J-1 Visa Travel Medical Insurance

• Non-US Citizens traveling outside their home country

• Plan pay 100% of eligible expenses after the deductible up to the overall maximum limit.

• The Atlas Series is not available to individuals who are physically located in the states of New York, Maryland, or Washington; or in the countries of Canada or Australia at time of purchase.

• The deductible options for this plan are $0, $100, $250, $500, $1k, $2.5k and $5k per Certificate period.
• The policy maximum options available with this plan are $50k, $100k,250k, $500k, $1M or $2M for people up to the age of 65 For people in the age range of 65 to 79, the options are $50k and $100k and for people above 80 the only option is $10k.
• Good comprehensive plan and very popular with tourists to the US because there is no coinsurance or cost after the deductible if you go within the PPO network of the company.
• This plan covers "acute onset of pre-existing condition" up to the age of 80.
• There is an additional coverage available for adventure sports as well on this plan.
• Atlas America recently added a $15 copay for urgent care (paid instead of the deductible, unless your deductible is $0, then you do not pay the copay either).
• It is a unique plan in offering coverage for complications of pregnancy in the first 26 weeks of gestation.
• It is ideal for people on OPT and H1 Visa holders who are already in the US for sometime.The issue with the OPT person or someone who has been in the US for some time is that many plans require to be bought within a certain time frame of your arrival into the US. Your last entry into the US is the one that counts in terms of eligibility for a new plan.

Covers up to overall maximum limit, under age 80.Up to $25,000 lifetime maximum for Emergency Medical Evacuation.

• Individuals up to the age of 65 years.
• Individuals must be a full time student at a college or university, excluding online colleges and universities, or within 31 days of being a Full-time Student at a college or university; or must be a Full-time Scholar affiliated with an educational institution and performing work or research for at least 30 hours per week. The Full-time Student/Scholar status requirement is waived for Participants within the US holding a valid F-1 visa including those students on OPT or a J-1 visa. Full-time status requirements remain in force for individuals holding M-1, or other category visas
• Must be residing outside his or her Home Country for the purpose of pursuing international educational activities.
• Must not have obtained residency status in the Host Country.
• Participants in the U.S. must hold a valid education related Visa. A copy of the I-20 or DS2019 may be requested.

• Inside the United States
  • In ppo network: Plan pays 80% of eligible expenses up to $100k, then 100% up to the Maximum Limit.
  • Out of ppo network: Usual, reasonable, and customary. You may be responsible for any charges exceeding the payable amount.
• Outside the United States
  • After the deductible, plan pays 100% of eligible expenses to the certificate period maximum.

• StudentSecure is not available to individuals who are physically located in the states of New York, Maryland, or Washington or in the country of Canada or Australia at time of purchase.

• This is an international student health plan which is suited for international students studying abroad outside their home country.
• The Smart plan provides a policy maximum of $100k and Certificate period maximum of $200k with deductible of $0.
• Monthly payment option (or savings for paying the full premium in advance).
• It is lowest cost plan with lowest maximum benefits and highest deductible.
• Plan provides $350 for treatment in an emergency room for claims within the US only.
• Mental health disorders(Treatment not received at student health center) is covered as : physician office visit: $500 maximum inpatient - up to $5k maximum.
• Acute onset of pre-existing condition is covered for $25k lifetime maximum for eligible expenses.
• Intensive Care Unit charges are covered up to the overall maximum limit.
• Outpatient prescription drugs are covered for 50% of actual charges (Not subjected to deductible or co-insurance).
• Emergency Dental treatment covers up to $500 maximum per Certificate period (Not subjected to co-insurance).
• Sports activities, leisure, recreational,entertainment or fitness is covered upto overall maximum limit.
• Emergency Medical Evacuation is covered for up to $50k lifetime maximum (Not subject to deductible or co-insurance).
• Repatriation of remains is covered for up to $25k lifetime maximum (Not subject to deductible, co-insurance or overall maximum limit).

