Diplomat America Travel Insurance

Travel Medical Insurance for visiting the US

Diplomat America Insurance Cost

Age & Citizenship
Destination

Including USA

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Diplomat America Insurance for Visitors to USA

Diplomat America Insurance offers medical insurance coverage for Non-U.S. residents traveling to the United States. The coverage includes accident & sickness medical benefits, travel assistance, AD&D benefits and optional coverage for adventure sports. Senior Travelers 80 years and over are covered up to $10,000. This valuable travel protection is ideal for students, business and leisure travelers, study abroad, international exchange students, tourists, holiday travelers and church or missionary travellers and US citizens visiting USA.

Diplomat America insurance is ideal for students, study abroad and international exchange students and US citizens visiting USA

Key benefits of Diplomat America Insurance

article Available for Green card holders

heart_plusPre-existing condition

signal_cellular_alt Comprehensive Plan

sports_soccer Sports coverage

school Student coverage

ambulance Emergency medical evacuation

Diplomat America insurance Reviews

payments
Policy maximum
  • Age 80+: $20k
  • Age 70 to 79: $50k
  • Age 65 to 69: $50k $100k
  • All others: $50k $100k $250k $500k $1M
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Deductible options
$0 $50 $100 $250 $500 $1k $2.5k $5k
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Insurance provider
Global Underwriters
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Diplomat America rating
AM Best Rating: "A" (Excellent)
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Diplomat America insurance underwriter
Underwritten by Crum & Forster,SPC.
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Plan life
15 days to 365 days.
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Coinsurance
Diplomat America insurance Out of Network
80%

The plan pays 80% of eligible expenses up to $5k, then 100% up to the Maximum Limit.

Diplomat America Insurance - Key Highlights

  • This plan is for Non Us citizens and Non US residents visiting the US.
  • This plan is available to the US citizens visiting US on business trips and vacation while living abroad. There is a requirement for a valid international address.
  • This plan is ideal for students, business and leisure travelers, study abroad, international exchange students, tourists, holiday travelers, and church or missionary travelers.
  • College volleyball players and other sports players can buy Diplomat America plan with the College sports rider.
  • This plan is not available for citizens of Australia and Iran.
  • The plan covers 80% of eligible expenses up to $5000 and then covers 100% after the deductible.
  • This plan is not available for travel to Afghanistan.

Diplomat America travel medical Insurance for the USA

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What is the Eligibility to buy Diplomat America visitors Insurance
What is the Eligibility to buy Diplomat America visitors Insurance
  • Non US citizens and Non-US residents while visiting the United States
  • Coverage is NOT available for Australian Citizens.
  • This plan does not offer coverage for any travel outside the United States.
Note: This plan is also available to US citizens returning to the US for vacation or business trips while living abroad. A valid international address is required in order to apply.
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Diplomat America Insurance Refund
Global Underwriters will provide a refund of your plan cost, less a $25 processing fee, will be considered only if written request is received by Global Underwriters prior to the effective date of coverage. After that date, the premium is considered fully earned and non-refundable. Partial refunds are not available.
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Renewability
"The plan is not renewable”, if additional coverage time is needed, a new application must be completed.
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Diplomat America insurance Coinsurance
The plan pays 80% up to $5k of eligible costs, then 100% to the medical maximum. Additional $250 deductible for each emergency room visit as a result of an Illness is available. The emergency room deductible will be waived if hospital admittance is within 12 hours of the incident
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Diplomat America insurance optional riders

The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.

  • Additional AD&D file_export
  • Athletic and Hazardous Activity Rider file_export

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Plan benefits of Diplomat America insurance

  • Hospital room and board Covered
    Intensive care unit Covered
    Physician visits Covered
    operating room charges Covered
  • Surgical treatment Covered
    Physician visits Covered
    Anesthetics Covered
    Radiology / X-ray Covered
    physiotherapy Covered
    Prescription Drugs Covered
    Urgent care clinic Covered
    Ambulance Expenses Covered
  • Emergency Medical Evacuation & Repatriation Up to $250,000
    Intensive care unit Covered
    Return of Mortal Remains Up to $50,000
    Return of Minor Child Up to $50,000
    Emergency Medical Reunion Up to $50,000
    Interruption of Trip Up to $5,000
    Loss of Baggage $50 per article; up to a maximum of $250
    Incidental Trips Up to a maximum of 15 days for Incidental Trips to Canada, Mexico, and the Caribbean Islands only.
    Seat Belt and Airbag Benefit Up to $25,000
    Felonious Assault Benefit Up to $25,000
    Home Alteration and Vehicle Modification Up to a maximum of $2,500 (within one year after the date of the accident)
    Political & Natural Disaster Evacuation Up to $50,000
    Additional Accidental Death & Dismemberment Purchase up to $1M of 24 hour AD&D coverage. Benefits and exclusions are same base plan.
  • Emergency Dental Treatment Accident: Usual & Customary Expense; Palliative: $100
  • Acute onset of pre-existing condition 24 months waiting period.
    Accidental Death and Dismemberment $25k (Enhanced Benefit Amounts available) with paralysis and coma, seat belt and airbag, felonious assault and home alteration and vehicle modification benefits
  • Excess Benefits All Coverage, except Accidental Death & Dismemberment, shall be in excess of all other valid and collectible insurance.

