IMG

Outreach Travel Insurance, Best Insurance for Missionaries

There are two Outreach products available to meet your needs and provides up to $2,000,000 of medical coverage:

  • International medical Outreach provides coverage for U.S. citizens traveling abroad for a minimum of five days up to a maximum of two years. If the plan is purchased for a minimum of three months, coverage may be renewed (without break in coverage) for a total of up to two years.
  • Outreach AmericaSM provides coverage for non-U.S. citizens traveling outside their home country for a minimum of five days up to a maximum of two years. If the plan is purchased for a minimum of three months, coverage may be renewed (without break in coverage) for a total of up to two years.

International Medical Outreach insurance

Outreach medical Insurance
Insurance Provider
International Medical Group
Benefit Period
6 Months
Policy maximum?
$50,000, $100,000, $500,000, $1,000,000, $2,000,000.
Deductible options?
$0, $100, $250, $500, $1,000 or $2,500.
Outreach Travel Medical Insurance underwriter
Underwritten by Sirius International Insurance Corporation, a White Mountains Insurance Group Company.

Outreach Travel Medical links

  • Brochure
  • Benefits
  • Comprehensive Plan
  • Provider Network
  • Master Services Agreement
  • Master Services Agreement
  • Assistance Fullfillment

International Medical Group Patriot Platinum visitors insurance

Expenses incured by customer after deductibleOutreach Travel Medical Insurance coinsurance
  • For treatment received outside the U.S : IMG pays 100%
  • For treatment received within the U.S :
    • In the PPO Network: IMG pays 100%
    • Outside the PPO Network: IMG pays 90% up to $5,000, then 100%
Acute onset of a Pre-existing ConditionOutreach Travel Medical Insurance Acute onset of a Pre-existing Condition
  • For US Citizens:
    • Sudden and Unexpected Recurrence of a Pre-existing Condition (Medical):
      • Up to age 65 with primary health plan - usual, reasonable and customary charges up to plan maximum.
      • Up to age 65 without primary health plan - $20,000 lifetime maximum.
      • 65 years and above with or without primary health plan - $2,500 lifetime maximum.
  • For Non US Citizens:
    • Sudden and Unexpected Recurrence of a Pre-existing Condition (Medical):
      • Up to $50,000 lifetime Maximum for age 65 and under.
      • Up to $2,500 for age 65+.
  • For US and Non-US Citizens:
    • Sudden and Unexpected Recurrence of a Pre-existing Condition (Emergency Medical Evacuation):
      • Up to $25,000 of eligible costs and expenses.
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Steps to buy outreach insurance and international health insurance missionaries online

Step 1: Finding the available outreach insurance plans
Complete the travel insurance quote request form by providing details of the traveler and insurance requirements for international medical outreach
Step 2: Compare the different travel insurance options for international health insurance missionaries and international medical outreach
Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.
Step 3: Buy the travel insurance that you like best
Purchase the plan that fits your requirements and budget best by using a credit card and completing the online application.
Step 4: Review the visitors insurance plan documents received by email
Review the travel insurance policy documents received by email closely for coverage details and relevant contact numbers

Factors that determine the cost of US travel insurance plans

1.
Age of the traveler:
The cost of travel insurance is directly proportional to the age of the traveler. The older the traveler and greater will be the cost of the visitors health insurance.
2.
Type of travel insurance:
Comprehensive travel insurance which provide exhaustive coverage are more expensive than fixed benefit travel insurance for outreach insurance
3.
Medical maximum coverage and deductible options:
The price of visitors' medical insurance is directly dependent on the maximum medical coverage and inversely proportional to the deductible of the plan chosen. The plans for insurance for missionaries and international medical outreach insurance varies.
4.
Region of coverage:
Travel insurance depends on the coverage region. The cost for visitor health insurance for the United States is most expensive.
5.
Duration of travel insurance:
The longer the duration of visitor medical insurance required, the higher will be the cost.

