StudentSecure Elite Insurance is ideal for international students pursuing their education outside their home country with lowest deductible and offers maximum benefits. This plan meets J-1 visa requirements, covers pre-existing condition coverage after policy is in effect for 6 months and some intercollegiate, interscholastic, intramural, or club sports coverage. There are some optional add-ons which you can buy. It as a monthly payment option.
StudentSecure insurance is designed for international students seeking:After buying the plan, students can access their StudentSecure Elite id card and all plan documents through the StudentSecure Elite medical insurance login porter. At American Visitor Insurance, students in the USA can contact the StudentSecure Elite customer service for assistance with plan details, quotes, and other queries. Please contact us at (877)-340-7910 and our licensed agents will be glad to help you!
The Student Secure Elite cost ranges from $181 to $805 per month for students studing in USA. This is dependent on the age of the student, the plan maximum and the deductible. The Student Secure Elite plan offers medical maximum of $500,000 with $0 deductible. Both monthly and annual payment options are available.
For example here is the cost of student secure elite insurance per month with a deductible of $0.
Student age | 18 - 24 years | 25 - 30 years | 31 - 40 years |
---|---|---|---|
Medical maximum $5,000,000 | $181 | $374 | $805 |
Sports coverage | Covers recreational sports and activities | ||
Dental treatment | Covers up to $500 | ||
Maternity coverage | This plan provides maternity coverage up to $15,000 | ||
Pre-existing condition | Covered after a 6 month waiting period |
Student Secure Elite student health insurance cost ranges from $129 to $ 686 for students studying outside US. This is dependent on the factors namely age of the student, the plan maximum and the deductible.
StudentSecure Elite student insurance offers $500,000 medical maximum with $0 deductible.
For example here we are showing Student Secure Elite cost per month with $0 deductible.
Student age | 14 days to 24 years |
---|---|
Medical maximum $5,000,000 | $129 |
25 – 30 years | $130 |
31 – 40 years | $306 |
41 – 50 years | $686 |
Hospital Room & Board help | Average semi-private room rate, including nursing services |
Intensive Care help | Up to the overall maximum limit |
Outpatient Treatment | Up to the overall maximum limit |
Outpatient Prescription Drug | Generic Drugs: 100% coinsurance Brand Name Drugs: 50% coinsurance. Specialty Drugs: No coverage. |
Outpatient Physical Therapy & Chiropractic Care | Up to $75 per visit per day |
Maternity Care for a Covered Pregnancy | Up to $15,000 lifetimemaximum |
Nursery Care of Newborn | Up to $750 |
Therapeutic Termination of Pregnancy | Up to $500. (Not subject to coinsurance) |
Emergency Dental Treatment | Up to $500 |
Emergency local ambulance | Up to $750 per injury or illness, when covered illness or injury results in hospitalization as inpatient. |
Mental Health Disorders help | Physician Office Visit: Maximum of 40 visits Inpatient: Maximum of 40 days |
Student Health Center Copayment | $10 per visit |
Physician Office Visit Copayment | $20 per visit within the PPO network outside the U.S.; otherwise, $40 per visit |
Urgent Care Center Copayment | $30 per visit within the PPO network or outside the U.S.; otherwise, $60 per visit |
Emergency room co-payment (Claims incurred in the U.S. only) | $100 for the emergency room facility fee for treatment received in an emergency room |
Hospital Copayment Inpatient and Outpatient | $75 per visit within the PPO network or outsidethe U.S.; otherwise, $150 per visit |
Emergency medical evacuation help | Up to $300,000 lifetime maximum |
Emergency Reunion help | Up to $5,000, subject to a maximum of 15 days |
Repatriation of remains | Up to $50,000 lifetime maximum |
Accidental Death & Dismemberment help | Lifetime Maximum - $25,000 Death - $25,000 Loss of 2 Limbs - $25,000 Loss of 1 Limb - $12,500 |
Personal Liability | Lifetime Maximum - Up to $250,000 Third Person Injury - Up to $250,000 Third Person Property - Up to $250,000 Related Third Person Property - Up to $250,000 |
Acute onset of pre-existing condition help | $25,000 lifetime maximum for eligible expenses |
Pre-Existing Conditions | Covered after 6 months of waiting period |
Terrorism help | Up to $50,000 lifetime maximum; eligible medical expenses only |
Sports & Activities - Leisure, Recreational, Entertainment or Fitness | Up to the overall maximum limit |
Intercollegiate, Interscholastic, Intramural, or Club Sports | Up to $5,000 maximum per injury or illness; medical expenses only |
When seeking treatment within the U.S., you may reduce your out-of-pocket costs by visiting a doctor within your preferred provider organization (PPO). A PPO is a network of hundreds of thousands of established, highly qualified medical practitioners and well-recognized hospitals in the U.S.
