Safe Travels USA Comprehensive vs Diplomat America - Which travel insurance Plan is better?

Compare travel insurance benefits offered by Safe Travels USA Comprehensive, Diplomat America Travel Insurance plans. These two US travel insurance plans are comprehensive benefit visitor insurance plans for international travel which offer coverage for acute onset of pre-existing conditions. Compare price and benefits to find the best US travel medical insurance plan for your needs.

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Safe Travels USA vs Diplomat America
Safe Travels USA Comprehensive
Plan Maximum
Deductible
Minimum Enrollment is 5 Days
  Buy Now  
Diplomat America
Plan Maximum
Deductible
Minimum Enrollment is 15 Days
 Safe Travel USA Comprehensive vs Diplomat America insurance benefits
Insurance Providers
Medical Maximum Options help $20,000 $50,000, $100,000, $250,000 $500,000, $1M Plan A: $50,000
Plan B: $100,000
Plan C: $250,000
Plan D: $500,000
Plan E: $1,000,000
Persons age 60-64 are eligible for plan A, B, and C; Persons age 65-69 are eligible for plans A and B; Persons age 70 – 79 are eligible for plan A; Persons age 80+ are eligible for a maximum benefit of $20,000.
Deductible Options help $0, $50, $100, $250, $500, $1000, $2,500, $5000 $0, $50, $100, $250, $500, $1000, $2,500, $5000
Coinsurance help 100% up to the Policy Maximum
The plan pays 80% up to $5K of eligible costs, then 100% to the medical maximum. Additional $250 deductible for each emergency room visit
Length of Coverage help Minimum : 5 days
Maximum : 364 days
15 days to 365 days
Renewability help Yes : 5 days to 364 days The plan is not renewable
 Medical Benefits
Hospital room and board help The average semi private room rate.
Covered
Intensive care unit help Up to the overall maximum limit
$500,000
Hospital indemnity help Not Available Covered
Urgent Care Clinic help $30 - If the $0 Deductible is chosen, there is no Co-Pay
Covered
 Emergency Services
Emergency local ambulance help Covered
Covered
Hospital emergency room help Usual customary charge to the selected policy maximum
Covered
 Dental
Emergency dental treatment help $250 per Policy Period
Accident: Usual & Customary Expense; Palliative: $100
 Pre-Existing Condition
Pre-Existing Conditions help Covers acute Onset of pre-Existing condition for ages up to 69. Up to $25,000 Maximum Lifetime Limit for Emergency Medical Evacuation.
Covers pre-existing conditions after 24 Months of waiting period.
 Life
AD&D help $5K Principal Sum
$25,000 (Enhanced Benefit Amounts available) with paralysis and coma, seat belt and airbag, felonious assault and home alteration and vehicle modification benefits
Common carrier AD&D help Not Covered
Covered
 Evacuation
Emergency medical evacuation help 100% Up to $1M
Covered up to $250,000
Emergency reunion help Up to $15,000 Covered up to $50,000
Return of mortal remains or cremation/burial help Up to $5000 per Policy Period. Covered up to $50,000
Return of minor children help $5000 Covered up to $50,000
Political evacuation and repatriation help Up to $25,000 Covered up to $50,000
Natural disaster evacuation help Up to $10,000 Covered up to $50,000
Trip interruption help $5000 (Per Policy Period does not cover lost trip cost) Covered up to $50,000
Terrorism help Not Available Covered
Unique Advantages
  • Visitors insurance is available from a minimum of 5 days up to a maximum of 1 year and is renewable.
  • Coverage for acute onset of pre-existing conditions is included and a coverage of $25,000 is available for any covered condition.
  • This plan is available for green card holders.
  • Provides an excellent sports rider for adventurous sports such as snowboarding, mountain climbing, and motor scooter.
  • It is a comprehensive coverage plan.
  • $20K coverage for 80+ travelers - best coverage.
  • College volleyball players and other sports players can buy Diplomat America plan with the College sports rider.
 Travel Insurance
Underwriter Zurich Insurance Europe AG Belgian branch C&F Cayman SPC for and on behalf of ITI SP
Rating help A++ (Superior) Standard & Poor's Rating: AA- “A (Excellent)”
Brochure and Details

