IMG Vacation Insurance Plans

Compare and buy IMG vacation insurance cost calculator

Age & Citizenship
Child
Residence
Destination
Start date
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IMG Popular Plans for Vacations & Holidays

Highlights
  • US Residents on domestic and worldwide trips
  • Trip cancellation benefit up to 100% of trip cost
  • Trip interruption benefit up to 150% of trip cost
  • Rental car damage, theft and includes loss of coverage
  • Travel insurance program for trips up to 180 days
  • Covers medical evacuation up to $1,000,000.
assignmentPLAN DETAILS picture_as_pdfBROCHURE
  • work_history

    Trip delay
    Up to $2,000

  • pets

    Pet Kennel
    $100 per day ($300 max per pet)

  • airplanemode_inactive

    Missed Trip Connection
    Up to $500 per person

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Highlights
  • Coverage for inside US
  • Short-term travel medical coverage
  • Plan is suitable for Green Card holders.
  • Available in daily and monthly rates
  • Coverage for individuals, groups, and their dependents
  • Offers coverage for adventure sports and other sports activities.
assignmentPLAN DETAILS picture_as_pdfBROCHURE
  • local_hospital

    Provider Network
    United Healthcare Provider Network

  • ambulance

    Medical Evacuation
    Up to $1,000,000

  • local_hospital

    Urgent Care
    Up to $25 copay

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Highlights
  • First class medical coverage up to $8,000,000
  • Higher limits & more coverage than Patriot Lite Travel or Patriot Plus
  • Coverages for inside and outside the US
  • Short-term travel medical coverage
  • Covers acute onset of pre-existing conditions up to 70 years.
  • This plan is renewable for a maximum of 36 months.
assignmentPLAN DETAILS picture_as_pdfBROCHURE
  • local_hospital

    Provider Network
    United Healthcare Provider Network

  • ambulance

    Medical Evacuation
    Up to the maximum limit

  • local_hospital

    Urgent care
    $25 copay

  • shopping_cartBuy Now
Highlights
  • Coverage for Outside US
  • Short-term travel medical coverage
  • Covers acute onset of pre-existing conditions up to 70 years.
  • Available in daily and monthly rates
  • Coverage for individuals, groups, and their dependents
  • Offers coverage for adventure sports and other sports activities.
assignmentPLAN DETAILS picture_as_pdfBROCHURE
  • local_hospital

    Provider Network
    United Healthcare Provider Network

  • ambulance

    Medical Evacuation
    Up to $1,000,000

  • local_hospital

    Urgent Care
    Up to $25 copay

  • shopping_cartBuy Now
Highlights
  • Coverage for inside US
  • Short-term travel medical coverage
  • Plan is suitable for Green Card holders.
  • Available in daily and monthly rates
  • Coverage for individuals, groups, and their dependents
  • Offers coverage for adventure sports and other sports activities.
  • Covers acute onset of pre-existing conditions up to 70 years.
assignmentPLAN DETAILS picture_as_pdfBROCHURE
  • local_hospital

    Provider Network
    United Healthcare Provider Network

  • ambulance

    Medical Evacuation
    Up to $1,000,000

  • local_hospital

    Urgent care
    $25 copay

  • shopping_cartBuy Now

Factors determining the cost of IMG vacation insurance

Traveler’s Age

The cost of travel insurance is directly proportional to the age of the traveler. The older the traveler and greater will be the cost of the visitors health insurance.

Destination of traveler

The cost of the coverage depends on the destination of the traveler. The cost of coverage is higher in the United States when compared to countries outside the United States, this is because of the high cost of healthcare in the US.

Deductible and Co-insurance

The higher the deductible on the travel insurance plan, the lower will be the policy cost. Choosing a plan with a low deductible increases the cost of coverage. A higher co-insurance will also reduce the cost of the policy when compared to lower co-insurance.

Medical maximum coverage required

The higher the medical maximum coverage required, the higher will be the cost of US travel insurance.

The length of travel insurance coverage

The cost of the travel insurance is directly dependant on the length of coverage required. The longer the visitor insurance coverage, the higher will be the cost.

IMG Vacation Insurance - Common Questions

1. What are the benefits of Patriot Travel insurance?

Patriot Travel  insurance is a travel medical insurance plan offered by International Medical Group (IMG) that addresses the insurance needs of non-U.S. residents who need temporary medical insurance while traveling for business or pleasure to the United States. Patriot Travel insurance provides coverage for medical expenses, pre-existing consitions, emergency medical evacuation, repatriation of remains, accidental death and dismemberment and more. The insurance offers a complete package of international benefits available 24 hours a day to individuals, families, and groups of five or more travellers.

