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American travel insurance, Best travel insurance for US citizens

Trip Cancellation Insurance

Trip insurance plans are commonly known as trip cancellation or trip interruption insurance.



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Travel Insurance

Popularly known as Travel medical insurance or visitors health insurance, these plans are designed with a focus on the health insurance coverage of the traveler.


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Covid19 travel insurance for US citizens
The Covid19 pandemic is a global challenge and continues to be the biggest concern for all countries. There have been exceptional global travel restrictions placed at national borders to prevent the transmission of the virus. Due to forced lockdown so many US travelers are stranded outside the US. At American Visitor Insurance, we are committed to getting you the best covid 19 travel insurance for Americans. US travelers can find the ideal travel insurance with Covid19 coverage plan by comparing Covid19 travel insurance for US citizens.
Following are the insurance providers Trawick International, INF insurance, Tokio Marine HCCMIS, Global underwriters and Seven corners who offer international travel medical insurance coverage for coronavirus.

Trawick International Insurance:

Trawick International offers international medical insurance for coronavirus (covid-19) with their Safe Travel insurance plans. Safe Travel Outbound plans are available for up to 6 months and are for US residents traveling outside the US. Trawick International offers the following plans:

Global Underwriters:

Diplomat Long term Insurance must be bought for a minimum of 3 months and has a plan maximum options of $500,000 and $1,000,000 for medical expenses. Pre-existing ailments are however excluded, which means that travelers infected before the plan effective date, will be considered as an pre-existing medical condition and will not provide coverage for that ailment.

Seven Corners covid travel insurance for Coronavirus:

Liaison Travel Plus Insurance is the Seven Corners travel insurance that covers covid19 for US citizens travelling outside US. The Seven corners Covid19 international medical insurance treatment benefit is available for COVID-19 (the disease); SARS-Cov-2 (the virus); and Any mutation or variation of SARS-CoV-2.

Tokio Marine HCCMIS covid health insurance for international travel:

Atlas International, Atlas Premium and Atlas Essential insurance with coronavirus coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion

INF travel insurance:

If US citizens are visiting Canada or Mexico, they can consider buying INF insurance. As ever, we here at American Visitor Insurance try to bring you the most accurate and up-to-date information we can about the policies available to you and your loved ones during these trying times. If you have any questions or doubts, feel free to call us anytime or send us an email. Remember that if you want a specific quote from us, we need to know the age(s) of the traveler(s) and the dates (or amount of time) they will need the policy for and where they are traveling to (and sometimes from).

US citizens traveling overseas from the USA

US citizen travel insurance

Travel medical insurance for US citizens mainly insure the health of the traveler for unexpected sickness or accident while traveling outside the United States.


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Trip Cancellation insurance

Trip cancellation plans insure both the health of the traveler as well as the cost of non-refundable trip expenses should the trip get cancelled or is interrupted.


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Older US travelers on Medicare

Older US travelers on Medicare have limited health insurance coverage while outside the US. Good US citizens travel health insurance is very important in this situation.

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US Students abroad

Good student medical insurance is important while outside the USA. US students overseas should buy good US student health insurance while studying overseas.



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Covid 19 Annual travel insurance for Coronavirus, Covid multi trip travel insurance

These are certainly scary times for international travelers with regular corporate travelers being particularly vulnerable to the Covid pandemic. In this context it is important to buy the best annual travel insurance with Covid coverage. If you are an international traveler without health insurance or if it will run out soon, do consider buying an alternative annual travel insurance with coronavirus coverage. At American Visitor Insurance we are committed to getting you the most appropriate international travel insurance covid policy you need even under these difficult circumstances.
Trawick Trawick International Covid19 yearly travel insurance Safe Travel Basic/Deluxe/Executive Annual provides annual comprehensive travel medical coverage for COVID 19.
  • Available for US residents only up to age 81 years
  • Maximum trip length is 30 days per trip
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seven corners logo Seven Corners annual multitrip covid19 insurance Wander Frequent Traveler Plus covers frequent international travelers and provides Covid19 annual travel insurance
  • Available for both US and Non US citizens up to 75 years
  • Maximum trip length is 30, 45, or 60 days per trip
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Tokio Marine HCCMIS TokioMarine HCCMIS Coronavirus annual travel insurance Atlas Multi trip offers coverage for unexpected medical expenses, including eligible expenses related to Covid19
  • Available for both US and Non US citizens up to 75 years
  • Maximum trip length is 30 or 45 days per trip
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Best American travel insurance, Best US citizen travel insurance

