Outreach Travel medical Insurance for Missionaries

International Medical Outreach insurance

Policy maximum
$50k $100k $500k $1M
Deductible options
$0 $100 $250 $500 $1,000 $2,500
Insurance provider
International Medical Group
Outreach Travel Medical Insurance underwriter
Underwritten by Sirius International Insurance Corporation, a White Mountains Insurance Group Company.
Benefit Periode 6 months.
Coinsurance of Outreach Travel Medical Insurance
In Network - The plan pays 10%
10%
Out of Network
20%
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Outreach Travel Medical links

IMG International health insurance for missionaries

There are two Outreach products available to meet your needs and provides up to $2,000,000 of medical coverage:

  • International medical Outreach provides coverage for U.S. citizens traveling abroad for a minimum of five days up to a maximum of two years. If the plan is purchased for a minimum of three months, coverage may be renewed (without break in coverage) for a total of up to two years.
  • Outreach AmericaSM provides coverage for non-U.S. citizens traveling outside their home country for a minimum of five days up to a maximum of two years. If the plan is purchased for a minimum of three months, coverage may be renewed (without break in coverage) for a total of up to two years.

Outreach Travel Insurance for Missionaries - Key Highlights

  • Outreach Travel Insurance plan is a Comprehensive plan.
  • This travel insurance Plan is available for Non-US citizens traveling outside their home country and for US citizens traveling outside of the US.
  • The deductible options available are $0, $100, $250, $500,$1000 and $2500.
  • The coverage period for the plan starts from a minimum of 5 days and can go up to a maximum of 2 years.
  • Renewal of the plan is possible with a minimum purchase time period of 3 months.
  • Co-insurance coverage for treatment received outside the US is 100% and the coinsurance for coverage of treatment received in the US is 100% only within the PPO network. For Out of Network treatment received, the plan pays 90% for up to $5000.
  • IMG travel insurance plan provides a policy maximum options of $50,000, $100,000, $500,000, $1000,000 and $2000,000.
  • For both US and Non US citizens, a coverage of $25,000 is covered for sudden and unexpected recurrence of pre-existing conditions for emergency medical evacuation.
  • For US citizens, sudden and unexpected recurrence of pre-existing condition coverage availability and details are:
    1. For US citizens up to age 65 with primary health plan, usual reasonable and customary charges are covered up to plan maximum.
    2. For US citizens up to age 65 without the primary health plan, plan covers up to $20000 lifetime maximum.
    3. For US citizens above age 65 with or without the primary health plan 2500 maximum coverage is available
  • For Non US Citizens, sudden and unexpected recurrence of pre-existing condition coverage is available up to $25000 of eligible costs and expenses.
  • Visitors insurance plan provides coverage for Covid-19 treatment.

International Medical Outreach Insurance


Outreach Travel Medical Insurance Pre-existing Condition
For US Citizens
  • Sudden and Unexpected Recurrence of a Pre-existing Condition (Medical):
    • Up to age 65 with primary health plan - usual, reasonable and customary charges up to plan maximum.
    • Up to age 65 without primary health plan - $20,000 lifetime maximum.
    • 65 years and above with or without primary health plan - $2,500 lifetime maximum.
    For US Citizens:
    • Sudden and Unexpected Recurrence of a Pre-existing Condition (Emergency Medical Evacuation):
      • Up to $25,000 of eligible costs and expenses.

Outreach Travel Medical Insurance coinsurance?
  • For treatment received outside the U.S : IMG pays 100%
  • For treatment received within the U.S :
  • In the PPO Network: IMG pays 100%
  • Outside the PPO Network: IMG pays 90% up to $5,000, then 100%
  • NEED HELP?

    Contact our customer service team, we are here to help you!

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    Steps to buy outreach insurance and international health insurance missionaries online

    Step 1: Finding the available outreach insurance plan
    Complete the travel insurance quote request form by providing details of the traveler and insurance requirements for international medical outreach
    Step 2: Compare the different travel insurance options for international health insurance missionaries and international medical outreach
    Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.
    Step 3: Buy the travel insurance that you like best
    Purchase the plan that fits your requirements and budget best by using a credit card and completing the online application.
    Step 4: Review the visitors insurance plan documents received by email
    Review the visitors insurance documents & download visa letter is required.

    Factors that determine the cost of US travel insurance plans

    Age of the traveler

    The cost of travel insurance is directly proportional to the age of the traveler. The older the traveler and greater will be the cost of the visitors health insurance.

    Type of travel insurance

    Comprehensive travel insurance which provide exhaustive coverage are more expensive than fixed benefit travel insurance.

    Medical maximum coverage and deductible options

    The price of visitors medical insurance is directly dependant on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.

    Region of coverage

    Travel insurance depends on the coverage region. The cost for visitor health insurance for the United States is most expensive.

    Duration of travel insurance

    The longer the duration of visitor medical insurance required, the higher will be the cost.

    Plan benefits of Outreach travel insurance

    • COVID-19/SARS-CoV-2 Coverage Outreach travel insurance Offers coverage for COVID-19/SARS-CoV-2 as any other Illness or Injury.
      Intensive care unit Up to the overall maximum limit.
      Hospital room and board Average semi-private room rate, including nursing services
      Surgery Up to the maximum limit
      Eligible medical expenses Up to the maximum limit
    • Radiology / X-ray Up to the maximum limit
      Laboratory Up to the maximum limit
      Outpatient Surgical / Hospital Facility Up to the maximum limit
      Chemotherapy / Radiation Therapy Up to the maximum limit
      Physical therapy Up to the maximum limit (Medical order or treatment plan required)
      Pre-Admission Testing Up to the maximum limit
      Assistant Surgeon 20% of the primary surgeon’s eligible fee
      Anesthesia Up to the maximum limit
      Prescription Drugs and Medications Up to the maximum limit (Dispensing limit per prescription: 90 days)
      Reconstructive Surgery Up to the maximum limit (surgery is incidental to and follows surgery that was covered under the plan)
      Chiropractic Care Up to the maximum limit
    • Emergency local ambulance Up to the maximum limit. Subject to deductible and coinsurance
      Hospital emergency room Outside the U.S: Up to the maximum limit Inside the U.S: Subject to a $250 deductible for each emergency room visit for treatment that does not result in direct inpatient hospital admission. Up to the maximum limit
      Interfacility ambulance transfer Company pays 100%
      Emergency Illness - without In-patient Admission Up to the maximum limit. Additional $250 deductible
      Emergency Illness - with In-patient Admission Up to the maximum limit
    • Dental - Sudden dental emergency up to $100
      Dental injury due to an accident: up to the maximum limit Dental injury due to an accident: up to the maximum limit
    • Emergency medical evacuation $500,000 lifetime maximum (independent of the Maximum Limit) (Must be approved in advance by the company)
      Emergency reunion Up to $50,000 lifetime maximum (Must be approved in advance by the company)
      Return of mortal remains or cremation/burial $50,000 for Return of Mortal Remains or $5,000 for Cremation/Burial
      Return of minor children Up to $50,000. Not subject to deductible
      Political evacuation and repatriation Up to $10,000 (Must be approved in advance by the company)
    • Trip interruption Up to $5,000. Not subject to deductible.
      Natural disaster $100 per day and maximum limit of five days for accommodations. Not subject to deductible.
      Terrorism $50,000 maximum limit. Not subject to deductible
      Identity theft $500 maximum limit. Not subject to deductible
      Lost luggage $50 per item, $250 maximum limit. Not subject to deductible
    • Sudden and Unexpected Recurrence of a Pre-Existing Condition(for U.S. citizens only) Up to age 65 with primary health plan: URC up to maximum limit. Up to age 65 without primary health plan: $20,000 lifetime maximum. Age 65+: $2,500 lifetime maximum
      Sudden and Unexpected Recurrence of a Pre-Existing Condition-Emergency Medical Evacuation(for U.S. citizens only) Up to age 65: $25,000 maximum limit
    • Accidental death & dismemberment $25,000 principal sum. Not subject to deductible
      Common carrier accidental death $50,000 per insured adult and $250,000 maximum limit per family. Not subject to deductible.
    • Incidental Emergency in the U.S. Up to a cumulative two weeks
      Sports & Activities Coverage Up to the Maximum Limit for basic sports (non-organized, non-contact, and non-collision activities)
      Durable medical equipment Up to the maximum limit
      Extended care facility Up to the maximum limit
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    Steps to buy travel insurance


    Complete the quote form by entering your travel information

    Review the best insurance plans of reliable US providers

    Compare travel insurance plans based on price and benefits

    Select the best travel insurance for your needs and buy it online

    IMG Outreach medical insurance - Common Questions

    01. Is IMG travel insurance legit? Is IMG a real insurance company?

    International Medical Group (IMG) has been offering travel insurance products since 1990. Based in Indianapolis, IMG has more than 300 employees and offers 25+ travel insurance products for travelers to the US as well as for US citizens traveling overseas. Their products are ideal people traveling to the United States as tourists on B1 visa, international students on F1 visa, Exchange scholars on J visa, professionals on the H1B visa as well as US travelers who are looking for trip cancellation insurance for travel insurance.

    02. Does IMG travel insurance cover Covid?

    Yes, IMG offers travel insurance with coverage for Covid19 as for any other illness. Imglobal has trip cancellation insurance products (insures the cost of the trip as well as health of the traveler) as well as travel health insurance products (insurance only the health of the traveler). IMG also has products for international students, exchange scholars and expatriates.

    03. Does IMG sell Cancel for Any Reason Insurance?

    Yes, IMG does offer Cancel for any reason coverage as an add-on product on some of their trip insurance plans.

    04. What does IMG insurance stand for?

    International Medical Group (IMG) is an Indiana based company offering travel insurance products since 1990. IMG has over 320 employees and offers over 25 travel insurance products for travelers to the US as well as for US citizens traveling overseas.

    05. Is IMG a good travel insurance company?

    International Medical Group (IMG) has been accredited by the Better Business Bureau since 2005 and has an A- rating.

    Outreach Travel Medical Insurance Restrictions

    Outreach Travel Medical Insurance is not offering coverage for residents of Belarus, Russia, or Ukraine and travelers visiting Belarus, Russia, or Ukraine.

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