Atlas America Travel Insurance

The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.Atlas America Insurance also provides optional buy-up coverage for the following:

• Crisis Response open_in_new
  × Coverage for Crisis Response

  • Provides coverage for kidnap, ransom, natural disaster evacuation and expenses associated with crisis response.
  • The Crisis Response benefit included in your plan pays up to $10,000 for eligible expenses resulting from a covered kidnapping or express kidnapping. Eligible costs may include:
    • Ransom
    • Crisis response fees and expenses
    • Reimbursement for personal belongings surrendered
  • This upgrade allows you to purchase an additional $90,000 in Crisis Response coverage with the added benefit of $10,000 for Natural Disaster Evacuation.This upgrade increases the total Crisis Response benefit to $100,000.

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• Additional Accidental Death and Dismemberment Benefit open_in_new
  × Additional Accidental Death and Dismemberment (for ages 18 - 69 years)

  • This rider, available to members ages 18 to 69, allows purchase of additional Accidental Death and Dismemberment (AD&D) coverage. Coverage may be increased to equal the medical maximum coverage amount. The AD&D benefit is not subject to the overall policy maximum.
  • Accidental Death and Dismemberment coverage provides benefits in the event of your death or loss of limb due to an accident. It does not cover certain activities and conditions (as listed in the policy).
  • Atlas Travel’s base plan provides $25,000 in AD&D coverage to members ages 18 to 69. This rider increases the total AD&D benefit to $50,000.

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• Personal Liability Rider open_in_new
  × Optional Personal Liability Rider

  • The Personal Liability benefit included in your plan pays for eligible expenses if you become legally liable to pay damages resulting from:
    • Accidental bodily injury, including death, illness, or disease to a third person (up to $25,000)
    • Accidental loss of or damage to a third person’s material property (up to $25,000)
    • Accidental loss of or damage to a related third person’s material property (up to $2,500)
  • This upgrade increases your Personal Liability coverage from $25,000 to $100,000.

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