IMG Patriot America Plus Insurance
Best health insurance for visitors to USA with acute onset of pre-existing condition coverage, PPO network access, and emergency medical evacuation.
What is IMG Patriot America Plus Insurance?
Patriot America Plus insurance is a comprehensive travel health insurance with sudden illness protection for non-US citizens visiting the USA individually or in groups. COVID-19 is covered if contracted after the policy start date. Backed by a top-rated insurance company (A rating by AM Best) it is one of the most popular travel health insurance for foreigners in USA.
Top reasons to buy Patriot America visitor insurance before your trip:- Coverage from 5 days to 364 days, renewable up to 2 years
- Ideal for visitors to the USA, parents visiting children in the U.S., and seniors
- Best for U.S. citizens living abroad and returning to the United States for vacations, family visits, or short stays
- Access to ID card and documents online after purchase
- 24/7 Telehealth access to U.S. board-certified doctors
- Best visitor insurance with pre-existing medical coverage: Covers acute onset of pre-existing conditions under age 70
After buying the plan, Travelers can get the Patriot America Plus id card and all the plan document by using Patriot America Plus insurance login You can also complete the Patriot America plus insurance application form. to ensure you have the coverage you need while traveling to the USA. At American Visitor Insurance, USA Travelers can contact the Patriot America Plus insurance customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!
Who Should Buy Patriot America Plus Visitor Insurance?
Comprehensive health insurance for tourists in USA, including coverage for acute onset of pre-existing conditions.
Protects against major unexpected medical expenses while keeping premiums low, with flexible coverage periods.
Business travelers on B1 or H1B visas who need flexible short-term health insurance with same-day or next-day coverage start and access to a PPO network in the USA.
Best for U.S. citizens returning to the USA for vacations, family visits, or temporary stays.
Travelers needing routine treatment or ongoing care for chronic pre-existing conditions, or those looking for trip cancellation coverage.
Can Green Card Holders Buy the Patriot America Travel Insurance Plan?
Yes. Green Card holders can purchase the Patriot America Plus plan as long as they maintain a residential address outside the United States.
This requirement helps classify the plan as international visitor medical insurance. It is ideal for new U.S. immigrants, parents of Green Card holders, or those waiting for domestic health coverage to begin.
What Are the Maximum Coverage Limits for Patriot Plus Travel Insurance?
Choose your own coverage limit up to $1 million.
The Patriot America Plus travel insurance coverage limits are flexible policy maximum options designed to suit different traveler needs and age groups.
This visitor health insurance for USA travelers allows you to choose the maximum medical coverage amount the total dollar limit of benefits available under your policy.
Once this policy maximum is reached, no additional medical expenses will be covered. It is one of the best medical insurance for visitors to USA with $1 million coverage.
- Ages 0-69: Choose from $50,000, $100,000, $250,000, $500,000, or $1,000,000 maximum medical coverage for visitors to USA.
- Ages 70-79: Coverage limited to $50,000 and $100,000 policy maximums.
- Age 80+: Coverage limited to $10,000 under the Patriot America Plus visitor insurance plan.
What Is a Deductible in Patriot America Plus Insurance?
In the Patriot America Plus travel insurance plan, the deductible is the initial amount you pay out of pocket before your visitor medical insurance coverage begins.
It's the portion of covered medical expenses that you, as the insured traveler, must pay first - after which the plan pays the remaining eligible costs up to your chosen policy maximum.
This best visitor insurance with flexible deductible allows you to select the deductible that best fits your budget and comfort level.
For most visitors, the $250 deductible offers the best balance of premium savings and manageable out-of-pocket cost if you need care. Healthy younger visitors can consider $500 or $1,000.
| Deductible | Premium Impact | Best For |
|---|---|---|
| $0 | Highest premium | Those who want zero out-of-pocket |
| $100 | High premium | Comfort with minimal out-of-pocket |
| $250 | Moderate | Best overall balance |
| $500 | Lower premium | Healthy visitors, shorter trips |
| $1,000 | Low premium | Younger, very healthy visitors |
| $2,500 | Lowest premium | Catastrophic coverage only |
Patriot America Plus Deductible vs Premium Cost
Choosing a higher deductible usually lowers your Patriot America Plus insurance premium, while a lower deductible gives immediate first-dollar coverage for medical expenses.What Does Coinsurance Mean in Patriot America Plus Travel Insurance?
