Atlas Nomads Travel Health Insurance

International travel health insurance for Digital nomads and worldwide explorers.

Atlas Nomad travel insurance for International travelers

Atlas nomads comprehensive travel medical insurace is available for non-U.S. citizens/residents traveling and working abroad.Many people are taking advantage of remote work by working abroad. This creates a better work-life balance that gives many workers the opportunity for adventures while earning a living. Nomad health insurance provides coverage for eligible unexpected injury and illness, trip interruption, and more while you work and explore the world abroad.If you are a non-U.S. citizen or resident and you are traveling and working away from your home country, the Atlas Nomads insurance plan from WorldTrips can provide you with health coverage.

Key benefits of Atlas Nomads health Insurance

signal_cellular_alt Comprehensive Coverage

local_hospital Emergency medical evacuation

ecg_heart Acute onset of a pre-existing condition

medical_services Urgent care

location_city Hospital indemnity

health_and_safety Emergency dental

Atlas Nomad Insurance Reviews, insurance for digital nomads

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Policy maximum
Up to age 64: $250K
Age 65 to 69: $100K
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Deductible options
$0 per certificate period
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Insurance provider
WorldTrips
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Atlas Nomads travel rating
AM Best Rating: A++ (Superior) Standard & Poor’s Rating: AA-
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Atlas Nomads travel underwriter
Underwritten by SiriusPoint Specialty Insurance Corporation, a White Mountains Insurance Group Company.
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Plan life
364 days.
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Coinsurance of Atlas Nomads Insurance
The plan pays 100% of eligible expenses up to the overall maximum limit
100%

Atlas Nomads Insurance for Remote workers benefits- Key Highlights

  • Atlas Nomads is nomad health insurance for non-U.S. citizens/residents traveling and working abroad.
  • International Travel Health Insurance for Digital nomads and worldwide explorers.
  • Acute onset of pre-existing conditions covered up to the overall maximum limit.
  • Coverage for unexpected medical expenses, including an emergency medical evacuation benefit.
  • Supplemental travel benefits including Trip Interruption, travel delay, and lost checked luggage.
  • Emergency travel benefits including terrorism, political evacuation, and crisis response.
  • A monthly payment option and coverage you can purchase prior to departure (or at any point during your travel).
  • Coverage for up to $250,000 in eligible medical expenses with no deductible
  • Global health coverage for (almost) the entire world.

Nomads Insurance for Remote workers & Perpetual travelers

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What is the eligibility to buy Atlas Nomads Insurance
  • Available for Non-U.S. citizens and residents who are traveling and working outside of their home country.
  • Coverage avialble from 14 days to 69 years.
  • U.S.Citizens and residents are not eligible for coverage within the U.S, except as provided under incidental home country coverage or an eligible benefit period.
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Atlas Nomads insurance Coinsurance
Plan pay 100% of eligible expenses after the deductible up to the overall maximum limit.

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Atlas Nomads Insurance cost for Seniors

The cost of WorldTrips Atlas Nomads insurance for seniors is dependent on the following factors the age of the traveler,the plan maximum and the deductible.

The higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers can have policy maximum up to $250K for ages up to 64. $50k and $100k coverage is available for people age 65 to 69 years.

For Example here we are showing price for one month with deductible of $0.

Age of traveler Maximum of $100,000 Maximum of $250,000
51 – 59 years Not Available $213
60 – 64 years Not Available $290
65 – 69 years $290 Not Available

WorldTrips Atlas Nomads Insurance - FAQ's

1. What is Atlas Nomad visitor insurance?

Atlas Nomads is flexible digital nomad health insurance that provides you with coverage for unexpected accidents, sickness, and travel realted expenses as you live and work abroad. This plan includes a $0 deductible and pays 100% of eligible expenses up to your overall maximum limit.

2. Who is eligible to buy Atlas Nomads visitor medical insurance?

Atlas Nomads international health insurance is available for Non-U.S. citizens and residents who are traveling and working outside of their home country.

3. Does Atlas Nomads visitor Insurance cover pre-existing conditions?

Yes Atlas Nomads visitor medical insurance offers the best coverage for acute onset of pre-existing conditions up to the age of 70 years.

