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Seven Corners Trip Protection Insurance Plans

Seven Corners Trip Protection Insurance Cost Calculator

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Why Do You Need Trip Protection Insurance? Is Buying Trip Insurance Worth It?

A trip is meant to be enjoyable and fun, to ensure that it remains so, you need to insure your tip. Anything adverse can happen to disrupt your travel, and trip protection plans by Seven Corners are desiged to help you deal with these disruptions with ease.

Here are some examples of possible trip disruptions where Seven Corners Trip protection insurance can come to your rescue :
  • You have spent a lot of money on your airline tickets and hotel bookings, but just before your travel you or a family member fall ill forcing you to delay your travel. Any delay or interruption to your travel can be very expensive.
  • You can fall sick or even have an accident during your travel and need emergency medical service.
  • You need to be evacuated to a facility with the required healthcare facilities for you in the event of a medical emergency.
  • You loose your baggage or passport, or your baggage is damaged.

Seven Corners Trip Protection Insurance for US Residents

Trip Protection Basic

One of the affordable travel investment protection plans offering basic coverage at cheapest rates.Offers coverage for U.S residents and U.S citizens who wish to travel within the U.S or travel overseas /internationally


Plan Details Buy online

Trip Protection Choice

Trip protection plan offer a wide range of extra options at good prices to get more coverage if required.Offers coverage for U.S residents and U.S citizens who wish to travel within the U.S or travel overseas /internationally


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Trip Protection Elite

Trip Protection Elite offers coverage for residents of Missouri, New York, Pennsylvania and Washington travelling in the United States /internationally.Covers in the event of an accident, sickness or loss while traveling.


Plan Details Buy online for Individual Buy online for Group

Trip Protection Economy

Trip Protection Economy offers coverage for residents of Missouri, New York, Pennsylvania and Washington travelling in the United States /internationally.Covers in the event of an accident, sickness or loss while traveling.


Plan Details Buy online

Does Seven Corners Travel Insurance Offer Primary or Secondary Medical Coverage?

When choosing a Seven Corners Trip Protection plan, understanding whether the medical coverage is primary or secondary is important because it affects how quickly your claim is paid and how much paperwork you need.

Primary Medical Coverage (Pays First):

Primary coverage means Seven Corners pays your eligible medical bills before your domestic health insurance, helping you avoid delays and extra steps. Seven Corners Plans with Primary Medical Coverage.

Trip Protection Choice

This is the only Seven Corners Trip Protection plan that offers primary medical coverage for eligible U.S. residents.

Eligibility:
  • U.S. residents up to age 99.
  • Must be purchased on or soon after your initial trip deposit.
  • Optional upgrades like Cancel For Any Reason or Pre-Existing Condition Waiver require purchase within the time-sensitive period (usually 20 days).

This plan is best for travelers wanting:

  • Faster claims.
  • Less paperwork.
  • Stronger protection for international emergencies.

Secondary Medical Coverage (Pays After Your Insurance):

Secondary coverage means Seven Corners pays after your domestic health insurance processes the claim.

This may result in:

  • Slower reimbursements.
  • Additional paperwork.
  • Higher initial out-of-pocket costs.
Seven Corners Plans with Secondary Medical Coverage
Trip Protection Basic
  • The most affordable Seven Corners trip cancellation plan.
  • All medical benefits are secondary.
  • No CFAR upgrade available.
  • Ideal for travelers seeking low-cost cancellation benefits.
Trip Protection Elite (NY & WA Residents)
  • Generally secondary medical coverage.
  • Special rule for New York residents: Accident & Sickness Medical Expenses and Emergency Medical Evacuation are treated as primary due to state regulations
  • CFAR and CFWR upgrades available.
  • Must purchase the state-specific version if you live in NY or WA.
Trip Protection Economy (NY & WA Residents)
  • Generally secondary medical coverage.
  • Special rule for New York residents: Accident & Sickness Medical Expenses and Emergency Medical Evacuation are treated as primary due to state regulations.
  • Must purchase the state-specific version if you live in NY or WA.
Quick Summary:

Which Is the Best Primary Coverage Travel Insurance?

Seven Corners Trip Protection Choice is one of the best options for travelers seeking primary medical coverage. As a primary plan, it pays eligible medical expenses first, without requiring you to file a claim through your existing health insurance. This ensures faster reimbursements, less paperwork, and peace of mind during emergencies.
Key benefits include:

  • Primary Medical Coverage: Pays medical expenses directly for faster claims processing.
  • Emergency Medical Evacuation & Repatriation: Coverage up to $1,000,000.
  • Accident & Sickness Medical Expenses: Coverage up to $500,000.
  • Pre Existing Condition Coverage: Waiver available if purchased within the required timeframe.
  • Optional Cancel For Any Reason (CFAR): Reimburses 75% of your nonrefundable trip costs.
  • Trip and Baggage Protection: Covers trip cancellation, interruptions, travel delays, and lost baggage.

This plan is ideal for U.S. travelers, seniors, families, or anyone with high-deductible health plans who wants strong, comprehensive travel protection and faster, smoother medical claims.

Which Is the Best Travel Insurance for New York Residents?

For New York residents, two of the best Seven Corners options are Trip Protection Elite and Trip Protection Economy. Your choice depends on the level of coverage and budget.

Offers strong coverage with medical protection up to $250,000 and evacuation up to $1,000,000. It covers trip costs (up to $30,000), baggage, delays, and interruptions. For New York residents, some medical benefits act as primary coverage. Optional add ons include Cancel For Any Reason (CFAR), Cancel For Work Reasons (CFWR), rental car damage, and sports equipment rental. Best for travelers seeking high coverage and flexibility.

A budget friendly option covering trip costs (up to $20,000), travel delays, baggage, and basic medical under secondary coverage. Optional add ons: rental car damage, sports equipment rental. Best for price conscious travelers needing essential protection only.

Summary: Choose Trip Protection Elite if you want higher coverage, primary medical benefits for New York residents, and optional CFAR. Choose Trip Protection Economy if affordability is your priority and secondary coverage is sufficient. You can compare and purchase both plans through American Visitor Insurance.

Which Is the Best Travel Insurance for Washington Residents?

For Washington residents, two of the best Seven Corners options are Trip Protection Elite and Trip Protection Economy. Your choice depends on the level of coverage and budget.

Offers strong coverage with medical protection up to $250,000 and evacuation up to $1,000,000. It covers trip costs (up to $30,000), baggage, delays, and interruptions. For New York residents, some medical benefits act as primary coverage. Optional add ons include Cancel For Any Reason (CFAR), Cancel For Work Reasons (CFWR), rental car damage, and sports equipment rental. Best for travelers seeking high coverage and flexibility.

A budget friendly option covering trip costs (up to $20,000), travel delays, baggage, and basic medical under secondary coverage. Optional add ons: rental car damage, sports equipment rental. Best for price conscious travelers needing essential protection only.

Summary: Choose Trip Protection Elite if you want higher coverage, primary medical benefits for New York residents, and optional CFAR. Choose Trip Protection Economy if affordability is your priority and secondary coverage is sufficient.

Does Travel Insurance Cover Event Tickets Protection Coverage?

Yes, event tickets can be covered with Seven Corners Trip Protection Choice when you add the optional event ticket protection . This plan offers optional event ticket protection, reimbursing up to $15,000 for unused, prepaid, nonrefundable event tickets if you are unable to attend or must leave early due to a covered reason. It’s the only Seven Corners plan that provides this optional benefit, giving travelers extra peace of mind for concerts, sports, or other prepaid events.

SSeven Corners Trip Cancellation Insurance for COVID-19

The Trip protection Series by Seven Corners namely Trip Protection Choice, have an optional benefit that is the 'Cancel for any Reason' which is available at additional cost. It pays 75% of your prepaid, non-refundable trip payments. Coverage must be purchased within 20 days of your initial trip deposit, you must cancel 2 days or more before your departure, and you must insure all nonrefundable prepaid trip costs. You must also insure the cost of subsequent travel arrangements added to your trip within 15 days of the payment/deposit for each of those arrangements.

Trip Protection Cruise Insurance Coverage Highlights

  • Cruise Travel Insurance covers medical expenses up to $250,000.
  • Trip Protection Basic covers medical evacuation up to $250,000 and Trip Protection Choice, up to $1 million.
  • Trip Protection Basic covers missed connection up to $250 per day to a maximum of $500 and Trip Protection Choice, up to $250 per day to a maximum of $1,500.
  • Pays additional transportation costs to join your cruise or tour if you miss your connection due to a delay of 3 or more hours. Also covers accommodations, meals, and non-refundable trip payments for the unused portion of the cruise or tour.
cruise traveler

Why Should I Buy Travel Insurance with Cancel For Any Reason (CFAR) and Interrupt For Any Reason (IFAR) Coverage?

