Diplomat America vs Atlas Premium Insurance Reviews
Travelling to the US without American visitor medical insurance can be very risky. Travelling involves uncertain situations and emergencies like sudden sickness or injuries due to accidents, trip delay, loss of passport and much more… by which you can get stranded with huge medical bills and financial losses. Many of you are aware of the high health care cost for visitors to US and the expenses arising from hospitalization can be traumatic. There are top rated insurance providers who offer a wide range of visitors insurance that is available online and it is important to choose the best travel health insurance for USA.
Here the visitor can compare US visitor insurance cost of different travel insurance plans, in particular US travel health insurance plans like Atlas Premium insurance and Diplomat America insurance as they offer excellent comprehensive coverage both for small ailments as well as more serious injuries and sickness. These travel insurance plans for USA are ideal for Older travelers and parents as they have good coverage for acute onset of pre-existing conditions. Atlas Premium insurance is administered by WorldTrips services with AM Best Rating: A++ (Superior) rating. Diplomat America insurance is designed for Non US residents travelling to the USA. It is quite popular among US citizens residing outside USA and visiting the US for a short period of time. It can be purchased for 15 days up to a maximum of 365 days.
- FEATURES
- Cost*
- Coverage in USA?
- Are Parents/Seniors are eligible?
- Are OPT students eligible?
- Covers Acute onset of Pre-existing?
- Eligible for Green card holders?
- Renewable and Cancellable?
- Deductible Choice
- A.M. Best Rating
- Covid coverage
- Underwriter
- Provider
- Buy now
- Atlas Premium
- $98
- Yes
- Yes
- No
- Yes, covers up to 79 years
- No
- No
- $0 to $5000
- A++ Standard & Poor’s: AA-
- Yes
- Lloyd's
- WorldTrips
- Buy Now
- Diplomat America
- $125
- Yes
- Yes
- Yes
- 24 months waiting period
- Yes
- Yes
- $0 to $5000
- "A" Excellent
- Yes
- C&F Cayman SPC
- Global Underwriters
- Buy Now
Atlas Premium America vs Diplomat America Insurance: A Quick Comparison
Atlas Premium Insurance
- Offers maximum coverage up to 2 million.
- Deductible options ranges from $0 to $5,000.
- Covers pre-existing condition up to under 80 years.
- Not Renewable.
- $25 cancellation fee after the effective date.
- Eligible for both US and Non US citizens traveling outside their home country.
- Political Evacuation available up to $150,000.
- local_hospital
Provider Network
- dentistry
Dental Treatment
Up to $300 - ambulance
Emergency Medical Evacuation
Up to $1,000,000 lifetime maximum - medical_services
Bedside Visit
Up to $1500 - shopping_cartBuy Now
Diplomat America insurance
- Offers maximum coverage up to 1 million.
- Deductible options ranges from $0 to $5,000.
- Covers pre-existing conditions after 24 Months of waiting period.
- Not Renewable.
- $25 cancellation fee before the effective date. After the effective date premium is considered fully earned and non-refundable.
- Eligible for both US and Non US citizens traveling outside their home country.
- This plan is for Non US citizens and Non US residents visiting the US.
- local_hospital
Emergency Medical Reunion
Up to $50,000 - dentistry
Dental Treatment
Accident: Usual & Customary Expense Palliative: $100 - ambulance
Emergency Medical Evacuation
Up to $250,000 - airplanemode_inactive
Trip Interruption
Up to $5,000 - shopping_cartBuy Now
How much does Atlas Premium and Diplomat America cost per month?
Both Atlas Premium vs Diplomat America provide excellent coverage for travelers visiting the US on a short-term basis. However, it's important to compare the two plans closely to determine which one best meets your specific needs.
You can compare cost for both Atlas Premium and Diplomat America plans.
Atlas Premium Insurance vs Diplomat America Insurance - FAQs
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Am I Eligible for an Atlas Premium Insurance Plan?If you are at least 14 days old and traveling internationally, you are eligible for coverage. You must purchase coverage for at least 5 days, though you do not have to travel all 5 days.If you are under age 65, you may select an overall maximum limit between $50,000 and $2,000,000. Applicants age 65 to 79 may choose an overall maximum limit of $50,000 or $100,000. Atlas Premium Travel insurance offers a $10,000 policy maximum to applicants over age 80.
Does the Atlas Premium Travel Insurance Plan Provide Any Trip Cancellation Coverage?Atlas Premium Travel does not provide any reimbursement if you must cancel your trip prior to departure. However, it does include a Trip Interruption benefit if you must end your trip early due to a covered reason.Note that Atlas Premium Travel medical insurance has a lower premium than most travel insurance plans because it does not include a Trip Cancellation benefit. It also provides more medical benefits with higher coverage limits than most travel insurance plans.
Does Atlas Premium Insurance cover pre-existing conditions?Yes Atlas Premium insurance offers the best coverage for acute onset of pre-existing conditions up to the age of 79 years.
Does Atlas Premium offer coverage for maternity?Well, Atlas Premium visitor medical insurance offers coverage for complications of pregnancy during the first 26 weeks of gestation.
Who is eligible for Atlas Premium America?The Atlas Premium America Insurance is available for Non-US Citizens visiting USA.
Who is eligible for Atlas Premium International?The Atlas Premium International Insurance is ideal for both Non US citizens and US citizens traveling outside their home country,excluding USA.
