Group Travel Insurance Plans

Here at American Visitor Insurance, we have extensive experience setting group insurance plans! No matter the size, be it 5 travelers to over 200 travelers, we have a solution for you.

Setting up insurance for a large group can be cumbersome and difficult. Let us help you with the work! We can often set up the whole group to be paid by credit card and all ID cards issued to a single email address. Do you need to satisfy certain requirements? Not a problem! We have an array of options that should meet most requirements and furthermore, can set up personalized plans for larger groups to meet your needs.

For very large groups (200+), we can ask companies to bid for your business and get you the best possible rate and deal! For more information, submit the form below.

Do you need travel Insurance for large groups?

Quite often groups travel overseas together. The groups could be traveling for varied reasons such as employees on training, groups of tourists holidaying, members of a missionary organisation, groups of students attending a sporting or academic event.
Since the regular domestic health insurance will usually not cover you outside your home country you can buy cheap Group travel insurance. International travel insurance is necessary since:

  • A member can fall sick or get hurt.
  • There may be a sudden need for emergency evacuation to a safer location or better medical facility
  • Experience a loss of baggage or miss a flight during the travel
All of these situations can be expensive and logistically difficult when you are in a foreign country. It is important to have the support system provided by a reputed insurance plan. Group travel insurance plans are very affordable in the context of the overall international travel expense and should be purchased when traveling overseas.

Eligibility to enroll for a group travel policy

There should be a minimum of 5 travelers. Some policies require these to be five primary insured, so family groups only count as 1: mother, father, two kids = 1 primary insured.
Travelers may have different travel dates (start and end date of travel), but all policies for the group should be purchased at one time.


Advantages of group travel insurance vs individual travel insurance

Discounted rates: The group travel plans are cheaper when compared to individual travel insurance. There is usually a discount of about 10% or more in group travel policies when compared to individual travel insurance for the same destination.
Easier to manage: There is a common application form for all members of the group instead of individually filling application forms. There is a master policy for the whole group with individual ID cards for individual travelers.


Group travel insurance types

When you are traveling in a group of five or more, it is economical to buy Group travel insurance. Group travel plans are often more economical when compared to individual plans, they are also easier to manage as one common application is sufficient as opposed to individual insurance applications. The requirement for a group policy beyond having Five travelers is that all travellers have the same start and end date and that all travellers are eligible for the policy being purchased.

We work with several travel insurance providers and have experience in customising the insurance plan for your specific needs. Again since we work with many providers and given the volume of business we generate we can get very competitive prices for your group travel insurance.

Some of the common groups that we work with for whom group travel insurance plans are ideal are:

Cheap group insurance plans

Patriot America Plus Group
»  Short-term medical coverage designed specifically to meet the requirements of five or more travelers, student groups and vactioners.
»  Available for non-US citizens outside their home country.
»  Policy Maximums of $50,000; $100,000; $500,000
Patriot Group Travel
»  Short-term medical coverage designed specifically to meet the requirements of five or more travelers, student groups and missionaries.
»  Available for US and non-US citizens.
»  Policy Maximums of $50,000; $100,000; $500,000; $1,000,000; $2,000,000 ($2,000,000 is only available to U.S. citizens)
Atlas Group Travel
»  Offers coverage to meet the needs of groups of five or more individuals travelling outside their home country.
»  Maximum coverage from $50,000 to $1,000,000.
»  10% discount available for groups making it a leading plan for students, corporate travelers and families
Patriot Group Exchange
»  Policy maximum of $50,000, $100,000, $250,000 or $500,000 per illness or injury
»  Lifetime maximum of $5,000,000
»  No coinsurance
»  Students studying or engaged in cultural exchange.
Patriot Multitrip Group
»  Ideal for group of people travelling frequently outside their home country
»  Lifetime maximum of $1,000,000
»  Annual premium
Liaison Express
»  Offers coverage to meet the needs of groups of five or more individuals travelling outside their home country.
»  Policy maximum of $100,000, $500,000 or $1,000,000
Global Employers Option
»  Ideal for multinational employers with 2 or more employees
»  Offers worldwide coverage options
»  Lifetime maximum per insured: $50,000 to $8,000,000

Group Travel Insurance

Not sure, which plan to buy ! Contact our experts now ยป