What is Atlas Premium America insurance?
Atlas America Premium travel insurance provides exceptional, quality coverage for travelers interested in the best travel medical insurance with high coverage limits.
- This plan is ideal for family, tourists, business persons, vacationers and adventure travelers seeking higher coverage limits for shorter trips.
- Atlas America Premium insurance is ideal for visiting the US.
- Parents looking to purchase insurance with higher coverage limits for their children and themselves
- The business and travel elite interested in purchasing a premium Atlas plan
After buying the plan, Traveler can get all the plan document and plan id card by using Atlas Premium login. At American Visitor Insurance, US Travelers can contact the Atlas Premium customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!
Atlas America Premium Insurance Reviews
How much is Atlas America Premium travel insurance coverage?
What is a deductible in Atlas Premium America insurance?
What is a Coinsurance in Atlas America Premium insurance?
What are the key highlights of Atlas Premium America insurance?
- Ideal for Non-US Citizens visiting USA.
- This plan provides $50,000 and $100,000 coverage for the people 65 to 79 years old.
- $20,000 maximum coverage for 80+ travelers.
- Offers coverage for complications of pregnancy in the first 26 weeks of gestation.
- There is an additional coverage available for adventure sports as well on this plan.
- Trip Interruption coverage available for up to $15k not subject to deductible.
- 79 years old turing 80 during the coverage period, Atlas Premium plan does not affect coverage as long plan is purchased at age 79.
Who is eligible for Atlas America Premium insurance plan?
- Available for Non-US Citizens visiting USA.
- For ages 14 days to 89 years.
How much does Atlas Premium America insurance cost per month?
The Atlas Premium America insurance cost per month ranges between $63 to $554. This is dependent on the age of the traveler, the plan maximum and the deductible.
Understandably, the cost of Atlas Premium America insurance is higher for older travellers as they are more likely to need healthcare while traveling. Also, the higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers up to age of 64 years can choose maximum limits of $50,000, $100,000, $500,000, $1,000,000, $2,000,000. Travelers aged 65 to 79 years can choose $50,000 or $100,000 coverage. For travelers above 80 years only $10,000 maximum coverage is available.
| Age of traveler | Medical Maximum | |||||
|---|---|---|---|---|---|---|
| $50,000 | $100,000 | $250,000 | $500,000 | $1,000,000 | $2,000,000 | |
| 18 - 29 years | $63 | $79 | $87 | $109 | $125 | $131 |
| 30 – 39 years | $75 | $101 | $118 | $127 | $139 | $147 |
| 40 – 49 years | $98 | $121 | $135 | $160 | $184 | $192 |
| 50 - 59 years | $164 | $201 | $249 | $282 | $310 | $326 |
| 60 - 64 years | $222 | $282 | $376 | $409 | $450 | $472 |
| 65 – 69 years | $258 | $322 | ||||
| 70 -79 years | $444 | $554 | ||||
*For senior travelers aged 80 to 99, the cost is $660, with a maximum coverage of $10,000 and a deductible of $250.
What are the benefits of Atlas America Premium insurance?
