Most affordable trip cancellation insurance for U.S. residents covers trip costs up to $10,000.
iTravelInsured Travel Choice Insurance by IMG is an excellent option for families traveling within the U.S., international travelers, couples on vacation, cruise passengers, business travelers, and even solo explorers. It is one of the cheapest trip cancellation insurance plans for U.S. travelers, offering affordable and reliable protection without cutting corners on coverage.
This comprehensive affordable trip insurance plan offers solid protection for a wide range of travel mishaps — including trip cancellation, trip interruption, travel delays, lost or delayed baggage, and medical emergencies while traveling.
The plan also features four optional upgrade riders are Cancel & Interruption for Any Reason, Enhanced Travel Medical Coverage, Cruise Protection, and Sports Protection which gives travelers the flexibility to customize their policy based on their unique trip needs.
With trip cost coverage up to $10,000, iTravelInsured Choice provides both value and peace of mind. It is underwritten by SiriusPoint America Insurance Company, rated “A” (Excellent) by AM Best, ensuring strong financial stability and trusted claims support.
Whether you’re planning a family holiday, a romantic getaway, or an international adventure, IMG iTravelInsured Travel Choice helps protect your investment and keeps your journey worry-free.
Get a free quote for the iTravelInsured Travel Choice Plan which is one of the best budget travel insurance options in the USA with trip cancellation and medical coverage.
The ITravelinsured Choice travel insurance cost ranges from $57 to $1,268 for a 15 day trip. The trip insurance cost depends on the age of the traveler, the trip duration, the cost of the trip, the maximum coverage and any additional add-on options you choose.
For example here we are showing ITravelinsured Choice Travel Insurance for a maximum coverage of $100,000, with the option to increase coverage up to $250,000. The policy is for a 15-day trip, with trip costs of $1,500, $3,000, $5,000, and $10,000, respectively.
| Trip Cancellation help | Maximum Benefit Per Person
|
| Trip Interruption help | Maximum Benefit Per Person
|
| Travel Delay help | Up to $150 per day per person($1,000 max per person) |
| Missed Trip Connection help | Up to $500 maximum per person |
| Accidental Death & Dismemberment – 24 Hour Maximum Benefit help | Up to $10,000 maximum per person |
| Dental Expenses help | Up to $750 maximum |
| Accident & Sickness Medical and Dental Expense help | Up to $100,000 per person |
| Medical Evacuation and Repatriation of Remains Benefit help | Up to $500,000 per person |
| Political or Security Evacuation and Natural Disaster Evacuation | Up to $100,000 per person |
| Baggage Damage or loss help | Maximum Benefit Per Person
|
| Replacement of Passport, Visa, or Other Travel Documents | Included |
| Sports Equipment Rental | Up to $250 per person |
| Baggage Delay help | Up to $300 |
| Coverage Type | Primary help |
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
Cancel for Any Reason (CFAR) If you need to cancel your trip for any reason, we will refund you up to 75% of any unused, non-refundable, pre-paid payments or deposits. To qualify, you must cancel your trip at least 2 days before your scheduled departure.
Interruption for Any Reason (IFAR): If you must interrupt your trip 48 hours or more after departure for any reason not covered by the base plan, we will refund 75% of the total coverage amount you purchased for your travel arrangements.
Important Notes:
Increases Emergency Accident and Sickness Medical Expense coverage from $100,000 to $250,000 and Emergency Medical Evacuation and Repatriation coverage from $500,000 to $1,000,000.
This section includes additional benefits and trip cancellation/interruption covered reasons specific to cruise travel.
After buying the Itravelinsured Choice trip protection insurance we get 24/7 access to IMG world class customer service while on your trip, including the following emergency travel assistance services designed to give global peace of mind.
iTravelInsured Choice is a cheap, affordable friendly travel insurance solution to overcome any adverse travel moments. Whether it is a delayed or cancelled flight, lost or delayed baggage, or an emergency medical situation while away from home. This plan offers trip cost up to $10,000.
Yes this plan covers pre-existing condition waiver if purchased within 21 days of initial trip payment. Pre-existing condition review period is 60 days prior to effective plan date.
Yes. Itravelinsured Choice covers optional cancel for any reason up to 75% of non refundable trip cost.
Itravelinsured Choice is the chepese itravel insured travel insurance offers trip cost up to $10,000.
There isn’t a specific “accommodation” benefit, but benefits could apply under IMG travel Insurance’s Travel Delay benefit. Travel delay would reimburse up to the per day, per person policy limit (varies between plans) for additional meals, accommodations, and local transportation expenses. A requirement to quarantine is a covered event under each of these benefits. In addition, if medical treatment is sought due to symptoms, the medical expense benefit would apply as well. Benefits would apply to an insured traveler OR a travel companion.
A pre-existing condition waiver is a benefit offered by some trip protection insurance plans. It may provide coverage for certain pre-existing medical conditions during the trip, provided enrollment deadlines are met and the insured is not disabled from traveling when the premium is paid.
Primary coverage is a type of coverage included in the plan that allows claims to be filed directly with the travel insurance provider, eliminating the need for involvement from the traveler’s health insurance company. Primary coverage in travel insurance means your policy is the first to cover eligible expenses, such as medical costs or trip cancellations. With primary coverage, you don’t have to rely on other insurance, like health insurance or credit cards, making the claims process easier and faster.
The iTravelInsured Choice insurance plan covers Cancel for any reason, Interruption for any reason, Trip Cancellation, Trip Interruption, Trip Delay, Baggage Loss and Theft, Missed Trip Connection, Accidental Death and Dismemberment, Repatriation of Remains, Accident and Sickness Medical and Dental Expenses, and more.
Contact our customer service team, we are here to help you!
To file a claim with iTravelInsured travel Choice insurance, follow these steps:
