Are you traveling as Groups?
Get quotes for Outreach Group Travel Medical Insurance!
IMG International health insurance for missionaries
There are two Outreach products available to meet your needs and provides up to $2,000,000 of medical coverage:
- International medical Outreach provides coverage for U.S. citizens traveling abroad for a minimum of five days up to a maximum of two years. If the plan is purchased for a minimum of three months, coverage may be renewed (without break in coverage) for a total of up to two years.
- Outreach AmericaSM provides coverage for non-U.S. citizens traveling outside their home country for a minimum of five days up to a maximum of two years. If the plan is purchased for a minimum of three months, coverage may be renewed (without break in coverage) for a total of up to two years.
International Medical Outreach insurance Reviews
Outreach Travel Medical Insurance Links
Outreach insurance benefits - Key Highlights
- Outreach Travel Insurance plan is a Comprehensive plan.
- This travel insurance Plan is available for Non-US citizens traveling outside their home country and for US citizens traveling outside of the US.
- The deductible options available are $0, $100, $250, $500,$1000 and $2500.
- The coverage period for the plan starts from a minimum of 5 days and can go up to a maximum of 2 years.
- Renewal of the plan is possible with a minimum purchase time period of 3 months.
- Co-insurance coverage for treatment received outside the US is 100% and the coinsurance for coverage of treatment received in the US is 100% only within the PPO network. For Out of Network treatment received, the plan pays 90% for up to $5000.
- IMG travel insurance plan provides a policy maximum options of $50,000, $100,000, $500,000, $1000,000 and $2000,000.
- For both US and Non US citizens, a coverage of $25,000 is covered for sudden and unexpected recurrence of pre-existing conditions for emergency medical evacuation.
- For US citizens, sudden and unexpected recurrence of pre-existing condition coverage availability and details are:
- For US citizens up to age 65 with primary health plan, usual reasonable and customary charges are covered up to plan maximum.
- For US citizens up to age 65 without the primary health plan, plan covers up to $20000 lifetime maximum.
- For US citizens above age 65 with or without the primary health plan 2500 maximum coverage is available
- For Non US Citizens, sudden and unexpected recurrence of pre-existing condition coverage is available up to $25000 of eligible costs and expenses.
- Visitors insurance plan provides coverage for Covid-19 treatment.
International Medical Outreach Insurance
Outreach Travel Medical Insurance Pre-existing Condition
For US Citizens
- Sudden and Unexpected Recurrence of a Pre-existing Condition (Medical):
- Up to age 65 with primary health plan - usual, reasonable and customary charges up to plan maximum.
- Up to age 65 without primary health plan - $20,000 lifetime maximum.
- 65 years and above with or without primary health plan - $2,500 lifetime maximum.
- Sudden and Unexpected Recurrence of a Pre-existing Condition (Emergency Medical Evacuation):
- Up to $25,000 of eligible costs and expenses.
Outreach Travel Medical Insurance coinsurance
- For treatment received outside the U.S : IMG pays 100%
- For treatment received within the U.S :
- In the PPO Network: IMG pays 100%
- Outside the PPO Network: IMG pays 90% up to $5,000, then 100%
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Steps to buy travel insurance
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Complete the quote form by entering your travel information
Complete the quote form by entering your travel information
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Review the best insurance plans of reliable US providers
Review the best insurance plans of reliable US providers
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Compare travel insurance plans based on price and benefits
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Select the best travel insurance for your needs and buy it online
Select the best travel insurance for your needs and buy it online
Plan benefits of Outreach medical insurance
| COVID-19/SARS-CoV-2 Coverage | Outreach travel insurance Offers coverage for COVID-19/SARS-CoV-2 as any other Illness or Injury. |
| Intensive care unit help | Up to the overall maximum limit. |
| Hospital room and board help | Average semi-private room rate, including nursing services |
| Surgery help | Up to the maximum limit |
| Eligible medical expenses help | Up to the maximum limit |
| Radiology / X-ray help | Up to the maximum limit |
| Laboratory help | Up to the maximum limit |
| Outpatient Surgical / Hospital Facility help | Up to the maximum limit |
