iTravelInsured Travel SE Insurance by IMG

Family-friendly plan for domestic and international destinations

iTravelInsured Travel SE Insurance Cost, iTravelInsured Travel SE travel insurance

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United States of America

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iTravelInsured Travel SE Insurance


The iTravelInsured Travel SE plan is our most popular family plan for domestic and international destinations. Travel insurance is available whether traveling on a cruise, tour, or vacation abroad. The plan also includes coverage for additional kennel fees caused by a travel delay. With iTravelInsured Travel SE you may recover non-refundable, unused payments and deposits when a trip is cancelled or interrupted due to a covered reason. Benefits are also provided for travel delays, baggage delays and emergency medical treatment while you’re away from home.

Regarding the Volcanic activity in Iceland

Regarding the recent volcanic activity in Iceland, IMG’s travel protection plans (including iTravelInsured plans) purchased prior to November 16, 2023, may provide coverage for benefits if travelers’ plans are affected by this natural disaster.

As of November 16, 2023, our travel insurance carrier partners consider this natural disaster a foreseeable event. Claims are not payable if a natural disaster is foreseeable prior to the effective date of the plan. Therefore, plans purchased on or after November 16 will not be eligible for coverage for losses due to this volcanic activity.

Note: Customers should refer to their plan documents for complete terms and conditions as coverage may vary by plan and state.

IMG’s iTravelInsured Travel SE Insurance plan summary

  • US Residents on domestic and worldwide trips
  • Ideal plan for family
  • Maximum trip duration: 180 days
  • Maximum age insured: 99 years
  • Rental car damage, theft and includes loss of coverage
  • Pre-existing condition review period: 60 days
  • Minimum trip cost to be insured: $300
  • Maximum trip cost to be insured: $15k
  • Coverage type: Primary
  • Access to non-insurance 24/7 emergency travel assistance services.
  • Pre-Existing Condition Exclusion Waiver: Yes, within 20 days of initial trip deposit
  • Premium refund: if cancelled within 10 days from the plan effective date, as long as your trip departure date has not occurred and you have not filed a claim.
  • Pet kennel benefits are available to reimburse additional kennel fees when you are dealyed past the scheduled return date for at 12 consecutive hours while enroute to yoyr destination, Additional terms apply.
  • Only the non-refundable deposit amount should be insured. You can increase coverage when additional non-refundable payments are made.
  • Children under 18 years are covered at no additional charge per eligible insured adult

Several Trip cancellation/interruption benefits

Benefits are available up to 180 days duration on IMG’s Travel LX plan, These include
  • Normal pregnancy or childbirth or attending the childbirth of the insured's family member or surrogate mother
  • Legal separation or divorce
  • Pet or service animal is sick, diagnosed with a terminal illness, injured, or dies
  • Adoption
  • Travel ban, travel alert or warning for levels 4+, or an evacuation order
  • Closure of trails or slopes due to insufficient snow, natural disaster, or trail conditions

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Plan benefits of iTravelInsured Travel SE insurance

  • Trip Cancellation Up to 100% of insured trip cost
    Trip Interruption 150% of trip cost
    Travel Delay $2k ($125 per day after an inital delay of 12 hours)
    Change Fee Up to $150 per person
    Frequent Traveler Reward Up to $75 per person
    Rental Car Damage and Theft Coverage Up to $40k per covered vehicle
    Missed Trip Connection Up to $500 per person
    Pet Kennel $100 per day ($300 max per pet)
    Medical Evacuation and Repatriation of Remains Benefit Up to $1M per person
    Return Transportation Included
    Transportation of Children/Child Included
    Bedside Visit Transportation to Join You Included
  • Baggage and Personal Effects $2.5k($250 max per item)
    Replacement of Passport, Visa, or Other Travel Documents Included
    Baggage Delay Up to $500
  • Common Carrier Accidental Death $25k
  • Accident & Sickness Medical and Dental Expense Up to $250k per person
    Dental Expense Sublimit $1k per trip
    Coverage Type Primary
  • Sickness, injury or death of insured, a family member,
    a travel companion, a business partner, a child caregiver, a service animal or pet
    Insured’s primary residence or scheduled destination being rendered uninhabitable Yes
    Documented theft of passports/visas Yes
    Involved in a merger, job loss or job relocation Yes
    Documented traffic accident Yes
    Unannounced strike Yes
    Inclement weather that causes delay or cancellation by your common carrier Yes
    Mechanical breakdown of the common carrier Yes
    Mandatory evacuations due to national disasters Yes
    Emergency military duty for a natural disaster Yes
    A terrorist incident Yes
    Revoked military leave Yes
    Financial Insolvency or financial default of an entity that directly provides travel arrangements Yes
    NOAA hurricane warning or watch at destination Yes
    Court order to appear as witness Yes
    Jury duty Yes
    Hijack Yes
    Pregnancy or adoption Yes
    Divorce or legal separation Yes
    Travel alert or travel warning for levels four (4) and higher or an evacuation order or travel ban Yes

IMG Best Cruise Insurance for US Travelers

iTravelInsured Travel SE Insurance Restrictions

  • Not Available for Addresses from the Following U.S. States/Territories: Missouri (MO) and Washington (WA).
  • iTravelInsured Travel SE Insurance is not offering coverage for residents of Belarus, Russia, or Ukraine and travelers visiting Belarus, Russia, or Ukraine.


Contact our customer service team, we are here to help you!

IMG Trip Cancellation Insurance - FAQ's

01. When does the insurance coverage start on the IMG trip cancellation insurance plan?

The trip cancellation insurance coverage starts on the day following the purchase of the policy. The trip cancellation insurance plan will cover the traveler for factors such as trip cancellation even before the departure date of the trip.

02. Can one cancel the IMG trip plan?

Yes, one can cancel the IMG plan if there is no claim on the policy and if the traveler :

  1. Requests for cancellation is made within the 10 day free look period after buying the insurance
  2. Requests for cancellation before the start of the trip
03. What does the trip cost include?

The trip costs will include all non-refundable expenses such as the airline ticket costs, cruise expenses, hotel booking costs .... In the event of an unplanned cancellation of the trip, these expenses which would otherwise be lost will be covered by the IMG trip cancellation plans.

04. Can I renew or extend my IMG trip plan?

No, the IMG plans are not renewable.

05. What are the differences between Trip Cancellation and Trip Interruption benefits?

Trip cancellation coverage is available if the entire trip is cancelled even before the start of the trip (this is even before the trip start date). Trip interruption coverage is applicable only after the start of the trip. Trip interruption comes is applicable if the trip is cancelled for a valid covered reason (unless you have the Travel LX plan which covers CFAR), after the start of the trip and here the insured traveler has to return to his/her home country.

06. What are the coverage differences between the different IMG plan options - Lite, SE, and LX?

You compare the coverage differences between the three IMG plans IMG travel insurance Comparision

07. Do your trip cancellation insurance plans cover the cost of additional accommodation for an individually-ordered quarantine?

There isn’t a specific “accommodation” benefit, but benefits could apply under IMG travel Insurance’s Travel Delay benefit. Travel delay would reimburse up to the per day, per person policy limit (varies between plans) for additional meals, accommodations, and local transportation expenses. A requirement to quarantine is a covered event under each of these benefits. In addition, if medical treatment is sought due to symptoms, the medical expense benefit would apply as well. Benefits would apply to an insured traveler OR a travel companion.