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Best group travel insurance

Here at American Visitor Insurance, we have extensive experience setting group insurance plans! No matter the size, be it 5 travelers to over 200 travelers, we have a solution for you. Setting up insurance for a large group can be cumbersome and difficult. Let us help you with the work! We can often set up the whole group to be paid by credit card and all ID cards issued to a single email address. Do you need to satisfy certain requirements? Not a problem! We have an array of options that should meet most requirements and furthermore, can set up personalized plans for larger groups to meet your needs. For very large groups (200+), we can ask companies to bid for your business and get you the best possible rate and deal! For more information, submit the US Group travel insurance form below.

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Cheap group travel medical insurance

  • Patriot America Plus Group

    • Short-term medical coverage designed specifically to meet the requirements of five or more travelers, student groups and vactioners.
    • Available for non-US citizens outside their home country.
    • Offers coverage for acute on set of pre-existing conditions up to 70 years of age.
    • Policy Maximums of $50k; $1M; $5M
    Brochure Plan details Buy Online

    Patriot Group Travel

    • Short-term medical coverage designed specifically to meet the requirements of five or more travelers, student groups and missionaries.
    • Available for US and non-US citizens.
    • Policy Maximums of $50k; $1M; $500k; $1M; $2M ($2M is only available to U.S. citizens)
    • Patriot International Lite group offers coverage for acute on set of pre-existing conditions up to 70 years of age.
    Brochure Plan details Buy Online

    Atlas Group Travel

    • Offers coverage to meet the needs of groups of five or more individuals travelling outside their home country.
    • Maximum coverage from $50k to $1M.
    • 10% discount available for groups making it a leading plan for students, corporate travelers and families
    • It provides coverage for pre-existing condition for travelers in the group up to 70 years.
    Brochure Plan details Buy Online

    Patriot Platinum Group

    • IMG Patriot Platinum international Group provides coverage for groups of U.S. citizens traveling outside the U.S. with coverage for brief returns to the U.S
    • Patriot Platinum Group plans offer a complete package of international benefits available 24 hours a day.
    • Policy maximum of $2M, $5M and $8M per illness or injury
    Brochure Plan details Buy Online

  • Student Health Advantage group

    • Student Health Advantage group insurance is for groups of five or more students, scholars, and who desire an annually renewable medical plan.
    • It offers two plans: Student Health Advantage Standard Group and Student Health Advantage Platinum GroupIdeal for J1/J2 Visa, F1/F2 Visa, M1/M2 or A1/A2 visa holders
    • Pre-existing conditions are covered after a waiting period of 12 months.
    Brochure Plan details Buy Online

    Patriot Exchange Group

    • Policy maximum of $50k, $1M, $250k or $500k per illness or injury
    • Lifetime maximum of $5M
    • No coinsurance
    • Students studying or engaged in cultural exchange.
    • Pre-existing conditions are covered after 12 months of waiting period.
    Brochure Plan details Buy Online

    Student Health Advantage Platinum group

    • Student Health Advantage Platinum group insurance is for groups of five or more students, scholars, and who desire an annually renewable medical plan.
    • This plan offers policy maximum  up to $5M with $100 deductible.
    • Ideal for J1/J2 Visa, F1/F2 Visa, M1/M2 or A1/A2 visa holders
    • Covers pre-Existing Conditions after a waiting period of 6 months.
    • Pre-existing conditions are covered after a waiting period of 6 months.
    Brochure Plan details Buy Online

  • Trip Protection choice group

    • Trip Protection Choice Group covers for U.S residents and U.S citizens who wish to travel within the U.S or travel overseas / internationally.
    • Plans can be purchased for travelers of 14 days for up to the age of 99 years.
    • Our Cancel for Any Reason option can help make our Trip Protection Group plan is the best travel insurance for groups covers trips up to 180 days.
    • Pre-existing Medical Conditions Waiver covered if you meet the requirements.
    Brochure Plan details Buy Online

    Trip Protection Elite Group

    • Coverage for residents of Missouri, New York, Pennsylvania and Washington travelling in the United States/internationally. Covers trips up to 90 days.
    • Cover can be purchased for travelers of 14 days for up to the age of 99 years.
    • Our Cancel for Any Reason option can help make our Trip Protection Group plan is the best travel insurance for groups.
    • Pre-existing Medical Conditions Waiver covered if you meet the requirements.
    Brochure Plan details Buy Online

  • Patriot Multitrip Group

    • Ideal for group of people travelling frequently outside their home country
    • Lifetime maximum of $1M
    • Annual premium
    • Sudden and unexpected recurrence of pre-existing condition-medical is covered up to $5000 per period of coverage.
    Brochure Plan details Buy Online

Do you need travel Insurance for large groups?

