IMG logo Best IMG Travel Insurance for Parents Visiting USA from China

Best travel insurance for parents visiting the USA from China starts at around $1 per day, depending on the traveler's age, trip duration, and coverage selected. Compare A-rated travel insurance plans from trusted providers like IMG, WorldTrips, Seven Corners, Trawick International, and INF, offering up to $1,000,000 in medical coverage, emergency medical evacuation, and eligible coverage for the acute onset of pre-existing conditions. Compare plans instantly and choose the best coverage for your parents' visit to the United States.

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Choose the Right IMG Travel Insurance for Your Parents in 30 Seconds

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My parent is healthy, under 65, and I want the cheapest visitor insurance for USA
Visitors Care - A low-cost fixed benefit plan that covers basic medical expenses at an affordable price
verified_user
My parent is healthy and I want the best overall coverage (most popular choice)
Patriot America Plus - Comprehensive plans that cover hospitalization, doctor visits, and emergencies with PPO network access. Most Popular
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My parent has pre-existing conditions and I want full coverage (not just emergencies)
Best for Pre-Existing Conditions - Visitors Protect - Includes acute onset coverage for travelers up to age 79
elderly
My parent is above 70 years and I need senior citizen travel insurance for USA
Best for Pre-Existing Conditions - Visitors Protect - Designed for older travelers with higher coverage limits and better protection with full pre-existing condition
workspace_premium
I want the highest coverage ($1M to $8M with maximum protection)
Best for Pre-Existing Conditions - Patriot America Platinum - Offers very high policy maximums and strong benefits for expensive medical emergencies in the USA

My parent is already in the USA and I need to buy insurance after arrival

All Patriot plans - Allows enrollment after arrival and provides comprehensive medical coverage.

*Premiums vary by age, trip duration, and selected coverage level. All listed plans meet official Schengen visa insurance requirements.

Why Choose IMG for Parents Visiting the USA from China?

Parents visiting their children or family in the United States may encounter unexpected illnesses or injuries, and medical care in the U.S. can be expensive. IMG offers trusted visitor insurance plans designed to help protect parents from high healthcare costs while providing access to quality medical care throughout their stay.

Whether your parents are visiting for a family vacation, graduation, holiday celebration, or an extended stay, IMG offers flexible travel medical insurance plans with a range of coverage options to suit different ages, budgets, and healthcare needs. With comprehensive benefits, a nationwide PPO network, and 24/7 emergency assistance, IMG helps families travel with greater confidence and peace of mind.

Key Benefits
  • Comprehensive and fixed-benefit visitor insurance plans
  • Coverage for eligible emergency medical expenses and hospitalization
  • Emergency medical evacuation and repatriation benefits
  • Access to a large nationwide U.S. PPO provider network
  • Flexible policy maximums and deductible options
  • Coverage for the acute onset of pre-existing conditions on eligible plans

This version is more persuasive, naturally includes keywords like parents visiting the USA from China, visitor insurance, travel medical insurance, PPO network, and acute onset of pre-existing conditions, and is well optimized for both SEO and conversions.

Why Families Choose IMG

  • Trusted Global Insurance Provider with decades of experience protecting international travelers.
  • Visitor Plans for All Ages, including parents, seniors, and families visiting the USA.
  • Flexible Coverage Options with a variety of policy limits and deductibles to fit different budgets.
  • Extensive U.S. PPO Network for convenient access to quality doctors and hospitals.
  • 24/7 Worldwide Emergency Assistance for medical emergencies and travel support.
  • Coverage for Eligible Acute Onset of Pre-Existing Conditions on select visitor insurance plans.
  • Fast Online Purchase with instant policy documents delivered by email.
  • Backed by A-Rated Underwriters for dependable financial strength and peace of mind.
payments Pricing Guide

How Much Does IMG Travel Insurance Cost for Parents Visiting the USA?

The cost of IMG travel insurance for parents starts from $30. The cost can vary depending on several key factors such as the traveler’s age, plan type, policy maximum, and deductible.

In the table below, the monthly premium is shown for each plan and age group. All quotes reflect one month of coverage, except for Visitors Protect, which is calculated based on a 3-month minimum duration, as required by the plan

Plan Name Policy Maximum Deductible Age 50 Age 60 Age 70
Visitors Care insurance $25,000 $100 $30 $40 $69
Patriot America Lite insurance $50,000 $250 $153 $252
Visitors Preferred insurance $50,000 $250 $127 $148 $253
Patriot America Plus insurance $50,000 $250 $128 $164 $289
Patriot America Platinum insurance $1,000,000 $250 $248 $330 $624
Visitors Protect insurance $50,000 $250 $742 $1,061 $2,550
stars Pricing Guide

What Are The Top IMG Travel Insurance For Parents Visiting The USA From China?

The top IMG travel insurance for parents visiting the USA from China include , Patriot America Plus, Visitors Protect, and Visitors Care, each designed for different medical needs, age groups, and budgets.

$128 / month · age 50
Rating: “A” (Excellent) by A.M. Best and “A-” by Standard & Poor’s
Underwriter: SiriusPoint Specialty insurance Corporation

Patriot America Plus is one of the best medical insurance plans for parents visiting USA from China, offering excellent comprehensive coverage including hospitalization, doctor visits, and emergency care. It also covers acute onset of pre-existing conditions up to the policy maximum for travelers under the age of 70 years.