In the Patriot America Plus travel insurance plan, coinsurance refers to the percentage of eligible medical expenses that the insurance company pays after the deductible has been met. It’s an important part of how visitor medical insurance for USA travelers shares costs between you (the insured) and the insurance provider.
How coinsurance works in Patriot America Plus visitor medical insurance USA?
Patriot America Plus insurance cost sharing explained:
- In PPO Network: Best visitor insurance with 100% coinsurance in PPO network as it covers 100% of eligible medical expenses after the deductible.
- Outside PPO Network: 90% coverage up to $1,000, then 100% coverage up to the selected policy maximum.
This means that when you receive treatment within the UnitedHealthcare PPO network, your Patriot America Plus visitor insurance covers all eligible costs once your deductible is paid.
When treated outside the PPO network, the plan still provides generous coverage, ensuring broad protection wherever you travel in the USA.
Choosing a travel insurance plan with strong coinsurance benefits helps minimize your out-of-pocket costs and ensures smoother claims during medical emergencies abroad.
Why Should I Buy Patriot America Plus Travel Insurance?
Patriot America Plus Insurance is a reliable travel medical insurance plan designed for non-U.S. residents visiting the United States, including tourists, business travelers, parents, and short-term visitors. It is administered by IMG (International Medical Group) and underwritten by SiriusPoint Specialty Insurance Corporation, rated A- (Excellent) by A.M. Best, ensuring financial strength and trustworthiness.
The plan provides essential protection against unexpected medical emergencies in the U.S., including hospitalization, doctor visits, emergency care, and other eligible medical expenses. It is designed to help travelers manage high healthcare costs in the United States while offering flexible coverage options based on travel needs and duration.
- Acute onset of pre-existing conditions coverage: Covers eligible acute onset of pre-existing conditions for travelers under age 70, up to the policy maximum. Includes up to $25,000 lifetime maximum for emergency medical evacuation related to an acute onset event.
- Affordable comprehensive travel insurance for America: Provides coverage for new illnesses and accidental injuries, including doctor visits, hospital stays, surgery, emergency room treatment, diagnostic testing, and other eligible medical expenses after the deductible and applicable coinsurance.
- Emergency medical evacuation: Covers emergency medical evacuation up to the policy maximum to the nearest appropriate medical facility when medically necessary due to a life-threatening illness or injury.
- Urgent care and walk-in clinic coverage: Urgent care visits are covered with only a $25 copay, while walk-in clinic visits are covered with a $15 copay, making treatment for minor illnesses and injuries more affordable.
- Optional adventure sports coverage: Adventure Sports Rider coverage is available for eligible recreational and adventure activities, helping protect travelers participating in higher-risk sports.
- Access to PPO provider networks: Policyholders can access the UnitedHealthcare PPO Network within the United States. Using in-network providers may reduce out-of-pocket expenses and simplify claims processing.
- Coverage for U.S. citizens and Green Card holders living abroad: The plan may also be purchased by eligible U.S. citizens and Green Card holders who reside outside the United States and are returning temporarily to visit.
- Flexible coverage periods: Coverage can be purchased for as few as 5 days and up to 365 days. Eligible travelers may renew coverage for up to 24 months.
- Evacuation Plus upgrade: Optional Evacuation Plus coverage provides up to $25,000 for medically necessary transportation by air or ground ambulance, even when hospitalization is required for a non-life-threatening condition.
- Real-time travel safety alerts: IMG Travel Intelligence provides destination-specific alerts covering health, weather, transportation, and security risks through the IMG mobile app, helping travelers stay informed during their trip.
- Prescription savings program: Access discounts at more than 35,000 pharmacies nationwide through the Universal Rx prescription discount program.
Can the Patriot America Plus Plan Be Extended or Renewed?
- This plan can be extended for a minimum of 5 days up to a 12 months period, until reaching a maximum of 24 continuous months.
- Prior to the end of each period of coverage purchased, you will receive renewal information.
- You have the option to renew online or you may complete a paper renewal form.
- Each insured person pays one deductible and coinsurance per 12-month coverage period.
What Is Covered for Acute Onset of Pre-Existing Conditions?
Covers sudden and unexpected onset or recurrence of a pre-existing condition that becomes life-threatening or requires emergency medical care after the policy start date.
