Patriot Travel Insurance for Coverage Clarification

Patriot Travel Insurance

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Patriot America Plus
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Pre - existing/Covid19
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Patriot Platinum
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Patriot Platinum America offers coverage for Covid19
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Resourceful tourist insurance USA information

Find the best travel insurance

Find out the best insurance for your budget and needs
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How does travel insurance work?

Claims process for expenses due to injury or sickness
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How to buy travel insurance?

Guide to buying the best international travel health insurance
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Travel insurance glossary

Commonly used international travel medical insurance terms
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Travel insurance for specific groups

Tourists, Cruises, Students, J1 visa, OPT status, Immigrants...
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Compare travel insurance plans

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What does visitor travel insurance cover?


Health care expenses
Covers hospital expenses for sickness or accidents.

Doctor visit
Insures Doctor visits for sudden injury or sickness.

Pharmacy drugs
Doctor prescribed eligible pharmacy drugs expenses.

Pre-existing conditions
Some plans insure acute onset of pre-existing conditions.

Medical evacuation

Medical evacuation expenses to nearest facility included.

Repat of remains
Repatriation of remains to home country included.

Patriot Exchange Student insurance

01.  Patriot America Lite insurance for temporary coverage in the US till enrolment in domestic health insurance

questionHello,
I am looking for some temp coverage for my 14 yr old twin girls returning to the USA in the next 20 days to cover for period from their arrival in usa until their regular enrollment under 2019 open enrollment eff date of coverage beginning 01/01/2019. This is because I can't enroll them until after arriving in the USA from India and until Nov 1, 2018 when open enrollment begins. Thanks. Prefer email with complete info including application procedure to apply online from here in Chennai, India, also including cost and deductibles info. Would need to pay for coverage using credit/debit card from over here directly while enrolling. Much appreciate all your help.
Thanks,
Jay

questionDear Jay,
Thank you for contacting us at American Visitor Insurance for your travel health insurance needs!. The Patriot insurance plan offered by IMG is specifically designed for short term visitors to USA and is a hugely popular choice among tourists to America. These plans are ideal for your 14 year old twin girls returning to the US. Recently, this company made changes to their plans which allow US citizens who reside abroad to purchase these plans for short trips back home to the US. You can get all details about Patriot insurance. You can purchase the policy online.

This company has recently made a new policy which covers "acute onset of pre-existing conditions". That policy is called Patriot America Plus and is in all other ways the same as the Patriot America Lite policy. You can go here, to purchase the plan and/or get a free quote
You can buy any of these plans, by using the buy link provided above for both of them, and you can see the price for the plans there. You can select your preferred deductible and policy maximum and see the premium for the selected price. You can then complete the application and purchase the plan by paying through your credit card. You will receive a confirmation email from the insurance company to your email address which will have the ID card and the policy details attached to it. You can download the ID Card and policy letter for your future use.

Regards,
Customer care
www.americanvisitorinsurance.com
877 340 7910
02. Medical insurance for US citizen living abroad visiting the US

questionHello,
I am US citizen. My wife is Philippine citizen and my son is a dual citizen. I need insurance for my wife and son to visit US. Which country of citizenship should I enter for my son. Can I buy the same plan for my wife and son? Can they both be on one plan or should I do separate ones? Which address should I use for the residence mailing address for my son?
Thanks,
Richard

questionDear Richard,
Thank you for contacting us at American Visitor Insurance for your travel health insurance needs!. If the children are US citizens, you need to specify the US citizenship while filling out the application online. Patriot America Lite plan is available for both US and Non US citizens. You can put your wife as the primary holder and your son as dependent on one plan.
You need to mention that your son is US citizen for citizenship and for country of residence, you need to put the Philippine mailing address.
The Patriot insurance plan offered by IMG is specifically designed for short term visitors to USA and is a hugely popular choice among tourists to America. Recently, this company made changes to their plans which allow US citizens who reside abroad to purchase these plans for short trips back home to the US. You can get all details about Patriot insurance at -

This company has recently made a new policy which covers "acute onset of pre-existing conditions" for persons under 70 years of age. That policy is called Patriot America Plus and is in all other ways the same as the Patriot America Lite policy. Here is our website with all the details on that plan:
Feel free to call or email us with any questions or comments you may have.


