IMG iTravelInsured Choice Cruise Insurance

ideal for cruise travelers seeking trip, medical and itinerary protection
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iTravelInsured Choice Cruise Insurance Cost Calculator

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📌 What is iTravelInsured Choice Cruise?

iTravelInsured Choice Cruise is esigned specifically for those setting sail, this plan includes the well-rounded coverage your clients expect from a traditional travel insurance plan, plus protections specific to cruises, including:

Key Features:
  • Primary Coverage Cruise Plan: Pays eligible medical expenses directly, without needing to coordinate with other insurance.
  • No Medical Deductible: Coverage for eligible medical expenses starts immediately, with no out-of-pocket deductible.
  • Family pricing model covering 1 child age 18 or under per insured adult at no additional cost.
  • Additional covered reasons for excessive water levels and port closures.
  • Benefits addressing mechanical issues, virus outbreaks, and more.
  • 24/7 customer service and support for emergencies and travel assistance.

By choosing this plan through American Visitor Insurance, you get access to a trusted platform that allows you to compare benefits, review costs, and select coverage tailored to your cruise itinerary. Whether you are traveling for leisure, celebrating a special occasion, or booking a once-in-a-lifetime cruise, this plan ensures you can enjoy your trip with peace of mind

⭐ iTravelInsured Choice Cruise Insurance Reviews

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Insurance provider
International Medical Group
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Rating
AM Rating: A(Excellent)
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Trip Duration
90 days
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Trip Cost
Coverage up to $10,000
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Trip Cancellation
Up to 150% of trip cost
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Coverage Type
Comprehensive

🚢Why Should You Buy iTravelInsured Choice Cruise Insurance?

Cruises are a wonderful way to explore the world, but unexpected disruptions can turn your dream trip into a stressful one. iTravelInsured Choice Cruise Insurance, available through American Visitor Insurance, is designed to safeguard your vacation investment and give you peace of mind at sea

What Makes This Plan Worth Considering?

  • Medical Emergencies at Sea Can Be Very Costly

    Cruise ships have limited medical facilities, and serious cases often require evacuation by air or transfer to a foreign hospital. These costs can run into tens of thousands of dollars and most health insurance plans don't cover them. This plan ensures you're financially protected.

  • Protection Beyond the Cruise Ship

    The policy doesn't just cover your time onboard it also protects your connecting flights, hotels, and tours making it a complete travel safety net.

  • Security in Case of Travel Delays or Missed Connections

    Missing your ship due to a delayed flight or bad weather can be devastating. This plan helps cover additional transportation and lodging so you can catch up with your cruise.

💰How much does ITravelinsured Choice Cruise Insurance cost?

The ITravelinsured Choice Cruise travel insurance cost ranges from $69 to $1,268 for a 15 day trip. The trip insurance cost depends on the age of the traveler, the trip duration, the cost of the trip, the maximum coverage and any additional add-on options you choose.

For example here we are showing Choice Cruise Travel Insurance for a maximum coverage of $10,000. The policy is for a 15-day trip, with trip costs of $1,500, $3,000, $5,000, and $10,000, respectively.

Age of traveler Trip cost of $1500 Trip cost of $3000 Trip cost of $5000 Trip cost of $10,000
0 - 29 years 69 $102 $147 $289
30 - 39 years $78 $117 $170 $342
40 – 49 years $85 $129 $188 $385
50 – 59 years $95 $146 $215 $445
60 – 69 years $117 $182 $270 $572
70 – 79 years $166 $261 $390 $842
80 – 89 years $257 $407 $611 $1340
90 – 99 years $346 $570 $869 $1,956

What are the Eligibility for iTravelInsured Choice Cruise Insurance?

  1. You can purchase the plan through American visitor insurance after booking your cruise, but buying early gives you protection for trip cancellation from the earliest possible moment.
  2. The plan allows family coverage, including at least one child under 18 per adult (conditions apply).
  3. Be aware of time limits some benefits may require you to enroll within a certain number of days of your initial trip payment
  4. The plan is intended for U.S. citizens traveling to or from the U.S.

✅ What are the Benefits of iTravelInsured Choice Cruise Insurance?

Planning a cruise is exciting, but unexpected events can sometimes disrupt even the best vacations. iTravelInsured Choice Cruise Insurance helps protect your trip investment and gives you peace of mind with coverage for trip cancellations, medical emergencies, lost baggage, and more.