2. How much does Patriot Travel Insurance cost?

The cost of Patriot travel insurance is dependent on the following factors: The age of the traveller, the length of insurance coverage, The Plan Limit and the deductible.  The higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium.

3. What are the requirements for purchasing Patriot Travel Insurance?

To buy the Patriot travel Insurance, you will need the travel dates and passport details of the traveller.  This will include the name of the traveller, the date of birth, the passport number and the travel dates.

4. How do I purchase Patriot Travel insurance?

You can get the quotes and make an instant purchase of Patriot travel insurance online with a credit card on American Visitor Insurance.  This can be done without the need of any paperwork or medical exam.

5. What is the coverage area of Patriot Travel insurance?

Patriot Travel insurance provides coverage worldwide except in your country of citizenship.

6. What are the different types of patriot insurance?

The different types of Patriot Insurance plans vary based on the level of coverage they offer. For example, the Patriot America Lite Insurance plan provides coverage for non-US citizens traveling outside their home country. The Patriot America Plus Insurance plan provides coverage for non-US citizens traveling outside their home country and offers additional benefits such as coverage for adventure sports. The Patriot Platinum Insurance plan provides coverage for US citizens traveling outside the US.

7. Can I buy Patriot America Lite plan after arriving in the US?

Yes, but it has a time restriction for purchase of 30 days within which after arriving in the US. This is for travellers above age 65. For travelers below age 65, there is a 6 month time period after arriving in the US to buy the plan

8. Which is an ideal plan to buy for Schengen visa?

Patriot International insurance satisfies the Schengen visa requirements and also offers the visa letter as required by the consulates.

9. Which plan offers comprehensive coverage with the highest medical coverage?

Patriot Platinum Insurance offers coverage for travelers who want maximum coverage up to $8 million.

10. Which short term plan offers coverage pre-existing conditions for travelers visiting USA?

Patriot America Plus plan offers coverage for pre-existing conditions.

11. Which are the ideal plans for older travelers?

Above 60 years:
Patriot America Plus offers coverage for pre-existing conditions up to the age of 70 years
Patriot America Lite is available but doesn’t offer coverage for pre-existing conditions.
Above 70 years:
Patriot Platinum and Visitors Care coverage offers limited coverage.
Above 80 years:
Patriot Platinum as it offers coverage $20,000 for travelers over 80 years
Other plans - Visitors Care offer coverage of $10,000

12. Which are ideal plans offering pre-existing conditions cover for senior citizens?

Sudden and Unexpected Recurrence of a Pre-existing Condition coverage offered by these plans
Patriot Platinum: $2,500 lifetime maximum.
Visitors CareThis plan offers acute on set of pre-existing coverage up to the plan maximum under 70 years.

13. Which is the most affordable plan offered by International medical group?

Visitors Care is a fixed benefit plans and most affordable plan. This plan has specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum.

14. Does Patriot America Plus insurance cover Covid ? Does Patriot America Plus insurance cover Coronavirus?

Patriot America Plus covid insurance coverage is available for plans purchased after September 1st, 2020. Patriot America plus insurance Coronavirus coverage includes eligible medical expenses resulting from COVID-19 up to the medical maximum.

15. Is IMG travel insurance legit? Is IMG a real insurance company?

International Medical Group (IMG) has been offering travel insurance products since 1990.Based in Indianapolis, IMG has more than 300 employees and offers 25+ travel insurance products for travelers to the US as well as for US citizens traveling overseas.

Their products are ideal people traveling to the United States as tourists on B1 visa, international students on F1 visa, Exchange scholars on J visa, professionals on the H1B visa as well as US travelers who are looking for trip cancellation insurance for travel insurance.

16. Does IMG travel insurance cover Covid?

Yes, IMG offers travel insurance with coverage for Covid19 as for any other illness.Imglobal has trip cancellation insurance products (insures the cost of the trip as well as health of the traveler) as well as travel health insurance products (insurance only the health of the traveler).IMG also has products for international students, exchange scholars and expatriates.

17. Does IMG sell Cancel for Any Reason Insurance?

Yes, IMG does offer Cancel for any reason coverage as an add-on product on some of their trip insurance plans.

18. What does IMG insurance stand for?

International Medical Group (IMG) is an Indiana based company offering travel insurance products since 1990.IMG has over 320 employees and offers over 25 travel insurance products for travelers to the US as well as for US citizens traveling overseas.

19. Is IMG a good travel insurance company?

International Medical Group (IMG) has been accredited by the Better Business Bureau since 2005 and has an A- rating.

airplanemode_inactive IMG Insurance Restrictions

IMG Insurance is not offering coverage for residents of Belarus, Russia, or Ukraine and travelers visiting Belarus, Russia, or Ukraine.

IMG visitors insurance related links