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IMG Travel insurance for US citizens visiting USA

Travel insurance quote form

Do you want to insure trip cost as well as the health of the traveler?

     
     

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Traveler's residence
Travelers (Age)
Trip cost($)/person

Destination
Trip start date
Trip end date
Age & Citizenship
Child
Residence
Destination
Start date
End date

What does visitor travel insurance cover?

medical expensesHealth care expenses
Covers hospital expenses for sickness or accidents.
doctor visitDoctor visit
Insures Doctor visits for sudden injury or sickness.
pharmacy drugsPharmacy drugs
Doctor prescribed eligible pharmacy drugs expenses.
pre-ex conditionPre-existing conditions
Some plans insure acute onset of pre-existing conditions.
medical evacuation Medical evacuation
Medical evacuation expenses to nearest facility included.
repatriation of remains Repat of remains
Repatriation of remains to home country included.

IMG IMG has travel insurance for US travelers visiting USA

Patriot America Lite

Details Brochures Buy Online  
  • Eligibility to buy Patriot America Lite insurance
    • People travelling outside their home country whose destination includes the US and its territories.
    • US citizens living outside USA who want to visit US. They must have resided outside US continuously for the past six months and they must have a current health plan in force.
    • Patriot America Lite travel insurance for US B1 visitors offers coverage for business trips.
    • This plan can be renewed for up to 2 years.
  • Patriot America Lite Visitor insurance renewal
    • Patriot America Lite visitor insurance can be extended for a minimum of 5 days up to a 12 months period, until reaching a maximum of 24 continuous months.
    • Prior to the end of each period of coverage purchased, you will receive renewal information.
    • You have the option to renew online or you may complete a paper renewal form.
    • Each insured person must only satisfy one deductible and coinsurance within each 12 month period of coverage.
  • Coinsurance of IMG Patriot America Lite Insurance
    • For treatment received outside the U.S: No coinsurance
    • For treatment received within the U.S:
      • In the PPO Network: The plan pays 100%.
      • Outside the PPO Network: The plan pays 80% of eligible expenses up to $5,000, then 100% up to the Maximum Limit.
  • Patriot America Lite Travel insurance optional riders

    The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.

    • Adventure Sports Rider
    • Chaperone/Faculty Leader Replacement Rider
    • Accidental Death & Dismemberment
    • Bolt Device Protection (Cellular Phone Rider)
    • Trip Cancellation, Interruption and Travel Delay Rider**

Patriot America Plus

Details Brochures Buy Online  
  • Patriot America Plus insurance Eligibility
    • Non US citizens travelling to the USA.
    • International travelers requiring continuing coverage.
    • US citizens living outside USA who want to visit US. They must have resided outside US continuously for the past 6 months and must have a current health plan in force.
    • Green Card Holders in the US are eligible as long as their primary residence is outside the US. There is no set amount of time on arrival in the US before which this plan has to be purchased.
  • Coinsurance of IMG Patriot America Plus Insurance
    • For treatment received outside the U.S : No coinsurance.
    • For treatment received within the U.S :
      • In the PPO Network: The plan pays 100%.
      • Outside the PPO Network: The plan pays 80% of eligible expenses up to $5,000, then 100% up to the Maximum Limit.
  • Patriot America Plus travel insurance coverage for Acute onset of a pre-existing condition
    • Under 70 years of age
      • Up to period of coverage maximum limit.
    • Acute onset of a pre-existing condition - Emergency medical evacuation
    • Under 70 years of age
      • Up to period of coverage maximum limit.
    • Acute onset of a pre-existing condition - Emergency medical evacuation
  • Patriot America Lite Travel insurance optional riders

    The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.

    • Adventure Sports Rider
    • Chaperone/Faculty Leader Replacement Rider
    • Accidental Death & Dismemberment
    • Bolt Device Protection (Cellular Phone Rider)
    • Trip Cancellation, Interruption and Travel Delay Rider**