Traveling on a hard earned vacation to a dream destinatin can be expensive. Planning the details of a vacation, booking the airline, cruise and hotel tickets involve both time and money. Ensure that your well deserved vacation or even your business travel is not wrecked by unforeseen adverse circumstances by purchasing proper travel insurance. At American visitor insurance, we have tools and provide information to help you find the best travel insurance for us citizens.

Short term insurance

For short term travel vacations ranging from a few weeks to few months (less than a year). This covers all catastrophic health care expenses, but does not include coverage for preventive care and has limited cover for pre-existing conditions.

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Long term insurance

Ideal for expats working overseas and for US pensioners living outside the US. These plans offers comprehensive coverage for preventive-care, pre-existing conditions, mental health, dental and vision benefits.


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The plans offered here provide coverage for medical expenses related to hospitalization, medical evacuation and repatriation. Thanks to the adventurous nature of Americans and recently to the strength of the US Dollar, there has been a huge increase in the number of Americans traveling overseas. Over 72.5 million US travelers went overseas in 2016.

The top five destinations are: Mexico (27 million), Canada (12.9 million), the Europe (12.5 million). Within Europe United Kingdom, France, Italy and Spain are the most popular.

However recent trends indicate that while travel to traditional destinations of Canada, Mexico and Europe have remained steady, new destinations such as India, China, South Korea, Dubai, Israel, regions in Central and South America have found favor with US travelers. Here is an article which says in detail how to insure your trip expenses.
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Trip Cancellation Insurance vs Travel Medical Insurance
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Best health insurance for visitors USA

Travel insurance for USA, US travel medical insurance

US citizens visiting USA

Travel insurance for US citizens living abroad and visiting the US for a short visit

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Foreign nationals visiting USA

Travel insurance for tourists and foreign nationals on other non-immigrant visas visiting the United states

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Travel insurance America, Best travel insurance for Americans

Travel medical insurance for US citizens popularly known as visitors health insurance plans are designed to insure the health of the traveler for any sickness or accidents.

Trip cancellation insurance

Insuring the cost invested while planning a trip or cruise vacation.


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Travel medical insurance

Coverage for medical expenses related to hospitalization, medical evacuation and repatriation.

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Expatriate insurance

The plans offer comprehensive major medical coverage in all countries.


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Group insurance

Companies send group of five or more employees for a company holiday.


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Senior citizen insurance

US Senior Citizens and pensioners above 65 years require comprehensive health insurance coverage while outside USA as Medicare doesn't offer full coverage outside US national borders.



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Annual travel insurance

These plans are ideal for regular international travelers who make many overseas trips annually. The annual multi-trip plans provide coverage for a whole year, while having a maximum limit for the length of each international trip. Business travelers find the annual trip plans very useful and price effective, as opposed to buying insurance for each of their overseas trips.

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Trip cancellation insurance and travel insurance for US citizens and US residents

Another option is to purchase trip or travel insurance which will reimburse you for cost of the trip should you have to cancel or interrupt your trip. These policies are only available to US residents (you do not necessarily have to be a US citizen, a US address will do). These policies, if you go on your trip as expected, also cover any sudden medical expenses that should arise. These policies are well thought out for travelers with reunion costs; costs for dependent children should they need an escort home; lost baggage and connections, etc. These can be an excellent way to protect the investment you make on a trip. Compare Best Trip Cancellation Insurance and buy a plan to protect your trip investment expenses.

Long term Europe visa insurance for US citizens

US citizens are rarely required to buy insurance while they travel abroad. However, for Americans who wish to stay in Europe for a longer stay, they have requirements similar to other citizens for "Schengen visas". One requirements for being issued a Schengen long term visa is to have proper health insurance in Europe. These travel insurance plans are very affordable and can be purchased easily once you choose the one that's right for you. Compare Popular travel health insurance plans for long term Europe Visa.

