iTravelInsured offers top-tier travel protection plans that provide comprehensive coverage for a wide range of travel-related risks. Designed to give travelers peace of mind, these plans protect against common disruptions such as trip cancellations, delays, interruptions, and emergency medical situations. With a variety of coverage options available, iTravelInsured ensures that travelers can find a plan that meets both their medical needs and budget.
Coverage Type of Plan
Secondary
Dental Expense
Not Available
Trip delay coverage
Up to $250 per day per person ($2,000 max per person)
Coverage Type of Plan
Primary
Dental Expense
$750 per trip
Rental Car Damage
Not Available
Trip delay coverage
Up to $150 per day per person ($1,000 max per person)
Coverage Type of Plan
Secondary
Dental Expense
$1,000 per trip
Rental Car Damage
Not Available
Trip delay coverage
Up to $125 per day per person ($500 max per person)
Coverage Type of Plan
Primary
Dental Expense
$1,000 per trip
Rental Car Damage
Up to $40,000
Trip delay coverage
Up to $125 per day per person ($2,000 max per person)
Coverage Type of Plan
Primary
Dental Expense
$1,000 per trip
Rental Car Damage
Up to $40,000
Trip delay coverage
Up to $125 per day per person ($2,000 max per person)
Coverage Type of Plan
Primary
Dental Expense
$1,000 per trip
Rental Car Damage
Not Available
Trip delay coverage
Up to $250 per day per person ($5,000 max per person)
*The cost is based on quotes for 40 year old traveler with 1,500 trip cost with duration of 15 days.
Insurance Plans | Essential | Lite | Choice | SE | LX | Sport |
---|---|---|---|---|---|---|
Cost* | $54 | $61 | $63 | $79 | $140 | $143 |
Maximum trip cost | $10,000 | $25,000 | $10,000 | $150,000 | $150,000 | $100,000 |
Trip length | 31 days | 90 days | 180 days | 180 days | 180 days | 90 days |
Coverage type | Secondary | Secondary | Primary | Primary | Primary | Secondary |
Trip Cancellation | 100% trip cost | 100% trip cost | 100% trip cost | 100% trip cost | 100% trip cost | 100% trip cost |
Trip Interruption | 125% trip cost | 125% trip cost | 150% trip cost | 150% trip cost | 150% trip cost | 125% trip cost |
Pre-existing condition waiver | check_circle | cancel | cancel | check_circle | check_circle | check_circle |
Maximum medical coverage | check_circle | $100,000 | $100,000 | $250,000 | $500,000 | $250,000 |
Medical Evacuation | cancel | $500,000 | $500,000 | $1,000,000 | $1,000,000 | $1,000,000 |
Optional Cancel for any reason | cancel | cancel | 75% of trip cost | cancel | 75% of trip cost | cancel |
picture_as_pdf Brochure | picture_as_pdf Brochure | picture_as_pdf Brochure | picture_as_pdf Brochure | picture_as_pdf Brochure | picture_as_pdf Brochure | |
shopping_cart Buy Online | shopping_cart Buy Online | shopping_cart Buy Online | shopping_cart Buy Online | shopping_cart Buy Online | shopping_cart Buy Online |
Itravelinsured trip insurance cost ranges from $38 to $957 for 15 days duration. Trip cost varies depending up on age, trip duration and trip cost.
For example here we are showing itravelinsured cost for 15 days duration and 40 years age.
Plan Name | Trip Cost 1,000 | Trip Cost 3,000 | Trip cost 10,000 | Trip cost 20,000 |
---|---|---|---|---|
Itravelinsured Essential | $38 | $99 | $379 | Not Available |
Itravelinsured Choice | $50 | $99 | $322 | Not Available |
Itravelinsured Lite | $43 | $117 | $427 | $878 |
Itravelinsured SE | $56 | $150 | $525 | $1,074 |
Itravelinsured Sport | $112 | $231 | $773 | $1,546 |
Itravelinsured LX | $114 | $229 | $957 | $2,932 |
Whether you're traveling for business or leisure, solo or with your family, planning a peaceful beach getaway or an exciting mountain adventure, there is a iTravelInsured trip cancellation insurance plan for you. With so many options and providers available, choosing the best one for your needs can be overwhelming. The best plan for you depends on your travel style and the nature of your trip. IMG’s iTravelInsured plans offer a range of coverage levels, and here we’ll help you determine which one might be the perfect fit for your needs.
