Best Travel Insurance for Pet Owners
Travel insurance for pet owners helps protect your trip when unexpected events involving your pet affect your travel plans. The cost depends on factors such as your age, destination, trip duration, trip cost, and coverage selected. Pet-owner benefits may include eligible pet kennel expenses, trip cancellation, trip interruption, and pet return transportation. Compare available IMG plans and get an instant quote to find the right coverage and pet travel insurance cost for your trip.
Travel Insurance for Pet Owners
Traveling can be more complicated when you have a dog, cat, or service animal. Whether your pet is traveling with you or staying at home while you are away, an unexpected illness, injury, travel delay, or change in your return plans can create additional expenses. IMG Travel insurance for pet owners can provide benefits designed to help protect your trip and assist with certain pet-related costs, subject to the policy terms and conditions.
What Factors Should Pet Owners Consider When Buying Travel Insurance?
- Trip Cancellation : We know how important your dogs and cats are to you, and we understand why you might need to cancel your trip if something unexpected happens to them. Some travel protection plans can help cover the cost if your dog, cat, or service animal becomes sick, injured, or passes away.
- Extended boarding : iTravelInsured Travel SE and iTravelInsured Travel LX both offer a pet kennel benefit. If an airline delays your return trip for a certain amount of time, these plans can reimburse you for any extra kennel fees or costs caused by the delay, up to a set limit.
- Trip Interruption: No one wants to think about a pet getting sick or hurt while you're away from home, but if you're forced to end your vacation early to comfort Fido, trip interruption benefits can kick in. A pet's unforeseen illness or injury is a covered reason under this benefit, which can reimburse you for unused, prepaid, non-refundable travel costs plus the additional transportation expenses required to get you home, up to the maximum benefit amount.
- Pet Insurance: We know you want your pet to stay happy and healthy, even when you're not traveling. That's why IMG has partnered with Fetch to offer pet insurance for your dog or cat. This Itravelinsured plans can help keep them healthy and happy for as long as possible.
Pet Travel Benefits Included in Travel Insurance for Pet Owners
- Pet Return : This benefit includes reimbursement of the cost of a one-way economy commercial airline or ground transportation ticket to return a pet cat or dog to the airport within the insured person's country of residence.
- Small Pet Common Air Carrier Accidental Death : This benefit may provide coverage in the event of an unexpected death of pet cat or dog weighing up to thirty pounds and travelling with a covered insured person on a common air carrier. This benefit applies to the only insured person's originating flight from the country of residence, and the pet must be checked with the air carrier, whether travelling in the airplane cabin with the insured person.
- Pet Kennel : The pet kennel benefit is a travel insurance feature that covers the cost of additional kennel or boarding fees if your trip is delayed or interrupted. For example, if an airline delays your return flight, this benefit helps reimburse you for the extra expenses of keeping your pet in a kennel or boarding facility until you're able to return and reunite with them.
What Are the Best Travel Medical Insurance Plans for Pet Owners?
The best IMG travel insurance plans for pet owners include Patriot America Lite, Patriot America Plus, Patriot America Platinum, Patriot International Lite, and Patriot International Platinum, offering flexible coverage for different travel needs and budgets. These plans provide benefits such as pet return coverage up to $1,000, small-pet accidental death coverage up to $500, emergency medical evacuation, and comprehensive medical coverage. Higher-tier plans offer medical maximums up to $8 million, while eligible plans also provide acute onset of pre-existing condition coverage up to age 70, subject to the plan terms.
- Offers medical maximum from $50,000 to $1,000,000
- This plan covers pet return benefit up to $1,000 maximum limit. Not subject to deductible. (For a pet cat or dog traveling with the insured person)
- Small pet common air carrier accidental death up to $500 maximum limit. Not subject to deductible. (For a pet cat or dog up to 30 pounds traveling with the insured person)
- Medical evacuation covered up to $1,000,000
- Offers medical maximum from $50,000 to $1,000,000
- This plan covers pet return benefit up to $1,000 maximum limit. Not subject to deductible. (For a pet cat or dog traveling with the insured person)
- Small pet common air carrier accidental death up to $500 maximum limit. Not subject to deductible. (For a pet cat or dog up to 30 pounds traveling with the insured person)
- Medical evacuation covered up to $1,000,000
- Acute onset of pre-existing condition covers up to 70 years up to max limit.
- Offers medical maximum from $1,000,000 to $8,000,000
- This plan covers pet return benefit up to $1,000 maximum limit. Not subject to deductible. (For a pet cat or dog traveling with the insured person)
- Small pet common air carrier accidental death up to $500 maximum limit. Not subject to deductible. (For a pet cat or dog up to 30 pounds traveling with the insured person)
- Medical evacuation covered up to maximum limit
- Acute on set of pre-existing condition covers up to 70 years up to max limit.
- Offers medical maximum from $50,000 to $1,000,000
- This plan covers pet return benefit up to $1,000 maximum limit. Not subject to deductible. (For a pet cat or dog traveling with the insured person)
- Small pet common air carrier accidental death up to $500 maximum limit. Not subject to deductible. (For a pet cat or dog up to 30 pounds traveling with the insured person)
- Medical evacuation covered up to $1,000,000
- Acute on set of pre-existing condition covers up to 70 years up to max limit.
- Offers medical maximum from $2,000,000 to $8,000,000
- This plan covers pet return benefit up to $1,000 maximum limit. Not subject to deductible. (For a pet cat or dog traveling with the insured person)
- Small pet common air carrier accidental death up to $500 maximum limit. Not subject to deductible. (For a pet cat or dog up to 30 pounds traveling with the insured person)
- Medical evacuation covered up to maximum limit
- Acute on set of pre-existing condition covers up to 70 years up to max limit.