Is WorldTrips travel insurance a reliable insurance company? Is WorldTrips insurance a good insurance company?WorldTrips, a member of Tokio Marine HCC group of companies since 1998 has been offering several travel insurance and trip cancellation products for international travelers across the globe. Their Atlas travel insurance and Visitors Secure products are popular for product excellence, by giving affordable options for travelers to customize to meet the requirements of unique traveler needs. Individuals traveling for vacation, business men, students and group insurance works well for travelers traveling overseas. This Indianapolis based company is the first company to enable their products and services for visitors via the internet for both US citizens and non–US citizens traveling abroad and to the US.
What are the benefits of Atlas travel insurance?Atlas insurance is short term travel health insurance designed for anyone, as long as they are outside their home country. Atlas Travel Insurance provides coverage for those who are traveling, studying, volunteering, or living outside of their home country. It offers core travel insurance benefits, with coverage from as little as Five days. There are three Atlas travel insurance plans to choose from Atlas Premier, Atlas International and Atlas Essential.
The benefits offered on the Atlas Travel Medical Insurance plan provide a range of high quality travel insurance benefits to cover you in the event of an unexpected accident or injury when you are abroad. This includes coverage for medical expenses, evacuation, repatriation, emergency reunion and other related benefits.
What is the coverage area of WorldTrips Atlas travel insurance?Atlas insurance is short term travel health insurance designed for anyone, as long as they are outside their home country.
How much does WorldTrips travel insurance cost?The cost of the Worldtrips travel insurance will vary depending on the age of the traveler, the type of coverage, the travel destination and the duration of travel. Typically, visitors travel insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers
How do I purchase Atlas Travel Medical Insurance?You can purchase Atlas Travel Medical Insurance on American Visitor Insurance at buy Atlas America Travel Insurance. You can also call them at (877)-340-7910 to get more information on how to apply for Atlas travel health insurance from licensed insurance agents.
What are the requirements for applying for Atlas Travel Insurance?The main requirements for applying for Atlas insurance is the travelers passport details and the travel dates. You can apply for Atlas travel insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.
Is WorldTrips insurance a legit company?WorldTrips for over 23 years is a well-recognized company in the US and across the globe for their vast network of hospitals and healthcare support system .The company offers several travel insurance plans for travelers with financial support , access to the best healthcare support and 24/7 emergency travel assistance.
Can I buy travel insurance from Worldtrips?WorldTrips insurance previously known as Tokio Marine HCC – Medical Insurance Services Group has received A+ rating from the from S&P Global Ratings. WorldTrips travel insurance reviews indicate that it currently offers travel medical insurance for over 180 countries and trip protection insurance products for the US residents.
Why should I buy travel insurance from WorldTrips insurance?WorldTrips offers coverage around the world with the fully comprehensive travel medical insurance and trip protection products. WorldTrips was acquired by Tokio Marine in 2015 and functions as a member since the acquisition. WorldTrips insurance offer some of the unique travel medical and trip protection plans for international travelers worldwide.
For anyone coming to the United States, you will need to have a visa issued in your passport to be allowed in to country unless you are a citizen of a country which is part of the US visa waiver program. The list of countries under Visa waiver program are provided here. The category of visa that you need to apply for is dependent on the reason of your visit to the US. Atlas Premium insurance is very popular with visitors applying for any of these visas to the United States. Some of the Common US visas are :
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What is Diplomat America Insurance?
Diplomat America is an accident and Sickness medical coverage available for Non-U.S. residents traveling to the USA.. This valuable travel protection is ideal for students, business and leisure travelers, study abroad, international exchange students, tourists, holiday travelers and church or missionary travellers and US citizens visiting USA.
Does Diplomat America Insurance cover pre-existing conditions?Yes. Diplomat America covers pre-existing conditions after 24 months of waiting period.
Does Diplomat America insurance covers sports?Yes. Diplomat America covers Athletic & Hazardous Activity sports.
Is Global Underwriters a reliable insurance company?Global Underwriters insurance is a leader in underwriting and administration of international health care systems for travelers. With over 50 years of involvement and expertise in the travel insurance industry Global Underwriters offer travel medical insurance for individuals traveling on business, vacationing or migrating to a foreign country. Global Underwriters insurance has specially curated travel insurance plans to offer world-class service for International Accident & Sickness Medical coverage.
What is Diplomat America Insurance?Diplomat America is an accident and Sickness medical coverage available for Non-U.S. residents traveling to the USA.. This valuable travel protection is ideal for students, business and leisure travelers, study abroad, international exchange students, tourists, holiday travelers and church or missionary travellers and US citizens visiting USA.
Does Diplomat America Insurance cover pre-existing conditions?Yes. Diplomat America covers pre-existing conditions after 24 months of waiting period.
Does Diplomat America insurance covers sports?Yes. Diplomat America covers Athletic & Hazardous Activity sports.
Why should I buy travel insurance from Global Underwriters?Global Underwriters insurance has many years of expertise and offers exceptional service to its customers worldwide. Global Underwriters has a plan for all international travelers. The Claims processing, underwriting division are committed to provide good insurance solutions for travellers.
How do I purchase Global Underwriters Insurance?You can purchase Global Underwriters Insurance on American Visitor Insurance at buy Diplomat Insurance . You can also call them at(877)-340-7910 to get more information on how to apply for Global underwriters travel health insurance from licensed insurance agents.
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Review travel medical insurance - Blogs and articles
Atlas Premium plan
The Atlas travel insurance products are available for both US Citizens and Non–US citizens. Travelers can get a quote among the various options they offer according to the travel requirements.
Read more »Diplomat America Plan
Diplomat America comprehensive visitor insurance is a popular plan among Non US citizens visiting US and for US citizens residing abroad making short visits to the US. Also has adventure sports coverage.
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