If you're looking affordable and cheap travel protection, you should choose among the iTravelInsured Choice, iTravelInsured Lite, or iTravelInsured Essential plans.
If your trip cost is $10,000 or less, iTravelInsured Choice is probably best for you. It provides coverage for common travel issues such as trip cancellations, delayed baggage, and medical emergencies, including Primary medical coverage. This plan is ideal for families traveling within the US or on cruises. Both families or solo travelers exploring new destinations, weekend getaways, business trips, and just about any other type of travel can buy this plan. This comprehensive plan also includes access to Teladoc for telehealth services and IMG’s 24/7 assistance line, staffed by experts ready to support travelers in an emergency.
If you are spending more than $10,000 per person on your trip and need additional coverage for rental cars, benefits specifically for pet owners, and higher coverage limits, consider iTravelInsured Travel SE or iTravelInsured Travel LX.
Traveling alone is expensive enough, but when you’re traveling with a family, you could be looking at several plane tickets, hotel accommodations, activities, and more. All iTravelInsured travel protection plans include trip cancellation, trip interruption, and trip delay benefits to help you recoup any prepaid, non-refundable travel costs when your plans are disrupted for a covered reason. Examples of possible covered reasons include illness, natural disasters, job loss or involuntary job relocation, complications of pregnancy, and the death of a family member or traveling companion.
iTravelInsured Choice, iTravelInsured Travel SE and iTravelInsured Travel LX plans can be great for family travel, and their trip cancellation benefits can refund up to 100% of your prepaid, non-refundable trip costs if your trip is cancelled for a covered reason.
iTravelInsured Travel LX is for the luxury traveler and it also offers an optional Cancel/Interruption For Any Reason add-on. This provides coverage if you need to cancel your trip for reasons not typically covered by the plan, allowing you to recover up to 75% of your non-refundable insured trip costs. This could apply if you cancel due to COVID-19 concerns, an unexpected family issue, or simply deciding last-minute you no longer want to travel. With this option, you can feel more confident when planning trips like that long-awaited Disney vacation or Caribbean cruise, knowing you won’t lose all your money if you need to cancel.
If you're spending more tham $10,000 per person on your trip and want a plan with more benefits, consider iTravelInsured Travel SE or iTravelInsured Travel LX. Both plans cover trip costs up to $150,000 per person and include rental car damage and theft protection. If you're renting a car, this coverage can protect you up to $40,000 if your rental is stolen or damaged due to circumstances beyond your control.
iTravelInsured Travel SE and iTravelInsured Travel LX offer benefits specifically for those with pets. Pets are like family, but unfortunately, they can’t always travel with us. While away from home, you may need to board your dog at a commercial kennel. If your flight home is delayed by a certain number of hours, pet kennel benefits can help you cover the costs of extended boarding until you’re able to make it home. Travel SE offers up to $100 per day with a $300 maximum per pet, while Travel LX offers $100 per day with a $500 maximum per pet. These plans also offer trip cancellation and trip interruption benefits if a pet or service animal suffers a sickness, injury, or death.
When it comes to luxury travel, you should buy iTravelInsured Travel LX. This plan offers highest level of benefits for the more discerning travellers. When planning a getaway with a luxury price tag, you want to know your investment is protected. Travel LX insures up to a maximum trip cost of $150,000 and offers the widest variety of benefits out of the iTravelInsured Travel insurance plans. This travel protection plan offers up to $1,000,000 in medical evacuation benefits and up to $10,000 per person for the search and rescue benefit.
