Why choose iTravelInsured Travel SE insurance?
The iTravelInsured Travel SE plan is our most popular family plan for domestic and international destinations. Travel insurance is available whether traveling on a cruise, tour, or vacation abroad. The plan also includes coverage for additional kennel fees caused by a travel delay. With iTravelInsured Travel SE you may recover non-refundable, unused payments and deposits when a trip is cancelled or interrupted due to a covered reason. Benefits are also provided for travel delays, baggage delays and emergency medical treatment while you’re away from home.
iTravelInsured Travel SE insurance reviews
What are the key highlights of iTravelInsured Travel SE insurance?
- US Residents on domestic and worldwide trips.
- Travelers can choose trip cost up to $150,000.
- Rental car damage and theft coverage up to $40,000.
- Medical evacuation and Repatriation of Remains covered up to $500,000.
- Accident and Sickness medical expense covered up to $250,000.
- Pet kennel benefit covered up to $100 per day with $300 maximum per pet.
- 10 days free look period.
- Plan can be purchased one day before departure.
Who is eligible to buy iTravelInsured Travel SE insurance?
- US residents on domestic and worldwide trips.
- Available for travelers up to 99 years.
- Maximum trip duration is 180 days.
Are pre-existing condition covered by iTravelInsured Travel SE?
- Yes. Pre-exisiting condition exclusion Waiver is covered if purchased within 20 days of initial trip payment.
- Pre-Existing Condition review period: 60 days prior to effective plan date.
What is pre-existing condition Waiver?
What does iTravelInsured Travel SE Cruise Insurance cover?
- Cancelling your Cruise: Covers 100% of your trip cost.
- Getting injured or Sick: Emergency accident and sickness benefits up to $250,000.
- Missing the Boat: Coverage up to $500 per person.
- Medical Evacuation: Coverage up to $500,000.
- Trip Cost Coverage: The plan offers coverage for trips up to $15,000.
IMG best cruise insurance for US travelers
What are the conditions covered under Trip Cancellation and Trip Interruption?
- Sickness, injury or death of insured, a family member, a travel companion, a business partner, a child caregiver, a service animal or pet.
- Insured’s primary residence or destination being rendered uninhabitable.
- Pregnancy, adoption, divorce, or legal separation.
- NOAA hurricane alert or terrorist incident at destination.
- Emergency military duty and evacuations for natural disasters.
- Mechanical breakdown of the common carrier.
- Inclement weather that causes delay or cancellation by your common carrier.
- Travel alert or travel warning for levels four (4) and higher or an evacuation order or travel ban.
How much does ITravelinsured SE Insurance cost?
The ITravelinsured SE travel insurance cost ranges from $381 to $19,102 for a 15 day trip. The trip insurance cost depends on the age of the traveler, the trip duration, the cost of the trip, the maximum coverage and any additional add-on options you choose.
For example here we are showing ITravelinsured SE travel insurance cost for $150,000 maximum coverage for a 15 days trip length and a trip cost of $10,000, $20,000, $50,000 and $100,000 respectively.
| Age of traveler | Trip cost $10,000 | Trip cost $20,000 | Trip cost $50,000 | Trip cost $100,000 |
|---|---|---|---|---|
| 0 – 39 years | $381 | $770 | $1,922 | $3,842 |
| 40 – 49 years | $525 | $1,074 | $2,682 | $5,362 |
| 50 – 59 years | $608 | $1,272 | $3,177 | $6,352 |
| 60 – 69 years | $832 | $1,790 | $4,472 | $8,942 |
| 70 -74 years | $1,002 | $2,182 | $5,452 | $10,902 |
| 75 – 79 years | $1,324 | $2,932 | $7,327 | $14,652 |
| 80 – 99 years | $1,676 | $3,822 | $9,552 | $19,102 |
What are some examples of IMG iTravelInsured Travel SE plan coverage?
- Trip Cancellation - Protect your financial investment in the event you have to cancel your trip. Having travel insurance with a trip cancellation benefit can help you to avoid losing the money you’ve invested in a trip you can no longer take. iTravelInsured SE covers up to 100% trip cost.
- Baggage Delay - It may pay benefits for luggage failing to arrive with the traveler after a set timeframe. iTravelInsured Travel SE trip cancellation insurance covers up to $250 per person..
- Travel Insurance for Pet Owners - We understand pets are like family, which is why we’ve designed some travel protection plans to include benefits specifically for pet owners. We also understand it's just as important to look out for your pets when you're not traveling, which is why we've partnered with Fetch, so you can give your dog or cat the care they need without ever worrying about the cost. This plan covers $100 per day with $300 maximum per pet.
- Medical Evacuation and Repatriation of Remains - It may provide coverage and assistance for an approved, medically equipped flight to return home, or the repatriation of mortal remains to the insured's primary residence country. iTravelInsured Travel SE trip cancellation insurance covers up to $500,000.
What are the plan benefits of iTravelInsured Travel SE insurance?