Regards,
Customer care
www.americanvisitorinsurance.com
877 340 7910
03. Short term visitors to USA

questionHello,
What is the plan that is available for Permanent residents as well as the US citizens who is living abroad and want to visit US for short term?
Thanks,
Adi

questionDear Adi,
Thank you for contacting us at American Visitor Insurance for your travel health insurance needs!. The Patriot insurance plan offered by IMG is specifically designed for short term visitors to USA and is a hugely popular choice among tourists to America. Recently, this company made changes to their plans which allow US citizens who reside abroad to purchase these plans for short trips back home to the US. This plan is also available for permanent residents of the US.
You can get all details about Patriot insurance at -

This company has recently made a new policy which covers "acute onset of pre-existing conditions" for persons under 70 years of age. That policy is called Patriot America Plus and is in all other ways the same as the Patriot America Lite policy. Here is our website with all the details on that plan:
Please let us know if we can help you in any further.

Regards,
Customer care
www.americanvisitorinsurance.com
877 340 7910
04. Information regarding Patriot America Plus Insurance plan

questionHello,

I want information regarding Patriot America Plus Insurance plan. Specifically, whether the plan covers pre-existing condition..
Thanks,
Shreekant

questionDear Shreekant,

Thank you for contacting us at American Visitor Insurance for your travel health insurance needs!. Technically, no plan we offer will cover pre-existing medical conditions. That means, if a person requires regular medication or treatment, the plan will not pay for it (nor for a doctor visit to continue such treatment). So, if a person is on dialysis, the plan will not pay for this continued, although necessary treatment. Nor will the plan pay for heart medication for a heart patient.

What it does cover is called "acute onset" of a pre-existing condition for persons under 70 years of age. What this means is, should the person have an emergency due to their pre-existing condition, then they WILL be covered up to the maximum of the plan for that hospitalization and treatment. Note that it cannot be due to lack of required medical treatment, but must be something unexpected. "Acute" refers to the fact that the condition must be taken care of right away and is life-threatening (or to cause major functional harm like loss of limb or blindness).

You can find this outlined in the brochure. Many people find this confusing, because the plan documents will say they DO NOT cover pre-existing conditions as well as say that they do. That is because the coverage is limited in the above way I have described.

I hope this has helped you. It's a great plan and I often recommend it to clients.

Please let us know if we can help you in any further.

Regards,
Customer care
www.americanvisitorinsurance.com
877 340 7910
05. Excellent insurance for visitors to USA

questionHello,
Do you not offer Patriot Travel Medical insurance as an option?
Thanks,
Anu

questionDear Anu,
Thank you for contacting us at American Visitor Insurance for your travel health insurance needs!. We certainly do offer Patriot Travel Medical Insurance! There are several Patriot plans. If you are a non-US citizen, then you can purchase either Patriot America Lite or Patriot America Plus. The message below will explain the differences. The Patriot insurance plan offered by IMG is specifically designed for short term visitors to USA and is a hugely popular choice among tourists to America.

You can get all details about Patriot insurance and can purchase the policy online at -

This company has recently made a new policy which covers "acute onset of pre-existing conditions" for persons under 70 years of age. That policy is called Patriot America Plus and is in all other ways the same as the Patriot America Lite policy. You can get all details and can purchase the policy online for Patriot America Plus -
Feel free to call or email us with any questions or comments you may have.

Regards,
Customer care
www.americanvisitorinsurance.com
877 340 7910
06. Electronic Signature

questionHello,
I am trying to purchase Patriot America Lite plan and while I sign I am able to type in my name but not insert signature electronically. Please confirm if this is ok?
Thanks,
Monique

questionDear Monique,
Thank you for contacting us at American Visitor Insurance for your travel health insurance needs!.
Regarding your question on inserting electronic signature, it is fine if you could type it. There is no need for an electronic signature.
Please let us know if we can help you in any further.

Regards,
Customer care
www.americanvisitorinsurance.com
877 340 7910

07. Patriot America Plus Insurance for pre-existing conditions coverage

questionDear Customer Care,
Please inform me the following:

  • List of the medical centers, clinics, doctors, hospitals, emergency centers etc in network of Patriot America Plus.
  • Will F2 visa holder be eligible?
  • Will it cover pre-existing condition if it gets worse?
  • Will it cover dental care?
Yours sincerely,
Rifat

questionDear Rifat,
Find your answers below:
  • You can search the company’s PPO network using the links below; you will have to put in your zip code and then choose what type of provider/hospital you are interested in.
  • A dependent of a F1 visa holder is perfectly eligible for any of the visitor medical insurance for F2 visa holders we offer on our website. The only issue is that some institutions have requirements that must be met. In that case, we would have to make sure that those requirements are met.
  • A covered illness will be covered by the same policy as long as you maintain continuous coverage (renew and do not let the policy expire).
  • Injury to a tooth is covered to maximum of the plan; however, a sudden pain will only be covered in the amount of $100 (anything else will not be covered). Does not cover regular check-ups or teeth cleaning.
Thank you for your interest in Patriot America Plus. It is a very good and economical policy which we recommend quite often. Here are the links for the plan below:
Do let us know if you have any further questions.

