Ideal Plan for these groups
|Impotant factors||Patriot America lite Group||Patriot International Lite Group|
|Take a quote & purchase for Individual||Patriot America lite details page||Patriot International lite details page|
|Policy maximum||Up to $1M||Up to $1M|
|Insurance provider||International Medical Group||International Medical Group|
|Underwriter||Underwritten by Sirius International Insurance Corporation, a White Mountains Insurance Group Company.||Underwritten by Sirius International Insurance Corporation, a White Mountains Insurance Group Company.|
|Coinsurance||In the PPO network: 100% up to the maximum limit
Out of the PPO network: 80% up to $5,000, then 100%
|Outside the US: 100% up to the maximum limit|
|Deductible options||$0 to $2,500||$0 to $2,500|
|Rating||"A" (Excellent)||"A" (Excellent)|
|Plan life||5 days to 12 months.
Patriot America lite Group Insurance can be renewed online maximum up to 24 months.
|5 days to 12 months.
Patriot International Lite Group Insurance can be renewed online maximum up to 24 months.
|Compare Patriot travel plans||Compare Patriot Travel Insurance Plans||Compare Patriot Travel Insurance Plans|
|Take a quote & purchase for Groups||Buy Online||Buy Online|
IMG provides coverage for any organization which has groups travelling together who need temporary medical insurance while traveling for business or pleasure anywhere outside of your home country.
International travel can quickly turn into a frightening situation if you’re not prepared for a medical emergency. Most travelers assume they will be covered by their standard medical plan, but that isn’t the case. While traditional plans may offer adequate domestic coverage, they are not designed for international travel. Without even realizing it, you may be putting your health at risk.
Travel with one of IMG’s two Patriot Lite group travel medical insurance plans so you can spend more time enjoying your international experience and less time worrying about medical coverage.
|Eligible medical expenses||Up to the maximum limit|
|Hospital room and board||Average semi-private room rate, including nursing services|
|Surgery||Up to the maximum limit|
|Intensive care unit||Up to the overall maximum limit.|
|Bedside visit||$1.5k maximum limit. Not subject to deductible|
|Hospital indemnity||$250 per overnight inpatient confinement, maximum limit of 10 overnights. Not subject to deductible|
|Emergency medical evacuation||$1M maximum limit. (independent of the maximum limit)|
|Emergency reunion||$50k maximum limit|
|Return of mortal remains or cremation/burial||$50k maximum limit for return of mortal remains or ashes to country of residence, or $5k maximum limit for cremation or local burial at the place of death.|
|Return of minor children||$50k maximum limit|
|Political evacuation and repatriation||$10k maximum limit|
Patriot Lite Group travel medical insurance is designed for groups of five or more individuals. Patriot International Lite Group provides coverage for a group of U.S. citizens traveling outside the U.S, while Patriot America Lite Group provides coverage for a group of non-U.S. citizens traveling outside their home country.
Patriot Lite travel medical insurance can offer benefits such as emergency medical expenses, emergency medical evacuation, repatriation of remains, accidental death and dismemberment, and more. However, Patriot Lite Group travel medical insurance may also have some limitations or exclusions, such as pre-existing conditions, age limits, and deductibles.
The cost of Patriot group insurance depends on several factors, such as the age, destination, duration, coverage amount, deductible amount, and optional benefits of the group members.
Coverage usually includes benefits like emergency medical expenses, trip interruption, baggage loss, and more. The specific coverage details can vary by policy.
Yes, many group travel insurance plans, including Patriot International Lite Group, include coverage for emergency medical evacuation. However, coverage specifics can vary, so it's important to review the policy.
No, Patriot International Lite Group and Patriot America Lite Group insurance do not have trip cancellation coverage. Trip cancellation coverage is a benefit that reimburses you for the non-refundable costs of your trip if you have to cancel it due to a covered reason, such as illness, injury, death, or natural disaster.
Patriot International Lite Group and Patriot America Lite Group insurance are travel medical insurance plans that cover the medical expenses and emergencies of a group of five or more non-US citizens who are travelling outside their home country, but not to the US, or to the US, respectively. These plans do not cover the non-medical expenses or risks of your trip, such as trip cancellation, trip interruption, lost luggage, or travel delay. If you want to have trip cancellation coverage for your group, you may need to buy a separate travel insurance plan that includes this benefit.
Patriot Group Insurance provides international travel medical insurance for any organization which has groups travelling together. The group should comprise of at least 5 or more members of the organization and traveling outside their country of residence. It covers pre-existing conditions for group of travelers while they are away from their home country. This plan can be available from 5 days to 2 years, Underwritten by Sirius International Insurance Corporation and is rated A- “Excellent” by A.M. Best.
Patriot America Lite Group insurance is designed for people traveling outside their home country. Patriot International Lite Group insurance is designed for people traveling outside the U.S.
Patriot America Lite Group insurance is designed for people traveling outside their home country.
Patriot International Lite Group insurance is designed for people traveling outside the U.S.
Yes.Patriot International Lite Group covers acute on set of pre-existing conditions up to 70 years while Patriot America Lite Group does not cover pre-existing conditions.
We have two types of Patriot Group plans. Patriot America Lite Group and Patriot International Lite Group for groups travelling together who need temporary medical insurance while traveling for business or pleasure anywhere outside of your home country.
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