Trip Cancellation help 100% of Trip Cost
Trip Interruption help 150% of Trip Cost
Itinerary Change help Pre-Paid Excursion - reimburses up to $100
Travel Delay help $150 per day ($1,000 max per person)
Missed Connection help $500
Travel Inconvenience help $100
Accidental Death & Dismemberment - 24 Hour Maximum Benefit help $10,000
Emergency Accident and Sickness Medical Expense help $100,000
Medical Evacuation help $500,000
Repatriation of Remains help $500,000
Political or Personal Security Evacuation help $100,000
Natural Disaster Evacuation help $100,000
Baggage Damage or Loss help $1,000
Baggage Delay help $300
Sporting Equipment Rental help $250

❓ iTravelInsured Choice Cruise Insurance - FAQ's

1. Why should I buy cruise-specific travel insurance instead of regular travel insurance?

Standard travel insurance may not cover cruise-related risks. The Choice Cruise plan includes protections tailored for cruises, like missed connections, pre-paid excursion coverage, and service disruption benefits, ensuring peace of mind on the water.

2. Does this plan cover medical emergencies on board?

Yes. It includes emergency accident and sickness coverage, along with medical evacuation, which is critical when cruising far from hospitals or medical facilities.

3. Does it cover my pre-paid excursions?

Yes. If you miss a non-refundable, pre-booked excursion due to a covered reason, you may be reimbursed up to the plan limit.

4. Where can I buy the iTravelInsured Choice Cruise plan?

You can compare options and purchase directly through American Visitor Insurance, a trusted platform offering IMG travel insurance plans.

5. Can I buy the Choice Cruise plan after booking my cruise?

Yes, you can purchase it after booking, but it’s recommended to buy early so you’re covered for trip cancellation from the time you book.

6. Does it cover sporting equipment on cruises?

Yes, the plan offers sporting equipment rental coverage if your gear is delayed, lost, or stolen, so you can still enjoy your planned activities.

7. Why Should I Buy IMG Cruise Insurance on American Visitor Insurance?

American Visitor Insurance has developed user friendly quote comparison tools to help travelers compare prices and benefits of different IMG travel insurance plans. American Visitor Insurance also has resourceful FAQ's, Forums and blogs based on customer needs, all of which are designed easily and make an informed decision of buying the best IMG travel insurance plan for your specific requirements.

American Visitor Insurance's licensed customer support staff with over two decades of travel insurance experience, help customers by providing answers to any queries or concerns while buying IMG travel insurance. The customer support staff located in different time zones both in the East Coast and West Coast of the US are available at all times to help you with the online application process as well as to help customers while filing for IMG insurance claims should you need to use the insurance coverage while on your vacation.

8. Does the iTravelInsured Travel Choice Cruise plan offer primary medical coverage?

Yes. The plan provides primary medical coverage, meaning eligible medical expenses are paid first by the insurance without requiring you to file with any other health insurance plan. This ensures faster claims processing and minimal out-of-pocket costs.

9. What does primary coverage mean for cruise travelers?

Primary coverage means that if you get sick or injured during your cruise, the Travel Choice Cruise plan will pay covered medical expenses directly without waiting for your personal health insurance to respond. This is especially valuable on cruises where medical care and evacuation costs can be extremely high.

10. Does primary coverage help in onboard medical emergencies?

Yes. Cruise ships often have limited medical facilities, and emergency care or evacuation can be very expensive. With primary coverage, the plan handles these costs upfront, providing fast access to treatment and financial protection.

11. Why is primary coverage important for cruise insurance?

Most domestic insurance plans and Medicare offer limited or no coverage outside the U.S. or on international waters. Primary coverage ensures you don’t have to rely on your home insurance—your cruise medical claims are handled directly by the Travel Choice Cruise plan.

12. Can I get a refund if I cancel my iTravelInsured Travel Choice Cruise policy?

Yes. You can receive a full refund if you cancel the policy within 10 days of purchase, provided you have not started your trip and have not filed any claim.

📝 How Do I File a Claim With iTravelInsured Choice Cruise Insurance?

To file a claim with iTravelInsured Choice Cruise Insurance, follow these steps:

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Download Form
Get claim form online

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Call Support
1-800-628-4664

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Submit Documents
Mail to International Medical Group, PO Box 240429, Apple Valley, MN 55124, USA.

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Email Help
customercare@imglobal.com

❓Have questions?

Our support team is ready to assist you.

Summary

iTravelInsured Travel Choice Cruise is a primary coverage cruise travel insurance plan from IMG, offered through American Visitor Insurance. Designed specifically for cruise travelers, this affordable plan provides comprehensive protection, including emergency medical coverage with no deductible, trip cancellation, trip interruption, missed departure benefits, and medical evacuation coverage. Travelers receive trip cost protection up to $10,000, medical benefits up to $250,000, and emergency evacuation up to $500,000, making it a reliable and budget-friendly option for safe and worry-free cruising. Perfect for travelers with high-deductible health plans (HDHPs), it offers strong medical coverage and comprehensive trip protection with no deductible, so coverage starts immediately for peace of mind from day one.

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