What is Outreach Travel Medical insurance?
- International medical Outreach provides coverage for U.S. citizens traveling abroad for a minimum of five days up to a maximum of two years. If the plan is purchased for a minimum of three months, coverage may be renewed (without break in coverage) for a total of up to two years.
- Outreach AmericaSM provides coverage for non-U.S. citizens traveling outside their home country for a minimum of five days up to a maximum of two years. If the plan is purchased for a minimum of three months, coverage may be renewed (without break in coverage) for a total of up to two years.
Outreach Travel Medical Insurance Reviews
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How much is Outreach Travel Medical travel insurance coverage?
What is a deductible in Outreach Travel Medical insurance?
What is a PPO network in Outreach Travel Medical insurance?
What is a Coinsurance in Outreach Travel Medical insurance?
What are the key highlights of Outreach Travel Medical insurance?
- This travel insurance Plan is available for Non-US citizens traveling outside their home country and for US citizens traveling outside of the US.
- The coverage period for the plan starts from a minimum of 5 days and can go up to a maximum of 2 years.
- Renewal of the plan is possible with a minimum purchase time period of 3 months.
- For both US and Non US citizens, a coverage of $25,000 is covered for sudden and unexpected recurrence of pre-existing conditions for emergency medical evacuation.
- For US citizens up to age 65 with primary health plan, usual reasonable and customary charges are covered up to plan maximum.
- For US citizens up to age 65 without the primary health plan, plan covers up to $20000 lifetime maximum.
- Visitors insurance plan provides coverage for Covid-19 treatment.
Does Outreach travel insurance cover pre-existing medical conditions?
- Sudden and Unexpected Recurrence of a Pre-existing Condition (Medical):
- Up to age 65 with primary health plan - usual, reasonable and customary charges up to plan maximum.
- Up to age 65 without primary health plan - $20,000 lifetime maximum.
- 65 years and above with or without primary health plan - $2,500 lifetime maximum.
- Sudden and Unexpected Recurrence of a Pre-existing Condition (Emergency Medical Evacuation):
- Up to $25,000 of eligible costs and expenses.
What are the benefits of IMG Outreach Travel Medical Insurance?
| COVID-19/SARS-CoV-2 Coverage | Outreach travel insurance Offers coverage for COVID-19/SARS-CoV-2 as any other Illness or Injury. |
| Intensive care unit help | Up to the overall maximum limit. |
| Hospital room and board help | Average semi-private room rate, including nursing services |
| Surgery help | Up to the maximum limit |
| Eligible medical expenses help | Up to the maximum limit |
| Radiology / X-ray help | Up to the maximum limit |
| Laboratory help | Up to the maximum limit |
| Outpatient Surgical / Hospital Facility help | Up to the maximum limit |
| Chemotherapy / Radiation Therapy help | Up to the maximum limit |
| Physical therapy help | Up to the maximum limit (Medical order or treatment plan required) |
| Pre-Admission Testing | Up to the maximum limit |
| Assistant Surgeon help | 20% of the primary surgeon’s eligible fee |
| Anesthesia help | Up to the maximum limit |
| Prescription Drugs and Medications help | Up to the maximum limit (Dispensing limit per prescription: 90 days) |
| Reconstructive Surgeryhelp | Up to the maximum limit (surgery is incidental to and follows surgery that was covered under the plan) |
| Chiropractic Carehelp | Up to the maximum limit |
| Emergency local ambulance help | Up to the maximum limit. Subject to deductible and coinsurance |
| Hospital emergency room help | Outside the U.S: Up to the maximum limit Inside the U.S: Subject to a $250 deductible for each emergency room visit for treatment that does not result in direct inpatient hospital admission. Up to the maximum limit |
| Interfacility ambulance transfer help | Company pays 100% |
| Emergency Illness - without In-patient Admission help | Up to the maximum limit. Additional $250 deductible |
| Emergency Illness - with In-patient Admission help | Up to the maximum limit |
| Dental - Sudden dental emergency | up to $100 |
| Dental injury due to an accident: up to the maximum limit help | Dental injury due to an accident: up to the maximum limit |
| Emergency medical evacuation help | $500,000 lifetime maximum (independent of the Maximum Limit) (Must be approved in advance by the company) |
