Global Underwriters Diplomat America insurance reviews, Diplomat America insurance cost, Diplomat America travel insurance reviews

Global Underwriters Diplomat America travel insurance reviews

Ratings
AM Best Rating: "A" (Excellent)

Underwriter
C&F Cayman SPC for and on behalf of ITI SP

Ideal for Visitors to USA Short term coverage for Green card holders

What is Diplomat America travel insurance?

Diplomat America is a comprehensive travel medical insurance coverage for Non-U.S. residents traveling to the United States. Diplomat America Travel health insurance provides coverage in the US for international traveling visiting USA. Global underwriters Diplomat America plan does not participate in any PPO network. The coverage includes accident & sickness medical benefits, travel assistance, AD&D benefits and optional coverage for adventure sports.

Senior Travelers 80 years and over are covered up to $10,000. This valuable travel protection is ideal for students, business and leisure travelers, study abroad, international exchange students, tourists, holiday travelers and church or missionary travelers and US citizens visiting USA.

After buying the plan, At American Visitor Insurance, US Travelers can contact the Diplomat America Customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!

Why choose Diplomat America insurance coverage benefits?

Emergency Medical Evacuation and Repatriation: Covers up to $250,000 maximum limit
Emergency Medical Reunion: Covers up to $50,000 maximum limit
Return of Mortal Remains: Covers up to $50,000 maximum limit
Accidental Death & Dismemberment (AD&D): Covers up to $25,000 as a standard benefit, with optional upgrades available

Who is eligible for Diplomat America Visitor Insurance?

Non US citizens and Non-US residents while visiting the United States.
Coverage is available for individuals, their spouses, and unmarried dependent children aged 14 days to 18 years.
The minimum coverage period is 15 days, and the maximum is 365 days.
his plan is available to the US citizens visiting US on business trips and vacation while living abroad. There is a requirement for a valid international address.

Global Underwriters Diplomat America customer reviews

Reviews, Ratings and Experiences

Thanks for all the help and continued support you have provided. Although one hopes never to use travel insurance, you were a god-send throughout our ordeal. We couldn’t have done it without your continued assistance. Thanks again for everything.

| Massimo

The compassionate care you gave me in the handling of my need, in my hour of need, was exemplary! We never felt like we were merely a case number — we felt the sincerity of your heartfelt response, as I shared my heart with you, both by phone and by e-mail correspondence.

| Marc

I was unlucky enough to fall ill while abroad, and filed two claims; I was quite pleased at how easy and straight-forward this process was. My claims were processed quickly and without loads of red-tape. The representatives I spoke with were polite and helpful, as well.

| Judith

What are the Advantages & Disadvantages of Global Underwriters Diplomat America insurance?

Diplomat America Insurance Advantages
- Deductible per policy period.
- $20,000 coverage for 80+ travelers - best coverage.
- College volleyball players and other sports players can buy Diplomat America plan with the College sports rider.
- Provides an excellent sports rider for adventurous sports such as snowboarding, mountain climbing, and motor scooter.
Diplomat America Insurance Disadvantages
- Pre-Existing Condition Exclusion: 24 months prior to the start date of coverage.
- Plan not available for travelers traveling outside of US.
- Refund of premium after deducting processing charges if intimated before the effective date of the policy.

What are the working example of using Diplomat America insurance?*

Let us take an example of Plan-A: The medical bill is $25,000; Deductible is $100 and choosen Policy Maximum is $50,000.

full_coverage
Insurance coverage $50,000
attach_money
Deductible $100 per certificate period
draft
Medical expenses Claims$25,100

The insured must pay the deductible ($100) before the insurance plan pays anything. Since the policy maximum coverage is $50,000. and the total amount billed is $25,000, the policy will pay 80% of first $5,000 then 100% up to the policy limit ($50,000). In this case the insured expense after the deductible is 20% of first $5,000, which is $1,000. Thus your final expense is $1,100 while the insurance company will cover the remaining $24,000.

Expense	Amount billed	Amount Insurance Pays	Amount Insured Owes
Deductible	$100	$0	$100
Hospital Room Rent	$9,000	$8,000	$1,000 (20% of first $5,000)
Surgery	$15,000	$15,000	$0
X Ray	$1,000	$1,000	$0
Total	$25,100	$24,000	$1,100

* Disclaimer:- We have done everything to the best of our ability to make the insurance information up-to-date and accurate. However this information does change periodically and we cannot guarantee 100% accuracy.

Diplomat America Travel Medical Insurance - FAQ's

Yes. Diplomat America covers pre-existing conditions after 24 months of waiting period.

Global Underwriters insurance is a leader in underwriting and administration of international health care systems for travelers. With over 50 years of involvement and expertise in the travel insurance industry Global Underwriters offer travel medical insurance for individuals traveling on business, vacationing or migrating to a foreign country.

Global Underwriters insurance has specially curated travel insurance plans to offer world-class service for International Accident & Sickness Medical coverage.

Some of the different types of travel insurance plans offered by Global Underwriters are:

The different types of travel insurance plans offered by Global Underwriters have different coverage options and benefits. For example, the Diplomat America plan provides coverage for non-U.S. citizens traveling to the United States, while the Diplomat International plan provides coverage for U.S. citizens traveling outside of the United States. The Diplomat Long term is useful for longer stays beyond 90 days.

You can purchase Global Underwriters Insurance on American Visitor Insurance at buy Diplomat insurance. You can also call them at (877)-340-7910 to get more information on how to apply for Global underwriters travel health insurance from licensed insurance agents.

The main requirements for applying for Global Underwriters insurance is the travelers passport details and the travel dates. You can apply for Global Underwriters insurance online on American Visitor Insurance or call (877)-340-7910 to get help in applying for Global Underwriters insurance.

Global Underwriters insurance is available for international visitors outside their home country.

Yes, Diplomat America travel insurance offers some customization options to suit individual needs. You can choose from optional add-ons, such as coverage for hazardous activities or sports, and adjust the policy limits based on your requirements.

Yes, Diplomat America Visitor Insurance is a good option for international travelers visiting the United States. It offers comprehensive coverage, affordable and flexible options, and key benefits that can be valuable for travelers.

Yes, you can purchase Diplomat America Insurance for your family. This insurance covers individuals, their spouses, and unmarried dependent children aged 14 days to 18 years. This makes it a suitable option for your families traveling together to the United States. Each family member will need to meet the eligibility criteria, and also you can customize the coverage for each individual if necessary.

global underwriters diplomat American plan Insurance provides coverage for a minimum of 15 days and up to a maximum of 365 days. However, the policy is not renewable, so you would need to purchase a new policy if you require coverage beyond the initial term.