Acute onset of pre-existing condition is covered for $25k lifetime maximum for eligible expenses.

• Individuals up to the age of 65 years.
• Individuals must be a full time student at a college or university, excluding online colleges and universities, or within 31 days of being a Full-time Student at a college or university; or must be a Full-time Scholar affiliated with an educational institution and performing work or research for at least 30 hours per week.
• The Full-time Student/Scholar status requirement is waived for Participants within the US holding a valid F-1 visa including those students on OPT or a J-1 visa. Full-time status requirements remain in force for individuals holding M-1, or other category visas
• Must be residing outside his or her Home Country for the purpose of pursuing international educational activities.
• Must not have obtained residency status in the Host Country.
• Participants in the U.S. must hold a valid education related Visa. A copy of the I-20 or DS2019 may be requested.

• Inside the United States
  • In ppo network: Plan pays 80% of the next $45,000 of eligible expenses after the deductible, then 100% to the overall maximum limit.
  • Out of ppo network: Usual, reasonable, and customary. You may be responsible for any charges exceeding the payable amount.
• Outside the United States
  • After the deductible, plan pays 100% of eligible expenses to the certificate period maximum.

• StudentSecure is not available to individuals who are physically located in the states of New York, Maryland, or Washington or in the country of Canada or Australia at time of purchase.

• This is an international student health plan which is suited for international students studying abroad outside their home country.
• The Budget plan provides a policy maximum of $250k and Certificate period maximum of $500k with deductible of $0.
• Plan provides $350 for treatment in an emergency room for claims within the US only.
• Mental health disorders(Treatment not received at student health center) is covered as : Outpatient- maximum 30 visits, Inpatient - maximum 30 days.
• Acute onset of pre-existing condition is covered for $25k lifetime maximum for eligible expenses.
• Pre-existing condition is covered after a 12 month waiting period.
• Intensive Care Unit charges are covered up to the overall maximum limit.
• Outpatient prescription drugs are covered for 50% of actual charges (Not subjected to deductible or co-insurance).
• Emergency Dental treatment covers up to $500 maximum per Certificate period (Not subjected to co-insurance).
• Sports activities, leisure, recreational,entertainment or fitness is covered upto overall maximum limit.
• Emergency Medical Evacuation is covered for up to $250k lifetime maximum (Not subject to deductible or co-insurance).
• Repatriation of remains is covered for up to $25k lifetime maximum (Not subject to deductible, co-insurance or overall maximum limit).

• Pre-existing condition is covered after a 12 month waiting period.
• Acute onset of pre-existing condition is covered for $25k lifetime maximum for eligible expenses.

• Individuals up to the age of 65 years.
• Individuals must be a full time student at a college or university, excluding online colleges and universities, or within 31 days of being a Full-time Student at a college or university; or must be a Full-time Scholar affiliated with an educational institution and performing work or research for at least 30 hours per week.
• The Full-time Student/Scholar status requirement is waived for Participants within the US holding a valid F-1 visa including those students on OPT or a J-1 visa. Full-time status requirements remain in force for individuals holding M-1, or other category visas.
• Must be residing outside his or her Home Country for the purpose of pursuing international educational activities.
• Must not have obtained residency status in the Host Country.
• Participants in the U.S. must hold a valid education related Visa. A copy of the I-20 or DS2019 may be requested.

• Inside the United States
  • In ppo network: Plan pays 80% of the next $25,000 of eligible expenses after the deductible, then 100% to the overall maximum limit.
  • Out of ppo network: Usual, reasonable, and customary. You may be responsible for any charges exceeding the payable amount.
• Outside the United States
  • After the deductible, plan pays 100% of eligible expenses to the certificate period maximum.

• StudentSecure is not available to individuals who are physically located in the states of New York, Maryland, or Washington or in the country of Canada or Australia at time of purchase.