location_city Find Provider NetworkThere are several reasons to consider an international student insurance plan like StudentSecure for your overseas studies:
To Meet Visa Requirements:
Most countries require international students to possess a valid student visa. Some visas require proof of insurance that meets specific requirements. StudentSecure meets the insurance requirements of most visas, including the J-1 visa.
As a StudentSecure policyholder, you will have access to a visa letter you can use as proof of coverage. You can download your visa letter through the Member Portal, where you can conveniently manage your policy online.
To Meet Your Study Abroad Program or School Requirements:
Your program or university may require you to have valid student health insurance that meets requirements. Many programs and schools provide their own insurance plans, but oftentimes allow students to purchase alternate coverage that meets requirements.
Upon purchase of a StudentSecure policy, we will help you provide proof of coverage that meets requirements to your program or school. Simply submit a request for a waiver form and/or visa letter to sales@worldtrips.com. We will send completed copies of the form(s) to you and your school.
To Cover Unexpected Medical Expenses:
Your regular health insurance may not provide adequate coverage while you are outside of your home country. International student health insurance like StudentSecure can provide travel assistance and help mitigate unexpected medical costs.
Yes, International students can renew StudentSecure Elite Insurance online up to 12 months.
StudentSecure Elite insurance offers Maternity care for covered pregnancy up to $25,000.It also offers Nursery care of new born up to $750.
StudentSecure Elite insurance offers up to $5k maximum for medical expenses for treatment of injuries while taking part in Intercollegiate, interscholastic, intramural, or club sports.
Yes, StudentSecure Insurance is available for full time students and will end its coverage once you graduate. You can buy the Atlas travel insurance plan for more coverage.
StudentSecure Elite insurance offers comprehensive coverage for international students. After the deductible amount. If the student seeks treatment with the provider network namely “First Health care network or United health care.”. When studying outside the United States, you need to visit Equian International Provider Network to find healthcare provider or doctor nearest you outside the US. In the US, after the deductible amount, StudentSecure Elite insurance pays 80% of the next $5,000 of eligible expenses, then 100% to the overall maximum limit. while seeking treatment in a provider network.
Outside the provider network, it is Usual, reasonable, and customary charges and the student may be responsible for any charges exceeding the payable amount. StudentSecure Elite Insurance offers 100% of eligible expenses to the certificate period maximum after the deductible for claims outside the US. For detailed working example of how it works, you can review StudentSecure Elite insurance working example.
On American Visitors Insurance students can buy US student insurance using a paper application form either on monthly basics or yearly. Students should complete and the Student Secure proposal form and make the payment. On receiving the completed Student Secure insurance application form and the payment, the Student Secure insurance policy will be emailed to the customer.
Contact our customer service team, we are here to help you!
To file a claim with StudentSecure Elite Insurance, follow these steps:
Certain types of medical expenses are excluded from coverage under StudentSecure international student insurance. Some exclusions are listed here. Refer to the Description of Coverage for the complete list of exclusions.
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