Diplomat America comprehensive travel insurance

Diplomat America Insurance Cost

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Diplomat America international travel insurance, ideal for diplomats

diplomat america for visiting USA

The international travel health Insurance industry has immensely hugely thanks to the growing number of visitors to the US and US residents traveling overseas. Travelers of all ages travel internationally, be it for business, vacation, higher education, visiting family or simply exploring a different part of the globe.

There are several US insurance providers who offer comprehensive travel health insurance plans online which makes it easy for visitors to buy the plan instantly. Diplomat America travel health insurance plan offered by Global Underwriters is a comprehensive plan that is available for Non US citizens visiting US and for US citizens residing abroad to make a short visit to the US.

This plan has a maximum lifetime of 12 months. Here is an example of how the Diplomat America Insurance plan works. This plan is also known for its coverage for adventure and hazardous sports activity, which however needs an additional Hazardous Activity Rider.

This plan covers sports activities like motorcycling, scuba, diving, jet, snow and water skiing, mountain climbing, sky diving, amateur racing, piloting, bungee jumping, spelunking, whitewater rafting, surfing and parasailing. Athletic events include tennis, swimming, cross country, track, baseball, softball, volleyball and golf sports only. This plan also offers coverage for medical expenses, medical evacuation, political and disaster evacuation expenses.

This plan provides a policy maximum of $50,000 and $100,000 for the people in the age range of 70 to 79 years which makes this plan more suitable for most of the senior travelers.

Diplomat America Insurance with Covid19 coverage

Diplomat America Insurance offers coverage for covid-19 as a new sickness. It is available for Non-US citizens or residents travelling to the US. Pre-existing ailments are however excluded, which means that travelers infected before the plan effective date, will be considered as an pre-existing medica condition and will not provide coverage for that ailment.

Key benefits of Diplomat America Insurance

Available for Green card holders

Pre-existing condition

Comprehensive plan

Sports coverage

Coverage for Students

Medical Evacuation

What does visitor travel insurance cover?

Health care expenses

Covers hospital expenses for sickness or accidents.

Doctor visit

Insures Doctor visits for sudden injury or sickness.

Pharmacy drugs

Doctor prescribed eligible pharmacy drugs expenses.

Pre-existing conditions

Some plans insure acute onset of pre-existing conditions coverage.

Medical evacuation

Medical evacuation expenses to nearest facility included.

Repat of remains

Repatriation of remains to home country included.

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Diplomat America insurance Reviews

Insurance provider
Global Underwriters
Diplomat America rating
AM Best Rating: "A" (Excellent)
Policy maximum
  • $50k $100k $250k $500k $1M
  • Age 80+: $20k
Deductible options
$0 $50 $100 $250 $500 $1k $2,500 $5k
Diplomat America insurance underwriter
Underwritten by C&F Cayman SPC for and on behalf of ITI SP.
Plan life
15 days to 365 days.
Coinsurance of Diplomat America
80%

The plan pays 80% of eligible expenses up to $5k, then 100% up to the Maximum Limit.

Diplomat America Links

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Steps to buy
Diplomat America international health insurance for diplomats online

 1: Finding the available Diplomat America international health insurance plans

Complete the Diplomat America Insurance quote form by providing details of the traveler and insurance requirements

 2: Compare the different travel insurance

Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.

 3: Buy the travel insurance that suits the best

Purchase the plan that fits your requirements and budget best by using a credit card and completing the online application.

 4: Review the Diplomat America Insurance plan documents received by email

Review the travel insurance policy documents received by email closely for coverage details and relevant contact numbers.

us visitors insurance online

Global Underwriters Travel insurance - FAQ's

Global Underwriter insurance - FAQ's

01. Is Global Underwriters a reliable insurance company?

Global Underwriters insurance is a leader in underwriting and administration of international health care systems for travelers. With over 50 years of involvement and expertise in the travel insurance industry Global Underwriters offer travel medical insurance for individuals traveling on business, vacationing or migrating to a foreign country.

Global Underwriters insurance has specially curated travel insurance plans to offer world-class service for International Accident & Sickness Medical coverage.

02. What is the cost of Global Underwriters travel insurance?

The Global Underwriters travel insurance cost will depend on the age of the traveler, the type of coverage and the length of the journey. Typically, travel health insurance policies can start even as low as $1 per day but is much higher for older travelers.

03. What are the different types of Global Underwriters travel insurance?

Some of the different types of travel insurance plans offered by Global Underwriters are:

04. What is the difference between the Global Underwriters insurance plans?

The different types of travel insurance plans offered by Global Underwriters have different coverage options and benefits. For example, the Diplomat America plan provides coverage for non-U.S. citizens traveling to the United States, while the Diplomat International plan provides coverage for U.S. citizens traveling outside of the United States. The Diplomat Long term is useful for longer stays beyond 90 days.

05. How do I purchase Global Underwriters Insurance?

You can purchase Global Underwriters Insurance on American Visitor Insurance at buy Diplomat insurance. You can also call them at (877)-340-7910 to get more information on how to apply for Global underwriters travel health insurance from licensed insurance agents.

06. What are the requirements for applying for Global Underwriters insurance?

The main requirements for applying for Global Underwriters insurance is the travelers passport details and the travel dates. You can apply for Global Underwriters insurance online on American Visitor Insurance or call (877)-340-7910 to get help in applying for Global Underwriters insurance.

07. For which countries can I buy Global Underwriters travel insurance?

Global Underwriters insurance is available for international visitors outside their home country.

08. What is the eligibilty to buy Global Underwriters insurance?

To be eligible for Global Underwriters insurance coverage, you must not be a citizen of the host country you are traveling to.

