Diplomat America Insurance Reviews, Best quotes of Diplomat America Insurance, Review of Diplomat America Insurance for Traveling to USA

Global Underwriters Diplomat America Insurance Reviews

Ratings
AM Best Rating: "A" (Excellent)

Underwriter
C&F Cayman SPC for and on behalf of ITI SP

Ideal for Study abroad and international exchange students US citizens visiting USA

Diplomat America insurance review

Diplomat America Insurance offers medical insurance coverage for Non-U.S. residents traveling to the United States. The coverage includes accident & sickness medical benefits, travel assistance, AD&D benefits and optional coverage for adventure sports. Senior Travelers 80 years and over are covered up to $10,000. This valuable travel protection is ideal for students, business and leisure travelers, study abroad, international exchange students, tourists, holiday travelers and church or missionary travellers and US citizens visiting USA.

Key benefits of Diplomat America Insurance

Available for Green card holders

Pre-existing condition

Comprehensive Plan

Sports coverage

Student coverage

Emergency medical evacuation

Diplomat America Visitor Insurance - Key Highlights

This plan is for Non Us citizens and Non US residents visiting the US.
This plan is available to the US citizens visiting US on business trips and vacation while living abroad. There is a requirement for a valid international address..
This plan is not available for citizens of Australia and Iran.
The plan covers 80% of eligible expenses up to $5000 and then covers 100% after the deductible.
This plan covers COVID-19 as any other illness provided the illness is not already existing before the purchase of the plan.
This plan is not available for travel to Afghanistan.

Customer Reviews

Reviews, Ratings and Experiences

The compassionate care you gave me in the handling of my need, in my hour of need, was exemplary! We never felt like we were merely a case number — we felt the sincerity of your heartfelt response, as I shared my heart with you, both by phone and by e-mail correspondence.

| Steve E

Thanks for all the help and continued support you have provided. Although one hopes never to use travel insurance, you were a god-send throughout our ordeal. We couldn’t have done it without your continued assistance. Thanks again for everything.

| Joan

I was unlucky enough to fall ill while abroad, and filed two claims with IMG; I was quite pleased at how easy and straight-forward this process was. My claims were processed quickly and without loads of red-tape. The representatives I spoke with were polite and helpful, as well.

| Kelli M

Advantages and Disadvantages of Diplomat America Insurance

Diplomat America Insurance Advantages
- Comprehensive coverage plan.
- The plan pays co-insurance 80% of Covered Expenses up to $5,000 and 100% thereafter up to the selected policy maximum.
- Deductible per policy period.
- $20,000 coverage for 80+ travelers - best coverage.
- Provides an excellent sports rider for adventurous sports such as snowboarding, mountain climbing, and motor scooter.
Diplomat America Insurance Disadvantages
- Not renewable.
- Pre-Existing Condition Exclusion: 24 months prior to the start date of coverage.
- Plan not available for travelers traveling outside of US.
- Refund of premium after deducting processing charges if intimated before the effective date of the policy.

An Overview of Diplomat America Insurance

Eligibility

Non US citizens and Non-US residents while visiting the United States.
This plan does not offer coverage for any travel outside the United States.

Renewability

The plan is not renewable, if additional coverage time is needed, a new application must be completed.

Acute on set of Pre-existing condition

24 months waiting period.

Coinsurance

The plan pays 80% up to $5k of eligible costs, then 100% to the medical maximum. Additional $250 deductible for each emergency room visit as a result of an Illness is available.

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A working example of using Diplomat America insurance*

Let us take an example of Plan-A: The medical bill is $25,000; Deductible is $100 and choosen Policy Maximum is $50,000.

Insurance coverage is $50,000
Deductible is $100 per certificate period
Coinsurance for claims incurred inside US: After the deductible, 80% of first $5,000 and then 100% to the policy limit
Total medical expenses is $25,100

The insured must pay the deductible ($100) before the insurance plan pays anything. Since the policy maximum coverage is $50,000. and the total amount billed is $25,000, the policy will pay 80% of first $5,000 then 100% up to the policy limit ($50,000). In this case the insured expense after the deductible is 20% of first $5,000, which is $1,000. Thus your final expense is $1,100 while the insurance company will cover the remaining $24,000.

Expense	Amount billed	Amount Insurance Pays	Amount Insured Owes
Deductible	$100	$0	$100
Hospital Room Rent	$9,000	$8,000	$1,000 (20% of first $5,000)
Surgery	$15,000	$15,000	$0
X Ray	$1,000	$1,000	$0
Total	$25,100	$24,000	$1,100

* Disclaimer:- We have done everything to the best of our ability to make the insurance information up-to-date and accurate. However this information does change periodically and we cannot guarantee 100% accuracy.

Diplomat America Travel Medical Insurance - FAQ's

Diplomat America is an accident and Sickness medical coverage available for Non-U.S. residents traveling to the USA.. This valuable travel protection is ideal for students, business and leisure travelers, study abroad, international exchange students, tourists, holiday travelers and church or missionary travellers and US citizens visiting USA.

Yes. Diplomat America covers pre-existing conditions after 24 months of waiting period.

Yes. Diplomat America covers Athletic & Hazardous Activity sports.

Global Underwriters insurance is a leader in underwriting and administration of international health care systems for travelers. With over 50 years of involvement and expertise in the travel insurance industry Global Underwriters offer travel medical insurance for individuals traveling on business, vacationing or migrating to a foreign country.

Global Underwriters insurance has specially curated travel insurance plans to offer world-class service for International Accident & Sickness Medical coverage.

The Global Underwriters travel insurance cost will depend on the age of the traveler, the type of coverage and the length of the journey. Typically, travel health insurance policies can start even as low as $1 per day but is much higher for older travelers.

Some of the different types of travel insurance plans offered by Global Underwriters are:

The different types of travel insurance plans offered by Global Underwriters have different coverage options and benefits. For example, the Diplomat America plan provides coverage for non-U.S. citizens traveling to the United States, while the Diplomat International plan provides coverage for U.S. citizens traveling outside of the United States. The Diplomat Long term is useful for longer stays beyond 90 days.

You can purchase Global Underwriters Insurance on American Visitor Insurance at buy Diplomat insurance. You can also call them at (877)-340-7910 to get more information on how to apply for Global underwriters travel health insurance from licensed insurance agents.

The main requirements for applying for Global Underwriters insurance is the travelers passport details and the travel dates. You can apply for Global Underwriters insurance online on American Visitor Insurance or call (877)-340-7910 to get help in applying for Global Underwriters insurance.

Global Underwriters insurance is available for international visitors outside their home country.