Steps to buy travel insurance

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Complete the quote form by entering your travel information
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Global Underwriters Insurance - Common Questions

1. What is Diplomat America Insurance?

Diplomat America is an accident and Sickness medical coverage available for Non-U.S. residents traveling to the USA.. This valuable travel protection is ideal for students, business and leisure travelers, study abroad, international exchange students, tourists, holiday travelers and church or missionary travellers and US citizens visiting USA.

2. Does Diplomat America Insurance cover pre-existing conditions?

Yes. Diplomat America covers pre-existing conditions after 24 months of waiting period.

3. Does Diplomat America insurance covers sports?

Yes. Diplomat America covers Athletic & Hazardous Activity sports.

4. Is Global Underwriters a reliable insurance company?

Global Underwriters insurance is a leader in underwriting and administration of international health care systems for travelers. With over 50 years of involvement and expertise in the travel insurance industry Global Underwriters offer travel medical insurance for individuals traveling on business, vacationing or migrating to a foreign country.

Global Underwriters insurance has specially curated travel insurance plans to offer world-class service for International Accident & Sickness Medical coverage.

5. What is the cost of Global Underwriters travel insurance?

The Global Underwriters travel insurance cost will depend on the age of the traveler, the type of coverage and the length of the journey. Typically, travel health insurance policies can start even as low as $1 per day but is much higher for older travelers.

6. What are the different types of Global Underwriters travel insurance?

Some of the different types of travel insurance plans offered by Global Underwriters are:

7. What is the difference between the Global Underwriters insurance plans?

The different types of travel insurance plans offered by Global Underwriters have different coverage options and benefits. For example, the Diplomat America plan provides coverage for non-U.S. citizens traveling to the United States, while the Diplomat International plan provides coverage for U.S. citizens traveling outside of the United States. The Diplomat Long term is useful for longer stays beyond 90 days.

8. How do I purchase Global Underwriters Insurance?

You can purchase Global Underwriters Insurance on American Visitor Insurance at buy Diplomat insurance. You can also call them at (877)-340-7910 to get more information on how to apply for Global underwriters travel health insurance from licensed insurance agents.

9. What are the requirements for applying for Global Underwriters insurance?

The main requirements for applying for Global Underwriters insurance is the travelers passport details and the travel dates. You can apply for Global Underwriters insurance online on American Visitor Insurance or call (877)-340-7910 to get help in applying for Global Underwriters insurance.

10. For which countries can I buy Global Underwriters travel insurance?

Global Underwriters insurance is available for international visitors outside their home country.

11. What is the eligibilty to buy Global Underwriters insurance?

To be eligible for Global Underwriters insurance coverage, you must not be a citizen of the host country you are traveling to.

12. Who should purchase the Diplomat America?

This International Accident & Sickness insurance is designed to cover Non-U.S. Residents traveling to the United States.This valuable travel medical protection is ideal for students, business and leisure travelers, study abroad, international exchange students, tourists, holiday travelers, and church or missionary travelers.

13. Why do you need international Accident & Sickness Insurance?

When traveling outside your home country, your insurance plan may not provide the coverage you need should you become ill or injured. International Accident & Sickness Insurance can help protect you in these situations.

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Diplomat America Insurance cost for seniors per month in USA

The cost of Diplomat America insurance for seniors is dependent on the following factors - The age of the traveler, the plan medical maximum coverage, the co-insurance and the deductible.

The higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers can choose maximum limits of $50k, $100k,$250K, $500k, $1M depending on the age of traveller up to age of 64. . $50k ,$100k and $250K is available for people age 65 to 69 years, $50k and $100k coverage is available for people age 70 to 79 years. For above 80 years $20,000 is available.

Travelers age $20K $50K $100K $250K
65 - 69 years Not Available $265 $341 $352
70 - 79 years Not Available $358 $756 Not Available
80 - 99 years $484 Not Available Not Available Not Available

Diplomat America Insurance Claims Information

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Download Diplomat America Insurance claims form


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Toll Free Number
1-513-533-1330 (Outside U.S.)
1-800-513-2981 (In U.S.)
mail
Global Claims Administration

Email: Claims@globalunderwriters.com


FAX: 513-533-9416

flight_takeoffDiplomat America Insurance Restrictions

  • Coverage is NOT available for residents of USA, Australia, or Iran.
  • This plan is NOT intended to cover any travel outside the United States, except for incidental trips to Canada, Mexico or the Caribbean Islands after you arrive in the US.