Why choose iTravelInsured Travel Sport insurance?
The iTravelInsured Travel Sport plan is designed for adventure-seekers, providing travel insurance coverage for expeditions, tours, and vacations. It includes key benefits like search and rescue, natural disaster evacuation, and sports equipment rental reimbursement. Travelers can recover non-refundable trip costs if canceled or interrupted for a covered reason, along with benefits for trip delays, baggage delays, and emergency medical expenses. With worldwide coverage, 24-hour emergency assistance, and international claims support, it ensures peace of mind for activities like fly-fishing, mountain biking, or soccer tournaments. Available only to US residents, it offers protection both domestically and abroad.
iTravelInsured Travel Sport insurance reviews
What are the key highlights of iTravelInsured Sport insurance?
- Adventure sports insurance for domestic and international destinations.
- Travelers can choose trip cost up to $100,000.
- Sports equipment rental coverage up to $5,000 per person.
- Medical evacuation and Repatriation of Remains covered up to $1,000,000 .
- Accident and Sickness medical expense covered up to $250,000.
- Pre-existing condition waiver is available if purchased within 21 days of initial trip payment.
- Plan can be purchased one day before departure.
Who is eligible to buy iTravelInsured Travel Sport insurance?
- Available to U.S. citizens and residents with confirmed travel bookings for adventure sports travel insurance.
- Available for travelers up to 99 years.
- Maximum trip duration is 90 days.
What sports are covered under iTravelInsured Sport Insurance?
- Adventure Sports Insurance: iTravelInsured Travel Sport Insurance provides coverage for leisure and non-professional sports activities such as Cycling, Fishing, Diving (with depth limits), Canoeing, Kayaking, Rock Climbing, Hot Air Ballooning, Zip-lining, Water Skiing, Wakeboarding, Camping, Hiking, Backpacking, Sailing, Downhill and Cross-country Skiing, Snowboarding, Snowmobiling (guided tours only), Tobogganing, Resort-sponsored activities, Snow Tubing, and Ice Skating, with search and rescue benefits up to $50,000.
- Hazardous sports Insurance: Coverage up to $5,000 applies to higher-risk adventure sports, including Skydiving, Parachuting, Hang Gliding, Bungee Jumping, Spelunking (Caving), White or Black Water Rafting (Grades 3–4), Extreme Skiing, Off-Trail Skiing, Heli-Skiing, and Snowmobiling without a guide or tour.
- Extreme Sports Insurance: Coverage up to $5,000 applies to athletic pursuits involving a high degree of danger or risk, conducted outside a controlled environment, such as BASE jumping.
- Organized sports Insurance: Coverage up to $50,000 applies to intramural and interscholastic sports.
Intramural Sports: are recreational activities within a school, where students compete against peers from the same school under faculty supervision, separate from interscholastic athletics.
Interscholastic Sports: involve competitions between accredited schools, with participants sponsored and supervised by their institution. Training, competitions, and travel are included, but club and intramural sports are excluded unless they exceed 10 hours of practice per week.
Are pre-existing condition covered by iTravelInsured Travel Sport?
- Yes. Pre-exisiting condition exclusion Waiver is covered if purchased within 21 days of initial trip payment.
- Pre-Existing Condition review period: 60 days prior to effective plan date.
What is pre-existing condition Waiver?
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What are the conditions covered under Trip Cancellation and Trip Interruption?
- Sickness, injury or death of insured, a family member, a travel companion, a business partner, a child caregiver, a service animal or pet.
- Insured’s primary residence or destination being rendered uninhabitable.
- Pregnancy, adoption, divorce, or legal separation.
- NOAA hurricane alert or terrorist incident at destination.
- Emergency military duty and evacuations for natural disasters.
- Mechanical breakdown of the common carrier.
- Inclement weather that causes delay or cancellation by your common carrier.
- Travel alert or travel warning for levels four (4) and higher or an evacuation order or travel ban.
How much does ITravelinsured Sport Insurance cost?
The ITravelinsured sport travel insurance cost ranges from $673 to $13,42 for a 15 day trip. The trip insurance cost depends on the age of the traveler, the trip duration, the cost of the trip, the maximum coverage and any additional add-on options you choose.