4. How do I purchase Atlas Nomads Medical Insurance?

You can purchase Atlas Nomads Medical Insurance on American Visitor Insurance at buy Atlas America Travel Insurance. You can also call them at (877)-340-7910 to get more information on how to apply for Atlas travel health insurance from licensed insurance agents.

5. What are the requirements for applying for Atlas Nomad Insurance?

The main requirements for applying for Atlas insurance is the travelers passport details and the travel dates. You can apply for Atlas travel insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.

6. Can US citizens buy WorldTrips Atlas Nomad travel medical insurance?

No.Atlas Nomads insurance is only available for Non-U.S. citizens and residents who are traveling and working outside of their home country.

7. Why do i need Nomads insurance?

As a perpetual traveler, your opportunities for life-changing experiences are endless. But international travel can represent financial risk, and there’s always a chance you could experience an unanticipated health or travel emergency abroad. Nomads often stay outside of their home countries for long periods of time, which could increase the chances of needing medical attention at some point while traveling.

Atlas Nomads insurance offers flexible digital nomad health insurance provides coverage for eligible unexpected injury and illness, trip interruption, and more while you work and explore the world abroad.If you are a non-U.S. citizen or resident and you are traveling and working away from your home country,the Atlas Nomads insurance plan from WorldTrips can provide you with health coverage.

Atlas Nomads Claims Information

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Download Atlas Nomads insurance claims form

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Toll Free Number
800-605-2282
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Claims Department
WorldTrips PO Box 240358 Apple Valley, MN 55124

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Plan benefits of Atlas Nomads insurance

1. In-Patient
Hospital room and board help Average semi-private room rate, including nursing services.
Intensive care unit help Up to the overall maximum limit.
Hospital indemnity help $100 per day of inpatient hospitalization (not subject to deductible or coinsurance).
2. Out-Patient
Outpatient physical therapy and chiropractic care Up to $500 maximum
Urgent care center co-payment help Claims incurred in the U.S.- For each visit, you shall be responsible for a $50 co-payment
Claims incurred outside the U.S.- No co-payment.
3.Emergency Services
Emergency local ambulance help Usual, reasonable and customary charges when covered illness or injury results in hospitalization as inpatient.
Emergency room co-payment) Claims incurred in the U.S.- Up to $100 co-payment for each use of emergency room for an illness unless you are admitted to the hospital. (no co-payment for emergency room treatment of an injury)
Claims incurred outside the U.S.- No co-payment.
4. Dental
Emergency dental Up to $1,000
Emergency Eye Exam Copayment Up to $150. $50 copayment per occurrence.
All Other Eligible Medical Expenses Up to the overall maximum limit
5. Evacuation
Emergency medical evacuation help Up to $100,000 lifetime maximum, except as provided under Acute Onset of Pre-existing Condition
Emergency reunion help Up to $50,000, subject to a maximum of 15 days
Repatriation of remains Up to $20,000 lifetime maximum
Return of minor children help Up to $5,000
Trip Interruption help Up to $5,000
Travel Delay help Up to $100 a day after a 12-hour delay period requiring an unplanned overnight stay. Subject to a maximum of 2 days.
Natural Disaster - Replacement Accommodations help Up to $100 a day for 5 days
Lost Checked Luggagehelp Up to $150. $50 deductible per occurrence (plan deductible is waived).
Political evacuation help Up to $10,000 lifetime maximum
Bedside Visit Up to $1,500
Personal liability help Up to $25k lifetime maximum
Up to $25k third person injury
Up to $25k third person property
Up to $2,500 related third person property
Local Burial or Cremation help Up to $10,000 lifetime maximum
6. Life
Accidental death & dismemberment help Members under age 18: Up to $5k lifetime maximum.
Members age 18-69: Up to $25k lifetime maximum.
$25,000 for loass of two limbs
$12,500 for loss of one limb
Common carrier accidental death help Up to $50k for ages 18 through 69
Up to $10,000 under age 18
Maximum of $250k for any one family or group.
7. Pre-Existing
Acute Onset of Pre-Existing help Covers up to overall maximum limit, under age 70.Up to $25,000 lifetime maximum for Emergency Medical Evacuation.
8. Other Benefits
Terrorism help Up to $50,000 lifetime maximum, eligible medical expenses only
Lost or Stolen Passport/Travel Visa Up to $100 – not subject to deductible
Pet return help Up to $1,000
Optional Crisis Response Rider with Natural Disaster Evacuation Up to $10,000 lifetime maximum - not subject to overall maximum limit
Border entry protection Up to $500 if traveling on a valid B-2 visa and denied entrance at the U.S. border
Benefit Period 90 days