  • Covers acute onset of pre-existing conditions up to the policy maximum for travelers under age 70
  • Policy maximums from $50,000 to $1 million.
  • Direct billing through the First HealthCare or Unitedhealthcare
  • Includes emergency medical, evacuation, repatriation, COVID-19 treatment
  • Coverage from 5 days to 364 days and renewable up to 2 years
  • The cost of the Patriot America Plus health insurance for parents visiting the USA from China starts at approximately $128 per month for a 50 year old traveler. The actual premium may vary depending on the selected policy maximum, deductible, and the traveler’s age.
$50,000 - $1,000,000
Policy Maximum info
$0 - $2,500
Deductible info
5 days - 12 months
Coverage info
$30 / month · age 50
Rating: A(Excellent)
Underwriter: SiriusPoint Specialty insurance Corporation

The Visitors Care series by IMG offers affordable travel medical insurance for parents visiting the USA, available in three tiered options: Lite, Plus, and Platinum. It is one of the cheapest visitors insurance USA for parents from China, ideal for those who need basic coverage during their stay.

  • check_circleCoverage limits vary by tier, up to $100,000, depending on age and plan level.
  • check_circleIncludes limited coverage for acute onset of pre-existing conditions up to 70 years.
  • check_circleOffers access to the First healthcare network or United HealthCare.
  • check_circleCoverage from 5 days to 364 days and renewable up to 2 years.
  • check_circleThe cost of Visitors Care travel insurance for China parents visiting the USA starts at approximately $30 per month for a 50 year old traveler. The actual premium varies depending on the selected policy maximum and deductible amount.
$25,000 - $100,000
Policy Maximum info
$0 - $100
Deductible info
5 days to 2 years
Coverage info
$248 / month · age 50
Rating: AM Best Rating"A" (Excellent)
Underwriter: SiriusPoint Specialty insurance Corporation

Patriot America Platinum is a first-class visitors insurance for parents from China traveling to the USA. This premium travel medical insurance plan is designed for parents and senior travelers, offering high coverage limits up to $8 million and making it ideal for those seeking maximum protection during their stay.

  • check_circlePolicy maximums from $1,000,000 to $8,000,000.
  • check_circleCovers acute onset of pre-existing conditions up to the policy maximum for travelers under age 70.
  • check_circleEmergency medical evacuation covered up to policy maximum.
  • check_circleCoverage from 5 days to 364 days and renewable up to 3 years.
  • check_circleDirect billing through First healthcare network or Unitedhealthcare.
  • check_circleThe cost of Patriot America Platinum visitors insurance for parents in USA for a 50-year-old traveler typically ranges from $248 per month, depending on the selected policy maximum and the chosen deductible amount.
$1,000,000 - 8,000,000
Policy Maximum info
$0 - $25,000
Deductible info
15 days to 365 days
Coverage info
help Common Questions

Travel Insurance for Parents Visiting the USA from China – FAQs

The best travel insurance for parents visiting the USA from China depends on their age, medical history, trip duration, and coverage needs. IMG offers several visitor insurance plans with comprehensive medical coverage, emergency medical evacuation, and eligible acute onset of pre-existing condition benefits. Compare IMG plans to find the coverage that best fits your parents' visit.
Healthcare in the United States is among the most expensive in the world. A single emergency room visit or hospital stay can cost thousands of dollars. Travel insurance helps cover eligible emergency medical expenses, hospitalization, physician visits, emergency medical evacuation, and other unexpected healthcare costs, providing financial protection during the trip.
Some IMG visitor insurance plans provide coverage for the acute onset of pre-existing conditions, subject to the policy's terms, age limits, and benefit maximums. Travelers with existing medical conditions should carefully review each plan's benefits before purchasing coverage.
Travel insurance for parents visiting the USA from China can start at approximately $1 per day, depending on the traveler's age, coverage amount, deductible, trip duration, and the plan selected. Comparing multiple IMG plans helps you find the best value for your budget.
IMG travel insurance plans may include coverage for eligible doctor visits, hospitalization, emergency medical treatment, urgent care, prescription medications, diagnostic tests, emergency medical evacuation, repatriation of remains, accidental death and dismemberment, and other covered medical expenses, depending on the plan selected.
Popular IMG visitor insurance plans include Patriot America Plus, Patriot Platinum, Visitors Care, Visitors Protect, and Patriot America Lite. Each plan offers different coverage limits, deductibles, and benefits, allowing travelers to choose coverage based on their medical needs and budget.
Yes. Many IMG visitor insurance plans can be purchased after your parents arrive in the United States, provided they meet the plan's eligibility requirements. Buying coverage as early as possible is recommended to maximize protection throughout their stay.
Yes. Most IMG visitor insurance plans include emergency medical evacuation benefits if medically necessary. This benefit helps arrange and cover eligible transportation to the nearest appropriate medical facility when adequate treatment is unavailable locally, subject to the policy limits.
American Visitor Insurance makes it easy to compare IMG visitor insurance plans side by side. You can review coverage limits, deductibles, premiums, pre-existing condition benefits, PPO networks, and other plan features to choose the insurance that best matches your parents' travel needs.
Yes. Many IMG visitor insurance plans allow eligible travelers to extend their coverage before the policy expires. Extensions are subject to the terms and conditions of the plan, so it's advisable to request an extension before the current coverage ends to avoid a gap in protection.
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