Why Is Travel Insurance Important for Pet Owners?
Pets are more than just animals they are family. They love us without conditions, teach us responsibility and care, and help reduce stress with their companionship.
We know that as a pet parent, it can be tough to think about leaving your pets behind when you travel. You might decide to board your dog, Fido, so he can enjoy playing with other dogs, or you may prefer a cat sitter for Fluffy to keep her comfortable at home. No matter what, it's important to make sure they get the best care while you're away. We also understand how important it is to come home to your pets safely, which is why we offer travel protection benefits and non-insurance services to help you stay safe and worry-free while you explore the world.
What Are the Best Travel Insurance Plans for Pet Owners?
The ITravelInsured Travel SE and iTravelInsured Travel LX insurance plans are our top choices for pet owners. These plans offer coverage for extra pet kennel fees due to travel delays, as well as trip cancellation and interruption benefits if your pet becomes sick or injured.
- Trip Cancellation covered up to 100% of trip cost up to $150,000
- Trip Interruption covered up to 150% of trip cost
- Pet kennel benefit covered up to $100 per day ($500 max per pet)
- Emergency accident and sickness medical coverage up to $250,000
- Emergency medical evacuation covered up to $500,000
- This plan offers primary medical coverage
- Trip Cancellation covered up to 100% of trip cost up to $150,000
- Trip Interruption covered up to 150% of trip cost
- Pet kennel benefit covered up to $100 per day ($300 max per pet)
- Emergency accident and sickness medical coverage up to $500,000
- Emergency medical evacuation covered up to $1,000,000
- Optional cancel for any reason covered up to 75% of trip cost
How Much Does Travel Medical Insurance Cost for Pet Owners?
Travel medical insurance cost for pet owners ranges from $72 to $637 for a month. The cost may vary depending on travelers age, length of coverag, medical maximum and deductible.
For example here we are showing cost for $250 deductible and with duration of one month.
| Plan name | Plan Max Range | Age 40 | Age 60 |
|---|---|---|---|
| Patriot America Lite IMG |
$50,000 to $1,000,000 | $72 - $130 | $153 - $189 |
| Patriot America Plus IMG |
$50,000 to $1,000,000 | $77 - $139 | $164 - $311 |
| Patriot America platinum IMG |
$1,000,000 to $8,000,000 | $138 - $291 | $322 - $637 |
Source: American Visitor Insurance ®
How Much Does Travel Insurance Cost for Pet Owners?
The Trip insurance cost for pet owners ranges from $525 to $14,652 for a 15 days duration of trip. The cost is based on the age of travelers, trip cost and trip duration.
For example here we are showing cost for 15 days duration of trip for a 40 years old traveler.
| Plan name | Trip cost $10,000 | Trip Cost $20,000 | Trip Cost $50,000 | Trip Cost $100,000 |
|---|---|---|---|---|
| ITravelinsured SE IMG |
$525 | $1,074 | $2,682 | $5,362 |
| ITravelinsured LX IMG |
$957 | $2,932 | $7,327 | $14,652 |
Source: American Visitor Insurance ®
What Can Travel Insurance for Pet Owners Cover?
Certain IMG and iTravelInsured travel insurance plans offer pet-related benefits, but coverage varies depending on whether you choose a trip protection plan or a travel medical insurance plan.
Pet Benefits Under Trip Protection PlansSome iTravelInsured trip protection plans may provide benefits for:
- Pet kennel expenses: If a covered trip delay or trip interruption causes you to return home later than your scheduled return date, eligible plans may reimburse additional kennel fees or expenses, subject to the plan's maximum benefit and requirements.
- Pet-related travel expenses: Coverage is subject to the specific covered reasons, eligibility requirements, and terms of the applicable trip protection plan.
Certain IMG travel medical insurance plans may provide benefits for pets traveling with the insured, including:
- Pet return benefit: An eligible plan may reimburse the cost of a one-way economy transportation ticket to return a covered dog or cat to the insured person's country of residence.
- Small pet accidental death benefit : Certain plans may provide a benefit if an eligible small dog or cat dies unexpectedly while traveling with the insured person on a common air carrier, subject to the plan's eligibility requirements and benefit limit.
Pet coverage is not included in every IMG travel insurance plan. Benefits, limits, eligibility requirements, covered situations, and exclusions vary by plan. Review the applicable plan documents before purchasing.
IMG Travel Insurance for Pet Owners - FAQs
Pet insurance is not generally the same as travel insurance. However, certain IMG travel insurance plans include specific pet-related benefits, such as trip cancellation, trip interruption, pet kennel expenses, pet return, and accidental death benefits, subject to the plan terms.
Yes. ITravelinsured LX and SE plans covers pet kennel benefit up to $100 per day and $500 maximum per pet.
Certain IMG plans provide a pet return benefit that may reimburse the cost of a one-way economy commercial airline or ground transportation ticket to return an eligible dog or cat to the airport within the insured person's country of residence.
Certain plans may provide a small pet common air carrier accidental death benefit for an eligible dog or cat weighing up to 30 pounds while traveling with the insured person on a common air carrier. Specific eligibility requirements and limitations apply.
iTravelInsured Travel LX and iTravelInsured Travel SE are strong options for pet owners because they include pet kennel benefits along with trip cancellation and interruption benefits for qualifying pet-related situations. Travel LX offers a higher maximum pet kennel benefit than Travel SE.
Review the plan's pet benefits, covered reasons, benefit limits, eligibility requirements, exclusions, trip cancellation and interruption coverage, and kennel or pet return benefits before purchasing. Always refer to the applicable plan document for complete coverage details.