Atlas Nomads Pre-existing Travel Insurance

Acute onset of a pre-existing condition:

Acute onset of a pre-existing condition is a sudden and unexpected outbreak or recurrence that is of short duration, is rapidly progressive, and requires urgent care. A pre-existing condition that is chronic or congenital, or that gradually becomes worse over time, is not acute onset of a pre-existing condition.

The Acute Onset of Pre-existing Condition benefit will only apply if all of the following conditions are met:

  1. The Acute onset of a Pre-Existing Condition does not directly or indirectly relate to a chronic condition or congenital condition;
  2. Treatment must be obtained within twenty-four (24) hours of the sudden and unexpected outbreak or reoccurrence;
  3. You must be under seventy (70) years of age;
  4. You must not be traveling against or in disregard of the recommendations, established treatment programs, or medical advice of a physician or other healthcare provider;
  5. You must not be traveling with the intent or purpose to seek or obtain treatment for the pre-existing condition;
  6. You must be traveling outside your home country

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Atlas Travel Insurance Exclusions

Certain types of medical expenses are excluded from coverage under Atlas Travel insurance. Some exclusions are listed here. Please refer to the Description of Coverage for the complete list of exclusions.

  • Charges resulting directly or indirectly from any pre-existing condition, except as covered under the Acute Onset of Pre-Existing Condition benefit
  • Routine medical examinations
  • Routine pre-natal care, pregnancy, childbirth, and post-natal care
  • Mental health disorders
  • Medical expenses for injury or illness resulting from participation in specifically-excluded extreme sports see Description of Coverage for full list of excluded sports).

Pre-existing condition means any injury, illness, sickness, disease, or other physical, medical, mental, or nervous disorder, condition, or ailment that, with reasonable medical certainty, existed at the time of application or at any time during the 2 years prior to the effective date of this insurance, whether or not previously manifested, symptomatic or known, diagnosed, treated, or disclosed to us prior to the effective date, and including any and all subsequent, chronic or recurring complications or consequences related thereto or resulting or arising therefrom.

Acute onset of a pre-existing condition is a sudden and unexpected outbreak or recurrence that is of short duration, is rapidly progressive, and requires urgent care. A pre-existing condition that is chronic or congenital, or that gradually becomes worse over time, is not acute onset of a pre-existing condition.

The Acute Onset of Pre-existing Condition benefit will only apply if all of the following conditions are met:

  1. The Acute onset of a Pre-Existing Condition does not directly or indirectly relate to a chronic condition or congenital condition;
  2. Treatment must be obtained within twenty-four (24) hours of the sudden and unexpected outbreak or reoccurrence;
  3. You must be under eighty (70) years of age;
  4. You must not be traveling against or in disregard of the recommendations, established treatment programs, or medical advice of a physician or other healthcare provider;
  5. You must not be traveling with the intent or purpose to seek or obtain treatment for the pre-existing condition;
  6. You must be traveling outside your home country

Atlas Nomads - PPO network

Atlas Nomads - Provider network and how to find hospital or doctor?
United Healthcare Provider Network

WorldTrips maintains a wide network of health care providers.

Outside US: There is no preferred provider organization (PPO) outside the US. To find doctors and hospitals outside the US, then click here
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airplanemode_inactive Atlas Travel insurance restrictions

The Atlas Series is not available to individuals who are physically located in the states of New York, Maryland, or Washington; or in the countries of Canada or Australia at time of purchase.