While the standard trip cancellation plans provide strong protection for many common travel risks, CFAR and IFAR take that protection a step further by covering situations that fall outside the traditional list of covered reasons.

  • Increased flexibility: CFAR gives travelers the ability to cancel their trip for any reason at all-whether it's fear of travel, a change in plans, or something personal-and still be reimbursed up to 75% of their prepaid, nonrefundable trip costs.
  • Peace of mind after departure: IFAR provides similar flexibility once travel has begun, offering coverage for interruptions that wouldn't otherwise be eligible under standard trip interruption benefits.
  • Stronger satisfaction: Today's travelers want control and reassurance. At American Visitor Insurance we have plans offering best CFAR and IFAR coverage as we understand your desire for flexibility and are proactively providing you with the plans with most comprehensive protection available.
  • A competitive advantage: Many travelers are still navigating uncertainty, and these benefits are a key differentiator. We consistently offer plans with CFAR and IFAR coverage and are more likely to build trust, earn referrals, and offer more high-value policies. The CFAR or IFAR coverage is essential for travelers so that they can make an informed decision based on their risk tolerance and trip investment.

Seven Corners Trip Protection Insurance: What’s Covered?

Looking for travel insurance that protects your trip, health, and belongings? Seven Corners Trip Protection plans, available through American Visitor Insurance, are designed for travelers in the U.S. and abroad, offering coverage that fits different budgets and travel needs.

What Does Seven Corners Travel Insurance Cover?

  • Trip Cancellation & Interruption: Get reimbursed for prepaid, nonrefundable trip costs if your trip is canceled or cut short for a covered reason. Optional Cancel For Any Reason (CFAR) or Interruption For Any Reason (IFAR) give extra flexibility.
  • Medical Coverage: Covers emergency medical treatment, hospital visits, and emergency evacuation. Some plans offer primary medical coverage, while others are secondary depending on the plan and your state of residence (e.g., NY residents get certain primary benefits).
  • Trip Delays & Missed Connections: Covers extra expenses like hotels, meals, or transportation if your trip is delayed.
  • Baggage & Personal Belongings: Reimburses lost, stolen, or damaged luggage. Optional add-ons include rental car coverage and sports equipment protection.
  • Other Benefits: Includes protection for hurricanes, pregnancy complications, certain adventure activities, and 24/7 emergency travel assistance.

Which Plan Is Right for You?

  • Trip Protection Elite: Best for travelers who want higher coverage limits, primary medical benefits for NY residents, and optional CFAR or CFWR.
  • Trip Protection Choice: Ideal for travelers wanting primary medical coverage and optional Event/Ticket Protection.
  • Trip Protection Basic: Affordable option with secondary coverage, perfect for budget-conscious travelers.
  • Trip Protection Economy: Affordable option with secondary coverage for NY and WA residents, perfect for budget-conscious travelers.

Why Travelers Choose Seven Corners?

Fast claims, flexible options, and coverage for the unexpected whether you’re traveling for vacation, business, or a family trip.

🛡️ See the Difference Between Primary and Secondary Travel Insurance

Seven Corners Trip Protection Insurance - Frequently asked questions

1. Should I buy cruise insurance?

  1. Coverage for any sickness (including Covid19) or injury during the cruise
  2. Missed cruise connection coverage. This is important given the chaotic situation with crowded airports and resulting flight delays
  3. Cancel for any reason gives traveler full flexibility to cancel or change one’s travel plans

2. What are the criteria to purchase a Trip protection plan?

Travelers who are US Residents living in the US are eligible to purchase the Trip protection plans. They can choose to buy these plans for traveling within the US as well as overseas /internationally outside the US.

3. What are some of the covered reasons for trip cancellation benefits?

Generally all plans would cover specific covered reasons like Sickness, Injury or Death, Felonious Assault, Court Ordered Appearance, Military Duty for Natural Disaster Relief, Jury Duty, Termination/Layoff, Strike, Weather, Hijacking, Terrorist Incident, Traffic Accident, Bankruptcy/Default, Quarantine and Residence Uninhabitable. However travelers should check the policy documents carefully before buying the policy.

