Outreach Travel Medical Insurance, GET the lastest outreach insurance, International health insurance for missionaries.

Outreach Travel Insurance for Missionaries - Key Highlights

Outreach Travel Insurance plan is a Comprehensive plan.
This travel insurance Plan is available for Non-US citizens traveling outside their home country and for US citizens traveling outside of the US.
The deductible options available are $0, $100, $250, $500,$1000 and $2500.
The coverage period for the plan starts from a minimum of 5 days and can go up to a maximum of 2 years.
Renewal of the plan is possible with a minimum purchase time period of 3 months.
Co-insurance coverage for treatment received outside the US is 100% and the coinsurance for coverage of treatment received in the US is 100% only within the PPO network. For Out of Network treatment received, the plan pays 90% for up to $5000.
IMG travel insurance plan provides a policy maximum options of $50,000, $100,000, $500,000, $1000,000 and $2000,000.
For both US and Non US citizens, a coverage of $25,000 is covered for sudden and unexpected recurrence of pre-existing conditions for emergency medical evacuation.
For US citizens, sudden and unexpected recurrence of pre-existing condition coverage availability and details are:

For US citizens up to age 65 with primary health plan, usual reasonable and customary charges are covered up to plan maximum.
For US citizens up to age 65 without the primary health plan, plan covers up to $20000 lifetime maximum.
For US citizens above age 65 with or without the primary health plan 2500 maximum coverage is available

For Non US Citizens, sudden and unexpected recurrence of pre-existing condition coverage is available up to $25000 of eligible costs and expenses.
Visitors insurance plan provides coverage for Covid-19 treatment.

International Medical Outreach Insurance

Outreach Travel Medical Insurance coinsurance^?

For treatment received outside the U.S : IMG pays 100%
For treatment received within the U.S :

In the PPO Network: IMG pays 100%
Outside the PPO Network: IMG pays 90% up to $5,000, then 100%

Outreach Travel Medical Insurance Pre-existing Condition

For US Citizens:
- Sudden and Unexpected Recurrence of a Pre-existing Condition (Medical):
  - Up to age 65 with primary health plan - usual, reasonable and customary charges up to plan maximum.
  - Up to age 65 without primary health plan - $20,000 lifetime maximum.
  - 65 years and above with or without primary health plan - $2,500 lifetime maximum.
For US Citizens:
- Sudden and Unexpected Recurrence of a Pre-existing Condition (Emergency Medical Evacuation):
  - Up to $25,000 of eligible costs and expenses.

Steps to buy outreach insurance and international health insurance missionaries online

Step 1: Finding the available outreach insurance plan
Complete the travel insurance quote request form by providing details of the traveler and insurance requirements for international medical outreach

Step 2: Compare the different travel insurance options for international health insurance missionaries and international medical outreach
Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.

Step 3: Buy the travel insurance that you like best
Purchase the plan that fits your requirements and budget best by using a credit card and completing the online application.

Step 4: Review the visitors insurance plan documents received by email
Review the visitors insurance documents & download visa letter is required.

Factors that determine the cost of US travel insurance plans

Age of the traveler

The cost of travel insurance is directly proportional to the age of the traveler. The older the traveler and greater will be the cost of the visitors health insurance.

Type of travel insurance

Comprehensive travel insurance which provide exhaustive coverage are more expensive than fixed benefit travel insurance.

Medical maximum coverage and deductible options

The price of visitors medical insurance is directly dependant on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.

Region of coverage

Travel insurance depends on the coverage region. The cost for visitor health insurance for the United States is most expensive.

Duration of travel insurance

The longer the duration of visitor medical insurance required, the higher will be the cost.

Plan benefits of Outreach travel insurance

In-Patient Medical Benefits

COVID-19/SARS-CoV-2 Coverage	Outreach travel insurance Offers coverage for COVID-19/SARS-CoV-2 as any other Illness or Injury.
Intensive care unit	Up to the overall maximum limit.
Hospital room and board	Average semi-private room rate, including nursing services
Surgery	Up to the maximum limit
Eligible medical expenses	Up to the maximum limit

Out-Patient Medical Benefits

Radiology / X-ray	Up to the maximum limit
Laboratory	Up to the maximum limit
Outpatient Surgical / Hospital Facility	Up to the maximum limit
Chemotherapy / Radiation Therapy	Up to the maximum limit
Physical therapy	Up to the maximum limit (Medical order or treatment plan required)
Pre-Admission Testing	Up to the maximum limit
Assistant Surgeon	20% of the primary surgeon’s eligible fee
Anesthesia	Up to the maximum limit
Prescription Drugs and Medications	Up to the maximum limit (Dispensing limit per prescription: 90 days)
Reconstructive Surgery	Up to the maximum limit (surgery is incidental to and follows surgery that was covered under the plan)
Chiropractic Care	Up to the maximum limit

Emergency Services

Emergency local ambulance	Up to the maximum limit. Subject to deductible and coinsurance
Hospital emergency room	Outside the U.S: Up to the maximum limit Inside the U.S: Subject to a $250 deductible for each emergency room visit for treatment that does not result in direct inpatient hospital admission. Up to the maximum limit
Interfacility ambulance transfer	Company pays 100%
Emergency Illness - without In-patient Admission	Up to the maximum limit. Additional $250 deductible
Emergency Illness - with In-patient Admission	Up to the maximum limit

Dental

Dental - Sudden dental emergency	up to $100
Dental injury due to an accident: up to the maximum limit	Dental injury due to an accident: up to the maximum limit

Evacuation

Emergency medical evacuation	$500,000 lifetime maximum (independent of the Maximum Limit) (Must be approved in advance by the company)
Emergency reunion	Up to $50,000 lifetime maximum (Must be approved in advance by the company)
Return of mortal remains or cremation/burial	$50,000 for Return of Mortal Remains or $5,000 for Cremation/Burial
Return of minor children	Up to $50,000. Not subject to deductible
Political evacuation and repatriation	Up to $10,000 (Must be approved in advance by the company)

Trip Protection

Trip interruption	Up to $5,000. Not subject to deductible.
Natural disaster	$100 per day and maximum limit of five days for accommodations. Not subject to deductible.
Terrorism	$50,000 maximum limit. Not subject to deductible
Identity theft	$500 maximum limit. Not subject to deductible
Lost luggage	$50 per item, $250 maximum limit. Not subject to deductible

Pre-Existing Conditions

Sudden and Unexpected Recurrence of a Pre-Existing Condition(for U.S. citizens only)	Up to age 65 with primary health plan: URC up to maximum limit. Up to age 65 without primary health plan: $20,000 lifetime maximum. Age 65+: $2,500 lifetime maximum
Sudden and Unexpected Recurrence of a Pre-Existing Condition-Emergency Medical Evacuation(for U.S. citizens only)	Up to age 65: $25,000 maximum limit

Life

Accidental death & dismemberment	$25,000 principal sum. Not subject to deductible
Common carrier accidental death	$50,000 per insured adult and $250,000 maximum limit per family. Not subject to deductible.

Other Benefits

Incidental Emergency in the U.S.	Up to a cumulative two weeks
Sports & Activities Coverage	Up to the Maximum Limit for basic sports (non-organized, non-contact, and non-collision activities)
Durable medical equipment	Up to the maximum limit
Extended care facility	Up to the maximum limit

Steps to buy travel insurance

Complete the quote form by entering your travel information

Review the best insurance plans of reliable US providers

Compare travel insurance plans based on price and benefits

Select the best travel insurance for your needs and buy it online

IMG Outreach medical insurance - Common Questions

International Medical Group (IMG) has been offering travel insurance products since 1990. Based in Indianapolis, IMG has more than 300 employees and offers 25+ travel insurance products for travelers to the US as well as for US citizens traveling overseas. Their products are ideal people traveling to the United States as tourists on B1 visa, international students on F1 visa, Exchange scholars on J visa, professionals on the H1B visa as well as US travelers who are looking for trip cancellation insurance for travel insurance.

Yes, IMG offers travel insurance with coverage for Covid19 as for any other illness. Imglobal has trip cancellation insurance products (insures the cost of the trip as well as health of the traveler) as well as travel health insurance products (insurance only the health of the traveler). IMG also has products for international students, exchange scholars and expatriates.

Yes, IMG does offer Cancel for any reason coverage as an add-on product on some of their trip insurance plans.

International Medical Group (IMG) is an Indiana based company offering travel insurance products since 1990. IMG has over 320 employees and offers over 25 travel insurance products for travelers to the US as well as for US citizens traveling overseas.

International Medical Group (IMG) has been accredited by the Better Business Bureau since 2005 and has an A- rating.

Outreach Travel Insurance for Missionaries

International Medical Outreach insurance

Outreach Travel Medical links

IMG International health insurance for missionaries

Outreach Travel Insurance for Missionaries - Key Highlights

International Medical Outreach Insurance

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Steps to buy outreach insurance and international health insurance missionaries online

Factors that determine the cost of US travel insurance plans

Age of the traveler

Type of travel insurance

Medical maximum coverage and deductible options

Region of coverage

Duration of travel insurance

Plan benefits of Outreach travel insurance

Steps to buy travel insurance

IMG Outreach medical insurance - Common Questions

International Medical Group(IMG) Insurance related coverage

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IMG Pre-existing conditions

IMG high-limit medical coverage

IMG cheap visitor insurance

Resourceful links for IMG Outreach medical Insurance

Outreach medical Insurance FAQ

Patriot Travel insurance blog

Patriot Trave insurance forum

IMG trip cancellation plans

Outreach Travel Medical Insurance Restrictions

International Medical Group, IMG travel insurance Links

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