IMG

Outreach Group Travel Medical Insurance

  • Outreach Group Travel Medical Insurance is underwritten by Sirius International Insurance Corporation.
  • Ideal Plan for these group:
    • Church groups traveling abroad on short-term outreach
  • Eligibility:
    • For US citizens traveling outside the United States with coverage for brief returns to the U.S.
    • Non US citizens traveling outside their home country.
    • For visitors under 65 years of age and visiting USA, their initial period of coverage must be within 6 months of arrival in the United States. For visitors over 65 years of age it must begin within 30 days of arrival. These requirements are waived if proof of previous valid international travel insurance is provided.
group

Outreach Group Travel Medical insurance plan highlights

  • Lifetime Maximum Limit Options?: $100,000, $250,000, $1,000,000.
  • Deductible Options?: $0, $100, $250.
  • Insurance Provider: International Medical Group
  • Plan Name: Outreach Group Travel Medical Insurance
Outreach Group Travel Medical Links
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Customer Care
  • Comprehensive
  • Provider Network

International Medical Group’s Outreach Group Travel Medical plan summary



Underwriter
Plan Options
  • Policy Maximum?: $100,000, $250,000, $1,000,000.
  • Deductible?: $0, $100, $250.
  • Coinsurance?:
    • For treatment received outside the U.S. & Canada: No coinsurance.
    • For treatment received within the U.S. & Canada:
      • In the PPO Network: The plan pays 90% of eligible expenses up to $5,000, then 100% up to the Maximum Limit.
      • Outside the PPO Network: The plan pays 80% of eligible expenses up to $5,000, then 100% up to the Maximum Limit.
  • Benefit Period?: 6 Months.
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Pre-existing Condition

Acute onset of pre-existing condition coverage?
  • For US Citizens:
    • Sudden and Unexpected Recurrence of a Pre-existing Condition (Medical):
      • Up to age 65 with primary health plan - usual, reasonable and customary charges up to plan maximum.
      • Up to age 65 without primary health plan - $20,000 lifetime maximum.
      • 65 years and above with or without primary health plan - $2,500 lifetime maximum.
  • For Non US Citizens:
    • Sudden and Unexpected Recurrence of a Pre-existing Condition (Medical):
      • Up to $50,000 lifetime Maximum for age 65 and under.
      • Up to $2,500 for age 65+.
  • For US and Non-US Citizens:
    • Sudden and Unexpected Recurrence of a Pre-existing Condition (Emergency Medical Evacuation):
      • Up to $25,000 of eligible costs and expenses.

Plan benefits of Outreach Group Travel Medical insurance

Benefits Coverage
Prescription Drugs Up to the Maximum Limit.
Terrorism Coverage Up to $50,000 lifetime maximum.
Accidental Death & Dismemberment $25,000 principal sum.
Common Carrier Accidental Death $50,000 to Beneficiary; maximum of $250,000 per family.
Return of Mortal Remains or Cremation or Burial Up to $50,000 for Return of Mortal Remains or $5,000 for Cremation or Burial.
Hospital Daily Indemnity $100/night, maximum 10 days.
Political Evacuation Up to $10,000.
Emergency Evacuation Up to $500,000 lifetime maximum (independent of the Maximum Limit).
Return of Minor Children Up to $50,000.
Lost Luggage Up to $50 per item of personal property; maximum of $250.
Sports & Activities Coverage Up to Maximum Limit.
Incidental Home Country Coverage Up to a cumulative two weeks.
Hospital Room and Board Up to the Maximum Limit for average semi-private room rate.
Emergency Dental Treatment Injury due to accident: Up to maximum limit. Sudden dental pain: Up to $100.

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