IMG

IMG Travel health Insurance reviews

Compare and buy IMG international Travel medical insurance plans

Age
Start Date
End Date
Coverage
Citizenship

Fixed Benefits plans have specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum.

Plan Details
  • Add on option - Covers Stroke or Myocardial Infarction (Heart Attack)
  • It is a medical insurance useful for Non-US citizens travelling outside their home country
  • This plan can be purchased for a minimum of 5 days up to 364 days and can be renewed for maximum 2 years.
  • Travelers under 65 years visiting US, the initial period of coverage must begin within 6 months of arrival in the US. While travelers 65 years and above, it must begin within 30 days of arriavl. These requirements will be waived with proof of previous valid international travel insurance.
  • Limited coverage for medical expenses
Plan Options
  • Select Traveler's Age
  • Maximum Coverage   
  • Deductible Amount    
  • $37.54 PER MONTH BUY
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Comprehensive plans do not have benefit limits based on the type of medical expense. Benefits for covered medical expenses go all the way up to the plan maximum

Plan Details
  • Insurance Coverage for non-U.S. residents traveling to the USA.
  • Purchase for a minimum of 5 days up to 364 days and can be renewed for maximum 2 years
  • Coverage for acute onset of pre-existing conditions up to policy maximum for travelers under 70 years
  • Co-Insurance
    For treatment received within the U.S :
    In the PPO Network: The plan pays 100%.
    Outside the PPO Network: The plan pays 80% of eligible expenses up to $5,000, then 100% up to the Maximum Limit.
    For treatment received outside the U.S : No coinsurance. Plan pays 100%
Plan Options
  • Select Traveler's Age
  • Maximum Coverage   
  • Deductible Amount    
  • Pre-Existing Coverage up to 70 years
  • $133.75 PER MONTH BUY
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Plan Details
  • Ideal for US citizens travelling outside US
  • $10,000 coverage per certificate period
  • Satisfies Schengen Visa Requirements
  • Covers pre-existing conditions up to $2,500
Plan Options
  • Select Traveler's Age
  • Maximum Coverage   
  • Deductible Amount    
  • $26.40 PER MONTH BUY
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Plan Details
  • Ideal for US citizens and Non US citizens
  • $20,000 coverage per certificate period
  • Covers pre-existing conditions up to $2,500
Plan Options
  • Select Traveler's Age
  • Maximum Coverage   
  • Deductible Amount    
  • $127.05 PER MONTH BUY
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Plan Details
  • Ideal for US citizens and US permanent residents aged 65 years or older
  • Single trip plan, renewable up to 12 months
  • Coverage up to $1,000,000
Plan Options
  • Select Traveler's Age
  • Maximum Coverage   
  • Deductible Amount    
  • $26.40 PER MONTH BUY
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Travel Insurance - International Medical Group (IMG)

IMG has been in the international health insurance market for 27 years and the company has been providing excellent world class medical insurance plans during this time. IMG on average takes less than 30 days to settle its claims. International Medical Group provides US citizens and non-US citizens with international insurance resources to ease the stress of an unfamiliar culture or medical system. Whether you need individual coverage for a vacation, or group coverage for employees in locations around the world. It has an IMG international travel insurance plan to meet your needs




Factors determining the cost of IMG travel insurance

Traveler’s Age

Travelers of all ages can buy travel insurance. However the price and coverage will vary depending on the age of the traveler. The travel insurance will cost more for older travelers when compared to younger travelers. Some of the coverage benefits might be also be reduced for older travelers.

The length of travel insurance coverage

The cost of the travel insurance is directly dependant on the length of coverage required. The longer the visitor insurance coverage, the higher will be the cost .

Destination of traveler

The cost of the coverage depends on the destination of the traveler. The cost of coverage is higher in the United States when compared to countries outside the United States, this is because of the high cost of healthcare in the US.

Medical maximum coverage required

The higher the medical maximum coverage required, the higher will be the cost of US travel insurance.

Deductible and Co-insurance

The higher the deductible on the travel insurance plan, the lower will be the policy cost. Choosing a plan with a low deductible increases the cost of coverage. A higher co-insurance will also reduce the cost of the policy when compared to lower co-insurance.

IMG travel insurance coverage for Coronavirus (Covid 19)

If the travelers visits a country that the Center for Disease control (CDC), World Health organization (WHO) or US Department of State has issued an alert to not visit, the coverage for Coronavirus will be excluded. The Patriot travel insurance will not offer coverage benefits if the traveler visits the country after the alert has been issued. If the traveler is already in the country before the alert was issued, then the insured may be covered.

International Medical Group, IMG travel insurance Links

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