Luxury vacations often take you to remote exotic locations. With iTravelInsured Travel LX, if you sustain an acute, severe, or life-threatening condition, you can worry less about the difficulty of getting to a hospital if there are no treatment centers in the area. iTravelInsured Travel LX also offers an optional Cancel/Interruption For Any Reason add-on. This provides coverage if you need to cancel your trip for reasons not typically covered by the plan, allowing you to recover up to 75% of your non-refundable insured trip costs. This could apply if you cancel due to COVID-19 concerns, an unexpected family issue, or simply deciding last-minute you no longer want to travel. With this option, you can feel more confident when planning trips like that long-awaited Disney vacation or Caribbean cruise, knowing you won’t lose all your money if you need to cancel.
If you are a Adventurers & Sports Enthusiasts Itravelinsured Travel Sport is the best plan for you. This plan offers Trip costs from $250 to $100,000 per person with trip length of 31 days.
If your sports equipment is lost, stolen, damaged, or delayed for more than nine hours, iTravelInsured Travel Sport reimburses you for renting alternative equipment. With this plan, you can bring your fishing rod, snowboard, or hunting gear with confidence, knowing you're covered if anything goes wrong. Adventure trips can come with injuries; the Travel Sport plan includes coverage of up to $5,000 for emergency accident and sickness medical expenses related to hazardous sports. This travel protection plan offers up to $1,000,000 in medical evacuation benefits and also includes coverages for baggage damage or loss, baggage delay.
If you’re looking for travel protection on a budget, iTravelInsured Travel Lite, iTravelInsured Choice and iTravelInsured Essential are the best options for you. However these plans offers a lesser variety of benefits (some subject to a lower maximum benefit amount) at a lower price point than Travel SE and Travel LX. However, it still includes trip cancellation, trip interruption, coverage for baggage delays, and access to non-insurance emergency travel assistance services.
If you are traveling for business, you may care more about what you are bringing with you than where you’re going and when you get there. iTravelInsured Choice, iTravelInsured Travel LX and iTravelInsured Travel SE offer great benefits if you arrive in town, but your bags don’t. If your baggage is delayed a certain number of hours or is lost or stolen, these benefits may reimburse you for the costs to buy necessary items up to the maximum benefit amount.
TravelInsured is IMG’s premier line of travel protection plans, designed to protect travelers by providing varying levels of coverage for trip cancellation, baggage delay, trip interruption, accident & sickness medical benefits, and several other travel-related events and expenses. Our specially designed travel protection plans, paired with our world-class non-insurance assistance services, help provide the coverage and confidence travelers need.
iTravelInsured offer six distinct plan options, each tailored to provide the right level of protection for different types of travelers.
The trip cancellation insurance coverage starts on the day following the purchase of the policy. The trip cancellation insurance plan will cover the traveler for factors such as trip cancellation even before the departure date of the trip.
Yes, one can cancel the IMG plan if there is no claim on the policy and if the traveler :
The trip costs will include all non-refundable expenses such as the airline ticket costs, cruise expenses, hotel booking costs .... In the event of an unplanned cancellation of the trip, these expenses which would otherwise be lost will be covered by the IMG trip cancellation plans.
No, the IMG plans are not renewable.
Trip cancellation coverage is available if the entire trip is cancelled even before the start of the trip (this is even before the trip start date). Trip interruption coverage is applicable only after the start of the trip. Trip interruption comes is applicable if the trip is cancelled for a valid covered reason (unless you have the Travel LX plan which covers CFAR), after the start of the trip and here the insured traveler has to return to his/her home country.
You compare the coverage differences between the three IMG plans IMG travel insurance Comparision
There isn’t a specific “accommodation” benefit, but benefits could apply under IMG travel Insurance’s Travel Delay benefit. Travel delay would reimburse up to the per day, per person policy limit (varies between plans) for additional meals, accommodations, and local transportation expenses. A requirement to quarantine is a covered event under each of these benefits. In addition, if medical treatment is sought due to symptoms, the medical expense benefit would apply as well. Benefits would apply to an insured traveler OR a travel companion.