- check_circleAvailable for travelers under age 70
- check_circleCoverage up to the selected policy maximum (e.g., $50,000, $100,000, $250,000, $500,000, $1,000,000)
- check_circleNo look-back period exclusion Sudden emergencies - life-threatening events are covered
- check_circleExamples include heart attack, asthma attack, diabetic emergency, and severe allergic reaction
- check_circleCoverage for any other illness contracted after the policy start date
Acute Onset vs. Chronic Management
Patriot America Plus covers acute onset -sudden emergency flare-ups. It does NOT cover routine management, check-ups, or scheduled treatment for chronic conditions like ongoing diabetes medication or planned cardiac procedures.Does Your Pre-Existing Condition Get Covered?
Sudden myocardial infarction requiring emergency care, covered up to policy max under age 70
Sudden severe asthma attack or acute respiratory distress requiring emergency treatment.
Acute cerebrovascular event requiring emergency hospitalization and care
Sudden severe hypoglycemia or hyperglycemia requiring immediate emergency care
How Much Does Patriot America Plus Insurance Cost?
The cost of Patriot America Plus Insurance ranges from $50 to $790 per month, depending on the traveler’s age, selected plan maximum, and deductible.
The table below shows sample monthly rates based on a $250 deductible. Choosing a higher deductible results in lower premiums, while a lower deductible increases the premium.
| Age of traveler | Medical Coverage | ||||
|---|---|---|---|---|---|
| $50,000 | $100,000 | $250,000 | $500,000 | $1,000,000 | |
| 18 - 29 years | $50 | $62 | $68 | $86 | $98 |
| 30 - 39 years | $59 | $80 | $93 | $100 | $110 |
| 40 - 49 years | $77 | $95 | $107 | $126 | $145 |
| 50 - 59 years | $129 | $159 | $197 | $223 | $246 |
| 60 - 64 years | $174 | $223 | $298 | $324 | $355 |
| 65 - 69 years | $202 | $254 | $307 | $361 | $407 |
| 70 - 79 years | $303 | $438 | Not available for this age group | ||
| 80 - 99 years | $790/month $10,000 max only, $250 deductible | ||||
Source: American Visitor Insurance® | Prices verified for 2026 travel season.
Deductible Adjustment Factors
Multiply the base rate above by the factor for your chosen deductible:
What Are the Benefits of Patriot America Plus Health Insurance?
| Home Nursing Care | Up to the maximum limit (Upon direct transfer from an acute care facility) |
| Assistant Surgeon | 20% of the primary surgeon’s eligible fee |
| Bedside Visit | $1,500 maximum limit. Must be hospitalized in an intensive care unit. Not subject to deductible. |
| Outpatient Surgical / Hospital Facility | Up to the maximum limit |
| Laboratory | Up to the maximum limit |
| Chemotherapy / Radiation Therapy | Up to the maximum limit |
| Pre-Admission Testing | Up to the maximum limit |
| Reconstructive Surgery | Up to the maximum limit (Surgery must be incidental to and follow a covered surgery under the plan) |
| Anesthesia | Up to the maximum limit |
| Chiropractic Care | Up to the maximum limit |
| Extended Care Facility | Up to the maximum limit |
| Emergency Eye Examination | $150 maximum limit. $50 deductible per occurrence. Subject to coinsurance. |
| Hospital Room and Board | Average semi-private room rate, including nursing services |
| Radiology / X-ray | Up to the maximum limit |
| Physical Therapy | Up to the maximum limit (Medical order or treatment plan required) |
| Walk-In Clinic | $15 copay. Copay is not applicable when the $0 deductible is selected. Not subject to deductible. |
| Urgent Care Clinic | $25 copay for urgent care center. Copay is not applicable when the $0 deductible is selected. Not subject to deductible. |
| Traumatic Dental Injury | Up to the maximum limit. Additional treatment for the same injury rendered by a dental provider will be paid at 100%. |
| Surgery | Up to the maximum limit |
| Intensive Care Unit | Up to the overall maximum limit. |
| Durable Medical Equipment | Up to the overall maximum limit. |
| Emergency Dental Treatment | $300 maximum limit due to accident or unexpected pain to sound natural teeth. |
| Prescription Drugs and Medications | Up to the plan maximum limit, may not exceed $250,000 (Dispensing limit per prescription: 90 days) |
| Supplemental Accident | Maximum limit per covered accident: $300 |
| Hospital Emergency Room
Inside the U.S. |
Injury not subject to emergency room deductible. Illness: Subject to a $250 deductible for each emergency room visit for treatment that does not result in direct inpatient hospital admission. Up to the maximum limit. |
| Physician Visits | Up to the maximum limit |
| Interfacility ambulance transfer | Company pays 100% |
| Natural disaster | $250 per day and maximum limit of five days for accommodations. Not subject to deductible. |
| Political evacuation and repatriation | $100,000 maximum limit. Not subject to deductible |
| Local Burial or Cremation | Up to $5,000 lifetime maximum. |
| Emergency medical evacuation | Covered Up to $1,000,000 |
| Return of mortal remains or cremation/burial | Up to the maximum limit for return of mortal remains or ashes to country of residence, or $5k maximum limit for cremation or local burial at the place of death. Not subject to deductible |
| Emergency local ambulance | Up to the maximum limit. |
| Return of minor children | $100,000 maximum limit. Not subject to deductible |
| Natural disaster evacuation | $25,000 maximum limit. Not subject to deductible |
| Emergency reunion | $100,000 maximum limit. Not subject to deductible |
| Remote transportation | $5,000 per certificate period / $20k maximum limit |
| Terrorism | Up to $50,000 maximum limit. Not subject to deductible |
| Accidental Death & Dismemberment | $50,000 principal sum. Death must occur within 90 days of the accident. Not subject to deductible. |
| Personal Liability | $25,000 combined maximum limit. $100 deductible per injury or property damage claim. No coverage for injury to related third parties or damage to related parties’ property. |
| Loss of Checked Baggage | Up to $1,000 maximum limit. Not subject to deductible. |
| Pet Return | $1,000 maximum limit. Not subject to deductible. |
| Small Pet Common Air Carrier Accidental Death | $500 maximum limit. Not subject to deductible. |
| Return Travel | $10,000 maximum limit. Not subject to deductible. |
| Identity Theft | $500 maximum limit. Not subject to deductible. |
| Common Carrier Accidental Death | $25,000 per insured child, $100,000 per insured adult, and $250,000 maximum limit per family. Not subject to deductible. |
| Acute Onset of Pre-Existing Condition | Up to the maximum limit.(Insured person must be under 70 years of age) |
| Pre-Existing condition medical evacuation | $25,000 maximum limit for emergency medical evacuation |
What Optional Coverage Options Are Available with Patriot America Plus?
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
Patriot America Plus insurance travel insurance for adventure sports
Adventure Sports Rider is available for individuals up to 65 years of age.
If you are a thrill-seeking traveler who enjoys life's more adventurous activities, you may want to consider adding supplemental coverage to your plan. The Adventure Sports Rider provides coverage for injuries sustained during certain extreme sports that would otherwise be excluded from your insurance policy.
This plan covers any illness or injury sustained while participating in adventure activities. The covered adventure sports include: abseiling, BMX, bobsledding, bungee jumping, canyoning, caving, hot air ballooning, jungle zip lining, parachuting, paragliding, parascending, rappelling, skydiving, spelunking, and windsurfing.
| Age | Maximum Coverage |
|---|---|
| 0–49 years | $50,000 certificate period |
| 50–59 years | $30,000 certificate period |
| 60–64 years | $15,000 certificate period |
Chaperone/Faculty Leader Replacement Rider
Groups may purchase the Chaperone/Faculty Leader Replacement Rider or added travel protection.
This rider provides reimbursement of up to $3,000 for a round-trip economy airline ticket for a replacement Chaperone or Faculty Leader if the originally designated individual is unable to travel due to:
- Unexpected death of a relative
- Medical emergency
- Substantial destruction of the insured's principal residence in their home country
Note: This rider is only available with group plans.
Enhanced Accidental Death & Dismemberment Rider AD&D Rider
The AD&D Rider provides additional financial protection by paying up to $400,000 to you or your beneficiaries if death or dismemberment occurs as a direct result of an accident.
Key Highlights:
- Maximum Benefit: Up to $400,000
- Eligibility: Available only for the primary insured person
- Additional Coverage: This is in addition to the base AD&D coverage included in the plan
- Minimum Purchase Duration: 3 months
Note: This is an optional rider and must be selected during the policy purchase.
Accidental Death & Dismemberment - More Details picture_as_pdf
Mobile Device Protection
Device Protection ensures peace of mind by covering your cell phone against unexpected mishaps while traveling.
Whether you're staying connected with loved ones, using maps, or capturing memories, your phone is essential — and this coverage helps you stay digitally connected even if something goes wrong.
Mobile Device Protection - More Details picture_as_pdf
Bolt Device Protection - More Details picture_as_pdf
Trip Cancellation, Interruption and Travel Delay Rider
Available an individual plans U.S. residents only
Should something unexpected happen before or during your trip, this optional rider can help protect you from financial loss by covering:
- Trip Cancellation
- Trip Interruption
- Travel Delay
While all Patriot plans include basic return travel benefits, the Trip Cancellation, Interruption, & Travel Delay Rider offers expanded coverage for unforeseen events.
