Why choose iTravelInsured Travel Choice insurance?
IMG Itravelinsured Choice is perfect for families traveling within the U.S. or cruising overseas, couples and solo travelers exploring the globe, weekend escapes, business trips, and almost any journey in between. This plan provides comprehensive coverage for common issues such as trip cancellation, interruption, delays, lost baggage, and more.
iTravelInsured Choice offers trip cost up to $10,000. Offers optional cancel for any reason up to 75% of non refundable trip cost.
iTravelInsured Travel Choice insurance reviews
What are the key highlights of iTravelInsured Travel Choice insurance?
- Cheap plan for US residents on domestic and worldwide trips.
- The minimum trip cost is $500, and the maximum trip cost is $10,000.
- Medical evacuation and repatriation of remains are covered up to $500,000, with the option to enhance coverage up to $1,000,000.
- Accident and Sickness medical expense covered up to $100,000, with the option to enhance coverage up to $250,000
- Airline reissue or cancellation fee covered up to $200.
- Optional cancel for any reason benefit covered up to $75% of non-refundable trip cost.
- Plan can be purchased one day before departure.
Who is eligible to buy IMG iTravelInsured Choice insurance?
- US residents on domestic and worldwide trips.
- Available for travelers up to 99 years.
- Maximum trip duration is 90 days.
Are pre-existing condition covered by iTravelInsured Travel Choice?
- Yes. Pre-exisiting condition exclusion Waiver is covered if purchased within 21 days of intial payment.
- Pre-Existing Condition review period: 60 days prior to effective plan date.
What does iTravelInsured Travel Choice Cruise Insurance cover?
- Cancelling your Cruise: Covers 100% of your trip cost up to $10,000.
- Getting injured or Sick: Emergency accident and sickness benefits up to $250,000.
- Missing the Boat: Coverage up to $500 per person.
- Medical Evacuation: Coverage up to $1,000,000.
- Trip Cost Coverage: The plan offers coverage for trips up to $10,000.
IMG best cruise insurance for US travelers
How much does ITravelinsured Choice Insurance cost?
The ITravelinsured Choice travel insurance cost ranges from $57 to $1,268 for a 15 day trip. The trip insurance cost depends on the age of the traveler, the trip duration, the cost of the trip, the maximum coverage and any additional add-on options you choose.
For example here we are showing ITravelinsured Choice Travel Insurance for a maximum coverage of $100,000, with the option to increase coverage up to $250,000. The policy is for a 15-day trip, with trip costs of $1,500, $3,000, $5,000, and $10,000, respectively.
What are the plan benefits of iTravelInsured Choice insurance?
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Trip Cancellation help Maximum Benefit Per Person- 100% trip cost
- Single Supplement: $100
- Airline Reissue or Cancellation Fees: $200
Trip Interruption help Maximum Benefit Per Person- 150% trip cost
- Single Supplement: $100
Travel Delay help Up to $150 per day per person($1,000 max per person) Missed Trip Connection help Up to $500 maximum per person Accidental Death & Dismemberment – 24 Hour Maximum Benefit help Up to $10,000 maximum per person Dental Expenses help Up to $750 maximum -
Accident & Sickness Medical and Dental Expense help Up to $100,000 per person -
Medical Evacuation and Repatriation of Remains Benefit help Up to $500,000 per person Political or Security Evacuation and Natural Disaster Evacuation Up to $100,000 per person Baggage Damage or loss help Maximum Benefit Per Person- Up to $1,000
- Lost or Stolen Passports/Visas: $100
- Lost or Stolen Credit Cards: $250
- Per article limit: $250
Replacement of Passport, Visa, or Other Travel Documents Included Sports Equipment Rental Up to $250 per person Baggage Delay help Up to $300 Coverage Type Primary help Optional Cancel for Any Reason (CFAR)** help 75% of the trip cost insured if purchased within 21 days of initial trip deposit. Optional Trip Interruption For Any Reason (IFAR)** help 75% of the trip cost insured if purchased within 21 days of initial trip deposit. Enhanced Medica Benefits Emergency Accident and Sickness Medical Expenses- Up to $250,000
- Dental expenses: $1,000
- Emergency Evacuation & Repatriation: $1,000,000
**These (CFER/IFAR) benefits can only be purchased at the time the base plan is purchased. These beefits are bundled together and cannot be purchased separately. Not available to NY residents.
What medical benefits are included in the iTravelInsured Choice?
- Emergency Accident and Sickness Medical Expense – Covers medical treatment if you fall ill or get injured while traveling, up to $100,000, with the option to enhance coverage up to $250,000.
- Emergency Medical Evacuation – Covers transportation to the nearest medical facility or back home if necessary, up to $500,000, with the option to enhance coverage up to $1,000,000.
- Repatriation of Remains – Covers the cost of transporting remains back home in the event of death, up to $500,000, with the option to increase the coverage to $1,000,000.
- Dental Expenses – This plan covers dental expenses up to $750, with the option to increase the coverage to $1,000.
