iTravelInsured Travel Sport Insurance
IMG iTravelInsured Travel Sport insurance is specifically designed for adventure-seekers and offers flexible sport and adventure travel protection while away from home. Whether traveling for a fly-fishing trip, a mountain biking expedition, or a weekend soccer tournament, with worldwide coverage, international claims specialists, and access to 24-hour emergency assistance services, the iTravelInsured Travel Sport plan gives travelers Global Peace of Mind as they explore the world. This adventure sports insurance is available only for US residents and offered coverage both within the US as well as overseas.
Regarding the Volcanic activity in Iceland
Regarding the recent volcanic activity in Iceland, IMG’s travel protection plans (including iTravelInsured plans) purchased prior to November 16, 2023, may provide coverage for benefits if travelers’ plans are affected by this natural disaster.
As of November 16, 2023, our travel insurance carrier partners consider this natural disaster a foreseeable event. Claims are not payable if a natural disaster is foreseeable prior to the effective date of the plan. Therefore, plans purchased on or after November 16 will not be eligible for coverage for losses due to this volcanic activity.
Note: Customers should refer to their plan documents for complete terms and conditions as coverage may vary by plan and state.
iTravelInsured Travel Sport Insurance - Key Features
With iTravelInsured Travel Sport coverage, travelers' trip investments are protected if a trip cancellation or interruption occurs for a covered unforeseen reason.
Examples of covered perils include, but are not limited to:
- Sickness, injury, or death of an insured, a family member, a travel companion, or a guide/outfitter
- Weather delay at the sporting competition or event to which the traveler is specifically traveling, causing the event to be rescheduled or canceled
- Inability to take part in a competition, performance, or volunteer program due to sickness or injury
- Cancellation or rescheduling of a sporting competition, entertainment event, festival, or concert, which was the sole or primary purpose of the trip
Other coverage benefits of the plan include:
- Baggage delay, loss, or damage
- Sports equipment rental
- Medical evacuation services
- Emergency accident and sickness medical expense, natural disaster, political, or personal security evacuation
- Search and Rescue
Key highlights of iTravelInsured Travel Sport Insurance
- Adventure sports plan for domestic and international destinations.
- Maximum trip duration: 90 days
- Maximum age insured: 65 years
- Coverage type: Secondary
- Trip cancellation benefit up to 100% & interruption benefit up to 125% of trip cost.
- $250K medical coverage for unexpected illnesses & accidents while abroad.
- Last date plan can be purchased - 1 day before departure
- Pre-Existing Condition Exclusion Waiver: Yes, within 21 days of final trip payment.
- Pre-Existing Condition Review Period: 60 days.
- $1M coverage for emergency medical evacuation & $50K for search & rescue.
- $5K sports equipment rental coverage if your equipment is lost, stolen or damaged.
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Plan benefits of IMG iTravelInsured Travel Sport Plan insurance
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Sickness, injury or death of insured, a family member, a travel companion, or guide/outfitter Yes A weather delay at the sporting competition or event to which you are specifically traveling, causing the event to be rescheduled or canceled Yes Unable to participate in skiing, diving, a competition, a performance, an activity or volunteer or mission program due to sickness or injury Yes Your sporting competition, performance, volunteer or mission program, concert, entertainment event or festival which was the sole or primary purpose for your trip is rescheduled or canceled Yes Insured’s primary residence or destination being rendered uninhabitable Yes Documented theft of passports/visas Yes Involved in a merger, job loss or job relocation Yes Documented traffic accident Yes Unannounced strike Yes Inclement weather that causes delay or cancellation by your common carrier Yes Mechanical breakdown of the common carrier Yes Evacuations due to national disasters Yes Emergency military duty for a natural disaster Yes A terrorist incident Yes Revoked military leave Yes Bankruptcy or default an entity that directly provides travel arrangements Yes NOAA hurricane warning or watch at destination Yes Court order to appear as witness Yes Jury duty Yes Hijack Yes Travel alert or travel warning for levels four (4) and higher or an evacuation order or travel ban Yes
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IMG Trip Cancellation Insurance - FAQ's
The trip cancellation insurance coverage starts on the day following the purchase of the policy. The trip cancellation insurance plan will cover the traveler for factors such as trip cancellation even before the departure date of the trip.
Yes, one can cancel the IMG plan if there is no claim on the policy and if the traveler :
- Requests for cancellation is made within the 10 day free look period after buying the insurance
- Requests for cancellation before the start of the trip
The trip costs will include all non-refundable expenses such as the airline ticket costs, cruise expenses, hotel booking costs .... In the event of an unplanned cancellation of the trip, these expenses which would otherwise be lost will be covered by the IMG trip cancellation plans.
No, the IMG plans are not renewable.
Trip cancellation coverage is available if the entire trip is cancelled even before the start of the trip (this is even before the trip start date). Trip interruption coverage is applicable only after the start of the trip. Trip interruption comes is applicable if the trip is cancelled for a valid covered reason (unless you have the Travel LX plan which covers CFAR), after the start of the trip and here the insured traveler has to return to his/her home country.
You compare the coverage differences between the three IMG plans IMG travel insurance Comparision
There isn’t a specific “accommodation” benefit, but benefits could apply under IMG travel Insurance’s Travel Delay benefit. Travel delay would reimburse up to the per day, per person policy limit (varies between plans) for additional meals, accommodations, and local transportation expenses. A requirement to quarantine is a covered event under each of these benefits. In addition, if medical treatment is sought due to symptoms, the medical expense benefit would apply as well. Benefits would apply to an insured traveler OR a travel companion.
Resourceful links for IMG iTravelInsured Travel LX travel insurance
IMG vacation insurance Blog
Read the article on trip protection cover offered by IMG Travel insurance plan.
Read more »Travel Lite vs Travel SE vs Travel LX
Compare and review the plans benefits of IMG Trip Cncellation insurance plans
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