Global Medical Platinum health Insurance offers superior and high class benefits to global travelers. The plan is most suitable for travelers who require comprehensive medical, dental and visions benefits in a single plan.
|Hospital room and board||Subject to deductible and coinsurance for average private room rate|
|Surgery||Subject to deductible and coinsurance|
|Intensive care unit||Subject to deductible and coinsurance|
|Assistant Surgeon||20% of primary surgeon’s charge|
|Hospital Indemnity(Inpatient hospitalization outside the U.S. only)?||Private Hospitals: $400 maximum limit per overnight and $4k maximum limit per period of coverage
Public Hospitals: $500 maximum limit per overnight and $5k maximum limit per period of coverage. Not subject to deductible or coinsurance
|Chemotherapy or Radiation Therapy||Subject to deductible and coinsurance|
|Physical therapy||Subject to deductible and coinsurance. $50 maximum per visit|
|Treatment Outside the U.S.||50% of deductible waived, up to a maximum of $2.5k. No coinsurance|
|Treatment Inside the U.S. (using Medical Concierge)||50% of deductible waived, up to a maximum of $2.5k. No coinsurance|
|Treatment Inside the U.S. (PPO Network)||Subject to deductible. No coinsurance|
|Treatment Inside the U.S. (Non PPO Network)||Subject to deductible. Plan pays 80% of the next $5k of eligible expenses, then 100% to the overall maximum per period of coverage|
|Office visits and Diagnostic/X-Ray||Subject to deductible and coinsurance|
|CAT Scans, MRI, Echocardiography, Endoscopy, Gastroscopy, Cystoscopy||Subject to deductible and coinsurance|
|Transplants||$2M lifetime maximum|
|Maternity||$2.5k additional deductible per pregnancy.
$50k lifetime maximum. $200 newborn preventative care benefit for the first 31 days -12 months after birth.
$250k maximum for newborn care & congenital disorders for the first 31 days after birth
|Podiatry Care||$750 maximum limit|
|Emergency medical evacuation||Up to maximum limit. Not subject to deductible or coinsurance|
|Emergency reunion||$10k maximum limit. Not subject to deductible|
|Return of mortal remains or cremation/burial||$50k lifetime maximum. Not subject to deductible or coinsurance|
|Child Preventative Care( Through age 18)||$400 per period of coverage. Not subject to deductible or coinsurance.|
|Adult Preventative Care(Age 19 or older)||$500 per period of coverage. Not subject to deductible or coinsurance.|
|Political Evacuation and Repatriation||$10k lifetime maximum|
|Mental/Nervous||Subject to deductible and coinsurance.$50k lifetime maximum. Available after 12 months of continuous coverage|
|Prescription Coverage||Co-pay per 30-day supply: $20 for generic / $40 for brand name where generic is not available. International Retail Pharmacy(subject to deductible): 100%|
|Complementary Medicine||$500 maximum limit per period of coverage|
|Expatriate Prescription Services Program||Co-pay per 30-day supply: $20 for generic / $40 for non-preferred brand name. Dispensing maximum: 180 days|
|Remote Transportation||$5k per period of coverage up to $20k lifetime maximum|
Review and compare the best Global Medical Platinum medical insurance quotes.
International Medical Group (IMG) has been offering travel insurance products since 1990. Based in Indianapolis, IMG has more than 300 employees and offers 25+ travel insurance products for travelers to the US as well as for US citizens traveling overseas.
Their products are ideal people traveling to the United States as tourists on B1 visa, international students on F1 visa, Exchange scholars on J visa, professionals on the H1B visa as well as US travelers who are looking for trip cancellation insurance for travel insurance.
Yes, IMG offers travel insurance with coverage for Covid19 as for any other illness. Imglobal has trip cancellation insurance products (insures the cost of the trip as well as health of the traveler) as well as travel health insurance products (insurance only the health of the traveler). IMG also has products for international students, exchange scholars and expatriates.
Yes, IMG does offer Cancel for any reason coverage as an add-on product on some of their trip insurance plans.
International Medical Group (IMG) is an Indiana based company offering travel insurance products since 1990. IMG has over 320 employees and offers over 25 travel insurance products for travelers to the US as well as for US citizens traveling overseas.
International Medical Group (IMG) has been accredited by the Better Business Bureau since 2005 and has an A- rating.
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