Global Medical Platinum Insurance offers superior and high class benefits to global travelers. The plan is most suitable for travelers who require comprehensive medical, dental and visions benefits in a single plan.
|Deductible Carry Forward||Included
|Treatment Outside the U.S.||50% of deductible waived, up to a maximum of $2,500. No coinsurance.|
|Treatment Inside the U.S. (using Medical Concierge)||50% of deductible waived, up to a maximum of $2,500. No coinsurance.|
|Treatment Inside the U.S. (PPO Network)||Subject to deductible. No coinsurance.|
|Treatment Inside the U.S. (Non PPO Network)||Subject to deductible. Plan pays 80% of the next $5,000 of eligible expenses, then 100% to the overall maximum per period of coverage.|
|Hospitalization/room and board||Private room rate.|
|Assistant Surgeon||20% of surgery benefit|
Office visits and Diagnostic/X-Ray
|Chemotherapy or Radiation Therapy||Usual, reasonable and customary charges|
|Transplants||$2,000,000 lifetime maximum|
|Emergency room illness (Additional $250 deductible if not admitted as an in patient)||100%|
|Emergency room accident||100%|
|Local ambulance due to injury or illness resulting in hospitalization||100%|
|Emergency evacuation||Up to maximum limit.
Not subject to deductible or coinsurance.
|Emergency reunion||$10,000 lifetime maximum|
|Return of mortal remains||$50,000 lifetime maximum - not subject to deductible or coinsurance.|
|Rx coverage||Outside U.S. - 100%.
Inside U.S. - Rx drug card co-pay: $20 for generic / $40 for brand name where generic is not available.
|Physical therapy||Maximum $50 per visit|
|Emergency dental due to accident||100%|
|Maternity||$2,500 additional deductible per pregnancy.
$50,000 lifetime maximum.
$200 newborn preventative care benefit for the first 31 days -12 months after birth.
$250,000 maximum for newborn care & congenital disorders for the first 31 days after birth
|Hospital indemnity (Outside the U.S. only)||Private Hospitals: $400 per overnight and $4,000 maximum limit per period of coverage.
Public Hospitals: $500 per overnight and $5,000 maximum limit per period of coverage.
|Pre-Existing Conditions Limitation||Same as any illness|