Annually renewable worldwide medical insurance program for individuals and families
Available 5% Global Medical Platinum group travel insurance discount.
IMG Global Medical Platinum health Insurance offers superior and high class benefits to global travelers.This plan is a long-term worldwide medical insurance available for individuals and families of all nationalities. U.S. citizens must plan to be residing outside U.S.G .The plan is most suitable for travelers who require comprehensive medical, dental and visions benefits in a single plan.
Traveler can get all Traveler can get the Global Medical Platinum insurance id card and all the plan document by using Global Medical Platinum insurance login. At American Visitor Insurance, International Travelers can contact the Global Medical Platinum insurance customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
| Hospital room and board help | Subject to deductible and coinsurance for average private room rate |
| Surgery help | Up to the maximum limit |
| Intensive care unit help | Subject to deductible and coinsurance |
| Assistant Surgeon help | 20% of primary surgeon’s charge |
| Hospital Indemnity(Inpatient hospitalization outside the U.S. only)? help | Private Hospitals: $400 maximum limit per overnight and $4k maximum limit per period of coverage Public Hospitals: $500 maximum limit per overnight and $5k maximum limit per period of coverage. Not subject to deductible or coinsurance |
| Chemotherapy or Radiation Therapy help | Subject to deductible and coinsurance |
| Physical therapy help | Subject to deductible and coinsurance. $40 maximum per visit - 10 visit limit per event. Available for 90 days following inpatient treatment or outpatient surgery |
| Treatment Outside the U.S. help | 50% of deductible waived, up to a maximum of $2.5k. No coinsurance |
| Treatment Inside the U.S. (using Medical Concierge) help | 50% of deductible waived, up to a maximum of $2.5k. No coinsurance |
| Treatment Inside the U.S. (PPO Network) help | Subject to deductible. No coinsurance |
| Treatment Inside the U.S. (Non PPO Network) help | Subject to deductible. Plan pays 80% of the next $5,000 of eligible expenses, then 100% to the overall maximum per period of coverage |
| Office visits and Diagnostic/X-Ray | $300 maximum per visit - lab tests; $250 maximum per visit - diagnostic X-rays $500 maximum limit - specialists/physician charges (pre-inpatient / post-inpatient) Subject to deductible and coinsurance |
| CAT Scans, MRI, Echocardiography, Endoscopy, Gastroscopy, Cystoscopy | Subject to deductible and coinsurance. $600 maximum limit per examination |
| Transplants help | $250k lifetime maximum |
| Traumatic Dental Injury Treatment at a hospital facility help | $1k per period of coverage |
| Non-Emergency Dental | Optional Rider |
| Emergency local ambulance(Injury or Illness resulting in an inpatient hospital admission) help | $1.5k maximum limit per event. Not subject to deductible or coinsurance |
| Emergency Room Accident help | Up to the maximum limit |
| Emergency room illness help | Subject to deductible and coinsurance. Covered only if admitted as inpatient |
| Emergency medical evacuation help | $50k maximum per period of coverage. Not subject to deductible or coinsurance |
| Emergency reunion help | $10k maximum limit. Not subject to deductible |
| Return of mortal remains or cremation/burial help | $10k maximum limit. Not subject to deductible |
| Healthy Travel Preventative Coverage help | $250 lifetime maximum. Not subject to deductible or coinsurance. Applies to vaccinations and preventative prescription drugs administered by a physician within 30 days prior to the insured person’s initial effective date and before departing to any destination |
| Vision help | Optional Rider |
| Orphan or Biologic Drugs (Available when all conditions are met) » Approved in writing by company » Medically necessary » Not experimental or investigational Applies to period of coverage max. Max limit applies towards lifetime max. |
Inpatient Treatment maximum limit: $250k. Outpatient Surgery: up to the maximum limit. Subject to deductible and coinsurance. Does not apply to maximumlimit per event |
| Pre-Existing Conditions Limitation help | Excluded |
| Prescription Coverage help | Subject to deductible and coinsurance.Available for 90 days following related inpatient treatment or outpatient surgery.$600 maximum limit per event(includes dressings and durable medical equipment) |
Global Medical Platinum Insurance is not offering coverage for residents of Belarus, Russia, Iran or Ukraine and travelers visiting Belarus, Russia, Iran or Ukraine.
Contact our customer service team, we are here to help you!
Yes, the Global Medical Platinum plan does cover pre-existing conditions.
If urgent medical care isn't available locally, the plan arranges and covers transportation to the nearest suitable facility, including air or ground transport. Additionally, the plan may cover the return trip once you're medically stable.
Yes, the Global Medical Platinum plan offers customization options to suit your needs. You can adjust aspects like:
Yes, the Global Medical Platinum plan is annually renewable. You can renew it at the end of each coverage period to ensure uninterrupted benefits.
The cost of the Global Medical Platinum Insurance plan varies based on factors such as coverage area, deductible levels, and optional add-ons. Deductibles can range from $100 to $25,000, and the plan offers a lifetime maximum benefit of $8,000,000 per individual.
This plan offers global coverage, including hospitalization expenses within India, and provides coverage exclusively for emergency medical treatments while overseas.
To file a claim with Global Medical Platinum, follow these steps: