Diplomat America Insurance offers medical insurance coverage for Non-U.S. residents traveling to the United States. The coverage includes accident & sickness medical benefits, travel assistance, AD&D benefits and optional coverage for adventure sports. Senior Travelers 80 years and over are covered up to $10,000. This valuable travel protection is ideal for students, business and leisure travelers, study abroad, international exchange students, tourists, holiday travelers and church or missionary travellers and US citizens visiting USA.
Diplomat America insurance is ideal for students, study abroad and international exchange students and US citizens visiting USA
Traveler can get all the plan document and plan id card by using Diplomat America insurance login. At American Visitor Insurance, International travelers can contact the Diplomat America insurance customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!
I am a US citizen traveling to the USA for a short stay and will be participating in organized sports activities, including baseball. I am looking for travel medical insurance that covers sports-related injuries and adventure activities during my trip. Could you please recommend a suitable plan and explain the coverage for organized sports, the minimum purchase duration, and whether the policy can be extended or canceled after purchase?
Regards,
KennethWe recommend the Diplomat America plan for US citizens coming to the US. It works ideally since you will be playing baseball (presumably in an organized manner, not just pick up games with friends), I will recommend the policy below.
The Diplomat America plan is available for US citizens coming to the US for a short time. It has a very extensive sports and adventure rider which can cover in case of injury due to activities such as skiing, kayaking, surfing, etc as well as playing in club or interscholastic sports teams. The minimum number of days you can purchase this plan is 15 and it is not extendable or renewable. Also, once the plan starts, there is no refund available on the plan. You can cancel before the start date, but there will be a $25 cancellation fee.
Here are links for this plan:
Diplomat America InsuranceIf we can assist you any further with your purchase or should you require help after your purchase, feel free to give us a call or send an email.
Thanks,The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
The Diplomat America insurance cost per month ranges between $63 to $353. This is dependent on the age of the traveler, the plan maximum and the deductible.
Understandably, the cost of Diplomat America insurance is higher for older travellers as they are more likely to need healthcare while traveling. Also, the higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers up to age of 64 years can choose maximum limits of $50,000, $100,000, $250,000, $500,000, $1,000,000. Travelers aged 65 to 69 years can choose $50,000 or $100,000 coverage. For travelers above 70 to 79 years only $50,000 maximum coverage is available.
Here we are showing Diplomat America travel insurance cost per month with a deductible of $250.
For senior travelers aged 80 to 99, the cost is $746, with a maximum coverage of $20,000 and a deductible of $250.
A higher deductible has a lower premium, while a lower deductible has a higher premium. This is based on the deductible factors shown here.
| Deductible | $0 | $50 | $100 | $250 | $500 | $1,000 | $2,500 | $5,000 |
|---|---|---|---|---|---|---|---|---|
| Factor | $1.30 | $1.20 | $1.10 | $1.00 | $0.90 | $0.80 | $0.70 | $0.60 |
| Hospital room and board | Covered |
| Intensive care unit | Covered |
| Physician visits | Covered |
| Incidental Trips | Up to a maximum of 15 days for Incidental Trips to Canada, Mexico, and the Caribbean Islands only. |
| operating room charges | Covered |
| Emergency Dental Treatment | Accident: Usual & Customary Expense; Palliative: $100 |
| Surgical treatment | Covered |
| Anesthetics | Covered |
| Radiology / X-ray | Covered |
| Emergency Medical Evacuation & Repatriation | Up to $250,000 |
| Accidental Death and Dismemberment | $25k (Enhanced Benefit Amounts available) with paralysis and coma, seat belt and airbag, felonious assault and home alteration and vehicle modification benefits |
| physiotherapy | Covered |
| Prescription Drugs | Covered |
| Urgent care clinic | Covered |
| Ambulance Expenses | Covered |
| Emergency Medical Reunion | Up to $50,000 |
| Return of Minor Child | Up to $50,000 |
| Return of Mortal Remains | Up to $50,000 |
| Intensive care unit | Covered |
| Interruption of Trip | Up to $5,000 |
| Loss of Baggage | $50 per article; up to a maximum of $250 |
| Seat Belt and Airbag Benefit | Up to $25,000 |
| Felonious Assault Benefit | Up to $25,000 |
| Home Alteration and Vehicle Modification | Up to a maximum of $2,500 (within one year after the date of the accident) |
| Political & Natural Disaster Evacuation | Up to $50,000 |
| Additional Accidental Death & Dismemberment | Purchase up to $1M of 24 hour AD&D coverage. Benefits and exclusions are same base plan. |
| Acute onset of pre-existing condition | 24 months waiting. |
| Excess Benefits | All Coverage, except Accidental Death & Dismemberment, shall be in excess of all other valid and collectible insurance. |
Global Underwriters insurance is a leader in underwriting and administration of international health care systems for travelers. With over 50 years of involvement and expertise in the travel insurance industry Global Underwriters offer travel medical insurance for individuals traveling on business, vacationing or migrating to a foreign country.
Global Underwriters insurance has specially curated travel insurance plans to offer world-class service for International Accident & Sickness Medical coverage.
The Global Underwriters travel insurance cost will depend on the age of the traveler, the type of coverage and the length of the journey. Typically, travel health insurance policies can start even as low as $1 per day but is much higher for older travelers.
Some of the different types of travel insurance plans offered by Global Underwriters are:
The different types of travel insurance plans offered by Global Underwriters have different coverage options and benefits. For example, the Diplomat America plan provides coverage for non-U.S. citizens traveling to the United States, while the Diplomat International plan provides coverage for U.S. citizens traveling outside of the United States. The Diplomat Long term is useful for longer stays beyond 90 days.
You can purchase Global Underwriters Insurance on American Visitor Insurance at buy Diplomat insurance. You can also call them at (877)-340-7910 to get more information on how to apply for Global underwriters travel health insurance from licensed insurance agents.
The main requirements for applying for Global Underwriters insurance is the travelers passport details and the travel dates. You can apply for Global Underwriters insurance online on American Visitor Insurance or call (877)-340-7910 to get help in applying for Global Underwriters insurance.
Global Underwriters insurance is available for international visitors outside their home country.
To be eligible for Global Underwriters insurance coverage, you must not be a citizen of the host country you are traveling to.
This International Accident & Sickness insurance is designed to cover Non-U.S. Residents traveling to the United States.This valuable travel medical protection is ideal for students, business and leisure travelers, study abroad, international exchange students, tourists, holiday travelers, and church or missionary travelers.
When traveling outside your home country, your insurance plan may not provide the coverage you need should you become ill or injured. International Accident & Sickness Insurance can help protect you in these situations.
To file a claim with Diplomat America Insurance, follow these steps:
Contact our customer service team, we are here to help you!