Safe Travels USA vs Diplomat America Insurance Reviews

International visitors in USA can have an amazing time but an unexpected emergency like accidental injuries and sudden sickness can spoil your joyous vacation or trip. Visiting a physician or hospitalization in US is quite expensive resulting in huge medical bills. If the tourist doesn’t have adequate visitor insurance, it can very difficult to clear the expensive medical bills and might end up losing most of your life savings. There are many popular insurance providers offering a wide range of visitors medical insurance for international tourists to the US.

Safe Travels USA vs Diplomat America Insurance

Before buying the best visitors insurance for USA, it is advisable to compare the different US travel insurance plans like Safe Travels USA Comprehensive insurance as they offer excellent comprehensive coverage both for small ailments as well as more serious injuries and sickness., Safe travels usa comprehensive is offered by Trawick International and has an AM Best Rating of “A+”. Dilpomat America is designed for Non US residents travelling to the USA. It is quite popular among US citizens residing outside USA and visiting the US for a short period of time. It can be purchased for 15 days up to a maximum of 365 days.

  • FEATURES
  • Cost*
  • Eligible Plan for USA Coverage
  • Parents Eligible to be insured
  • Acute on set of Pre-existing Cover
  • Eligible for Green card holders
  • Renewable and Cancellable
  • Deductible Choice
  • A.M. Best Rating
  • Covid coverage
  • Underwriter
  • Provider
  • Buy now
  • Safe Travels USA
  • $90
  • Yes
  • Yes
  • Yes, covers up to 69 years
  • Yes
  • Yes
  • $0 to $5000
  • "A" Excellent
  • Yes
  • Zurich Insurance
  • Trawick International
  • Buy Now
  • Diplomat America
  • $125
  • Yes
  • Yes
  • 24 months waiting period
  • Yes
  • No
  • $0 to $5,000
  • "A" Excellent
  • Yes
  • C&F Cayman SPC
  • Global Underwriters
  • Buy Now
*Cost for 45 years traveler; $50,000 maximum coverage; $250 deductible.

Safe Travels USA Comprehensive vs Diplomat America: A Quick Comparison

Safe Travels USA Comprehensive

  • Offers maximum coverage up to 1 million.
  • Deductible options ranges from $0 to $5000.
  • Acute Onset of a Pre-Existing Condition covered upto $20,000 (up to and including age 64), $10,000 (ages 65 - 69), N/A for ages 70+
  • Plan can be extended up to 364 days.
  • $25 cancellation fee after the effective date.
  • The plan is available for Non US residents traveling to the US.
assignmentPLAN DETAILS picture_as_pdfBROCHURE descriptionDESCRIPTION
  • local_hospital

    Provider Network
    First Heath Provider Network

  • dentistry

    Dental Treatment
    Up to $250

  • ambulance

    Emergency Medical Evacuation
    100% up to $1,000,000

  • medical_services

    Urgent Care Clinic
    $30 copay per Incident

  • shopping_cartBuy Now

Diplomat America

  • Offers maximum coverage up to 1 million.
  • Deductible options ranges from $0 to $5,000.
  • Covers pre-existing conditions after 24 Months of waiting period.
  • Not Renewable.
  • $25 cancellation fee before the effective date. After the effective date premium is considered fully earned and non-refundable.
  • Eligible for both US and Non US citizens traveling outside their home country.
  • This plan is for Non US citizens and Non US residents visiting the US.
assignmentPLAN DETAILS picture_as_pdfBROCHURE descriptionREVIEWS
  • local_hospital

    Emergency Medical Reunion
    Up to $50,000

  • dentistry

    Dental Treatment
    Accident: Usual & Customary Expense Palliative: $100

  • ambulance

    Emergency Medical Evacuation
    Up to $250,000

  • airplanemode_inactive

    Trip Interruption
    Up to $5,000

  • shopping_cartBuy Now

How much does Safe Travels USA Comprehensive vs Diplomat America insurance cost per month?