American travel insurance, travel insurance USA - Frequently asked questions

There are some USA Covid travel insurance plans available for travel that cover covid 19 as a new illness. US citizens can compare best Covid travel insurance plans and buy it online. There are currently three US insurance providers namely namely Trawick International, INF insurance and Global Underwriters who offer US international travel insurance coverage for coronavirus. US students studying abroad can buy the Student Secure Covid19 health insurance plan from TokiomarineHCC: which will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2

For those who are looking for long term Global medical insurance coverage, or International health insurance (as opposed to short term travel medical insurance), these must be purchased annually but can be paid for monthly, semi-annually, biannually or annually. The annual option will be the most cost-effective. An annual plan which includes coverage in the US for a person aged 35 can cost from $942 per year for a fixed plan with a $1 million maximum to $1700 for a comprehensive plan with a $5 million maximum and both with a $1000 deductible. A person who does not need coverage in the US, can pay either $706 or $1274 for those same plans. Coverage which would include maternity costs would be as low as $2100 for outside the US or $3087. Remember that the application process for these plans does require an extensive questionnaire about medical history and is not guaranteed like other short term plans available

The answer to that question is: Do you really have coverage when you are traveling domestically? The ugly truth of today's world is that our domestic insurance plans seem to cover less and less and are more and more expensive. I can only speak for myself, but in my case, me and my family are covered well only in-state. If we travel out of state, the coverage drops to 70% which, to my mind, is crazy un-safe (but that's just me). So, I have purchased a secondary plan which covers me while I am 100 miles or more away from home. This, thankfully, includes most nearby and frequents out-of-state destinations. Now I feel the family can go skiing out-of-state worry free.

Travel insurance plans for older US travelers with Medicare coverage

 US senior citizens with Medicare need international travel insurance as Medicare offers limited or no coverage outside USA. Travelling overseas involves risks especially for older travelers and costs of medical evacuation and health care outside the United States is expensive. Buying Medicare Supplemental international Travel insurance coverage for older US travelers is strongly recommended.

Travel health insurance for US senior citizens (65+ years) overseas

Globehopper insurance offered by International Medical Group (IMG) is a travel health insurance plan specifically designed for US citizens and US permanent residents 65 years and older. The GlobeHopper Senior plan is available either as the GlobeHopper Single-Trip plan for single trips with coverage from 5 days to 365 days, or as the GlobeHopper Multi-trip plan which covers a period of 12 months with a maximum of 30 days for each overseas trip. The GlobeHopper Senior plan is very popular as it provides coverage up to $1 million for travelers less than 79 years and $100,000 for travelers more than 80 years old. The plan includes $2,500 cover for sudden unexpected recurrence of an existing medical ailment and $25,000 for emergency medical evacuation


Globehopper travel insurance for older US travelers

Compare Safe Travels Outbound vs Cost Saver from Trawick International

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Trip insurance for US citizens traveling within the United States

Many of us have limited medical insurance which includes high deductibles and coinsurance rates. This is particularly true when we travel even if within the US but outside our home state. It is therefore important to buy trip insurance even when traveling within the US. At American Visitor Insurance, we also offer trip insurance for US citizens traveling within the United States.

These short-term trip insurance plans can be bought for trips up to 30 days and will cover the travelers while they are away from home on a designated trip. Travelers can insure the cost of our trip, which includes the cost of a airline ticket, a cruise, hotels, or any other non-reimbursable costs of a trip, or we can keep this coverage to a minimum ($50 to $100 per person) and get coverage mainly for the medical benefits while on the trip.