IMG offering Trip insurance plans for US citizens and residents

  • Travel Lite Trip Protection Benefits
    • Trip Cancellation - Up to 100% of insured trip cost
    • Trip Interruption - Up to 125% of insured trip cost per person
    • Travel Delay - $500 ($125 per day after an inital delay of 12 hours)
    • Medical Evacuation and Repatriation of Remains Benefit - Up to $500,000 per person
  • Travel Lite Protection For Your Belongings
    • Baggage and Personal Effects - $750 ($250 max per item)
    • Replacement of Passport, Visa, or Other Travel Documents - Included
    • Baggage Delay - Up to $150
  • Travel Lite Plan Summary
    • US Residents on domestic and worldwide trips
    • Maximum trip duration: 180 days
    • Maximum age insured: 99 years
    • Pre-existing condition review period: 60 days
    • Minimum trip cost to be insured: $200
    • Maximum trip cost to be insured: $25,000
    • Coverage type: Excess/Secondary
  • Travel SE Trip Protection Benefits
    • Trip Cancellation - Up to 100% of insured trip cost
    • Trip Interruption - 150% of trip cost
    • Travel Delay - $2000 ($125 per day after an inital delay of 12 hours)
    • Medical Evacuation and Repatriation of Remains Benefit - Up to $500,000 per person
  • Travel SE Protection For Your Belongings
    • Baggage and Personal Effects - $1,500 ($250 max per item)
    • Replacement of Passport, Visa, or Other Travel Documents - Included
    • Baggage Delay - Up to $250
  • Travel SE Plan Summary
    • US Residents on domestic and worldwide trips
    • Ideal plan for family
    • Maximum trip duration: 180 days
    • Maximum age insured: 99 years
    • Pre-Existing Condition Exclusion Waiver: Yes, within 20 days of initial trip deposit
    • Pre-existing condition review period: 60 days
    • Minimum trip cost to be insured: $300
    • Maximum trip cost to be insured: $150,000
    • Children under 18 years are covered at no additional charge per eligible insured adult
    • Coverage type: Primary
    • Rental car damage, theft and includes loss of coverage
    • Pet kennel benefits are available to reimburse additional kennel fees when you are dealyed past the scheduled return date for at 12 consecutive hours while enroute to yoyr destination, Additional terms apply.
  • Travel LX Trip Protection Benefits
    • Trip Cancellation - Up to 100% of the non-refundable insured trip cost
    • Trip Interruption - 150% of trip cost
    • Travel Delay - Up to $250 per day per person($2,500 max per person)
    • Medical Evacuation and Repatriation of Remains Benefit - Up to $1,000,000 per person
  • Travel LX Protection For Your Belongings
    • Baggage and Personal Effects - $2,500($250 max per item)
    • Replacement of Passport, Visa, or Other Travel Documents - Included
    • Baggage Delay - Up to $500
  • Travel LX Plan Summary
    • US Residents on domestic and worldwide trips
    • Maximum trip duration: 180 days
    • Maximum age insured: 99 years
    • Pre-Existing Condition Exclusion Waiver: Yes, if purchased within 24 hours of final trip payment
    • Pre-existing condition review period: 60 days
    • Minimum trip cost to be insured: $500
    • Maximum trip cost to be insured: $150,000
    • Coverage type: Primary

IMG US travelers insurance - Frequently Asked Questions

What does IMG insurance stand for?

International Medical Group (IMG) is an Indiana based company offering travel insurance products since 1990. IMG has over 320 employees and offers over 25 travel insurance products for travelers to the US as well as for US citizens traveling overseas.

Is IMG a good travel insurance company?

International Medical Group (IMG) has been accredited by the Better Business Bureau since 2005 and has an A- rating.

Is IMG travel insurance legit? Is IMG a real insurance company?

International Medical Group (IMG) has been offering travel insurance products since 1990. Based in Indianapolis, IMG has more than 300 employees and offers 25+ travel insurance products for travelers to the US as well as for US citizens traveling overseas. Their products are ideal people traveling to the United States as tourists on B1 visa, international students on F1 visa, Exchange scholars on J visa, professionals on the H1B visa as well as US travelers who are looking for trip cancellation insurance for travel insurance.

Who is eligible to buy the IMG Plans offered by International Medical Group (IMG)?

All US citizens and US residents are eligible to buy IMG trip cancellation plans. They can buy these trip cancellation plans for travel both within the US as well as outside the country.

IMG travel insurance features

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IMG Insurance Restrictions

IMG Insurance is not offering coverage for residents of Belarus, Russia, or Ukraine and travelers visiting Belarus, Russia, or Ukraine


Expertise in offering travel insurance
20+ years!

Customers from
All U.S. states!

Customers from over
180 countries!

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