Both Safe Travels USA Comprehensive and Diplomat America provide excellent coverage for travelers visiting the US on a short-term basis. However, it's important to compare the two plans closely to determine which one best meets your specific needs.

You can compare cost for both Safe Travels USA Comprehensive and Diplomat America.

Safe Travels USA Comprehensive

Travelers Age Maximum $50K Maximum $100K
40 - 49 $90 $113
50 - 59 $148 $187
60 - 64 $172 $226
65 - 69 $197 $253
70 - 79 $294 $470

Diplomat America

Travelers Age Maximum $50K Maximum $100K
40 - 49 $125 $144
50 - 59 $182 $222
60 - 64 $229 $281
65 - 69 $261 $336
70 - 79 $353 N/A

Diplomat America vs Safe Travels USA Comprehensive Insurance - FAQs

  • Safe Travels USA Travel Insurance - FAQ's

    What is the advantage of buying Safe Travels USA Comprehensive plan?
    • Safe Travels USA Comprehensive is a visitor insurance plan for non-U.S. citizens visiting the USA
    • Plan provides coverage up to $1,000,000 in medical expenses for accidents and illnesses
    • Travelers can purchase coverage for a minimum of 5 days up to a maximum of 364 days, with options for extensions
    • Includes limited coverage for the acute onset of pre-existing conditions
    • Plan treats COVID-19 as any other illness, providing coverage for related medical expenses.

    What is Safe Travels USA Comprehensive?

    Safe Travels USA Comprehensive is a visitors insurance plan for Non-us citizens visiting USA. It is available for travelers up to 89 years and can be purchased for durations ranging from 5 days to 364 days, with options for renewal. Plan offers extensive medical coverage, including up to $1 million for accidents and illnesses, emergency medical evacuation, repatriation of remains, and coverage for acute onset of pre-existing conditions. Safe Travels USA Comprehensive operates within the First Health PPO network, allowing for reduced out-of-pocket expenses when using in-network providers.


    How much does Safe Travels USA Comprehensive cost per month in USA?

    The Safe Travels USA Comprehensive visitor insurance cost is dependent on the following factors:

    The age of the traveler, the length of insurance coverage, the plan limit and the deductible. The higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers can choose maximum limits of $50,000, $100,000,$250,000, $500,000, $10,00,000 depending on the age of traveler. To get a quote Click here »


    Does Safe Travels USA Comprehensive Insurance cover pre-existing conditions?

    Yes, Safe Travels for visitors to the USA insurance offers the best coverage for acute onset of pre-existing conditions up to the age of 70 years.


    Can Green Card Holders buy Safe Travels Insurance?

    Yes. This plan offers coverage for green card holders visiting USA.


    Does Safe Travels USA Comprehensive insurance covers sports

    Yes. Safe Travels USA Comprehensive covers sports activity up to $50,000 which is an optional rider. It provides coverage while performing, practicing, or participating in Class 1 or Class 2 Sports only. Extreme Sports are excluded. Hockey League play is excluded.

    • Class 1: Archery, tennis, swimming, cross country, track, volleyball, and golf.
    • Class 2: Ballet, baseball, basketball, cheerleading, equestrian, fencing, field hockey, football except division 1, gymnastics, hockey no league play, karate, lacrosse, polo, rowing, rugby, soccer, & softball.
    • Extreme Sports: Sports means any high-risk non-team sport or recreation activity that is dangerous and if performed optimally, even by the highly skilled, risks loss of life or limb.

    Is Trawick international a good insurance company?
    Trawick international is a US based full service travel insurance provider specializing in travel related coverage for tourists, students, scholars, businesses, groups, and all other global travelers. Trawick International travel Insurance offers short term visitor travel insurance for international travelers. Trawick international health insurance coverage includes travel medical coverage for tourists, students, scholars, businesses and groups. Trawick International insurance provides Travel Insurance, Trip cancellation and Student Travel Medical Insurance. Trawick International has designed the programs for those traveling to the USA, individuals traveling abroad, US Citizens who are traveling in the USA and non US citizens traveling from their home country but not visiting the USA.

    Who is eligible to enrol in the Safe Travels USA Comprehensive travel insurance plan by Trawick international ?
    The Safe Travels USA Comprehensive travel insurance plan by Trawick international is available for Non US Citizens and US residents who are traveling to the United States or anywhere outside their home country. Safe Travels USA is not available for US citizens and US permanent residents (Green card holders).

    Can a traveler extend or renew the Trawick international Safe Travels USA Comprehensive plan?
    Yes, the Safe Travels USA Comprehensive plan can be renewed if initially purchased for more than Five days. There is an $5 fee for renewing the Trawick International Safe Travels USA Comprehensive plan

    What is the coverage area of Trawick international travel insurance?
    Trawick international insurance is short term travel medical insurance designed for anyone, as long as they are outside their home country.

    What are the requirements for purchasing Trawick international insurance?
    The main requirements for applying for Trawick international insurance is the travelers passport details and the travel dates. You can apply for Trawick international insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.
  • Diplomat America Insurance - FAQ's

    What is Diplomat America Insurance?

    Diplomat America is an accident and Sickness medical coverage available for Non-U.S. residents traveling to the USA.. This valuable travel protection is ideal for students, business and leisure travelers, study abroad, international exchange students, tourists, holiday travelers and church or missionary travellers and US citizens visiting USA.


    Does Diplomat America Insurance cover pre-existing conditions?

    Yes. Diplomat America covers pre-existing conditions after 24 months of waiting period.


    Does Diplomat America insurance covers sports?

    Yes. Diplomat America covers Athletic & Hazardous Activity sports.


    Is Global Underwriters a reliable insurance company?

    Global Underwriters insurance is a leader in underwriting and administration of international health care systems for travelers. With over 50 years of involvement and expertise in the travel insurance industry Global Underwriters offer travel medical insurance for individuals traveling on business, vacationing or migrating to a foreign country.

    Global Underwriters insurance has specially curated travel insurance plans to offer world-class service for International Accident & Sickness Medical coverage.


    What is the cost of Diplomat America travel insurance?

    The Diplomat America travel insurance cost will depend on the age of the traveler, the type of coverage and the length of the journey. Typically, travel health insurance policies can start even as low as $1 per day but is much higher for older travelers.


    What are the different types of Global Underwriters travel insurance?

    Some of the different types of travel insurance plans offered by Global Underwriters are:


    What is the difference between the Global Underwriters insurance plans?

    The different types of travel insurance plans offered by Global Underwriters have different coverage options and benefits. For example, the Diplomat America plan provides coverage for non-U.S. citizens traveling to the United States, while the Diplomat International plan provides coverage for U.S. citizens traveling outside of the United States. The Diplomat Long term is useful for longer stays beyond 90 days.


    How do I purchase Diplomat Insurance from Global Underwriters?

    You can purchase Global Underwriters Diplomat Insurance on American Visitor Insurance at buy Diplomat insurance. You can also call them at (877)-340-7910 to get more information on how to apply for Global underwriters travel health insurance from licensed insurance agents.


    For which countries can I buy Global Underwriters travel insurance?

    Global Underwriters insurance is available for international visitors outside their home country.


    What is the eligibilty to buy Global Underwriters insurance?

    To be eligible for Global Underwriters insurance coverage, you must not be a citizen of the host country you are traveling to.

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Review travel medical insurance - Blogs and articles

Safe Travels USA Comprehensive

Safe Travels USA Comprehensive offers excellent medical coverage. This includes coverage for acute onset of pre-existing conditions, emergency medical evacuation, repatriation and security evacuation benefits.

Read more »

Diplomat America

Diplomat America comprehensive visitor insurance is a popular plan among Non US citizens visiting US and for US citizens residing abroad making short visits to the US. Also has adventure sports coverage.

Read more »

Which are the best travel insurance companies in USA?

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

Which are the best visitors insurance companies in USA?

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