These trip insurance plans are designed for travelers with coverage for trip interruption, taking care of children, pets, and travel companions while traveling. They can provide peace of mind while traveling within the country or even to a different country! You can use our TRIP QUOTE COMPARE ENGINE to compare trip insurance plans.
These plans insure you in three ways:
  1. Cost of your trip,
  2. Unexpected medical expenses while on the trip
  3. Loss or damage to your possessions.
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The policies available for use by US citizens or US residents for trips within the US are:
  1. Round Trip Series offered by SevenCorners
  2. iTravel Series offered by International Medical Group (IMG).
The Round Trip Series by SevenCorners is a three-tiered series of plans with good, better, best plan with Round Trip Economy, Round Trip Choice, and Round Trip Elite. There is an additional cost for the number of days which exceed 30 days, but you can have a trip last up to 90 days. There is also the optional coverage for loss of ski days and equipment and lost golf rounds and rental. Note that insuring a trip for $0 to $500 gives the same, lowest rate available.
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The iTravel Series offered by IMG is also a three-tiered series of plans: Travel Lite, Travel SE, and Travel LX. The Travel SE has a nice benefit that children under 10 are "free" with a paying adult which can make it very affordable for family travel. Note that insuring a trip for $0 to $499 gives the same, lowest rate available for the plans.
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Interesting facts about US international travelers

  • An estimated 39 percent of US travelers were from the Mid-Atlantic States (New York, New Jersey and Pennsylvania), followed by 19 percent from South Atlantic states and 14 percent from the Pacific states.
  • The top ports of departure were New York, Miami, Los Angeles, Newark, Atlanta and Chicago which accounted for over 60 percent of US departures.
  • The main reason for overseas travel accounting for 40 percent of travelers was leisure/recreation/holiday. Visiting family and friends was the second most popular reason at 37 percent.
  • The average length of travel (number of nights) outside the US increased to 18.5 nights in 2009 compared to 18.0 nights in 2008.
  • Top leisure activities for US travelers other than dining in restaurants and shopping were visiting historical places, visiting small towns and villages, sightseeing in cities, visiting cultural heritage sites and touring the countryside.

Travel tips for Americans traveling overseas

Americans visiting a foreign country must seek the appropriate visa from the consulate. The visa application can be submitted at the nearest consulate or embassy office. The processing of visa can take a certain time depending on the country of visit. US citizens are encouraged to submit the application well in advance to their travel dates. Those who are traveling abroad from the US for the first time can easily learn about the food habits, languages, people, culture... onine. It helps to do a little research about the weather, restaurants, sightseeing spots, currency... before leaving the USA.

Americans traveling overseas must be aware that their US domestic health insurance policy rarely travels with them outside the US national borders. International travelers need to buy insurance. Travelers should also be aware of the difference between Travel Insurance and Travel Medical Insurance. Travel insurance will insure the financial investment for the trip which typically includes the cost of lost baggage and cancelled flights. However it may not cover costs for medical expenses that a traveler may incur while abroad.
Travel Medical Insurance on the contrary does cover the costs of medical expenses that the traveler may unexpectedly incur while overseas. Given the high cost of healthcare, proper medical insurance coverage during one's overseas journey is not a luxury but a basic requirement.
Travel medical insurance plans are available as either fixed or comprehensive medical benefit plans. US travelers can choose the type of plan that best fits their needs using the compare tool on our website.

Travel insurance is a great way to protect your investment in travel and/or take care of you and your loved ones while traveling abroad. Many of the domestic US policies will not cover or have limited coverage while abroad. You should definitely check to see what yours will do for you when you travel. The nice part about the travel insurance plans is they are economical and they have literally thought of everything and have experience with just about everything you can imagine. They will not only cover the expenses you may incur in a hospital, but they will also give you a per diem for each day spent in the hospital. Did you know that in some countries, your food is not included in your hospital expense and stay? Also, if you are incapacitated, what about your kids or pets along on the trip? Plans offer an economy fare ticket for someone of your choosing to come to you and get the kids home safely without you. Don't want to be left behind in a foreign hospital? You can arrange for someone of your choosing to come to your bedside until you can return home. Of course, we would rather think about everything going smoothly and well, but a little time and cost can really save the day and help you should you need it!

USA students study overseas insurance plans

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Medical evacuation coverage

Travelers who are US residents have more options than other travelers when choosing their health insurance for international travel. There are plans that will cover only health expenses while abroad. You should be aware that many domestic plans will not cover you while outside the US. Or, if you have coverage while abroad, you might want to consider a plan that covers repatriation and emergency medical evacuation. If you want only this type of coverage, you can consider these plans.
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Cruise travel insurance

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Individual Travel Insurance
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Trip insurance vs Travel health coverage vs Global medical insurance
Confused whether to buy trip, travel or global health insurance? Understand the differences!
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