4. Will my travel insurance plan cover me for Covid-19?

If you have included covid-19 coverage in the policy you will be provided covid-19 coverage. In an event of contracting the illness or ordered into quarantine from an authorized person, reimbursement of medical expenses and trip costs may be given. Contact the travel insurance provider for more details.

5. How is Trip Cancellation different from Trip Interruption?

Trip cancellation is a benefit that is available when the trip is canceled before the journey begins or the start date of the insurance policy. Trip interruption is a benefit that begins after the journey begins.

6. Can I cancel the plan if I change my mind?

Yes, one can cancel the policy within the 14-day free window period from the effective date of the insurance or the scheduled departure date. The insurance provider will process the refund of the premium paid as long as there has been no claim under the policy.

7. Am I covered for pre-existing conditions under the plan?

Coverage for acute onset of pre-existing conditions coverage depends from policy to policy and the benefits included. The Round-trip choice plan offers coverage for pre-existing conditions if the purchase of the plan is made within a given time .Travelers should review the policy documents for benefit exclusions and limitations while purchasing the policy.

8. What does the trip cost cover?

The trip cost should provide coverage for non-refundable payment made for the trip. In case of any sudden cancellation of the trip, the cost paid for air tickets, hotel reservations, tour costs etc. would be covered. Those are otherwise non- refundable.

10. Am I allowed to cancel the trip for any reason?

Cancel for any reason is an extra rider that needs to be included while purchasing the Round-trip Choice plan. CFAR must be purchased within 20 days of the initial payment date of the travel. It’s best to review the policy terms and conditions for the exclusions and restrictions in the policy chosen.

11. Iam extending my travel, can I renew or extend my coverage of travel insurance?

Unfortunately trip plans cannot be renewed or extended. In case if you need to extend the trip plan a fresh policy needs to be brought for the period of your stay.

12. Does my trip insurance policy begin as soon as I buy it?

Yes, the insurance policy will begin the day after you have purchased your policy and offer coverage for extra riders like trip cancellation earlier to the departure date.

13. Is Covid19 vaccination covered under the Trip protection covers?

Covid19 vaccination is a preventive measure for Covid-19 illness. Round-trip doesn't cover COVID-19 vaccinations however it offers coverage for COVID-19 just like any other medical illness when contracted after the inception date of the policy. Travelers can check policy specifications for limitations and exclusions of the cover.

14. Is seven corners a real insurance company? Is Seven Corners Legit ? Is Seven Corners a good insurance company ?

Seven corners Inc. has been offering travel insurance products since 1997. Seven corners travel insurance is based out of Carmel, Indiana has over 200 employees and offers both domestic and international travel insurance plans . With their Liaison travel insurance and Inbound USA insurance products Seven corners insurance provides travelers with health coverage ,safety and security for travelers away from home country and with the US.

It caters to different types of travelers coming to the United States such as on B1 visa, students on F1 visa and professionals on the H1B visa. They also offer travel insurance coverage for US travelers who want trip cancellation insurance for travel insurance.

15. Does Seven corners offer Cancel for Any Reason Insurance?

Yes, Seven corners insurance offers Cancel for any reason cover as an add-on cover that can be included in their Trip Protection Insurance plans.

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Compare Seven Corners Trip Protection Insurance Rates and Benefits

Compare and review trip cancellation insurance to find the best trip insurance plan for your needs. Compare trip protection insurance plans by Seven Corners; Trip Protection Choice, Trip protection Basic Plans.

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Frequently Asked Questions About Trip Insurance

1. What is the eligibility to buy Seven Corner trip protections plans?

Eligibility for Seven Corners Trip protection plans:

2. How do trip plans protect ones travel investment cost?

How do trip plans protect ones travel investment cost? The trip cancellation insurance will reimburse any non-refundable invested trip expenses only if

  • The trip is cancelled
  • The trip is interrupted
  • The trip is delayed
  • The insured missed the cruise or tour connection

There are only some predefined list of conditions for which the trip was cancelled, interrupted, missed or delayed only for which the trip expenses are covered. If the conditions are not satisfied, the plans do not offer reimbursement.

3. What are non-refundable and pre-paid travel investment expenses?

The expenses involved while planning the trip like flight charges, hotel bookings and other costs included or invested in the trip itinerary which will not be refunded in case the trip is cancelled, delayed, missed or interrupted.

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Compare Seven Corners Travel Insurance Plans - Benefits, Coverage & Prices

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