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Hospital room and board Average semi-private room rate, including nursing services. Intensive care unit Up to the overall maximum limit. Hospital indemnity Up to $100 a day after Emergency Quarantine Indemnity - COVID 19 $50 a day for up to 10 days. Proof of quarantine mandate by a physician or government authority required.Quarantine must be due to you testing positive for COVID-19/SARS-CoV2 or being symptomatic and waiting on diagnostic test results.(only available outside your home country). Emergency Eye Exam for a Covered Loss Up to $150, $50 deductible per occurrence (plan deductible is waived). Outpatient physical therapy and chiropractic care Up to $50 maximum per day. Must be ordered in advance by a physician (not subject to deductible or coinsurance). Urgent care center co-payment Claims incurred in the U.S.- Up to $15 co-payment. (co-payment is waived for members with a $0 deductible)
Claims incurred outside the U.S.- No co-payment.Emergency local ambulance Usual, reasonable and customary charges when covered illness or injury results in hospitalization as inpatient. Emergency room co-payment Claims incurred in the U.S.- Up to $200 co-payment for each use of emergency room for an illness unless you are admitted to the hospital. (no co-payment for emergency room treatment of an injury)
Claims incurred outside the U.S.- No co-payment.Emergency dental (acute onset of pain) Up to $300 (not subject to deductible or coinsurance). -
Emergency medical evacuation $1M lifetime maximum, except as provided under acute onset of pre-existing condition. Emergency reunion Up to $150k, subject to a maximum of 15 days - not subject to deductible Repatriation of remains Equal to the elected overall maximum limit - not subject to deductible or coinsurance or subject to the overall maximum limit. Return of minor children Up to $50k (not subject to deductible or coinsurance). Travel Delay Up to $200 a day after a 12-hour delay period, maximum of 2 days. Emergency reunion Up to $150k, maximum of 15 days (not subject to deductible or coinsurance) Natural disaster evacuation $10,00 (not subject to deductible or coinsurance). Political evacuation Up to $150k lifetime maximum (not subject to deductible or coinsurance). Personal liability Up to $100k lifetime maximum
Up to $100k third person injury
Up to $100k third person property
Up to $2,500 related third person property(not subject to deductible or overall maximum limit).Local Burial or Cremation Up to $5k lifetime maximum. Accidental death & dismemberment Members under age 18: Up to $5k lifetime maximum.
Members age 18-69: Up to $100k lifetime maximum.
Members age 70-74: Up to $12,500 lifetime maximum.
Members age 75 and older: Up to $6,250 lifetime maximum.
$250k maximum benefit any one family or group.
Accidental death & dismemberment buy up: $25kCommon carrier accidental death Up to $100k for ages 18 through 69
Up to $10k under age 18
Up to $25,000 for ages 70 through 74
Up to $12,500 for ages 75 and older -
Trip Interruption Up to $15k (not subject to deductible or coinsurance). Loss of Checked Baggage help Up to $2,000 (not subject to deductible ) -
Acute Onset of Pre-Existing Condition* Covers up to overall maximum limit. Up to $25,000 lifetime maximum for Emergency Medical Evacuation. -
Terrorism Up to $300 – not subject to deductible Lost or Stolen Passport/Travel Visa Up to $100 – not subject to deductible Pet return $1k Bedside visit Up to $1,500 (not subject to deductible or coinsurance). Crisis Response (Ransom, Personal Belongings, and Crisis Response Fees and Expenses) Up to $100k per certificate period Border entry protection Up to $500 if traveling on a valid B-2 visa and denied entrance at the U.S. border(not subject to deductible).
Quotes for for Atlas America Premium Travel Insurance!
Review and compare the best Atlas America Premium Travel insurance quotes.
Compare Atlas America Premium Travel Insurance quotes »What is the PPO network in Atlas America Premium Insurance?
A Preferred Provider Organization (PPO) is a network of highly qualified doctors, well-recognized hospitals, medical providers/facilities who are contracted by WorldTrips to offer services to insureds. This will help reduce the insured’s out-of-pocket costs. Atlas International travel medical insurance PPO Network is United Healthcare network.
Atlas America Premium - Does united healthcare cover US travel and how to find hospital or doctor?
When seeking treatment within the U.S., you may reduce your out-of-pocket costs by visiting a doctor within your preferred provider organization (PPO). A PPO is a network of hundreds of thousands of established, highly qualified medical practitioners and well-recognized hospitals in the U.S.
location_city Find Provider NetworkAtlas Premium America insurance - FAQ's
If you are at least 14 days old and traveling to USA, you are eligible for coverage. You must purchase coverage for at least 5 days, though you do not have to travel all 5 days.If you are under age 65, you may select an overall maximum limit between $50,000 and $2,000,000. Applicants age 65 to 79 may choose an overall maximum limit of $50,000 or $100,000. Atlas America Premium Travel insurance offers a $20,000 policy maximum to applicants over age 80.
