Global Mission Medical insurance

Global Mission Medical Insurance provides you with a choice of four plan options: Bronze, Silver, Gold and Platinum. You also have the opportunity to select a coverage area: worldwide or worldwide excluding the U.S. and Canada. Simply choose the plan option and coverage area that best fits your needs. Each one offers a full range of benefits suited for missionaries and their families.

Global Mission Medical Insurance Review, Global medical insurance reviews

Policy maximum?
$1M (Bronze Plan); $5M (Silver and Gold Plans); $8M (Platinum Plan) per individual.
Deductible options?
$250 to $10k(Bronze and Silver plan); $250 to $25k(Gold Plan); $100 to $25k (Platinum Plan) deductible per period of coverage.
Insurance provider
International Medical Group
Global Mission Medical insurance rating
AM Best Rating: "A" (Excellent)
Coinsurance of Global Mission Medical insurance
In Network - The plan pays 100%
100%
Out of Network
80%

The plan pays 80% of eligible expenses up to $5k, then 100% up to the Maximum Limit.

Global Mission Medical Links

Key Highlights of Visitors Care

Global Mission Medical insurance - Key Highlights

  • Long-term (1+ year) worldwide medical insurance for marine captains & crew members.
  • Annually renewable medical coverage.
  • Premium modes to schedule the frequency of payment that meets your needs.
  • Maximum limits from $1M to $8M.

Global Mission medical plan summary, Global health insurance coverage


Global Medical Gold insurance eligibility
  • Global Mission Medical Insurance is offered to the persons less than 75 years of age.

Global Mission Medical Underwriters

Coinsurance of Global Mission Medical Insurance
  • Treatment Outside the U.S. and Canada: 50% of deductible waived, up to a maximum of $2.5k. No coinsurance.
  • Treatment Inside the U.S. (using Medical Concierge): 50% of deductible waived, up to a maximum of $2.5k. No coinsurance.
  • Treatment Inside the U.S. (PPO Network): Subject to deductible. No coinsurance.
  • Treatment Inside the U.S. (Non PPO Network): Subject to deductible. Plan pays 80% of the next $5k of eligible expenses, then 100% to the overall maximum per period of coverage.
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    IMG Global Medical Plans Insurance - Common Questions

    01. Is IMG travel insurance legit? Is IMG a real insurance company?

    International Medical Group (IMG) has been offering travel insurance products since 1990. Based in Indianapolis, IMG has more than 300 employees and offers 25+ travel insurance products for travelers to the US as well as for US citizens traveling overseas.

    Their products are ideal people traveling to the United States as tourists on B1 visa, international students on F1 visa, Exchange scholars on J visa, professionals on the H1B visa as well as US travelers who are looking for trip cancellation insurance for travel insurance.

    02. Does IMG travel insurance cover Covid?

    Yes, IMG offers travel insurance with coverage for Covid19 as for any other illness. Imglobal has trip cancellation insurance products (insures the cost of the trip as well as health of the traveler) as well as travel health insurance products (insurance only the health of the traveler). IMG also has products for international students, exchange scholars and expatriates.

    03. Does IMG sell Cancel for Any Reason Insurance?

    Yes, IMG does offer Cancel for any reason coverage as an add-on product on some of their trip insurance plans.

    04. What does IMG insurance stand for?

    International Medical Group (IMG) is an Indiana based company offering travel insurance products since 1990. IMG has over 320 employees and offers over 25 travel insurance products for travelers to the US as well as for US citizens traveling overseas.

    05. Is IMG a good travel insurance company?

    International Medical Group (IMG) has been accredited by the Better Business Bureau since 2005 and has an A- rating.

    Get quotes for Global Mission Medical travel insurance!

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    Quotes for Global Crew Medical Insurance