Regards,
Customer care
www.americanvisitorinsurance.com
877 340 7910
08. Filling the online application

questionDear sir,,
I want to buy Patriot travel insurance. But when I have filled all the application and I sign up, the system says that an error ocurred, I have to put my last name. I dont understand, I put my whole name which is Alejandro Navarro Trell, and the system says the same. Please could you help me, I dont know what happens.
Looking forward to hear you soon.
Regards,
Alejandro

questionDear Alejandro Navarro,
I suspect that you are filling your entire name in the first box in the row "First (Given Name) / Last Name (Surname)". There are two boxes there, please enter 'Alejandro Navarro' in the first box and 'Trell' in the second box.
You should have no problem if you complete the application this way. Please complete the form using:

Regards,
Customer care
www.americanvisitorinsurance.com
877 340 7910
questionDear American Visitor Insurance,
I am trying to buy the Patriot International plan and have a few Questions. I am an Indian passport holder, but currently live in the US. I am traveling to Iceland on a holiday. While purchasing the plan, I am asked what is my Primary Destination country ? I am confused because it states - "For non-U.S. citizens, select U.S. if any of your destinations include the U.S. "
Best regards,
Lalita

questionDear Lalita,
Thank you for contacting American Visitor Insurance. The Primary Destination country in your case is 'Iceland', and your home country is the United States.

Regards,
Customer care
www.americanvisitorinsurance.com
877 340 7910
09. Email address to send claims form

questionHi,
I have insurance through Patriot America Lite at IMG. I would like to know if a claim can be submitted by email instead of mail or fax? Customer care said I can. What would be the email address?
Thanks,
Aishwarya

questionDear Aishwarya,
The email address for IMG is insurance@imglobal.com. Be sure you follow their instructions on the claims form available from our website or your email confirmation.

Regards,
Customer care
www.americanvisitorinsurance.com
877 340 7910

10. Travel Medical Insurance coverage for routine blood tests in USA

questionHello,
I had a few questions on Patriot America Lite plan that I am interested in purchasing for my father who is 67 years and is coming to USA and his home country is Bangladesh.

  • Will Patriot America Lite cover for a general practitioner visit and routine blood tests if necessary?
  • Is there any waiting period for accessing the services?
  • Can you advise me what will be the total premium from say 08/11/2014--23/02/2015,in USA with Patriot America Lite, in the Brochure Option 1
  • My father will come to Melbourne from USA and then return to home country Bangladesh. Is it possible to cover that travel from LA to Melbourne? From Australia I will arrange insurance with him.
Regards,
Shaila

questionDear Shaila,
Thank you for contacting us at American Visitor Insurance for your travel health insurance needs!.
Here are our answers to your questions.
  • Patriot America Lite or any other short term travel medical insurance plan does not provide coverage for routine check ups (preventive care).Patriot America Plus Plan provides coverage for an unexpected sickness or injury. If your visitor has pre existing conditions then any sudden recurrence of the condition will be getting choosen maximum coverage up to 70 years for Non US citizen .
  • There is no waiting period on accessing any services. This plan however needs to be purchased before 30 days after arrival in US.
  • For a policy maximum of $50,000 and a deductible of $250, for the age 67, the premium for the specified time period would be about $528.95.
  • Assuming that your father is a Non US Citizen, he can get coverage through Patriot America Lite from USA to Melbourne. Hope fully this was helpful!
Please let us know if you have any further questions.

Regards,
Customer care
www.americanvisitorinsurance.com
877 340 7910
11. Travel Medical Insurance plan coverage for 3 months or for 6 months

questionHi,
I am interested in availing PATRIOT EXCHANGE INSURANCE and I would like to know whether there is any three months or six months payment option instead of one year
Thank you,
Praveen Kumar

questionDear Praveen Kumar,
Thank you for contacting us at American Visitor Insurance for your travel health insurance needs!.
The minimum purchase time for the plan is 1 month for it to be renewable. It can be purchased for any number of months.
So, yes, go ahead and make your purchase.
I am including the BUY link and details of the Patriot Exchange plan for your reference:

Regards,
Customer care
www.americanvisitorinsurance.com
877 340 7910

Travel Insurance FAQ

Frequently asked questions about Visitors insurance.

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Travel Insurance Blog

Global Medical insurance policies for Visitors insurance.

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Patriot travel insurance - Frequently asked questions

01.  What is the best health insurance for visitors to USA?

There are different factors for buying best health insurance for USA visitors. Visitors should compare fixed benefits and comprehensive visitor insurance plans. Foreign visitors to USA travel insurance customers should understand the concepts of deductibles and co-insurance and Pre-existing conditions travel health insurance. A prudent and well informed traveler will make the correct choice while buying tourist insurance in USA for his or her unique needs.