If you are unable to travel due to a covered reason (such as illness, natural disaster, or other unexpected situations), this rider can reimburse you for up to 100% of prepaid, non-refundable payments or deposits that would otherwise be lost. Protect your travel investment and gain peace of mind before your journey begins.
Teladoc Rider
| Benefit | Limits |
|---|---|
| Teladoc Consultation |
|
What Is the Patriot America Plus PPO Network and How Does It Work?
A Preferred Provider Organization (PPO) is a network of highly qualified doctors, well-recognized hospitals, and medical providers/facilities contracted by IMG to reduce out-of-pocket costs for insured individuals. This insurance offers two PPO network options.
Inside the U.S., visitor insurance with UnitedHealthCare PPO access is a top-tier provider network giving access to numerous doctors and services and making it the best travel medical insurance with UHC PPO network.
search Find a UHC Doctor
Also inside the U.S., First Health International offers a reputable tier-one network of healthcare providers and services.
search Find a First Health DoctorUsing PPO networks when receiving medical care in the U.S. can significantly reduce your out-of-pocket expenses. These networks include highly rated hospitals and certified medical professionals. Your insurance ID card will specify the applicable PPO network. Always verify participation with the provider beforehand, as network affiliations may change.
What Would You Actually Pay?
Five scenarios showing how Patriot America Plus coverage works in practice.
Pros & Cons of Patriot America Plus Insurance
Patriot America Plus advantages
9 benefitsAffordable premiums compared to comprehensive plans, making it ideal for budget-conscious visitors
Coverage available from just 5 days up to 364 days, with renewability for up to 2 years
Access to the UnitedHealthcare and FirstHealth PPO networks nationwide
Meets J1, J2, F1, F2, M1, M2, and A visa insurance requirements
Flexible deductibles ranging from $0 to $2,500 allow for premium customization
Available for individuals, families, and groups of 5 or more
Optional adventure sports rider available for active travelers (up to age 65)
Can be purchased even after arrival in the U.S. (within 30 days for ages 65+)
Underwritten by SiriusPoint Specialty Insurance Corporation, rated A by A.M. Best
Patriot America Plus disadvantages
7 limitsAcute onset of Pre-existing coverage not available beyond 70 years
COVID-19 is not covered under the Lite plan
Limited maximum coverage for seniors aged 80+ (only $10,000)
Not available to residents of, or travelers visiting, Belarus, Russia, or Ukraine
Applicants must not be HIV-positive, pregnant, hospitalized, or disabled on the policy start date
A $50 cancellation fee applies if the policy is cancelled after the start date
Lower coverage limits compared to Patriot America Plus (which offers coverage up to $8 million)
How Does Patriot America Plus Insurance Works?
Coverage applies to sudden illness, accidental injury, emergency hospitalization, and acute onset of pre-existing conditions. Routine checkups, maternity, and preventive care are not covered.
Show your IMG insurance ID card at a PPO provider (United Healthcare or First Health network) to reduce out-of-pocket costs. Out-of-network providers are allowed - but you pay upfront and claim reimbursement later.
Lower out-of-pocket costs. Provider may bill insurer directly.
You may need to pay upfront and file a claim for reimbursement.
| Expense | Amount Billed | Insurance Pays | You Owe |
|---|---|---|---|
| Deductible | $100 | $0 | $100 |
| Hospital stay (3 days × $2,000) | $6,000 | $6,000 | $0 |
| Surgery | $16,000 | $16,000 | $0 |
| Prescription Drugs | $600 | $600 | $0 |
| X-Ray | $1,400 | $1,400 | $0 |
| Total | $24,100 | $24,000 | $100 |
Disclaimer: Example is illustrative. Actual coverage depends on policy terms, network participation, and eligibility of expenses.
Submit your claim documents to IMG for reimbursement of all covered benefit amounts. Keep every receipt, bill, and doctor's note - IMG needs itemised documentation.
1. Download claim form at imglobal.com
2. Attach all itemised bills & receipts
3. Mail or email to IMG
Phone: 1-800-628-4664
Email: customercare@imglobal.com
Mail: PO Box 240429, Apple Valley, MN 55124, USA
IMG pays covered amounts by cheque or direct deposit in US dollars. Your policy stays active until it expires or until you reach your chosen plan maximum. Once the maximum is hit, no further benefits are paid for that period.