Atlas America Premium Travel does not provide any reimbursement if you must cancel your trip prior to departure. However, it does include a Trip Interruption benefit if you must end your trip early due to a covered reason.Note that Atlas Premium Travel medical insurance has a lower premium than most travel insurance plans because it does not include a Trip Cancellation benefit. It also provides more medical benefits with higher coverage limits than most travel insurance plans.
Yes Atlas America Premium insurance offers the best coverage for acute onset of pre-existing conditions up to the age of 79 years.
The cost of Atlas America Premium visitor medical insurance is dependent on the following factors: The age of the traveler, the length of insurance coverage, The Plan Limit, the co-insurance and the deductible.
The higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers can choose maximum limits of $50k, $100k, $500k, $1M depending on the age of traveler. To get a quote Click here
The Atlas America Premium plan is ideal for family, tourists, business persons, vacationers and adventure travelers seeking higher coverage limits for shorter trips. This insurance plan is available for travelers to the US and outside their home country.
Well, Atlas America Premium visitor medical insurance offers coverage for complications of pregnancy during the first 26 weeks of gestation.
The Atlas America Premium Insurance is available for Non-US Citizens visiting USA.
How do I file a claim with Atlas America Premium Insurance?
To file a claim with Atlas America Premium Insurance, follow these steps:
- Download the Claims Form: Access the Atlas America Premium insurance claims form online.
- Contact Customer Support: Call the toll-free number 800-605-2282 for guidance or assistance.
- Complete and Submit Documents: Fill out the claims form and send it, along with any required supporting documents and submit a Claimant's Statement and Authorization form along with supporting documents for every incident:
- Mailing Address: WorldTrips PO Box 240358 Apple Valley, MN 55124.
- Email Assistance: For additional help or inquiries, email service@worldtrips.com.
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What are the restrictions of Atlas America Premium Insurance?
The Atlas Series is not available to individuals who are physically located in the states of New York, Maryland, or Washington; or in the countries of Canada or Australia at time of purchase.
What are the exclusions of Atlas Travel Insurance?
Certain types of medical expenses are excluded from coverage under Atlas Travel insurance. Some exclusions are listed here. Please refer to the Description of Coverage for the complete list of exclusions.
- Charges resulting directly or indirectly from any pre-existing condition, except as covered under the Acute Onset of Pre-Existing Condition benefit
- Routine medical examinations
- Routine pre-natal care, pregnancy, childbirth, and post-natal care
- Mental health disorders
- Medical expenses for injury or illness resulting from participation in specifically-excluded extreme sports see Description of Coverage for full list of excluded sports).
Pre-existing condition means any injury, illness, sickness, disease, or other physical, medical, mental, or nervous disorder, condition, or ailment that, with reasonable medical certainty, existed at the time of application or at any time during the 2 years prior to the effective date of this insurance, whether or not previously manifested, symptomatic or known, diagnosed, treated, or disclosed to us prior to the effective date, and including any and all subsequent, chronic or recurring complications or consequences related thereto or resulting or arising therefrom.
Acute onset of a pre-existing condition is a sudden and unexpected outbreak or recurrence that is of short duration, is rapidly progressive, and requires urgent care. A pre-existing condition that is chronic or congenital, or that gradually becomes worse over time, is not acute onset of a pre-existing condition.
The Acute Onset of Pre-existing Condition benefit will only apply if all of the following conditions are met:
- The Acute onset of a Pre-Existing Condition does not directly or indirectly relate to a chronic condition or congenital condition.
- Treatment must be obtained within twenty-four (24) hours of the sudden and unexpected outbreak or reoccurrence.
- You must be under eighty (80) years of age.
- You must not be traveling against or in disregard of the recommendations, established treatment programs, or medical advice of a physician or other healthcare provider.
- You must not be traveling with the intent or purpose to seek or obtain treatment for the pre-existing condition.
- You must be traveling outside your home country.
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