Plan benefits of Outreach travel insurance

In-Patient Medical Benefits
COVID-19/SARS-CoV-2 Coverage Outreach travel insurance Offers coverage for COVID-19/SARS-CoV-2 as any other Illness or Injury.
Eligible medical expenses? Up to the maximum limit
Hospital room and board? Average semi-private room rate, including nursing services
Surgery? Up to the maximum limit
Intensive care unit? Up to the overall maximum limit.
Radiology / X-ray? Up to the maximum limit
Laboratory? Up to the maximum limit
Chemotherapy / Radiation Therapy? Up to the maximum limit
Physical Therapy? Up to the maximum limit (Medical order or treatment plan required)
Pre-Admission Testing Up to the maximum limit
Assistant Surgeon? 20% of the primary surgeon’s eligible fee
Anesthesia? Up to the maximum limit
Prescription Drugs and Medications? Up to the maximum limit (Dispensing limit per prescription: 90 days)
Reconstructive Surgery? Up to the maximum limit (surgery is incidental to and follows surgery that was covered under the plan)
Chiropractic Care? Up to the maximum limit
Emergency local ambulance? Up to the maximum limit. Subject to deductible and coinsurance
Hospital emergency room? Outside the U.S: Up to the maximum limit
Inside the U.S: Subject to a $250 deductible for each emergency room visit for treatment that does not result in direct inpatient hospital admission. Up to the maximum limit
Emergency Illness - without In-patient Admission? Up to the maximum limit. Additional $250 deductible
Emergency dental treatment? Dental injury due to an accident: up to the maximum limit
Dental - Sudden dental emergency up to $100
Emergency medical evacuation? $500,000 lifetime maximum (independent of the Maximum Limit) (Must be approved in advance by the company)
Emergency reunion? Up to $50,000 lifetime maximum (Must be approved in advance by the company)
Return of mortal remains or cremation/burial? $50,000 for Return of Mortal Remains or $5,000 for Cremation/Burial
Return of minor children? Up to $50,000. Not subject to deductible
Political evacuation and repatriation? Up to $10,000 (Must be approved in advance by the company)
Natural disaster? $100 per day and maximum limit of five days for accommodations. Not subject to deductible.
Trip interruption? Up to $5,000. Not subject to deductible.
Identity theft? $500 maximum limit. Not subject to deductible
Terrorism? $50,000 maximum limit. Not subject to deductible
Lost luggage? $50 per item, $250 maximum limit. Not subject to deductible
Sudden and Unexpected Recurrence of a Pre-Existing Condition? Sudden and Unexpected Recurrence of a Pre-existing Condition - Emergency Medical Evacuation: Up to $25,000
Sudden and Unexpected Recurrence of a Pre-Existing Condition Sudden and Unexpected Recurrence of a Pre-existing Condition - Medical (for non-U.S. citizens only): under 65 - up to 50, 65 and older - up to $2,500
Accidental death & dismemberment? $25,000 principal sum. Not subject to deductible
Common carrier accidental death? $50,000 per insured adult and $250,000 maximum limit per family. Not subject to deductible.
Incidental Emergency in the U.S.? Up to a cumulative two weeks
Sports & Activities Coverage Up to the Maximum Limit for basic sports (non-organized, non-contact, and non-collision activities)
Durable medical equipment? Up to the maximum limit
Extended care facility? Up to the maximum limit

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IMG Outreach medical insurance - Common Questions

Is IMG travel insurance legit? Is IMG a real insurance company?

International Medical Group (IMG) has been offering travel insurance products since 1990. Based in Indianapolis, IMG has more than 300 employees and offers 25+ travel insurance products for travelers to the US as well as for US citizens traveling overseas. Their products are ideal people traveling to the United States as tourists on B1 visa, international students on F1 visa, Exchange scholars on J visa, professionals on the H1B visa as well as US travelers who are looking for trip cancellation insurance for travel insurance.

Does IMG travel insurance cover Covid?

Yes, IMG offers travel insurance with coverage for Covid19 as for any other illness. Imglobal has trip cancellation insurance products (insures the cost of the trip as well as health of the traveler) as well as travel health insurance products (insurance only the health of the traveler). IMG also has products for international students, exchange scholars and expatriates.

Does IMG sell Cancel for Any Reason Insurance?

Yes, IMG does offer Cancel for any reason coverage as an add-on product on some of their trip insurance plans.

What does IMG insurance stand for?

International Medical Group (IMG) is an Indiana based company offering travel insurance products since 1990. IMG has over 320 employees and offers over 25 travel insurance products for travelers to the US as well as for US citizens traveling overseas.

Is IMG a good travel insurance company?

International Medical Group (IMG) has been accredited by the Better Business Bureau since 2005 and has an A- rating.

special-coverageOutreach Travel Medical Insurance Restrictions

Outreach Travel Medical Insurance is not offering coverage for residents of Belarus, Russia, or Ukraine and travelers visiting Belarus, Russia, or Ukraine.

International Medical Group, IMG travel insurance Links

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