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    Bronze Silver Gold Platinum
    Lifetime Maximum Limit
    $1 million/individual $5 million/individual $5 million/individual $8 million/individual
    Deductible (Per Period of Coverage)
    $250 to $10k $250 to $10k $250 to $25k $100 to $25k
    Optional Coverage at additional cost
    Global Term Life Insurance including Accidental Death & Dismemberment; Dental and Vision Global Term Life Insurance including Accidental Death & Dismemberment; Dental and Vision Global Term Life Insurance including Accidental Death & Dismemberment; Adventure Sports Rider; Dental and Vision Global Term Life Insurance including Accidental Death & Dismemberment; Terrorism; Adventure Sports Rider;
    Medical Benefits
    Hospital room and board
    Subject to deductible and coinsurance for average semi-private room rate Subject to deductible and coinsurance for average semi-private room rate.All subject to $600 per day /240 day maximum Subject to deductible and coinsurance for average semi-private room rate Subject to deductible and coinsurance for average private room rate
    Intensive care unit
    Subject to deductible and coinsurance $1.5k limit per day - 180 days of coverage per event Subject to deductible and coinsurance Subject to deductible and coinsurance
    Surgery
    Subject to deductible and coinsurance Subject to deductible and coinsurance Subject to deductible and coinsurance Subject to deductible and coinsurance
    Assistant Surgeon
    20% of primary surgeon’s charge 20% of primary surgeon’s charge 20% of primary surgeon’s charge 20% of primary surgeon’s charge
    Chemotherapy or Radiation Therapy
    Subject to deductible and coinsurance Subject to deductible and coinsurance Subject to deductible and coinsurance Subject to deductible and coinsurance
    Physical therapy
    $40 maximum per visit - 10 visit limit per event. Available for 90 days following inpatient treatment or outpatient surgery $40 maximum per visit - 30 visit limit $50 maximum per visit $50 maximum per visit
    Transplants
    $250k lifetime maximum $250k lifetime maximum $1M lifetime maximum $2M lifetime maximum
    Prescription Coverage
    Available for 90 days following related inpatient treatment or outpatient surgery.
    $600 maximum limit per event(includes dressings and durable medical equipment)
    90-day supply per prescription following related covered event.U.S.
    Retail Pharmacy out-of-network: 80%
    International Retail Phamacy: 100%
    90-day supply per prescription.U.S. Retail Pharmacy out-of-network: 80%
    International Retail Phamacy: 100%
    U.S. Retail Pharmacy: prescription drug card required.Co-pay per 30-day supply: $20 for generic / $40 for brand name where generic is not available.International Retail Pharmacy(subject to deductible): 100%
    Vision
    Optional Rider Optional Rider Optional Rider $100 maximum per 24 months for exams. $150 per 24 months for materials
    Podiatry Care
    No Coverage No Coverage $750 per period of coverage $750 per period of coverage
    Mental/Nervous
    No Coverage Outpatient after 12 months of continuous coverage $10k maximum. Avaliable after 12 months of continuous coverage $50k lifetime maximum. Avaliable after 12 months of continuous coverage
    Outpatient Treatments
    Diagnostic / X-Ray: $250 maximum per visit
    Lab tests: $300 maximum per visit
    Specialists / Physician charges: $500 maximum limit (pre-inpatient / post-inpatient)
    Diagnostic / X-Ray: $250 maximum per visit
    Lab tests: $300 maximum per visit
    Specialists / Physician charges: $70 per visit/examination (25 combined maximum visits)
    Chiropractor charges: $50 per visit / examination
    Surgery intervention consultation charges: $500 per consultation
    Subject to deductible and coinsurance Subject to deductible and coinsurance
    Hospital Indemnity
    Private Hospitals: $400 per overnight and $4k maximum limit per calendar year.
    Public Hospitals: $500 per overnight and $5k maximum limit per calendar year.
    Supplemental Accident
    No Coverage No Coverage $300 of eligible medical expenses following an accident . Not subject to deductible or coinsurance $500 maximum limit per accident. Not subject to deductible and coinsurance
    Amateur Sailboat Racing
    Subject to deductible and coinsurance Subject to deductible and coinsurance Subject to deductible and coinsurance Subject to deductible and coinsurance
    Crew Member Return
    $2.5k maximum limit.Not subject to deductible or coinsurance $2.5k maximum limit.Not subject to deductible or coinsurance $2.5k maximum limit.Not subject to deductible or coinsurance $2.5k maximum limit.Not subject to deductible or coinsurance
    Remote Transportation
    No Coverage No Coverage No Coverage $5k per period of coverage up to $20k lifetime maximum. Not subject to deductible or coinsurance
    Prescription Coverage
    Available for 90 days following related inpatient treatment or outpatient surgery.
    $600 maximum limit per event(includes dressings and durable medical equipment)
    90-day supply per prescription following related covered event.U.S.
    Retail Pharmacy out-of-network: 80%
    International Retail Phamacy: 100%
    90-day supply per prescription.U.S. Retail Pharmacy out-of-network: 80%
    International Retail Phamacy: 100%
    U.S. Retail Pharmacy: prescription drug card required.Co-pay per 30-day supply: $20 for generic / $40 for brand name where generic is not available.International Retail Pharmacy(subject to deductible): 100%
    Expatriate Prescription Services Program
