coverage based on your travel needs, budget, and destination.

How Does Travel Insurance Work?

Understand how travel insurance helps cover eligible medical expenses, emergencies, and unexpected travel situations.

Tourist Health Insurance Resources

Learn important factors to consider when choosing USA visitor medical insurance and travel health coverage.

Visitor Insurance Claims Information

Learn about the visitor insurance claims process and how to manage eligible medical expenses during your trip.

directions_boat GROUP CRUISE INSURANCE

Best Group Travel Insurance for Cruises

Planning a cruise with family, friends, or a group?

Protect your group trip with group travel insurance for cruises. Compare travel medical coverage, trip cancellation, emergency medical evacuation, and other benefits designed for cruise vacations. Explore the best options for groups traveling together and find coverage that fits your trip and budget.

Group Cruise Coverage Compare Travel Insurance Online Quotes
Resources

Resources for Best International Travel Health Insurance USA

Explore useful travel resources to help students, seniors, and international travelers make informed insurance decisions.

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Which Are the Best Travel Insurance Companies in USA?

American Visitor Insurance partners with leading international travel insurance providers to help travelers compare comprehensive travel medical insurance. Compare trusted companies including International Medical Group (IMG), Seven Corners, WorldTrips, Global Underwriters, HTH Worldwide, Trawick International, Travel Insurance Services, INF Insurance, Travelex, and Blue Cross Blue Shield Global.

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