• The Select plan provides a policy maximum of $500,000 and Certificate period maximum of $1,000,000 with deductible of $0.
• Higher coverage limits than Budget and Smart for many benefits.
• Plan provides $200 for treatment in an emergency room for claims within the US only.
• Mental health disorders(Treatment not received at student health center) is covered as : Outpatient- maximum 30 visits, Inpatient - maximum 30 days.
• Acute onset of pre-existing condition is covered for $25k lifetime maximum for eligible expenses.
• Intensive Care Unit charges are covered up to the overall maximum limit.
• Outpatient prescription drugs are covered for 50% of actual charges (Not subjected to deductible or co-insurance).
• Emergency Dental treatment covers up to $500 maximum per Certificate period (Not subjected to co-insurance).
• Medical coverage for intercollegiate, interscholastic, intramural, or club sports.
• Emergency Medical Evacuation is covered for up to $300k lifetime maximum (Not subject to deductible or co-insurance).
• Repatriation of remains is covered for up to $50,000 lifetime maximum (Not subject to deductible, co-insurance or overall maximum limit).

• Pre-existing condition is covered after a 6 months of waiting period.
• Acute onset of pre-existing condition is covered for $25k lifetime maximum for eligible expenses.

• Individuals up to the age of 65 years.
• Individuals must be a full time student at a college or university, excluding online colleges and universities, or within 31 days of being a Full-time Student at a college or university; or must be a Full-time Scholar affiliated with an educational institution and performing work or research for at least 30 hours per week.
• The Full-time Student/Scholar status requirement is waived for Participants within the US holding a valid F-1 visa including those students on OPT or a J-1 visa. Full-time status requirements remain in force for individuals holding M-1, or other category visas
• Must be residing outside his or her Home Country for the purpose of pursuing international educational activities.
• Must not have obtained residency status in the Host Country.
• Participants in the U.S. must hold a valid education related Visa. A copy of the I-20 or DS2019 may be requested.

• Inside the United States
  • In ppo network: The plan pays 80% of eligible expenses up to $10k, then 100% up to the Maximum Limit.
  • Out of ppo network: Usual, reasonable, and customary. You may be responsible for any charges exceeding the payable amount.
• Outside the United States
  • After the deductible, plan pays 100% of eligible expenses to the certificate period maximum.

• StudentSecure is not available to individuals who are physically located in the states of New York, Maryland, or Washington or in the country of Canada or Australia at time of purchase

• This is an international student health plan which is suited for international students studying abroad outside their home country.
• Plan provides $100 for treatment in an emergency room for claims within the US only.
• Mental health disorders(Treatment not received at student health center) is covered as : Outpatient- maximum 40 visits, Inpatient - maximum 40 days.
• Acute onset of pre-existing condition is covered for $25k lifetime maximum for eligible expenses.
• Pre-existing conditions are covered after a 6 month waiting period.
• Maternity care for covered pregnancy is covered for up to $25k.
• Intensive Care Unit charges are covered up to the overall maximum limit.
• Outpatient prescription drugs are covered as Generic drugs:100% co-insurance, Brand name drugs: 50% co-insurance, Specialty drugs: No coverage.
• Emergency Dental treatment covers up to $500 maximum per Certificate period (Not subjected to co-insurance).
• Sports activities, leisure, recreational,entertainment or fitness is covered upto overall maximum limit.
• Optional Intercollegiate, interscholastic, intramural or club sports rider is covered up to $5000 maximum per injury or illness, medical expenses only.
• Emergency Medical Evacuation is covered for up to $500k lifetime maximum (Not subject to deductible or co-insurance).
• Repatriation of remains is covered for up to $50k lifetime maximum (Not subject to deductible, co-insurance or overall maximum limit).

• Pre-existing condition is covered after a 6 months of waiting period.
• Acute onset of pre-existing condition is covered for $25k lifetime maximum for eligible expenses.