Policy maximum
$50,000, $100,000, $250,000, $500,000, $1,000,000
Deductible
$0, $100, $250, $500, $1000, $2500, $5000
Comprehensive benefit plan
Benefits for covered medical expenses go all the way up to the plan maximum.
Physical therapy
Up to $50 maximum per day.
Emergency medical evacuation
$1M lifetime maximum.
PPO Network
Ideal for: Popular US visitor insurance, Low-cost comprehensive visitors insurance
Atlas Essential travel insurance is for budget-conscious travelers, an Atlas Essential travel medical insurance policy provides coverage for the basic necessities as you travel outside of your home country.
At American Visitor Insurance, US Travelers can contact the customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!
"I got a really great deal using World Trips Atlas insurance for my son. They found me the quote within minutes and it was by far the best on the market. Thank you!"
"Have not been on our trip yet but obtaining the insurance based on the different services provided was outstanding and made the decision easy on which plan to purchase."
"Easy to review plans and was very reasonably priced despite my husband having a preexisting medical condition. Customer service was extremely helpful."
Below is a simple calculation showing how much the plan/insurance company pays you:
| Expense | Billed | Insurance pays | You Pay |
|---|---|---|---|
| Deductible | $500 | $0 | $500 |
| Hospital Stay (for 3 days) | $12,000 | $9,000 | $3,000 |
| Surgery | $10,000 | $10,000 | $0 |
| Prescription Drugs | $500 | $500 | $0 |
| Diagnostic X-rays & Lab Services | $1,500 | $1,500 | $0 |
| Total: | $24,500 | $21,000 | $3,500 |
* Disclaimer: We have done everything to the best of our ability to make the insurance information up-to-date and accurate. However this information does change periodically and we cannot guarantee 100% accuracy.
The monthly premium for Atlas Essential Amercia insurance ranges between $37 to $328, depending on the traveler’s age, plan maximum, and deductible.
Here we are showing Atlas Essential America travel insurance cost per month with a $250 deductible.
| Age of traveler | Medical Maximum | ||||
|---|---|---|---|---|---|
| $50,000 | $100,000 | $250,000 | $500,000 | $1,000,000 | |
| 18 - 29 years | $37 | $46 | $51 | $64 | $73 |
| 30 – 39 years | $44 | $60 | $70 | $75 | $82 |
| 40 – 49 years | $58 | $71 | $80 | $95 | $108 |
| 50 - 59 years | $97 | $119 | $147 | $167 | $184 |
| 60 - 64 years | $131 | $167 | $223 | $242 | $226 |
| 65 – 69 years | $153 | $191 | N/A | N/A | N/A |
| 70 -79 years | $263 | $328 | N/A | N/A | N/A |
For senior travelers aged 80 to 99, the cost is $390, with a maximum coverage of $10,000 and a deductible of $250.
N/A = Not Available for this age group
The monthly premium for Atlas Essential International insurance ranges between $20 to $172, depending on the traveler’s age, plan maximum, and deductible.
Here we are showing Atlas Essential International travel insurance cost per month with a $250 deductible.
| Age of traveler | Medical Maximum | ||||
|---|---|---|---|---|---|
| $50,000 | $100,000 | $250,000 | $500,000 | $1,000,000 | |
| 18 - 29 years | $20 | $24 | $27 | $31 | $33 |
| 30 – 39 years | $24 | $29 | $34 | $38 | $42 |
| 40 – 49 years | $40 | $46 | $48 | $55 | $58 |
| 50 - 59 years | $68 | $75 | $81 | $86 | $93 |
| 60 - 64 years | $86 | $90 | $96 | $105 | $112 |
| 65 – 69 years | $102 | $112 | N/A | N/A | N/A |
| 70 - 79 years | $156 | $172 | N/A | N/A | N/A |
For senior travelers aged 80 to 99, the cost is $287, with a maximum coverage of $10,000 and a deductible of $250.
N/A = Not Available for this age group
For coverage inside USA Atlas Essential insurance pays:
American Visitor Insurance has developed comparison tools to help travelers compare prices and benefits of different WorldTrips plans easily and make an informed decision of the best WorldTrips travel insurance plan for your specific requirements. American Visitor Insurance's licensed customer support staff help customers by providing answers to any queries or concerns while buying WorldTrips insurance. The customer support staff are available at all times to help you with the online application process as well as to help customers while filing for WorldTrips insurance claims you need to use the insurance coverage while in the USA.
If you are at least 14 days old and traveling internationally, you are eligible for coverage. You must purchase coverage for at least 5 days, though you do not have to travel all 5 days.If you are under age 65, you may select an overall maximum limit between $50,000 and $2,000,000. Applicants age 65 to 79 may choose an overall maximum limit of $50,000 or $100,000. Atlas Essential travel insurance offers a $10,000 policy maximum to applicants over age 80.
No. Atlas Essential insurance does not cover pre-existing conditions.
The cost of Atlas Essential America visitor medical insurance is dependent on the following factors: The age of the traveler, the length of insurance coverage, The Plan Limit, the co-insurance and the deductible.
The higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers can choose maximum limits of $50,000, $100,000, $500,000, $1,000,000 depending on the age of traveler. To get a quote Click here
The Atlas Essential America Insurance is available for Non-US Citizens visiting USA.
The Atlas Essential International Insurance is ideal for both Non US citizens and US citizens traveling outside their home country,excluding USA.
Atlas Essential - Provider network and how to find hospital or doctor?
WorldTrips maintains a wide network of health care providers.
You can find a provider in the USA by using the following link United Healthcare PPO Network
To file a claim with Atlas Essential Insurance, follow these steps:
Download Form
Get claim form online
Call Support
800-605-2282
Submit Documents
Mail to WorldTrips PO Box 240358 Apple Valley, MN 55124
Email Help
service@worldtrips.com
Frequently asked questions and answer about travel insurance plans.
Read more »Blog to compare different Atlas Travel insurance plans.
Read more »
Review quotes and coverage benefits for your needs to get the best protection for your next trip - fast and easy.