IMG iTravelInsured Choice Insurance, IMG iTravelInsured Travel Choice Trip Protection Insurance, cheap trip cancellation insurance

iTravelInsured Choice Trip Cancellation Insurance

iTravelInsured Choice is a cheap, affordable friendly travel insurance solution to overcome any adverse travel moments. Whether it is a delayed or cancelled flight, lost or delayed baggage, or an emergency medical situation while away from home, iTravelInsured Choice provides the appropriate benefits to help you.

Apart from these coverage benefits, IMG also provides non-insurance emergency travel assistance, such as helping you replace any lost travel documents or lost medical prescriptions, emergency cash transfers, and any legal or medical referrals if required.

iTravelInsured Choice also offers access to 24/7 non-insurance tele-health services. Use Teladoc to connect with a board-certified medical professional who can help diagnose, treat, and prescribe medications for many non-emergency medical issues over the phone or through online video consultation.

iTravelInsured Choice travel protection is ideal for solo travelers exploring the world, families traveling domestically within the US for weekend getaways or cruising overseas, or traveling for business and for any other trip. If your travel expenses are $10,000 or less per person on your trip, then the iTravelInsured Choice plan works well for you.

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IMG’s iTravelInsured Choice Insurance plan summary

US Residents on domestic and worldwide trips
Inexpensive coverage for trip cancellation & interruption
Insurance that offers standard coverage for cancelled flight, travel delays and other losses incurred while traveling
Travel insurance program for trips up to 90 days
Maximum age insured: 99 years
Pre-existing condition review period: 60 days
Premium refund: if cancelled within 10 days from the plan effective date, as long as your trip departure date has not occurred and you have not filed a claim.
Maximum trip cost to be insured: $500
Coverage type: Yes/Primary
Emergency medical expense, evacuation, and reunion benefits
Only the non-refundable deposit amount should be insured. You can increase coverage when additional non-refundable payments are made.
Access to non-insurance 24/7 emergency travel assistance services.

Several Trip cancellation/interruption benefits

Benefits are available up to 90 days duration on IMG’s iTravelinsured Choice plan, These include

Pregnancy
Legal separation or divorce
Pet or service animal is sick, diagnosed with a terminal illness, injured, or dies
Travel ban, travel alert or warning for levels 4+, or an evacuation order
Inclement weather that causes delay or cancellation by your common carrier

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Plan benefits of iTravelInsured Choice Insurance

Trip Cancellation	Up to 100% of insured trip cost
Single Supplement	Up to $100
Airline Reissue or Cancellation Fees	Up to $200
Trip Interruption	Up to 150% of insured trip cost per person
Travel Delay	$150 per day ($1,000 max per person)
Medical Evacuation and Repatriation of Remains Benefit	Up to $500,000
Political or Personal Security Evacuation	Up to $100,000
Natural Disaster Evacuation	Up to $100,000

Baggage Damage or Loss	$1,000
Lost or Stolen Passports/Visas	Up to $100
Lost or Stolen Credit Cards	Up to $250
Per Article Limit	Up to $250
Baggage Delay	Up to $300
Sporting Equipment Rental	Up to $250

Accident & Sickness Medical and Dental Expense	Up to $100,000
Dental Expense Sublimit	Up to $750
Accidental Death and Dismemberment – 24 Hour Maximum Benefit	Up to $10,000
Coverage Type	Primary

Sickness, injury or death of insured, a family member, a travel companion, a business partner, or a child caregiver	Yes
Insured’s primary residence or scheduled destination being rendered uninhabitable	Yes
Documented theft of passports/visas	Yes
Involuntary employment termination or layoff	Yes
Documented traffic accident	Yes
Unannounced strike	Yes
Inclement weather that causes delay or cancellation by your common carrier	Yes
Mechanical breakdown of the common carrier	Yes
Mandatory evacuations due to national disasters	Yes
Emergency military duty for a natural disaster	Yes
A terrorist incident	Yes
Revoked military leave	Yes
Financial Insolvency or financial default of an entity that directly provides travel arrangements	Yes
NOAA hurricane warning or watch at destination	Yes
Court order to appear as witness	Yes
Jury duty	Yes
Pregnancy	Yes
Hijack	Yes

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iTravelInsured Choice Travel Protection Insurance Restrictions

Not Available for Addresses from the Following U.S. States/Territories: Missouri (MO) and Washington (WA).
iTravelInsured Choice Insurance is not offering coverage for residents of Belarus, Russia, or Ukraine and travelers visiting Belarus, Russia, or Ukraine.

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IMG Trip Cancellation Insurance - FAQ's

The trip cancellation insurance coverage starts on the day following the purchase of the policy. The trip cancellation insurance plan will cover the traveler for factors such as trip cancellation even before the departure date of the trip.

Yes, one can cancel the IMG plan if there is no claim on the policy and if the traveler :

Requests for cancellation is made within the 10 day free look period after buying the insurance
Requests for cancellation before the start of the trip

The trip costs will include all non-refundable expenses such as the airline ticket costs, cruise expenses, hotel booking costs .... In the event of an unplanned cancellation of the trip, these expenses which would otherwise be lost will be covered by the IMG trip cancellation plans.

No, the IMG plans are not renewable.

Trip cancellation coverage is available if the entire trip is cancelled even before the start of the trip (this is even before the trip start date). Trip interruption coverage is applicable only after the start of the trip. Trip interruption comes is applicable if the trip is cancelled for a valid covered reason (unless you have the Travel LX plan which covers CFAR), after the start of the trip and here the insured traveler has to return to his/her home country.

You compare the coverage differences between the three IMG plans IMG travel insurance Comparision

There isn’t a specific “accommodation” benefit, but benefits could apply under IMG travel Insurance’s Travel Delay benefit. Travel delay would reimburse up to the per day, per person policy limit (varies between plans) for additional meals, accommodations, and local transportation expenses. A requirement to quarantine is a covered event under each of these benefits. In addition, if medical treatment is sought due to symptoms, the medical expense benefit would apply as well. Benefits would apply to an insured traveler OR a travel companion.