    No Coverage No Coverage No Coverage Co-pay per 30-day supply: $20 for generic / $40 for non-preferred brand name.
    Must enroll via provider website: www.expatps.comDispensing maximum: 180 days
    Orphan or Biologic Drugs
    Inpatient Treatment maximum limit: $250k.
    Outpatient Surgery: up to the maximum limit.
    Subject to deductible and coinsuranceDoes not apply to maximum limit per event
    Inpatient & Outpatient Treatmentmaximum limit: $250k Inpatient & Outpatient Treatmentmaximum limit: $250k. Maximum limit $250k.U.S. Retail Pharmacy & expatriate prescription services program: Subject to copayments.
    International retail pharmacy: Subject to deductible and coinsurance.
    Inpatient/outpatient medical treatment: Subject to deductible and coinsurance
    Healthy Travel Preventative Coverage
    $250 lifetime maximum. Not subject to deductible or coinsurance. Applies to vaccinations and preventative prescription drugs administered by a physician within 30 days prior to the insured person’s initial effective date and before departing to any destination $250 lifetime maximum. Not subject to deductible or coinsurance. Applies to vaccinations and preventative prescription drugs administered by a physician within 30 days prior to the insured person’s initial effective date and before departing to any destination $250 lifetime maximum. Not subject to deductible or coinsurance. Applies to vaccinations and preventative prescription drugs administered by a physician within 30 days prior to the insured person’s initial effective date and before departing to any destination $250 lifetime maximum. Not subject to deductible or coinsurance. Applies to vaccinations and preventative prescription drugs administered by a physician within 30 days prior to the insured person’s initial effective date and before departing to any destination
    Maternity
    Maternity
    No Coverage No Coverage No Coverage $2.5k additional deductible per pregnancy.
    $50k lifetime maximum.
    $200 newborn preventative care benefit for the first 31 days -12 months after birth.
    $250k maximum for newborn care & congenital disorders for the first 31 days after birth.
    Adult Preventative Care(Age 19 or older)
    No Coverage No Coverage $250 per period of coverage $500 per period of coverage
    Child Preventative Care( Through age 18)
    No Coverage $70 maximum per visit, 3 visit per period of coverage $200 maximum per period of coverage $400 maximum per period of coverage
    Local Ambulance (U.S. only)
    Emergency local ambulance
    $1.5k maximum limit per event $1.5k maximum limit per event Subject to deductible and coinsurance. Not subject to deductible or coinsurance
    Interfacility Ambulance Transfer
    $1.5k maximum limit per event. Not subject to deductible or coinsurance.U.S. only $1.5k maximum limit per event. Not subject to deductible or coinsurance. U.S. only Subject to deductible and coinsurance.U.S. only Not subject to deductible or coinsurance.U.S. only
    Hospital Emergency Room Injury
    Subject to deductible and coinsurance Subject to deductible and coinsurance Subject to deductible and coinsurance Subject to deductible and coinsurance
    Hospital Emergency Room Illness
    Covered only if admitted as inpatient Additional $250 deductible if not admitted as an inpatien Additional $250 deductible if not admitted as an inpatient Additional $250 deductible if not admitted as an inpatient
    Dental
    Emergency Dental due to Sudden Unexpected Pain, Natural Teeth
    No Coverage No Coverage $100 per period of coverage 100%
    Traumatic Dental Injury
    $1k per period of coverage $1k per period of coverage Up to lifetime maximum limit Up to lifetime maximum limit
    Treatment Due to Unexpected Pain to Sound, Natural Teeth
    No Coverage No Coverage $100 per period of coverage 100%
    Non Emergency Dental due to Accident
    No Coverage No Coverage $500 per period of covergae $750 maximum per period of cov-erage; $50 individual deductible, applies to minor restorative and major restorative services
    Non Emergency Dental
    Optional Rider Optional Rider Optional Rider $750 maximum per calendar year; $50 individual deductible, applies to minor restorative and major restorative services.
    Pre-Existing Condition
    Pre-Existing Conditions Limitation
    Excluded $50k lifetime maximum; $5,000 per period of coverage after 24 months $50k lifetime maximum; $5,000 per period of coverage after 24 months Covered if disclosed and not excluded by rider
    Evacuation
    Emergency medical evacuation
    Up to $50k maximum per period of coverage. Not subject to deductible or coinsurance. Up to $50k maximum per period of coverage. Not subject to deductible or coinsurance. Up to lifetime maximum limit. Not subject to deductible or coinsurance. Up to maximum limit. Not subject to deductible or coinsurance.
    Emergency reunion
    $10k lifetime maximum No Coverage $10k lifetime maximum $10k lifetime maximum
    Political Evacuation and Repatriation
    No Coverage No Coverage No Coverage $10k lifetime maximum
    Return of mortal remains or cremation/burial
    $10k lifetime maximum $25k lifetime maximum $25k lifetime maximum $50k lifetime maximum
    Complementary Medicine
    No Coverage No Coverage $500 maximum limit per period of coverage $500 maximum limit per period of coverage

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    Global Mission Medical Insurance Restrictions

    Global Mission Medical Insurance is not offering coverage for residents of Belarus, Russia, or Ukraine and travelers visiting Belarus, Russia, or Ukraine.