1. Home
  2. International Medical Group (IMG)
  3. Compare iTravelInsured insurance

IMG Travel Insurance - Travel lite vs Travel SE vs Travel LX

International Medical Group, IMG offers three travel insurance plans with Covid quarantine coverage and Cancel for any reasons options. IMG's travel insurance provides coverage for unexpected medical expenses dues to accident or sickness as well as insure the trip expense investment in case of a trip cancellation or delay. The Travel LX plan even has the cancel for any reason benefit where the insured can get up to 75% of the trip expenses for trip cancellation. Compare the different IMG Travel insurance plan benefits at Compare IMG Travel Insurance.

IMG iTravelInsured travel insurance cost calculator

Travelers (Age)
Origin
Destination
Primary Residence
Trip cost
Start Date
End date
Get Quote
Compare Travel Plans
Lite SE LX 		iTravelInsured Travel Lite
Buy Now 		iTravelInsured Travel SE
Buy Now 		iTravelInsured Travel LX
Buy Now
 IMG iTravelInsured travel insurance benefits
Trip Cost Minimum Trip Cost: $200
Maximum Trip Cost: $25,000		 Minimum Trip Cost: $300
Maximum Trip Cost: $100,000#1		 Minimum Trip Cost: $500
Maximum Trip Cost: $100,000
Maximum Trip Length Up to 180 days Up to 180 days Up to 180 days
Maximum Age Up to 99 years Up to 99 years Up to 99 years
Coverage Type Secondary Primary Primary
 Trip Protection
Trip Delay / Quarantine coverage $500 ($125 per Day) after an initial delay of 12 hrs $500 ($125 per Day) after an initial delay of 12 hrs $1,000 ($250 per Day) after an initial delay of 6 hrs
Trip Cancellation Up to 100% of insured trip cost Up to 100% of insured trip cost Up to 100% of insured trip cost
Trip Interruption Up to 125% of insured trip cost per person Up to 150% of insured trip cost per person Up to 150% of insured trip cost per person
Cancel for Any Reason (CFAR) Not Covered Not Covered 75% of non-refundable insured trip cost (An additional cost applies if CFAR is selected)
Trip Interruption For Any Reason (IFAR) Not Covered Not Covered 75% of non-refundable insured trip cost(An additional cost applies if IFAR is selected.)
Change Fee Not Covered Up to $150 per person Up to $300 per person
Rental Car Damage and Theft Coverage Not Covered Up to $40,000 per covered vehicle Up to $40,000 per covered vehicle
Missed Trip Connection Not Covered $500 after an initial Common Carrier delay of 6 hrs $500 after an initial Common Carrier delay of 3 hrs
Traveling Companion Bedside Companion Daily Benefit Not Covered Not Covered Up to $200 per day($1,000 max per person)
Frequent Traveler Reward Not Covered Up to $75 per person Up to $75 per person
Pet Kennel Not Covered $100 per day($300 max per pet) $100 per day($500 max per pet)
Medical Evacuation and Repatriation of Remains Benefit Up to $500,000 per person Up to $500,000 per person Up to $1,000,000 per person
Return Transportation Included Included Included
Transportation of Children/Child Included Included Included
Bedside Visit Transportation to Join You Included Included Included
Hospital of Choice Not Covered Not Covered Included
Search and Rescue Not Covered Not Covered Up to $10,000 per person
Political or Security Evacuation and Natural Disaster Evacaution Not Covered Not Covered $50,000 per event per person
 Protection for your belongings
Baggage and Personal Effects $750($250 max per item) $1,500 ($250 max per item) $2,500 ($250 max per item)
Replacement of Passport, Visa, or Other Travel Documents Included Included Included
Sports Equipment Rental Not Covered Not Covered Up to $500 per day($2,000 max per person)
Baggage Delay Up to $150 Up to $250 Up to $500
 Accident death and dismemberment
Common Carrier Not Available $25,000 $100,000
Exposure Not Available Not Available Included
Disappearance Not Available Not Available Included
 Travel Insurance
Accident & Sickness Medical and Dental Expense Up to $100,000 per person Up to $250,000 per person Up to $500,000 per person
Dental Expense Sublimit $1,000 per trip $1,000 per trip $1,000 per trip
Underwriter United States Fire Insurance Company United States Fire Insurance Company United States Fire Insurance Company
Rating "A"(Excellent) "A" (Excellent) "A" (Excellent)
Restrictions
  • Not Available for Addresses from the Following U.S. States/Territories: Missouri (MO) and Washington (WA).
  • Travel Lite Insurance is not offering coverage for residents of Belarus, Russia, or Ukraine and travelers visiting Belarus, Russia, or Ukraine.
  • Not Available for Addresses from the Following U.S. States/Territories: Missouri (MO) and Washington (WA).
  • Travel SE Insurance is not offering coverage for residents of Belarus, Russia, or Ukraine and travelers visiting Belarus, Russia, or Ukraine.
  • Optional Cancel for Any Reason (CFAR) is not available for residents of: MO, NY and WA. CFAR must be purchased within 20 days of initial trip deposit date.
  • Optional Interruption for Any Reason (IFAR) is not available for residents of: MO, NY and WA. IFAR must be purchased within 20 days of initial trip deposit date.
  • Travel LX Insurance is not offering coverage for residents of Belarus, Russia, or Ukraine and travelers visiting Belarus, Russia, or Ukraine.
Brochure and Details
#1Missouri (MO) and Washington (WA) states maximum trip cost is up to $50K for Travel SE.

Travel Lite plans are not available for Missouri (MO) and Washington (WA) states.

*The trip cancellation benefit is determined by the amount of your trip you elect to protect, up to the maximum benefit stated above.

**You can only purchase this benefit at the time the base policy is purchased and within twenty (20) days of the initial trip deposit. Cancel for Any Reason benefit does not cover the failure of the travel supplier to provide the bargained for travel arrangements due to cessation of operations for any reason. You must cancel your trip two days or more before your scheduled departure date. An additional cost will apply.

***Excess insurance: Shall be in excess of all other valid and collectible insurance or indemnity.

What is iTravelInsured travel insurance?

iTravelInsured offers top-tier travel protection plans that provide comprehensive coverage for a wide range of travel-related risks. Designed to give travelers peace of mind, these plans protect against common disruptions such as trip cancellations, delays, interruptions, and emergency medical situations. With a variety of coverage options available, iTravelInsured ensures that travelers can find a plan that meets both their medical needs and budget. We offer three distinct plan options, each tailored to provide the right level of protection for different types of travelers.

Regarding the Volcanic activity in Iceland

Regarding the recent volcanic activity in Iceland, IMG’s travel protection plans (including iTravelInsured plans) purchased prior to November 16, 2023, may provide coverage for benefits if travelers’ plans are affected by this natural disaster.

As of November 16, 2023, our travel insurance carrier partners consider this natural disaster a foreseeable event. Claims are not payable if a natural disaster is foreseeable prior to the effective date of the plan. Therefore, plans purchased on or after November 16 will not be eligible for coverage for losses due to this volcanic activity.

Note : Customers should refer to their plan documents for complete terms and conditions as coverage may vary by plan and state.

iTravelInsured travel insurance plans quick comparision

  • FEATURES
  • Cost*
  • Coverage type?
  • Coverage in USA?
  • Coverage for Cruise?
  • Coverage for CFAR?
  • Coverage for IFAR?
  • Covers for Rental Car?
  • Covers for evacutaion?
  • A.M. Best Rating
  • Buy now
*Cost for 40 years traveler with 15 days trip duration and 1,500 trip cost.
NEED HELP?

Contact our customer service team, we are here to help you!

(877)-340-7910 Click to send an email

Compare iTravelInsured trip cancellation insurance plans

iTravelInsured Lite insurance
iTravelInsured Lite
  • Ideal for budget-conscious travelers seeking affordable trip protection coverage.
  • Offers medical maximum coverage up to $100,000 per person
  • Minimum trip cost to be insured is $200 and maximum is $25,000.
  • Emergency medical evacuation covered up to to $500,000
  • Trip cancellation up to 100% and trip interruption up to 125% of trip cost.
  • Trip length is maximum of 180 days and availble for ages up to 99 years.
assignmentPlan Details picture_as_pdfBrochure edit_squareiTravelInsured Lite Reviews
  • description

    Coverage Type of Plan
    Secondary

  • dentistry

    Dental Expense
    $1,000 per trip

  • car_crash

    Rental Car Damage
    Not Available

  • work_history

    Trip delay coverage
    Up to $125 per day per person ($500 max per person)