What are the conditions covered under Trip Cancellation and Trip Interruption?
- Sickness, injury or death of insured, a family member, a travel companion, a business partner, a child caregiver, a service animal or pet.
- Insured’s primary residence or destination being rendered uninhabitable.
- Pregnancy.
- Divorce or legal separation.
- NOAA hurricane warning or watch at destination.
- A terrorist incident.
- Emergency military duty for a natural disaster.
- Evacuations due to national disasters.
- Mechanical breakdown of the common carrier.
- Inclement weather that causes delay or cancellation by your common carrier.
- Travel alert or travel warning for levels four (4) and higher or an evacuation order or travel ban.
What non-insurance emergency travel services are covered by iTravelInsured Choice insurance?
After buying the Itravelinsured Choice trip protection insurance we get 24/7 access to IMG world class customer service while on your trip, including the following emergency travel assistance services designed to give global peace of mind.
- Emergency travel arrangements
- Medical referral
- Loss passport/travel document assistance
- 24 – hour medical monitoring
- Lost Luggage assistance
- Emergency cash transfer
- Legal referrals
- Emergency translations
- Emergency prescription replacement
IMG trip cancellation insurance - FAQ's
iTravelInsured Choice is a cheap, affordable friendly travel insurance solution to overcome any adverse travel moments. Whether it is a delayed or cancelled flight, lost or delayed baggage, or an emergency medical situation while away from home. This plan offers trip cost up to $10,000.
Yes this plan covers pre-existing condition waiver if purchased within 21 days of initial trip payment. Pre-existing condition review period is 60 days prior to effective plan date.
Yes. Itravelinsured Choice covers optional cancel for any reason up to 75% of non refundable trip cost.
Itravelinsured Choice is the chepese itravel insured travel insurance offers trip cost up to $10,000.
There isn’t a specific “accommodation” benefit, but benefits could apply under IMG travel Insurance’s Travel Delay benefit. Travel delay would reimburse up to the per day, per person policy limit (varies between plans) for additional meals, accommodations, and local transportation expenses. A requirement to quarantine is a covered event under each of these benefits. In addition, if medical treatment is sought due to symptoms, the medical expense benefit would apply as well. Benefits would apply to an insured traveler OR a travel companion.
A pre-existing condition waiver is a benefit offered by some trip protection insurance plans. It may provide coverage for certain pre-existing medical conditions during the trip, provided enrollment deadlines are met and the insured is not disabled from traveling when the premium is paid.
Primary coverage is a type of coverage included in the plan that allows claims to be filed directly with the travel insurance provider, eliminating the need for involvement from the traveler’s health insurance company. Primary coverage in travel insurance means your policy is the first to cover eligible expenses, such as medical costs or trip cancellations. With primary coverage, you don’t have to rely on other insurance, like health insurance or credit cards, making the claims process easier and faster.
The iTravelInsured Choice insurance plan covers Cancel for any reason, Interruption for any reason, Trip Cancellation, Trip Interruption, Trip Delay, Baggage Loss and Theft, Missed Trip Connection, Accidental Death and Dismemberment, Repatriation of Remains, Accident and Sickness Medical and Dental Expenses, and more.
What are some examples of IMG iTravelInsured Travel Choice plan coverage?
- Trip Cancellation - Protect your financial investment in the event you have to cancel your trip. Having travel insurance with a trip cancellation benefit can help you to avoid losing the money you’ve invested in a trip you can no longer take. iTravelInsured Choice covers up to 100% trip cost up to $10,000..
- Travel Insurance for Flights - Whether the airline loses your bags, your flight gets delayed or cancelled, or a host of other unexpected issues, having travel insurance can provide financial protection when something goes wrong. iTravelInsured Choice insurance covers Up to $150 per day per person($1,000 max per person).
- Cancel For Any Reason Insurance (CFAR) - Cancel For Any Reason coverage is a travel insurance benefit that allows you to get partially reimbursed for cancelling a trip for a reason not otherwise covered under your plan. You can quite literally cancel a trip for any reason, and still get some of your money back. iTravelInsured Choice trip plan covers up to 75% of non-refundable trip cost.
- Medical Evacuation and Repatriation of Remains - It may provide coverage and assistance for an approved, medically equipped flight to return home, or the repatriation of mortal remains to the insured's primary residence country. iTravelInsured Travel Choice covers up to $500,000, with the option to enhance coverage up to $1,000,000..
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How do I file a claim with iTravelInsured travel Choice insurance?
To file a claim with iTravelInsured travel Choice insurance, follow these steps:
- Download the Claims Form: Access the iTravelInsured travel Choice insurance claims form online.
- Contact Customer Support: Call the toll-free number 1-800-628-4664 for guidance or assistance.
- Complete and Submit Documents: Fill out the claims form and send it, along with any required supporting documents, to the Claims Department:
- Mailing Address: International Medical Group, P.O. Box 9162, Farmington Hills, MI 48333.
- Email Assistance: For additional help or inquiries, email customercare@imglobal.com.