Exchange Scholars Group medical insurance

J1 visa group medical insurance

The J1 visa group insurance is specially designed for groups of J1 visa applicants. International Medical Group (IMG) offers the Patriot Exchange group medical insurance as an affordable exchange scholar health insurance by satisfying the US J1 visa consular requirements.

The J visa group insurance plan can also be customized to satisfy any special requirements. You can contact our Group insurance specialist for customizing your group insurance plan. After completing the Group J visa application and purchase, we will also provide the required J1 visa letter along with the group insurance document.

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J1 visa health insurance requirements

J1 visa health insurance requirements

The U.S. Department of State requires the following health insurance requirements to ensure adequate coverage during their stay in the United States.

  • Medical Benefits: A minimum of $100,000 per accident or illness to cover healthcare costs.
  • Medical Evacuation: Coverage of at least $50,000 for medical evacuation to return you to your home country in case of serious illness or injury.
  • Repatriation of Remains: Coverage of at least $25,000 for repatriation of remains in the event of death.
  • Deductibles: Should not exceed $500 per accident or illness.

Additionally, the insurance provider must be licensed by the state or have a financial rating that meets Department of State standards (an A- or above rating by AM Best or a similar rating by a recognized agency). These requirements ensure J-1 visa holders are adequately protected during their stay in the U.S.

Group Insurance Quote

American Visitor Insurance has many years of expertise in designing the best group insurance plan for different groups of travelers based on their needs. Do you need to satisfy specific university or different consulate requirements? We will provide the plan that best satisfies those needs. Setting up a group insurance plan can be complicated, however we will do all the work to make it easy for you. We will set up the group plan such that a single credit card transaction will result in all the insurance cards being issued to a single address.

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Popular J1 Visa insurance plans

IMG Logo Patriot Group Exchange
  • Maximum coverage options up to $500K
  • Deductible $100
  • Key Features Specifically for students and exchange scholars; Meets J1 requirements if purchased for minimum of $100K.
  • Plan Limitation Must be purchased for whole months only.
Worldtrip Logo Atlas Group Travel
  • Offers coverage to meet the needs of groups of five or more individuals travelling outside their home country.
  • Maximum coverage from $50K to $1M.
  • 10% discount available for groups making it a leading plan for students, corporate travelers and families

International student health insurance frequently asked questions

1. What is J1 visa group medical insurance?

J1 visa group medical insurance is health insurance coverage specifically designed for J1 visa holders and their dependents who come to the USA for cultural exchange programs, research, or training opportunities.

2. Is J1 visa group medical insurance mandatory?

Yes, J1 visa regulations by the US authorities require all J1 visa holders and their accompanying dependents to have medical insurance that meets the specified minimum coverage requirements throughout their stay in the USA.

3. What does J1 visa group medical insurance typically cover?

J1 visa group medical insurance offered in American Visitor Insurance provides coverage for medical expenses due to illness or injury, hospitalization, emergency medical evacuation, repatriation of remains, and sometimes preventive care and prescription drugs.

4. Are there specific coverage requirements for J1 visa insurance?

Yes, the U.S. Department of State mandates certain minimum coverage requirements for J1 visa insurance. As of my last update in September 2021, the minimum requirements were $100K per accident or illness, $25K for repatriation of remains, and $50K for emergency medical evacuation.

5. Can I choose any insurance provider for J1 visa group medical insurance?

You can select any insurance provider available in American Visitor Insurance that offers J1 visa group medical insurance and meets the minimum coverage requirements set by the U.S. Department of State.

6. Can I purchase J1 visa group medical insurance for my dependents as well?

Yes, J1 visa group medical insurance in American Visitor Insurance typically allows you to purchase coverage for your accompanying dependents (spouse and children) who are also on J2 visas.

7. Can I buy J1 visa group medical insurance for a specific duration, matching my program dates?

Yes, J1 visa group medical insurance plans are usually available for the duration of your J1 visa program, with options to purchase coverage for shorter or longer periods, depending on your needs.

8. What if my J1 visa program gets extended? Can I extend my insurance coverage as well?

If your J1 visa program is extended, most insurance providers in American Visitor Insurance allow you to extend your insurance coverage accordingly. It's crucial to check with your insurance provider about extension options.

9. Can I use J1 visa group medical insurance outside the USA?

Some J1 visa group medical insurance plans in American Visitor Insurance offer limited coverage for travel outside the USA, but the primary focus is on providing coverage during your stay within the USA.

10. How do I file a claim with my J1 visa group medical insurance provider?

To file a claim, you will need to contact your insurance provider's claims department and follow their specific procedures for claims submission.

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