Quite often groups travel overseas together. The groups could be traveling for varied reasons such as employees on training, groups of tourists holidaying, members of a missionary organisation, groups of students attending a sporting or academic event.
Since the regular domestic health insurance will usually not cover you outside your home country you can buy cheap Group travel insurance. International travel insurance is necessary since:
  • A member can fall sick or get hurt.
  • There may be a sudden need for emergency evacuation to a safer location or better medical facility
  • Experience a loss of baggage or miss a flight during the travel
All of these situations can be expensive and logistically difficult when you are in a foreign country. It is important to have the support system provided by a reputed insurance plan. Group travel insurance plans are very affordable in the context of the overall international travel expense and should be purchased when traveling overseas.

How can I know my eligibility for a Group travel insurance Policy for my trip?

  • You must be traveling with a group of minimum of 5 travelers.
  • Available for both US and Non US residents.
  • Travelers may have different travel dates (start and end date of travel), but all policies for the group should be purchased at one time.

Advantages of group travel insurance vs individual travel insurance

  • Cheaper and more convenient than buying individual policies for each member of your group.
  • It can ensure that everyone in your group has the same level of coverage and benefits. You don’t have to worry about comparing different policies or finding out that someone in your group has inadequate or no coverage at all.
  • Offer coverage for medical emergencies, including hospitalization costs, medical evacuation, and repatriation. This ensures that all members of the group receive necessary medical care without worrying about expensive bills.
  • It can offer coverage for unforeseen events like holiday cancellation or lost baggage. This prevents you from incurring extra expenses due to a flight cancellation or losing your valuables during your trip.
  • There is usually a discount of about 10% or more in group travel policies when compared to individual travel insurance for the same destination.
  • Common application form for all members of the group instead of individually filling application forms.
  • There is a master policy for the whole group with individual ID cards for individual travelers.

What does Group international travel insurance cover?

Trip cancellation insurance

Reimbursement for loss of pre-paid, non-refundable payments.

Travel Medical expenses

Covers cost of treatment for sickness or injury during your vacation.

Trip delay

Reimbursement of food and lodging expenses due to delay in travel.

Medical evacuation

Transportation to or between hospitals as needed.

Cancel For Any Reason insurance

Cancel your trip for any reason and receive a partial refund of your prepaid expenses.

Trip Interruption

Unexpected disruption and early ending of a trip, often resulting in financial losses.

Group travel insurance vs Individual travel insurance

Group travel insurance Individual travel insurance
Coverage Allow groups of 5 or more travelers to purchase one policy. Covers one person or one family.
Cost Often cost-effective when covering multiple travelers under one policy, potentially offering discounts for group bookings. Generally priced per person and may vary based on factors like age, destination, and coverage level.
Customization Limited customization options as policies are usually standardized for the group. Offers flexibility to customize coverage to suit an individual's specific needs.
Coverage Duration May have restrictions on the maximum trip duration and the number of trips covered within a specified time frame. Offers flexibility in trip duration and may cover multiple trips under a single policy.
Benefit Limits Benefit limits may be shared among group members, potentially affecting coverage availability for individuals. Benefit limits are specific to each person, ensuring full coverage for each traveler.
Cancellation Group policies may have restrictions on changes or cancellations by individual members. Provides greater flexibility for changes or cancellations based on an individual's needs.
Pre-Existing Conditions Coverage for pre-existing medical conditions may vary among group members. Allows individuals to specify coverage for their pre-existing conditions.

Group travel insurance - FAQ's

01. Can individuals purchase group health insurance plans on their own?

Yes, Individuals can buy group travel insurance, as long as they satisfy the eligibility criteria.