For example here we are showing ITravelinsured sport travel insurance cost for $100,000 maximum coverage for a 15 days trip length and a trip cost of $10,000, $20,000, $50,000 and $100,000 respectively.
What are some examples of IMG iTravelInsured Travel Sport plan coverage?
- Trip Cancellation - Protect your financial investment in the event you have to cancel your trip. Having travel insurance with a trip cancellation benefit can help you to avoid losing the money you’ve invested in a trip you can no longer take. iTravelInsured Sport covers $10,000 up to 100% trip cost.
- Baggage Delay - It may pay benefits for luggage failing to arrive with the traveler after a set timeframe. iTravelInsured Travel Sport trip cancellation insurance covers up to $750 per person.
- Medical Evacuation and Repatriation of Remains - It may provide coverage and assistance for an approved, medically equipped flight to return home, or the repatriation of mortal remains to the insured's primary residence country. iTravelInsured Travel Sport trip cancellation insurance covers up to $1,000,000.
What are the plan benefits of iTravelInsured Travel Sport insurance?
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Common Carrier Accidental Death help $25,000 Repatriation of Remains Up to $1,000,000 per person Political or Security Evacuation and Natural Disaster Evacuation $150,000 per person Accident & Sickness Medical and Dental Expense help Up to $250,000 per person Dental Expense Sublimit $1,000 per trip Hazardous Sports $5,000 Extreme Sports $5,000 Adventure Sports $50,000 Organized Sports $50,000 Coverage Type Primary
iTravelInsured Sport Insurance Plan - FAQ's
iTravelInsured Travel Sport Insurance covers a wide range of adventure travel insurance, including skiing, snowboarding, scuba diving, mountain biking, and more. However, certain high-risk activities may have exclusions or limitations.
Yes, iTravelInsured Travel Sport Insurance may exclude certain extreme sports such as base jumping, professional-level competitions, and high-altitude mountaineering. Travelers should review the policy details for specific exclusions.
Yes, iTravelInsured Travel Sport Insurance may cover pre-existing medical conditions if the policy is purchased within 21 days of the initial trip deposit and the traveler is medically fit to travel at the time of purchase.
Yes, iTravelInsured Travel Sport Insurance includes search and rescue coverage, with benefits of up to $50,000 per person in case of an emergency requiring rescue services.
The trip cancellation insurance coverage starts on the day following the purchase of the policy. The trip cancellation insurance plan will cover the traveler for factors such as trip cancellation even before the departure date of the trip.
Yes, one can cancel the IMG plan if there is no claim on the policy and if the traveler :
- Requests for cancellation is made within the 10 day free look period after buying the insurance
- Requests for cancellation before the start of the trip
The trip costs will include all non-refundable expenses such as the airline ticket costs, cruise expenses, hotel booking costs .... In the event of an unplanned cancellation of the trip, these expenses which would otherwise be lost will be covered by the IMG trip cancellation plans.
Trip cancellation coverage is available if the entire trip is cancelled even before the start of the trip (this is even before the trip start date). Trip interruption coverage is applicable only after the start of the trip. Trip interruption comes is applicable if the trip is cancelled for a valid covered reason (unless you have the Travel LX plan which covers CFAR), after the start of the trip and here the insured traveler has to return to his/her home country.
There isn’t a specific “accommodation” benefit, but benefits could apply under IMG travel Insurance’s Travel Delay benefit. Travel delay would reimburse up to the per day, per person policy limit (varies between plans) for additional meals, accommodations, and local transportation expenses. A requirement to quarantine is a covered event under each of these benefits. In addition, if medical treatment is sought due to symptoms, the medical expense benefit would apply as well. Benefits would apply to an insured traveler OR a travel companion.
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How do I file a claim with iTravelInsured travel Sport insurance?
To file a claim with iTravelInsured travel Sport insurance, follow these steps:
- Download the Claims Form: Access the iTravelInsured travel Sport insurance claims form online.
- Contact Customer Support: Call the toll-free number 1-800-628-4664 for guidance or assistance.
- Complete and Submit Documents: Fill out the claims form and send it, along with any required supporting documents, to the Claims Department:
- Mailing Address: International Medical Group, P.O. Box 9162, Farmington Hills, MI 48333.
- Email Assistance: For additional help or inquiries, email customercare@imglobal.com.
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