Atlas Nomad Insurance

International travel health insurance for Digital nomads and worldwide explorers.

What is Atlas Nomads insurance?

Atlas nomads comprehensive travel medical insurace is available for non-U.S. citizens/residents traveling and working abroad. Many people are taking advantage of remote work by working abroad. This creates a better work-life balance that gives many workers the opportunity for adventures while earning a living. Nomad health insurance provides coverage for eligible unexpected injury and illness, trip interruption and more while you work and explore the world abroad. If you are a non-U.S. citizen or resident and you are traveling and working away from your home country, the Atlas Nomads insurance plan from WorldTrips can provide you with health coverage.

After buying the plan, Traveler can get all the plan document and plan id card by using Atlas nomads login. At American Visitor Insurance, US Travelers can contact the Atlas Nomads customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!

Atlas Nomads Insurance Reviews

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Insurance provider
WorldTrips
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Rating
AM Rating: A++ (Superior) Standard & Poor’s Rating: AA-
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Period of Coverage
364 days
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Underwriter
HCC Lloyd’s Syndicate 4141
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Best for
  • Digital nomad insurance
  • Worldwide explorers
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PPO network
Part of United Healthcare network United Healthcare Provider Network
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Maximum limits
Up to age 64: $250,000
Age 65 to 69: $100,000
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Deductible
$0 Deductible

How much is Atlas Nomads travel insurance coverage?

The policy maximum amount of coverage is the cumulative total amount of Dollar amount benefit that is available by Atlas Nomads travel insurance. Once reached, no other benefits will be available. Atlas Nomads insurance offers policy maximums of up to $250,000 for individuals up to age 64 and up to $100,000 for those aged 65 to 69.

What is the deductible for Atlas Nomads insurance?

The deductible is the Dollar amount that insured travelers need to pay for coverage before the Atlas Nomads travel insurance actually starts to pay. Atlas Nomads travel insurance has $0 deductible.

What is the Coinsurance in Atlas Nomads insurance?

Co-insurance is the percentage of eligible expenses the company will pay after the deductible is met. If the insured receives treatment in the PPO Network, Atlas Nomads insurance plan pays 100% of eligible expenses up to the overall maximum limit.

What are the key highlights of Atlas Nomad health insurance?

  • Available for non-U.S. citizens/residents traveling and working abroad.
  • International Travel Health Insurance for Digital nomads and worldwide explorers.
  • Acute onset of pre-existing conditions covered up to the overall maximum limit.
  • Coverage for unexpected medical expenses, including an emergency medical evacuation benefit.
  • Supplemental travel benefits including Trip Interruption, travel delay, and lost checked luggage.
  • Emergency travel benefits including terrorism, political evacuation, and crisis response.
  • A monthly payment option and coverage you can purchase prior to departure (or at any point during your travel).
  • Coverage for up to $250,000 in eligible medical expenses with no deductible
  • Global health coverage for (almost) the entire world.

Who is eligible for Atlas Nomads insurance plan?

  • Available for Non-U.S. citizens and residents who are traveling and working outside of their home country.
  • Coverage avialble from 14 days to 69 years.
  • U.S.Citizens and residents are not eligible for coverage within the U.S, except as provided under incidental home country coverage or an eligible benefit period.

How much does Atlas Nomads insurance cost per month?

The Atlas Nomads insurance cost per month ranges between $112 to $414. This is dependent on the age of the traveler, the plan maximum and the deductible.

Understandably, the cost of Atlas Nomads insurance is higher for older travellers as they are more likely to need healthcare while traveling. Also, the higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers up to age of 64 years can choose maximum limits of $250,000. Travelers aged 65 to 69 years can choose $100,000 coverage is available.

For example, here is the cost of Atlas Nomads for travelers visiting the USA with a $0 deductible.

Age of Traveler Medical Maximum $250,000
18 - 39 years $112
40 – 49 years $184
50 – 59 years $303
60 - 69 years $414

*For travelers aged 65 to 69, the cost is $414, with a maximum coverage of $100,000 and a deductible of $0.

The Atlas Nomads insurance cost per month ranges between $57 to $200. This is dependent on the age of the traveler, the plan maximum and the deductible.

Understandably, the cost of Atlas Nomads insurance is higher for older travellers as they are more likely to need healthcare while traveling. Also, the higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers up to age of 64 years can choose maximum limits of $250,000. Travelers aged 65 to 69 years can choose $100,000 coverage is available.

For example, here is the cost of Atlas Nomads for citizens traveling outside the USA with a $0 deductible.