| Emergency reunion help | Up to $50,000 lifetime maximum (Must be approved in advance by the company) |
| Return of mortal remains or cremation/burial help | $50,000 for Return of Mortal Remains or $5,000 for Cremation/Burial |
| Return of minor children help | Up to $50,000. Not subject to deductible |
| Political evacuation and repatriation help | Up to $10,000 (Must be approved in advance by the company) |
| Trip interruption help | Up to $5,000. Not subject to deductible. |
| Natural disaster help | $100 per day and maximum limit of five days for accommodations. Not subject to deductible. |
| Terrorism help | $50,000 maximum limit. Not subject to deductible |
| Identity theft help | $500 maximum limit. Not subject to deductible |
| Lost luggage help | $50 per item, $250 maximum limit. Not subject to deductible |
| Sudden and Unexpected Recurrence of a Pre-Existing Condition(for U.S. citizens only) help | Up to age 65 with primary health plan: URC up to maximum limit. Up to age 65 without primary health plan: $20,000 lifetime maximum. Age 65+: $2,500 lifetime maximum |
| Sudden and Unexpected Recurrence of a Pre-Existing Condition-Emergency Medical Evacuation(for U.S. citizens only) help | Up to age 65: $25,000 maximum limit |
| Incidental Emergency in the U.S. help | Up to a cumulative two weeks |
| Sports & Activities Coverage | Up to the Maximum Limit for basic sports (non-organized, non-contact, and non-collision activities) |
| Durable medical equipment help | Up to the maximum limit |
| Extended care facility help | Up to the maximum limit |
Outreach Travel Medical health insurance FAQ’s
1. Is IMG travel insurance legit? Is IMG a real insurance company?
International Medical Group (IMG) has been offering travel insurance products since 1990. Based in Indianapolis, IMG has more than 300 employees and offers 25+ travel insurance products for travelers to the US as well as for US citizens traveling overseas. Their products are ideal people traveling to the United States as tourists on B1 visa, international students on F1 visa, Exchange scholars on J visa, professionals on the H1B visa as well as US travelers who are looking for trip cancellation insurance for travel insurance.
2. Does IMG travel insurance cover Covid?
Yes, IMG offers travel insurance with coverage for Covid19 as for any other illness. Imglobal has trip cancellation insurance products (insures the cost of the trip as well as health of the traveler) as well as travel health insurance products (insurance only the health of the traveler). IMG also has products for international students, exchange scholars and expatriates.
3. Does IMG sell Cancel for Any Reason Insurance?
Yes, IMG does offer Cancel for any reason coverage as an add-on product on some of their trip insurance plans.
4. What does IMG insurance stand for?
International Medical Group (IMG) is an Indiana based company offering travel insurance products since 1990. IMG has over 320 employees and offers over 25 travel insurance products for travelers to the US as well as for US citizens traveling overseas.
5. How can I buy IMG Outreach online?
- Complete your online application. If applying as a family, you may include yourself, your spouse, and your dependents on one application.
- Receive a fulfillment kit that includes an identification card, declaration of insurance, and a Certificate of Insurance outlining the details of the plan. Welcome to the IMG family!
6. Is IMG a good travel insurance company?
International Medical Group (IMG) has been accredited by the Better Business Bureau since 2005 and has an A- rating.
How do I file a claim with Outreach Travel Medical Insurance?
To file a claim with Outreach Travel Medical Insurance, follow these steps:
- Download the Claims Form: Access the Outreach Travel Medical insurance claims form online.
- Contact Customer Support: Call the toll-free number 1-800-628-4664 for guidance or assistance.
- Complete and Submit Documents: Fill out the claims form and send it, along with any required supporting documents, to the Claims Department:
- Mailing Address: International Medical Group, P.O. Box 9162, Farmington Hills, MI 48333.
- Email Assistance: For additional help or inquiries, email customercare@imglobal.com.
What are the restrictions of Outreach Travel Medical Insurance?
Patriot Platinum is not offering coverage for residents of Belarus, Russia, or Ukraine and travelers visiting Belarus, Russia, or Ukraine.
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