09. Is there coverage for covid illness in Global Underwriters travel insurance?

GlobalUnderwriters insurance covers covid as a new sickness in their Diplomat America Insurance and Diplomat Long Term travel insurance plans for Non US citizens and Non US residents visiting the US.

10. Is Global Underwriters insurance a legit company?

Global underwriters insurance reviews indicate that it has left its presence in the travel insurance industry for several years. The international medical insurances are designed to cater to the medical risks for US and non US Citizens who travel overseas for various reasons.

Global Underwriters reviews indicate that along with their comprehensive international accident & sickness medical insurance plans, they also offer special risk insurance products like Defense Base Act, Kidnap & Ransom and business travel accident coverage.

11. Why should I buy travel insurance from Global Underwriters?

Global Underwriters insurance has many years of expertise and offers exceptional service to its customers worldwide. Global Underwriters has a plan for all international travelers. The Claims processing, underwriting division are committed to provide good insurance solutions for travellers.

12. Does Diplomat Insurance cover covid illness?

Diplomat travel insurance will cover eligible medical expenses resulting from COVID. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.

13. What is Travel health insurance coverage

Planning to travel overseas needs detailed and well balanced planning of the trip. It is very important for travelers to buy travel health insurance while travelling away from their home country and if you plan for a long trip then long term holiday planner coverage is needed. A travel insurance cover will provide protection towards all sudden accidents and illness. While traveling to the US, international travelers should include a visitors insurance cover for a safe and stress free travel.

The domestic health insurance of the home country invariably provides little or no coverage in a new country. A visitors medical diplomat insurance plan will protect the insured from huge medical bills in case of hospitalization in a foreign country. An insured traveler can get cashless medical facilities up to the insured amount within the US.

14. What is travel health insurance plan?

A travel health insurance (also known as visitors insurance) plan provides coverage for travelers outside their home country for both long and short trips as opposed to domestic health insurance which cover offers protection for the insured within their home country.The visitors medical insurance offers protection both for medical and travel accidents and illness while on an international trip.

The insured receive medical care and assistance for unexpected medical and travel events while travelling overseas.
Visitor health insurance is available for all categories of the travelers like for vacationers, business men, Students, short visits and annual multi-trips depending on the duration of the stay and the visa type of the traveler.

15. What does visitors medical insurance cover?

A visitors health insurance plan covers:

  1. Any new sickness or injury that occurs during the trip after the start of the policy.
  2. Accidents or illness occurred during the trip
  3. Medical emergencies and medical evacuation
  4. Cover for hospital treatment, doctor expenses and prescribed drugs
  5. Some plans cover acute onset of pre-existing conditions
  6. Dental emergencies (again offered by some insurance plans)

16. What does the visitor health insurance not cover?

  1. Preventive care like routine health checks, physical examinations, inoculation, vaccination
  2. Regular treatment for pre-existing conditions
  3. Medical emergencies and medical evacuation
  4. Maternity coverage if conception occurs before purchase of visitor health insurance

17. What are the different types of visitor insurance plans?

There are broadly two types of visitors health insurance that a traveler can choose based on their travel requirements.
Fixed benefit travel insurance coverage: A fixed benefit insurance plan is a basic plan with lower benefits and lower premiums. These covers offer basic standard medical coverage and stay in case unforeseen medical or travel events occur while traveling away from home country. There are few plans that cover acute onset of pre-existing conditions up to a certain limit.

Comprehensive travel insurance coverage: Comprehensive travel insurance offers exhaustive coverage but are more expensive when compared to the fixed benefit plans. Most of the comprehensive plans offer coverage for acute onset of pre-existing conditions. The insured can visit doctors within their PPO network to get cashless services. There are many US insurance providers who offer good comprehensive visitors health insurance plans like Patriot America Plus, Safe Travel USA Comprehensive, Atlas Travel and Liaison Travel Plus.

18. How can the insured use US visitor health insurance?

Hospitals and Urgent care – the Insured can produce their visitor medical insurance card at the urgent care in an event of falling sick or injured while in the US. If the insured requires medical assistance then he can visit a hospital where cashless medical services can be availed.

Prescriptions – The insured can buy prescribed medicines for a medical ailment that occurs during travel and file a claim for reimbursement along with the proof of the receipt.
Travelers to the US or anywhere outside their home country should have adequate visitor insurance coverage for a safe journey.

19. Is Covid covered for Diplomat International?

For Diplomat International plan: Covid is excluded on the Diplomat International plan. This plan does not cover any claim in any way caused by or resulting from:

  1. Severe acute respiratory syndrome covid (SARS-CoV-2).
  2. any mutation or variation of SARS-CoV-2.
  3. any fear or threat of a), b) or c) above.
  4. For travel insurance, please buy Diplomat longterm insurance with Global Underwriters travel medical coverage.

Factors that determine the cost of US travel insurance plans

Age of the traveler

The cost of travel insurance is directly proportional to the age of the traveler. The older the traveler and greater will be the cost of the visitors health insurance.

Type of travel insurance

Comprehensive travel insurance which provide exhaustive coverage are more expensive than fixed benefit travel insurance

Medical maximum coverage and deductible options

The price of Diplomat America travel medical insurance is directly dependant on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.

Region of coverage

Travel insurance depends on the coverage region. The cost for visitor health insurance for the United States is most expensive.

Fixed benefit of Comprehensive travel insurance

Fixed benefits visitor insurance are cheaper while comprehensive US travel insurance with exhaustive coverage are more expensive.

Duration of travel insurance

The longer the duration of visitor medical insurance required, the higher will be the cost.

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