  • shopping_cartBuy Now
iTravelInsured SE Insurance
iTravelInsured SE
  • Best family plan for domestic and international travel, including cruises, tours, and vacations abroad
  • Offers medical maximum coverage up to $250,000 per person
  • Minimum trip cost to be insured is $300 and maximum is $15,000.
  • Emergency medical evacuation covered up to to $500,000
  • Trip cancellation up to 100% and trip interruption up to 150% of trip cost.
  • Pre-exisiting waiver avilable purchased with in 20 days of intial payment
assignmentPlan Details picture_as_pdfBrochure edit_squareiTravelInsured SE Reviews
  • description

    Coverage Type of Plan
    Primary

  • dentistry

    Dental Expense
    $1,000 per trip

  • car_crash

    Rental Car Damage
    Up to $40,000

  • work_history

    Trip delay coverage
    Up to $125 per day per person ($2,000 max per person)

  • shopping_cartBuy Now
iTravelInsured LXe Insurance
iTravelInsured LX
  • Ideal for travelers going to remote and exotic locations worldwide with highest level of benefits
  • Offers medical maximum coverage up to $500,000 per person
  • Minimum trip cost to be insured is $500 and maximum is $150,000.
  • Emergency medical evacuation covered up to to $1,000,000
  • Trip cancellation up to 100% and trip interruption up to 150%.
  • Offers optional cancel for any reason and trip interruption for any reason benefits.
  • Pre-exisiting waiver avilable purchased with in 24 days of intial payment.
assignmentPlan Details picture_as_pdfBrochure edit_squareiTravelInsured LX Reviews
  • description

    Coverage Type of Plan
    Primary

  • dentistry

    Dental Expense
    $1,000 per trip

  • car_crash

    Rental Car Damage
    Up to $40,000

  • work_history

    Trip delay coverage
    Up to $125 per day per person ($2,000 max per person)

  • shopping_cartBuy Now

IMG iTravelInsured Travel Sport insurance

Click here to read more »

IMG Trip cancellation insurance links

IMG Best cruise insurance for US travelers
Trip Cancellation Insurance vs Travel Medical Insurance

IMG Trip Cancellation Insurance FAQ's

01. When does the insurance coverage start on the IMG trip cancellation insurance plan

The trip cancellation insurance coverage starts on the day following the purchase of the policy. The trip cancellation insurance plan will cover the traveler for factors such as trip cancellation even before the departure date of the trip.

02. Can one cancel the IMG trip plan?

Yes, one can cancel the IMG plan if there is no claim on the policy and if the traveler :

  1. Requests for cancellation is made within the 10 day free look period after buying the insurance
  2. Requests for cancellation before the start of the trip
03. What does the trip cost include?

The trip costs will include all non-refundable expenses such as the airline ticket costs, cruise expenses, hotel booking costs .... In the event of an unplanned cancellation of the trip, these expenses which would otherwise be lost will be covered by the IMG trip cancellation plans.

04. Can I renew or extend my IMG trip plan?

No, the IMG plans are not renewable.

05. What are the differences between Trip Cancellation and Trip Interruption benefits?

Trip cancellation coverage is available if the entire trip is cancelled even before the start of the trip (this is even before the trip start date). Trip interruption coverage is applicable only after the start of the trip. Trip interruption comes is applicable if the trip is cancelled for a valid covered reason (unless you have the Travel LX plan which covers CFAR), after the start of the trip and here the insured traveler has to return to his/her home country.

06. What are the coverage differences between the different IMG plan options - Lite, SE, and LX?

You compare the coverage differences between the three IMG plans IMG travel insurance Comparision

07. Do your trip cancellation insurance plans cover the cost of additional accommodation for an individually-ordered quarantine?

There isn’t a specific “accommodation” benefit, but benefits could apply under IMG travel Insurance’s Travel Delay benefit. Travel delay would reimburse up to the per day, per person policy limit (varies between plans) for additional meals, accommodations, and local transportation expenses. A requirement to quarantine is a covered event under each of these benefits. In addition, if medical treatment is sought due to symptoms, the medical expense benefit would apply as well. Benefits would apply to an insured traveler OR a travel companion.

IMG Travel Insurance Links

description

Claims
local_hospital

PPO Network
cached

Renewal
person

Client Zone
block

Cancellation
id_card

ID Card