02. Can travelers with pre-existing medical conditions be covered under a group policy?

Some group travel insurance plans offer coverage for pre-existing conditions, these are Patriot America Plus group, Patriot Platinum group while these may have some restrictions. Travelers should check the policy details.

03. How is the cost of group travel insurance determined?

The cost is influenced by factors such as the number of travelers, trip duration, coverage options, and the age of participants. There is usually a discount of about 10% or more in group travel policies for the same destination.

04. Is group travel insurance suitable for international trips?

Yes, group travel insurance provides coverage for both domestic and international trips. It often includes benefits like emergency medical coverage and assistance while abroad.

05. What does group travel insurance typically cover?

Coverage can include trip cancellation, trip interruption, medical expenses, emergency evacuation, baggage loss, and more. The specific coverage can vary by policy.

Europe Schengen visa Family travel insurance
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Group travel insurance for popular groups

Student groups travel insurance

Quite often we have international student groups from China, India, South America, or Europe visiting the US. These trips can range from a few days to a few weeks. The students are high school going or college students and group insurance works very well in this situation.

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Sporting teams group insurance

When a school, college of club sporting team is visiting the US, or traveling overseas from the US, buying Group travel insurance online works admirably well. It is easy to administer and can be processed online with only one application.

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Business travellers group insurance

Whether you are organising a international travel holiday for many friends and family members or a tour operator organising a trip for a large group, group insurance works well as it is easy to administer and economical. The travel insurance will include cover for baggage delay and loss, trip cancellation or interruption, emergency medical evacuation as well as unexpected emergency medical costs.

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Group travel insurance

Whether you are organising a international travel holiday for many friends and family members or a tour operator organising a trip for a large group, group insurance works well as it is easy to administer and economical. The travel insurance will include cover for baggage delay and loss, trip cancellation or interruption, emergency medical evacuation as well as unexpected emergency medical costs.

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Schengen visa group travel insurance

Group travel insurance mandatory for Schengen visa are cheaper when compared to individual travel insurance plans. The discount will vary depending on the number of travelers and the duration of travel, however they are usually about 10% cheaper when compared to individual travel insurance for the same destination.

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Trip cancellation insurance

Whether you are organising a international travel holiday for many friends and family members or a tour operator organising a trip for a large group, group insurance works well as it is easy to administer and economical. The trip insurance will include cover for cancel for any reason,baggage delay and loss, trip cancellation or interruption, emergency medical evacuation as well as unexpected emergency medical costs.

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Group travel insurance types

When you are traveling in a group of five or more, it is economical to buy International Group travel insurance. Group travel plans are often more economical when compared to individual plans, they are also easier to manage as one common application is sufficient as opposed to individual insurance applications. The requirement for a group policy beyond having Five travelers is that all travellers have the same start and end date and that all travellers are eligible for the policy being purchased.
We work with several travel insurance providers and have experience in customising the insurance plan for your specific needs. Again since we work with many providers and given the volume of business we generate we can get very competitive prices for your group travel medical insurance.
group travel insurance plans

USA visitors Insurance resources

Trip vs Travel vs Global

Confused whether to buy trip or travel or global insurance? Know the differences!

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Visitor insurance resources

New to insurance concept? Here are some useful insurance resources for you!

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Factors to consider

Here are some factors that you need to consider while buying insurance.

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Visitor Insurance USA Claims

Visitor Insurance claims about the travel insurance.

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Resources for best international travel health insurance USA

Travel tips for student visa
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Travel tips for senior travelers
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Travel tips for air travelers
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List of best visitors insurance companies in USA

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

List of best visitors insurance companies in USA

Insurance for different traveler segments

Family travel
Vacation travel
Cruise travel
Honeymoon travel
Student insurance
Older Traveler
Visa insurance
Group travel
Adventure Traveler
Backpacker Travel
Corporate Travel
Individual Travel

More international travel insurance categories

 

Visitors insurance USA

USA New immigrant Insurance

US visa health insurance

Senior Citizen travel insurance

Pre-existing visitors insurance
 
 

J1 Visa health insurance

International student Insurance

Green Card medical insurance

International Medical Insurance

Cruises Travel Insurance