02.  Why is travel insurance for USA so expensive?

There is no denying that travel insurance to USA is unfortunately very expensive. The main reason for this is simply because the cost of healthcare in the USA is very expensive and the travel insurance USA costs are directly related to the healthcare costs.One more factor for some USA travel insurance plans to be very expensive is that there are specially designed travel insurance for USA plans available for older travelers, with higher medical coverage as well as some plans with coverage for pre-existing ailments.

03.  How to buy travel insurance ? How to find the best international travel health insurance ?

There are many international travel health insurance plans for coverage both in the USA as well as around the world offered by US insurance providers. Given the several travel insurance international options, it can be confusing to find the best health insurance for international travel for your needs. What is very useful in making this decision is to compare travel insurance USA of different companies.

The travel insurance comparison allows travelers compare prices as well as coverage benefits in an objective manner. The traveler can change relevant factors like the medical maximum coverage required, the international traveler insurance deductible, any international travel health insurance plans with coverage for pre-existing ailments, travel insurance international coverage for Covid19 ... The global travel insurance comparison also allows travelers to buy the best travel insurance based on ones needs by completing an online application and paying using a credt card. One completing the purchase the travel insurance plan is emailed to the customer.

International Medical Group, IMG Patriot travel insurance links

Related Forum Entries

  1. Visitors Insurance Forum
    1. Travel Insurance
    2. US citizens visiting USA
    3. US citizens traveling outside USA
    4. US citizens visiting Australia
    5. Pre Existing Conditions
    6. Coverage for Australians
    7. Senior Citizens
    8. Family
    9. Maternity
    10. Atlas Travel Policy
    11. Puerto Ricans visiting mainland USA
    12. Patriot Travel Policy
    13. Travel Medical Policy
    14. How an insurance plan works?
    15. FAQs Forum
  2. Student Insurance Forum
    1. Student Secure Insurance
    2. Study USA Insurance
    3. Patriot Exchange
    4. Student Health Advantage
    5. F1 Visa Insurance
    6. OPT Insurance
    7. F2 Visa Insurance
  3. Adventure Sports Coverage
    1. Motorcross Coverage
  4. J1 Visa Insurance Forum
    1. J2 Visa Insurance
    2. Study USA Insurance
    3. Patriot Exchange
    4. Family
    5. Maternity
    6. Evacuation-Repatriation Insurance
    7. University Insurance
  5. H1/H4 Visa Insurance Forum
  6. K1 Visa Insurance Forum
  7. E2 Visa Insurance Forum
  8. International Health Insurance Forum
    1. Global Health Insurance
  9. Green Card Holders
  10. Schengen Visa Insurance Forum
  11. Insurance Cancellation Forum
  12. Insurance Clarification Forum
    1. Buying Insurance
    2. Coverage
    3. Renewal
    4. how to use insurance?
  13. Direct Billing & Claims Forum
  14. Safe Travel Forum
  15. Trip Cancellation insurance
  16. Trip protection insurance
  17. International travel insurance
Forum Entries x
  1. Visitors Insurance Forum
    1. Travel Insurance
    2. US citizens visiting USA
    3. US citizens travelling outside USA
    4. Pre Existing Conditions
    5. Coverage for Australians
    6. Senior Citizens
    7. Family
    8. Maternity
    9. Atlas Travel Policy
    10. Patriot Travel Policy
    11. Travel Medical Policy
    12. How an insurance plan works?
    13. FAQs Forum
  2. Student Insurance Forum
    1. Student Secure Insurance
    2. Study USA Insurance
    3. Patriot Exchange
    4. Student Health Advantage
    5. OPT Insurance
    6. F2 Visa Insurance
  3. Adventure Sports Coverage
    1. Motorcross Coverage
  4. J1 Visa Insurance Forum
    1. J2 Visa Insurance
    2. Study USA Insurance
    3. Patriot Exchange
    4. Family
    5. Maternity
    6. Evacuation-Repatriation Insurance
    7. University Insurance
  5. H1/H4 Visa Insurance Forum
  6. K1 Visa Insurance Forum
  7. International Health Insurance Forum
  8. Green Card Holders
  9. Schengen Visa Insurance Forum
  10. Insurance Cancellation Forum
  11. Insurance Clarification Forum
    1. Buying Insurance
    2. Coverage
    3. Renewal
  12. Direct Billing & Claims Forum
  13. Safe Travel Forum
  14. Visitor Insurance FAQs
  15. Visitor Insurance Blogs
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Patriot Travel Insurance is not offering coverage for residents of Belarus, Russia, or Ukraine and travelers visiting Belarus, Russia, or Ukraine.