iTravelInsured Choice Cruise is esigned specifically for those setting sail, this plan includes the well-rounded coverage your clients expect from a traditional travel insurance plan, plus protections specific to cruises, including:
Key Features:By choosing this plan through American Visitor Insurance, you get access to a trusted platform that allows you to compare benefits, review costs, and select coverage tailored to your cruise itinerary. Whether you are traveling for leisure, celebrating a special occasion, or booking a once-in-a-lifetime cruise, this plan ensures you can enjoy your trip with peace of mind
Cruises are a wonderful way to explore the world, but unexpected disruptions can turn your dream trip into a stressful one. iTravelInsured Choice Cruise Insurance, available through American Visitor Insurance, is designed to safeguard your vacation investment and give you peace of mind at sea
Cruise ships have limited medical facilities, and serious cases often require evacuation by air or transfer to a foreign hospital. These costs can run into tens of thousands of dollars and most health insurance plans don't cover them. This plan ensures you're financially protected.
The policy doesn't just cover your time onboard it also protects your connecting flights, hotels, and tours making it a complete travel safety net.
Missing your ship due to a delayed flight or bad weather can be devastating. This plan helps cover additional transportation and lodging so you can catch up with your cruise.
The ITravelinsured Choice Cruise travel insurance cost ranges from $69 to $1,268 for a 15 day trip. The trip insurance cost depends on the age of the traveler, the trip duration, the cost of the trip, the maximum coverage and any additional add-on options you choose.
For example here we are showing Choice Cruise Travel Insurance for a maximum coverage of $10,000. The policy is for a 15-day trip, with trip costs of $1,500, $3,000, $5,000, and $10,000, respectively.
| Age of traveler | Trip cost of $1500 | Trip cost of $3000 | Trip cost of $5000 | Trip cost of $10,000 |
|---|---|---|---|---|
| 0 - 29 years | 69 | $102 | $147 | $289 |
| 30 - 39 years | $78 | $117 | $170 | $342 |
| 40 – 49 years | $85 | $129 | $188 | $385 |
| 50 – 59 years | $95 | $146 | $215 | $445 |
| 60 – 69 years | $117 | $182 | $270 | $572 |
| 70 – 79 years | $166 | $261 | $390 | $842 |
| 80 – 89 years | $257 | $407 | $611 | $1340 |
| 90 – 99 years | $346 | $570 | $869 | $1,956 |
Planning a cruise is exciting, but unexpected events can sometimes disrupt even the best vacations. iTravelInsured Choice Cruise Insurance helps protect your trip investment and gives you peace of mind with coverage for trip cancellations, medical emergencies, lost baggage, and more.
| Trip Cancellation help | 100% of Trip Cost |
| Trip Interruption help | 150% of Trip Cost |
| Itinerary Change help | Pre-Paid Excursion - reimburses up to $100 |
| Travel Delay help | $150 per day ($1,000 max per person) |
| Missed Connection help | $500 |
| Travel Inconvenience help | $100 |
| Accidental Death & Dismemberment - 24 Hour Maximum Benefit help | $10,000 |
| Emergency Accident and Sickness Medical Expense help | $100,000 |
| Medical Evacuation help | $500,000 |
| Repatriation of Remains help | $500,000 |
| Political or Personal Security Evacuation help | $100,000 |
| Natural Disaster Evacuation help | $100,000 |
| Baggage Damage or Loss help | $1,000 |
| Baggage Delay help | $300 |
| Sporting Equipment Rental help | $250 |
Standard travel insurance may not cover cruise-related risks. The Choice Cruise plan includes protections tailored for cruises, like missed connections, pre-paid excursion coverage, and service disruption benefits, ensuring peace of mind on the water.
Yes. It includes emergency accident and sickness coverage, along with medical evacuation, which is critical when cruising far from hospitals or medical facilities.
Yes. If you miss a non-refundable, pre-booked excursion due to a covered reason, you may be reimbursed up to the plan limit.
You can compare options and purchase directly through American Visitor Insurance, a trusted platform offering IMG travel insurance plans.
Yes, you can purchase it after booking, but it’s recommended to buy early so you’re covered for trip cancellation from the time you book.
Yes, the plan offers sporting equipment rental coverage if your gear is delayed, lost, or stolen, so you can still enjoy your planned activities.
American Visitor Insurance has developed user friendly quote comparison tools to help travelers compare prices and benefits of different IMG travel insurance plans. American Visitor Insurance also has resourceful FAQ's, Forums and blogs based on customer needs, all of which are designed easily and make an informed decision of buying the best IMG travel insurance plan for your specific requirements.
American Visitor Insurance's licensed customer support staff with over two decades of travel insurance experience, help customers by providing answers to any queries or concerns while buying IMG travel insurance. The customer support staff located in different time zones both in the East Coast and West Coast of the US are available at all times to help you with the online application process as well as to help customers while filing for IMG insurance claims should you need to use the insurance coverage while on your vacation.
Yes. The plan provides primary medical coverage, meaning eligible medical expenses are paid first by the insurance without requiring you to file with any other health insurance plan. This ensures faster claims processing and minimal out-of-pocket costs.
Primary coverage means that if you get sick or injured during your cruise, the Travel Choice Cruise plan will pay covered medical expenses directly without waiting for your personal health insurance to respond. This is especially valuable on cruises where medical care and evacuation costs can be extremely high.
Yes. Cruise ships often have limited medical facilities, and emergency care or evacuation can be very expensive. With primary coverage, the plan handles these costs upfront, providing fast access to treatment and financial protection.
Most domestic insurance plans and Medicare offer limited or no coverage outside the U.S. or on international waters. Primary coverage ensures you don’t have to rely on your home insurance—your cruise medical claims are handled directly by the Travel Choice Cruise plan.
Yes. You can receive a full refund if you cancel the policy within 10 days of purchase, provided you have not started your trip and have not filed any claim.
To file a claim with iTravelInsured Choice Cruise Insurance, follow these steps:
Download Form
Get claim form online
Call Support
1-800-628-4664
Submit Documents
Mail to International Medical Group, PO Box 240429, Apple Valley, MN 55124, USA.
Email Help
customercare@imglobal.com
Our support team is ready to assist you.
iTravelInsured Travel Choice Cruise is a primary coverage cruise travel insurance plan from IMG, offered through American Visitor Insurance. Designed specifically for cruise travelers, this affordable plan provides comprehensive protection, including emergency medical coverage with no deductible, trip cancellation, trip interruption, missed departure benefits, and medical evacuation coverage. Travelers receive trip cost protection up to $10,000, medical benefits up to $250,000, and emergency evacuation up to $500,000, making it a reliable and budget-friendly option for safe and worry-free cruising. Perfect for travelers with high-deductible health plans (HDHPs), it offers strong medical coverage and comprehensive trip protection with no deductible, so coverage starts immediately for peace of mind from day one.
Review quotes and coverage benefits for your needs to get the best protection for your next trip - fast and easy.