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Trip Cancellation help Up to 100% of the non-refundable insured trip cost Trip Interruption help 150% of trip cost Travel Delay help Up to $125 per day per person ($2,000 max per person) Change Fee help Up to $150 per person Frequent Traveler Reward Up to $75 per person Rental Car Damage and Theft Coverage help Up to $40,000 per covered vehicle Missed Trip Connection help Up to $500 per person Pet Kennel $100 per day ($300 max per pet) Medical Evacuation and Repatriation of Remains Benefit help Up to $500,000 per person Return Transportation Included Transportation of Children/Child Included Bedside Visit Transportation to Join You Included -
Common Carrier Accidental Death help $25,000 Exposure Included Disappearance Included Accident & Sickness Medical and Dental Expense help Up to $250,000 per person Dental Expense Sublimit $1,000 per trip Coverage Type Primary
What is the best travel insurance with theft gear coverage?
American travel insurance coverage for theft gear often include coverage for lost, stolen, or damaged personal belongings, which can include gear such as cameras, laptops, sports equipment, and other valuables. At American Visitor Insurance best travel insurance coverage for theft gear is offered by popular comprehensive plans from top rated insurance providers.
iTravelInsured SE Insurance Plan - FAQ's
Yes, iTravelInsured Travel SE offers comprehensive travel coverage, including trip cancellations, interruptions, medical expenses, COVID-19, pre-existing conditions (if purchased within 20 days), medical evacuation, and rental car damage. It’s ideal for families, international travelers, and adventurers but should be reviewed for exclusions and limits.
Yes, pre-existing medical conditions are covered under the iTravelInsured Travel SE insurance plan if the plan is purchased within 20 days of the initial trip payment and the traveler is medically able to travel at the time of purchase.
Yes, the IMG iTravelInsured Travel SE plan treats COVID-19 like any other illness. Therefore, cancellations due to contracting COVID-19 before or during the trip are covered.
Yes, the iTravelInsured SE insurance policy has certain exclusions and limitations, including:
- Pre-existing conditions are not covered if the plan is not purchased within the specified timeframe.
- Losses due to suicide, war, participation in professional sports, and other specified activities.
- Routine medical examinations and elective treatments are generally excluded.
- For a comprehensive list of exclusions, consult the iTravelInsured Travel SE insurance policy document.
Yes, you can receive a full refund if you cancel within 10 days of purchase, provided you haven't departed on your trip or filed a claim. After 10 days, the iTravelInsured Travel SE policy is non-refundable.
Yes, the iTravelInsured SE insurance plan includes coverage for rental car damage or theft, with a policy limit of $40,000 per covered vehicle.
The IMG iTravelInsured Travel SE plan offers 24-hour assistance services, including:
- Medical referrals and consultations.
- Emergency cash transfers.
- Legal assistance.
- Assistance with lost passports or travel documents.
The trip cancellation insurance coverage starts on the day following the purchase of the policy. The trip cancellation insurance plan will cover the traveler for factors such as trip cancellation even before the departure date of the trip.
Yes, one can cancel the IMG plan if there is no claim on the policy and if the traveler :
- Requests for cancellation is made within the 10 day free look period after buying the insurance
- Requests for cancellation before the start of the trip
The trip costs will include all non-refundable expenses such as the airline ticket costs, cruise expenses, hotel booking costs. In the event of an unplanned cancellation of the trip, these expenses which would otherwise be lost will be covered by the IMG trip cancellation plans.
No, the IMG plans are not renewable.
Trip cancellation coverage is available if the entire trip is cancelled even before the start of the trip (this is even before the trip start date). Trip interruption coverage is applicable only after the start of the trip. Trip interruption comes is applicable if the trip is cancelled for a valid covered reason after the start of the trip and here the insured traveler has to return to his/her home country.
You compare the coverage differences between the three IMG plans IMG travel insurance Comparision
There isn’t a specific “accommodation” benefit, but benefits could apply under IMG travel Insurance’s Travel Delay benefit. Travel delay would reimburse up to the per day, per person policy limit (varies between plans) for additional meals, accommodations, and local transportation expenses. A requirement to quarantine is a covered event under each of these benefits. In addition, if medical treatment is sought due to symptoms, the medical expense benefit would apply as well. Benefits would apply to an insured traveler OR a travel companion.
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How do I file a claim with iTravelInsured travel SE insurance?
To file a claim with iTravelInsured travel SE insurance, follow these steps:
- Download the Claims Form: Access the iTravelInsured travel SE insurance claims form online.
- Contact Customer Support: Call the toll-free number 1-800-628-4664 for guidance or assistance.
- Complete and Submit Documents: Fill out the claims form and send it, along with any required supporting documents, to the Claims Department:
- Mailing Address: International Medical Group, P.O. Box 9162, Farmington Hills, MI 48333.
- Email Assistance: For additional help or inquiries, email customercare@imglobal.com.
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