Global Medical Platinum Insurance

Annually renewable worldwide medical insurance program for individuals and families

Global Medical Platinum Insurance Cost, Global health insurance cost

Age
Start Date
End Date
Gender
Payment Type
Coverage
Citizenship

Global Medical Platinum Insurance

IMG Global Medical Platinum health Insurance offers superior and high class benefits to global travelers.This plan is a long-term worldwide medical insurance available for individuals and families of all nationalities. U.S. citizens must plan to be residing outside U.S.G .The plan is most suitable for travelers who require comprehensive medical, dental and visions benefits in a single plan.

Key Benefits of Global Medical Platinum Insurance

Preventative Coverage

Emergency medical evacuation

Maternity

Non-Emergency Dental

Pre-existing condition

Adventure sports

Global Medical Platinum insurance Reviews

Policy maximum
$1M
Deductible options
$250 $500 $1k $2.5k $5k $10k
Insurance provider
International Medical Group
Global Medical Platinum Rating
AM Best Rating: "A" (Excellent)
Global Medical Platinum Underwriter
Underwritten by Sirius International Insurance Corporation, a White Mountains Insurance Group Company.
Plan life
Lifetime
Coinsurance of Global Medical Platinum
In Network - The plan pays 100%
100%
Out of Network
80%

The plan pays 80% of eligible expenses up to $5k, then 100% up to the Maximum Limit.

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Global Medical Platinum insurance - Key Highlights

  • Global Medical Platinum health Insurance offers superior and high class benefits to global travelers
  • This plan provides worldwide coverage for Non-US citizens.
  • This plan covers maternity and new born care
  • US citizens who reside outside of the US for at least 6 months of the next 12 months to be eligible for this plan.
  • Global Medical platinum plan is available for individuals from the age range of 14 days to 74 years. The coverage ends at 75 years of age.
  • This plan has a maximum lifetime of 365 days.

IMG Global Medical Platinum health insurance summary


Global Medical Platinum insurance Eligibility
  • Individuals and families of any nationality.
  • Applicant's age must be between 14 days to 74 years. Travelers aged 75 years and above are not eligible and the coverage will end at 75 years.
  • US citizens must reside abroad or must leave US on the effective date and plan to reside outside US for atleast six of the next twelve months.
  • Worldwide coverage for non US Citizens

Global Medical Platinum optional riders
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
  • Global term life insurance (including AD & D)
  • Dental or Vision rider
  • Terrorism and Sports Rider

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Plan benefits of Global Medical Platinum insurance

  • Hospital room and board Subject to deductible and coinsurance for average private room rate
    Surgery Up to the maximum limit
    Intensive care unit Subject to deductible and coinsurance
    Assistant Surgeon 20% of primary surgeon’s charge
    Hospital Indemnity(Inpatient hospitalization outside the U.S. only)? Private Hospitals: $400 maximum limit per overnight and $4k maximum limit per period of coverage
    Public Hospitals: $500 maximum limit per overnight and $5k maximum limit per period of coverage. Not subject to deductible or coinsurance
  • Chemotherapy or Radiation Therapy Subject to deductible and coinsurance
    Physical therapy Subject to deductible and coinsurance. $40 maximum per visit - 10 visit limit per event. Available for 90 days following inpatient treatment or outpatient surgery
    Treatment Outside the U.S. 50% of deductible waived, up to a maximum of $2.5k. No coinsurance
    Treatment Inside the U.S. (using Medical Concierge) 50% of deductible waived, up to a maximum of $2.5k. No coinsurance
    Treatment Inside the U.S. (PPO Network) Subject to deductible. No coinsurance
    Treatment Inside the U.S. (Non PPO Network) Subject to deductible. Plan pays 80% of the next $5,000 of eligible expenses, then 100% to the overall maximum per period of coverage
    Office visits and Diagnostic/X-Ray $300 maximum per visit - lab tests; $250 maximum per visit - diagnostic X-rays $500 maximum limit - specialists/physician charges (pre-inpatient / post-inpatient) Subject to deductible and coinsurance
    CAT Scans, MRI, Echocardiography, Endoscopy, Gastroscopy, Cystoscopy Subject to deductible and coinsurance. $600 maximum limit per examination
    Transplants $250k lifetime maximum
  • Emergency local ambulance(Injury or Illness resulting in an inpatient hospital admission) $1.5k maximum limit per event. Not subject to deductible or coinsurance
    Emergency Room Accident Up to the maximum limit
    Emergency room illness Subject to deductible and coinsurance. Covered only if admitted as inpatient
  • Traumatic Dental Injury Treatment at a hospital facility $1k per period of coverage
    Non-Emergency Dental Optional Rider
  • Emergency medical evacuation $50k maximum per period of coverage. Not subject to deductible or coinsurance
    Emergency reunion $10k maximum limit. Not subject to deductible
    Return of mortal remains or cremation/burial $10k maximum limit. Not subject to deductible
  • Healthy Travel Preventative Coverage $250 lifetime maximum. Not subject to deductible or coinsurance. Applies to vaccinations and preventative prescription drugs administered by a physician within 30 days prior to the insured person’s initial effective date and before departing to any destination
    Vision Optional Rider
    Orphan or Biologic Drugs (Available when all conditions are met)
    » Approved in writing by company
    » Medically necessary
    » Not experimental or investigational
    Applies to period of coverage max. Max limit applies towards lifetime max.
    Inpatient Treatment maximum limit: $250k.
    Outpatient Surgery: up to the maximum limit.
    Subject to deductible and coinsurance.
    Does not apply to maximumlimit per event
  • Pre-Existing Conditions Limitation Excluded
  • Prescription Coverage Subject to deductible and coinsurance.Available for 90 days following related inpatient treatment or outpatient surgery.$600 maximum limit per event(includes dressings and durable medical equipment)

Global Medical Platinum Insurance Restrictions

Global Medical Platinum Insurance is not offering coverage for residents of Belarus, Russia, or Ukraine and travelers visiting Belarus, Russia, or Ukraine.

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IMG Global Medical Plans Insurance - Common Questions

01. Is IMG travel insurance legit? Is IMG a real insurance company?

International Medical Group (IMG) has been offering travel insurance products since 1990. Based in Indianapolis, IMG has more than 300 employees and offers 25+ travel insurance products for travelers to the US as well as for US citizens traveling overseas.

Their products are ideal people traveling to the United States as tourists on B1 visa, international students on F1 visa, Exchange scholars on J visa, professionals on the H1B visa as well as US travelers who are looking for trip cancellation insurance for travel insurance.

02. Does IMG sell Cancel for Any Reason Insurance?

Yes, IMG does offer Cancel for any reason coverage as an add-on product on some of their trip insurance plans.

03. What does IMG insurance stand for?

International Medical Group (IMG) is an Indiana based company offering travel insurance products since 1990. IMG has over 320 employees and offers over 25 travel insurance products for travelers to the US as well as for US citizens traveling overseas.

04. Is IMG a good travel insurance company?

International Medical Group (IMG) has been accredited by the Better Business Bureau since 2005 and has an A- rating.

Global Medical Platinum Claims Information


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Toll Free Number
1-800-628-4664

Claims Department
International Medical Group P.O.Box 9162 Farmington Hills, MI 48333
Email: customercare@imglobal.com
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