What Are the Restrictions of Patriot America Travel Insurance?
IMG visitor insurance is not offering coverage for residents of Belarus, Russia, Iran or Ukraine and travelers visiting Belarus, Russia, Iran or Ukraine.
Can I Cancel Patriot America Plus Insurance and Get a Refund?
- Before the Effective Date (Within 3 Days)
- You have 3 days from your policy start date to review your coverage.
- If you are not satisfied with the coverage, benefits, or terms, you can cancel the policy.
- You will receive a full refund of the premium paid.
- After the Effective Date (After 3 Days)
- You can still cancel your policy after the 3-day review period.
- Refund eligibility depends on whether a claim has been filed:
- If a claim has been filed No refund (premium is fully earned).
- If no claim has been filed:
- A $50 cancellation fee will be deducted.
- Refund is calculated on a pro-rated basis for the unused coverage period.
- Any refund amount less than $50 is non-refundable.
How Do I File a Claim With Patriot America Plus Insurance?
To file a claim with Patriot America Plus Insurance, follow these steps:
Patriot America Visitor Insurance Reviews
"The compassionate care you gave me in the handling of my need, in my hour of need, was exemplary! We never felt like we were merely a case number - we felt the sincerity of your heartfelt response, as I shared my heart with you, both by phone and by e-mail correspondence."
"Thanks for all the help and continued support you have provided. Although one hopes never to use travel insurance, you were a god-send throughout our ordeal. We couldn’t have done it without your continued assistance. Thanks again for everything."
"I was unlucky enough to fall ill while abroad, and filed two claims with IMG; I was quite pleased at how easy and straight-forward this process was. My claims were processed quickly and without loads of red-tape. The representatives I spoke with were polite and helpful, as well."
Patriot America Plus Insurance - FAQs
- Log in to your account using the policy ID and date of birth (D.O.B.) of the primary policyholder.
- Go to the list of your policies and select the plan you want to cancel.
- Go to the list of your policies and select the plan you want to cancel.
- Complete the required cancellation details and submit the request.
- Offers coverage for acute onset of pre-existing conditions (for travelers under age 70 years)
- COVID-19 coverage as any other eligible medical condition
- Access to the UnitedHealthcare PPO network for direct billing
- Flexible options for choosing coverage duration, policy maximum and deductibles
This means the condition must be sudden and unexpected and require urgent medical treatment during your trip. It does not cover routine or ongoing treatment of pre-existing conditions.
- Coverage is available for eligible travelers up to age 70 and is subject to the plan’s policy maximum and benefit limits.
- Emergency medical evacuation benefits are provided up to the plan limit (typically $25,000).
- The condition must be sudden, unexpected, and require immediate medical attention to qualify as acute onset.
- Coverage does not apply if the traveler is going against medical advice or traveling for the purpose of treating a pre-existing condition.
You can learn more about View Pre-existing Condition Coverage »
Patriot America Travel Insurance Plan Comparison
Not sure which plan is right for you? Compare the three Patriot America plans side by side to find the best fit for your coverage needs and budget.
Why Should I Buy Patriot Plus Travel Insurance on American Visitor Insurance?
American Visitor Insurance offers a simple and reliable way to choose the right medical insurance for tourists with confidence and purchase your plan online in minutes.
Easy Plan Comparison and Purchase: You can buy Patriot America Plus Insurance online through American Visitor while reviewing plan details, understanding coverage options, and comparing benefits and pricing all in one place. This makes it simple to choose the right plan and complete your purchase securely in just a few minutes.
Helpful Resources for Better Decisions: We offer detailed FAQs, blog and guides based on real customer questions. These resources are designed to help you clearly understand your options and choose the best plan for your specific travel needs.
Experienced Customer Support: Our licensed support team has over 20 years of experience in the US visitors insurance industry. We assist customers by answering questions, clarifying plan details, and helping them choose the right IMG plan.
Support When You Need It: With support teams across both the East and West Coast of the US, we are available across multiple time zones to assist you with the application process and help guide you through claims if needed during your trip.
Licensed & Trusted Platform: American Visitor Insurance is a licensed US-based insurance platform (NJ License #1181604).
India
Canada
UK
China
Mexico
Nepal
Philippines
RussiaDisclaimer
Any coverage, reimbursement, or pay-out is subject to the insurer determining that the incident constitutes a valid claim under the policy terms and conditions, including that no exclusions apply (such as pre-existing conditions, intentional/self-inflicted acts, non-disclosure, or other policy exclusions).