| Chemotherapy / Radiation Therapy help | Up to the maximum limit |
| Physical therapy help | Up to the maximum limit (Medical order or treatment plan required) |
| Pre-Admission Testing | Up to the maximum limit |
| Assistant Surgeon help | 20% of the primary surgeon’s eligible fee |
| Anesthesia help | Up to the maximum limit |
| Prescription Drugs and Medications help | Up to the maximum limit (Dispensing limit per prescription: 90 days) |
| Reconstructive Surgeryhelp | Up to the maximum limit (surgery is incidental to and follows surgery that was covered under the plan) |
| Chiropractic Carehelp | Up to the maximum limit |
| Emergency local ambulance help | Up to the maximum limit. Subject to deductible and coinsurance |
| Hospital emergency room help | Outside the U.S: Up to the maximum limit Inside the U.S: Subject to a $250 deductible for each emergency room visit for treatment that does not result in direct inpatient hospital admission. Up to the maximum limit |
| Interfacility ambulance transfer help | Company pays 100% |
| Emergency Illness - without In-patient Admission help | Up to the maximum limit. Additional $250 deductible |
| Emergency Illness - with In-patient Admission help | Up to the maximum limit |
| Dental - Sudden dental emergency | up to $100 |
| Dental injury due to an accident: up to the maximum limit help | Dental injury due to an accident: up to the maximum limit |
| Emergency medical evacuation help | $500,000 lifetime maximum (independent of the Maximum Limit) (Must be approved in advance by the company) |
| Emergency reunion help | Up to $50,000 lifetime maximum (Must be approved in advance by the company) |
| Return of mortal remains or cremation/burial help | $50,000 for Return of Mortal Remains or $5,000 for Cremation/Burial |
| Return of minor children help | Up to $50,000. Not subject to deductible |
| Political evacuation and repatriation help | Up to $10,000 (Must be approved in advance by the company) |
| Trip interruption help | Up to $5,000. Not subject to deductible. |
| Natural disaster help | $100 per day and maximum limit of five days for accommodations. Not subject to deductible. |
| Terrorism help | $50,000 maximum limit. Not subject to deductible |
| Identity theft help | $500 maximum limit. Not subject to deductible |
| Lost luggage help | $50 per item, $250 maximum limit. Not subject to deductible |
| Sudden and Unexpected Recurrence of a Pre-Existing Condition(for U.S. citizens only) help | Up to age 65 with primary health plan: URC up to maximum limit. Up to age 65 without primary health plan: $20,000 lifetime maximum. Age 65+: $2,500 lifetime maximum |
| Sudden and Unexpected Recurrence of a Pre-Existing Condition-Emergency Medical Evacuation(for U.S. citizens only) help | Up to age 65: $25,000 maximum limit |
| Incidental Emergency in the U.S. help | Up to a cumulative two weeks |
| Sports & Activities Coverage | Up to the Maximum Limit for basic sports (non-organized, non-contact, and non-collision activities) |
| Durable medical equipment help | Up to the maximum limit |
| Extended care facility help | Up to the maximum limit |
IMG Outreach medical insurance - Common Questions
1. Is IMG travel insurance legit? Is IMG a real insurance company?
International Medical Group (IMG) has been offering travel insurance products since 1990. Based in Indianapolis, IMG has more than 300 employees and offers 25+ travel insurance products for travelers to the US as well as for US citizens traveling overseas. Their products are ideal people traveling to the United States as tourists on B1 visa, international students on F1 visa, Exchange scholars on J visa, professionals on the H1B visa as well as US travelers who are looking for trip cancellation insurance for travel insurance.
2. Does IMG travel insurance cover Covid?
Yes, IMG offers travel insurance with coverage for Covid19 as for any other illness. Imglobal has trip cancellation insurance products (insures the cost of the trip as well as health of the traveler) as well as travel health insurance products (insurance only the health of the traveler). IMG also has products for international students, exchange scholars and expatriates.
3. Does IMG sell Cancel for Any Reason Insurance?
Yes, IMG does offer Cancel for any reason coverage as an add-on product on some of their trip insurance plans.
4. What does IMG insurance stand for?
International Medical Group (IMG) is an Indiana based company offering travel insurance products since 1990. IMG has over 320 employees and offers over 25 travel insurance products for travelers to the US as well as for US citizens traveling overseas.
5. Is IMG a good travel insurance company?
International Medical Group (IMG) has been accredited by the Better Business Bureau since 2005 and has an A- rating.
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