The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
Patriot America Plus and Patriot Platinum America plans are based on the primary residence country that the member lists on the application. The Green Card holders can buy Patriot America Plus insurance for coverage in the US, as long as their primary residence is outside the US. There is no set amount of time they have to purchase.
However, if they establish a permanent residence in the US, they are not eligible. So if they have a home (purchased or renting) here in the US, they can’t get our coverage. Provided they are eligible, if/when they submit a claim for treatment in the US, we will ask for their proof of residency in another country (renters agreement, bills to that address, etc) Just something showing that they live anywhere else.
The Affordable Care Act (Obamacare) had made it mandatory for all US residents to have health insurance, however the compulsory insurance requirement has been waived and it is now no longer mandatory to have health insurance. However, given the very high cost of US healthcare, where a regular Doctor’s consultation can take hundreds of Dollars, and Hospitalization overnight can involve thousands, or even tens of thousands of Dollars, it is very risky to be living in the US without any health insurance.
Green card holders can buy the health insurance on American Visitor Insurance if they do not have group health insurance from any employer, or if they are not yet eligible for US Medicare or for other domestic health insurance. The medical insurance for Green card holders that we offer will however not cover preventive care and has limited coverage for pre-existing medical conditions.
Buy IMG Patriot International travel insurance plans...
Click here to read more »Compare quotes online for IMG insurance...
Click here to read more »Compare quotes online for IMG Travel insurance...
Click here to read more »Travelling in groups? Get coverage from IMG Patriot Group travel insurance!.
Compare quotes »Need coverage for the IMG acute onset of pre-existing conditions insurance?
Compare quotes »It is best suited for travelers expecting first-class medical coverage..
Compare quotes »Provides coverage for for foreign residents as visitors to the USA.
Compare quotes »IMG Insurance is not offering coverage for residents of Belarus, Russia, or Ukraine and travelers visiting Belarus, Russia, or Ukraine