Age of Traveler Medical Maximum $250,000
18 - 39 years $57
40 – 49 years $94
50 – 59 years $147
60 - 69 years $200

*For travelers aged 65 to 69, the cost is $200, with a maximum coverage of $100,000 and a deductible of $0.

What are the benefits of Atlas Nomads insurance?

  • Hospital room and board Average semi-private room rate, including nursing services.
    Intensive care unit Up to the overall maximum limit.
    Hospital indemnity $100 per day of inpatient hospitalization (not subject to deductible or coinsurance).
    Outpatient physical therapy and chiropractic care Up to $500 maximum
    Urgent care center co-payment Claims incurred in the U.S.- For each visit, you shall be responsible for a $50 co-payment
    Claims incurred outside the U.S.- No co-payment.
    Emergency local ambulance Usual, reasonable and customary charges when covered illness or injury results in hospitalization as inpatient.
    Emergency room co-payment) Claims incurred in the U.S.- Up to $100 co-payment for each use of emergency room for an illness unless you are admitted to the hospital. (no co-payment for emergency room treatment of an injury)
    Claims incurred outside the U.S.- No co-payment.
    Emergency dental Up to $1,000
    Emergency Eye Exam Copayment Up to $150. $50 copayment per occurrence.
    All Other Eligible Medical Expenses Up to the overall maximum limit
  • Emergency medical evacuation Up to $100,000 lifetime maximum, except as provided under Acute Onset of Pre-existing Condition
    Emergency reunion Up to $50,000, subject to a maximum of 15 days
    Repatriation of remains Up to $20,000 lifetime maximum
    Return of minor children Up to $5,000
    Travel Delay Up to $100 a day after a 12-hour delay period requiring an unplanned overnight stay. Subject to a maximum of 2 days.
    Natural Disaster - Replacement Accommodations Up to $100 a day for 5 days
    Political evacuation Up to $10,000 lifetime maximum
    Bedside Visit Up to $1,500
    Personal liability Up to $25k lifetime maximum
    Up to $25k third person injury
    Up to $25k third person property
    Up to $2,500 related third person property
    Local Burial or Cremation Up to $10,000 lifetime maximum
    Accidental death & dismemberment Members under age 18: Up to $5k lifetime maximum.
    Members age 18-69: Up to $25k lifetime maximum.
    $25,000 for loass of two limbs
    $12,500 for loss of one limb
    Common carrier accidental death Up to $50k for ages 18 through 69
    Up to $10,000 under age 18
    Maximum of $250k for any one family or group.
  • Trip Interruption Up to $5,000
    Loss of Checked Baggage help Up to $150. $50 deductible per occurrence (plan deductible is waived)
  • Acute Onset of Pre-Existing Condition* Covers up to overall maximum limit, under age 70.Up to $25,000 lifetime maximum for Emergency Medical Evacuation.
  • Terrorism Up to $50,000 lifetime maximum, eligible medical expenses only
    Lost or Stolen Passport/Travel Visa Up to $100 – not subject to deductible
    Pet return Up to $1,000
    Optional Crisis Response Rider with Natural Disaster Evacuation Up to $10,000 lifetime maximum - not subject to overall maximum limit
    Border entry protection Up to $500 if traveling on a valid B-2 visa and denied entrance at the U.S. border
    Benefit Period 90 days

Quotes for Atlas Nomads Insurance for Visitors to USA!

Review and compare the best Atlas Nomads Travel insurance quotes.

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What is the Atlas Nomads Insurance PPO network?

Atlas Nomads Plan - Provider network and how to find hospital or doctor?
United Healthcare Provider Network
Outside US: There is no preferred provider organization (PPO) outside the US. To find doctors and hospitals outside the US, then click here
local_hospital Find Provider Network

Atlas Nomads travel health insurance - FAQ's

1. What is Atlas Nomad visitor insurance?

Atlas Nomads is flexible digital nomad health insurance that provides you with coverage for unexpected accidents, sickness, and travel realted expenses as you live and work abroad. This plan includes a $0 deductible and pays 100% of eligible expenses up to your overall maximum limit.

2. Who is eligible to buy Atlas Nomads travel medical insurance?

Atlas Nomads international health insurance is available for Non-U.S. citizens and residents who are traveling and working outside of their home country.

3. Does Atlas Nomads visitor Insurance cover pre-existing conditions?

Yes Atlas Nomads visitor medical insurance offers the best coverage for acute onset of pre-existing conditions up to the age of 70 years.

4. How do I purchase Atlas Nomad Medical Insurance?

You can purchase Atlas Nomads Medical Insurance on American Visitor Insurance at buy Atlas America Travel Insurance. You can also call them at (877)-340-7910 to get more information on how to apply for Atlas travel health insurance from licensed insurance agents.

5. What are the requirements for applying for Atlas Nomad Insurance?

The main requirements for applying for Atlas insurance is the travelers passport details and the travel dates. You can apply for Atlas travel insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.

6. Can US citizens buy WorldTrips Atlas Nomad travel medical insurance?

No.Atlas Nomads insurance is only available for Non-U.S. citizens and residents who are traveling and working outside of their home country.

7. Why do i need Nomads insurance?

As a perpetual traveler, your opportunities for life-changing experiences are endless. But international travel can represent financial risk, and there’s always a chance you could experience an unanticipated health or travel emergency abroad. Nomads often stay outside of their home countries for long periods of time, which could increase the chances of needing medical attention at some point while traveling.

Atlas Nomads insurance offers flexible digital nomad health insurance provides coverage for eligible unexpected injury and illness, trip interruption, and more while you work and explore the world abroad.If you are a non-U.S. citizen or resident and you are traveling and working away from your home country,the Atlas Nomads insurance plan from WorldTrips can provide you with health coverage.

Some Examples of Atlas Nomads Insurance coverage

1. Unexpected Health ailment while outside your home country

Jane, a digital nomad working in Lisbon, suddenly experiences severe stomach pain and needs to visit the hospital. With her Atlas Nomads Insurance, her emergency medical care is covered, including the doctor's consultation, diagnostic tests, and medication. Emma can focus on recovery without worrying about the hefty hospital bill. Atlas Nomads insurance covers up to over all maximum limit.

2. Travel Delay

John, an online marketer, is on his way to a remote village in Thailand when his flight is delayed due to a storm. The delay causes him to miss a critical meeting with a client. Fortunately, his Atlas Nomads Insurance covers the additional expenses for accommodation, meals, and a new flight so that he can reschedule his meeting without financial strain. Atlas nomad insurance covers up to $100 a day after a 12-hour delay period requiring an unplanned overnight stay. Subject to a maximum of 2 days.

3. Lost Passport

Geena, a freelance graphic designer, is exploring the streets of Barcelona when she realizes her passport is missing. Her Atlas Nomad Insurance will cover the cost of replacing her passport, including the fees for a temporary travel document and travel expenses to the nearest consulate. Atlas nomad insurance covers up to $100.

4. Border Entry Protection

Border Entry Protection helps if you're denied entry into a country. It covers costs like returning home, extra accommodations, or other expenses if you're turned away due to issues like missing documents or visa problems, providing peace of mind in unexpected situations. Atlas Nomad insurance covers Up to $500 if traveling on a valid B -2 visa and denied entrance at the U.S. border.

How do I file a claim with Atlas Nomads Insurance?

To file a claim with Atlas Nomads Insurance, follow these steps:

  1. Download the Claims Form: Access the Atlas Nomads insurance claims form online.
  2. Contact Customer Support: Call the toll-free number 800-605-2282 for guidance or assistance.
  3. Complete and Submit Documents: Fill out the claims form and send it, along with any required supporting documents and submit a Claimant's Statement and Authorization form along with supporting documents for every incident:
    • Mailing Address: WorldTrips PO Box 240358 Apple Valley, MN 55124.
  4. Email Assistance: For additional help or inquiries, email service@worldtrips.com.
Know more about WorldTrips Claims »

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What are the Atlas Nomads Insurance Restrictions?

The Atlas Series is not available to individuals who are physically located in the states of New York, Maryland, or Washington; or in the countries of Canada or Australia at time of purchase.

What are the exclusions of Atlas Nomads Travel Insurance?

Certain types of medical expenses are excluded from coverage under Atlas Travel insurance. Some exclusions are listed here. Please refer to the Description of Coverage for the complete list of exclusions.

  • Charges resulting directly or indirectly from any pre-existing condition, except as covered under the Acute Onset of Pre-Existing Condition benefit
  • Routine medical examinations
  • Routine pre-natal care, pregnancy, childbirth, and post-natal care
  • Mental health disorders
  • Medical expenses for injury or illness resulting from participation in specifically-excluded extreme sports see Description of Coverage for full list of excluded sports).
A pre-existing condition is any condition:
  1. for which medical advice, diagnosis, care, or treatment was recommended or received within 2 years prior to your effective date of coverage
  2. which would cause a reasonably prudent person to seek medical advice, diagnosis, care, or treatment within 2 years prior to your effective date of coverage
  3. that existed (with reasonable medical certainty) with 2 years prior to your effective date of coverage, whether or not it was known to you

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